PROPERTY MANAGERS ASSOCIATION SCOTLAND LIMITED

TITANIUM 1, KINGS INCH PLACE, RENFREW, PA4 8WF

Company Number: SC010074
Incorporation date: 03-Jun-1918
Status: Active
Entity type: PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)

SIC codes:
94120 Activities of professional membership organizations

SUMMARY

This company is 105.9 years old and is currently active. There is no financial data because the company seems to be late in filing its accounts or has failed to file digital (iXBRL) accounts. The company has 13 active officers (directors or partners) who are or were officers of 42 other companies, 8 (19.0%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 31-Aug-2025
Accounts Filed: TOTAL EXEMPTION FULL (30-Nov-2023)

Financial data not available

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	All apointments (active/resigned)
Active	PENNYLAND PROPERTY MANAGEMENT CONSULTING LIMITED	22 Jan 2019	18 Apr 2024	1 - 0
Resigned	WJM SECRETARIES LIMITED	01 May 2010	29 Nov 2018	28 - 217
Resigned	BRODIES SECRETARIAL SERVICES LIMITED	07 Aug 2006	20 May 2010	495 - 691
Resigned	BISHOPS SOLICITORS LLP	16 May 2005	07 Aug 2006	0 - 90
Resigned	BISHOPS	31 Jul 2002	16 May 2005	0 - 42
Resigned	Morison BISHOP	03 Mar 1989	31 Jul 2002	0 - 36

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Callum Alexander BRUCE	03 Mar 2023		Company Director	British	2 - 0	0 (0.0%)
Active	Paul MCDERMOTT	03 Mar 2023		Company Director	British	4 - 9	4 (30.8%)
Active	Gordon BUCHANAN	03 Mar 2023		Company Director	British	2 - 0	0 (0.0%)
Active	David DORAN	03 Mar 2023		Company Director	Scottish	3 - 1	0 (0.0%)
Active	Ross William WATT	05 Mar 2021		Company Director	British	9 - 3	0 (0.0%)
Active	Iain James FRIEL	05 Mar 2021		Executive Director	British	2 - 5	2 (28.6%)
Resigned	Lorraine MACDONALD	05 Mar 2021	04 Mar 2022	Executive Director	British	3 - 1	0 (0.0%)
Resigned	Bryan John Alexander MCMANUS	05 Mar 2021	04 Mar 2022	Executive Director	British	1 - 1	0 (0.0%)
Resigned	Gordon Wilson DOUGLAS	05 Mar 2020	05 Feb 2021	Director	British	2 - 1	0 (0.0%)
Active	Derek Alexander MACDONALD	05 Mar 2020		Director	British	2 - 0	0 (0.0%)
Active	Neale Alexander BISSET	05 Mar 2020		Director	British	3 - 1	0 (0.0%)
Resigned	Martin ROCHFORT	20 Feb 2018	10 Jul 2020	Chartered Surveyor / Co Director	British	0 - 8	3 (37.5%)
Active	Adele Elizabeth MCLAUGHLIN	26 Jan 2018		Company Director	British	2 - 0	0 (0.0%)
Resigned	David DORAN	27 Jan 2017	01 Mar 2019	Director	British	3 - 1	0 (0.0%)
Resigned	Ross William WATT	27 Jan 2017	05 Mar 2020	Director	British	9 - 3	0 (0.0%)
Active	Nic MAYALL	27 Jan 2017		Director	British	2 - 0	0 (0.0%)
Resigned	Alan MAXWELL	17 Nov 2016	05 Mar 2021	Director	British	0 - 4	0 (0.0%)
Active	Jacqueline BORTHWICK	29 Jan 2016		Director	British	1 - 0	0 (0.0%)
Resigned	John WALKER	30 Jan 2015	27 Jan 2017	Director	British	2 - 2	0 (0.0%)
Resigned	Neil James WATT	30 Jan 2015	27 Jan 2017	Director	British	3 - 5	1 (12.5%)
Active	David James King REID	31 Jan 2014		Director	British	6 - 8	4 (28.6%)
Resigned	Graham Carmichael MITCHELL	17 Apr 2013	08 May 2015	Chartered Surveyor	British	6 - 11	1 (5.9%)
Active	George MCGUIRE	25 Jan 2013		Property Manager	British	1 - 0	0 (0.0%)
Resigned	Derek Alexander MACDONALD	04 Feb 2010	27 Jan 2017	Property Manager	British	5 - 3	1 (12.5%)
Resigned	Iain James FRIEL	05 Feb 2009	02 May 2015	Property	British	2 - 5	2 (28.6%)
Resigned	Brian William FULTON	05 Feb 2009	01 Mar 2019	Property Manager	British	0 - 3	0 (0.0%)
Resigned	Timothy Edward LOVAT	05 Feb 2009	15 Dec 2017	Property Manager	British	8 - 10	8 (44.4%)
Resigned	John David HUTTON	05 Feb 2009	29 Jan 2016	Executive Director	British	0 - 4	0 (0.0%)
Resigned	John WALKER	07 Feb 2008	27 Jan 2012	Property Manager	British	2 - 2	0 (0.0%)
Resigned	John BOYLE	08 Feb 2007	05 Feb 2009	Property Manager	British	0 - 3	0 (0.0%)
Resigned	William Clark HUTCHINSON	09 Feb 2006	27 Jan 2017	Property Manager	British	3 - 5	0 (0.0%)
Resigned	Alan MAXWELL	09 Feb 2006	25 Jan 2013	Property Agent	British	0 - 4	0 (0.0%)
Resigned	Lorraine MACDONALD	09 Feb 2006	29 Jan 2016	Property Manager	British	0 - 4	0 (0.0%)
Resigned	Orry Isaac LOVAT	09 Feb 2006	05 Feb 2009	Property Manager	British	4 - 7	3 (27.3%)
Resigned	Martin ROCHFORT	10 Feb 2005	25 Jan 2013	Company Director	British	0 - 8	3 (37.5%)
Resigned	David MCGREGOR	10 Feb 2005	07 Feb 2008	Property Manager	British	0 - 2	0 (0.0%)
Resigned	Ian Henderson HART	12 Feb 2004	08 Feb 2007	Property Manager	British	2 - 6	0 (0.0%)
Resigned	Thomas ROWLANDS	28 Aug 2003	09 Feb 2006	Chartered Accountant	British	2 - 14	3 (18.8%)
Resigned	Maurice Francis Edward SCARLES	31 Jan 2002	07 Feb 2008	Property Manager	British	0 - 6	3 (50.0%)
Resigned	Alan Thomas ENGLISH	25 Jan 2001	09 Feb 2006	Chartered Surveyor	British	0 - 4	0 (0.0%)
Resigned	William Clark HUTCHINSON	25 Jan 2001	12 Feb 2004	Property Manager	British	3 - 5	0 (0.0%)
Resigned	John Malcolm WILLIAMSON	27 Jan 2000	09 Feb 2006	Company Director	British	0 - 9	4 (44.4%)
Resigned	Alasdair Finlay Strath SEALE	27 Jan 2000	08 Jan 2007	Property Manager	British	9 - 8	3 (17.6%)
Resigned	Graeme DICKSON	28 Jan 1999	10 Feb 2005	Property Manager	British	0 - 4	0 (0.0%)
Resigned	Gordon Stewart ANDERSON	28 Jan 1999	31 Jan 2002	Property Manager	British	0 - 5	0 (0.0%)
Resigned	John ROBERTSON	28 Jan 1999	31 Jan 2002	Property Manager	British	0 - 4	1 (25.0%)
Resigned	Lorraine MACDONALD	29 Jan 1998	25 Jan 2001	Property Manager	British	0 - 4	0 (0.0%)
Resigned	Graham Carmichael MITCHELL	29 Jan 1998	25 Jan 2013	Chartered Surveyor	British	6 - 11	1 (5.9%)
Resigned	Peter James WARNOCK	30 Jan 1997	31 Jan 2014	Chartered Surveyor	British	0 - 3	1 (33.3%)
Resigned	Neil James WATT	25 Jan 1996	12 Feb 2004	Property Manager	British	3 - 5	1 (12.5%)
Resigned	Robert Glen CAMPBELL	25 Jan 1996	28 Jan 1999	Property Manager	British	0 - 3	1 (33.3%)
Resigned	James Neil MACFARLANE	11 Jan 1996	30 Jan 2003	Chartered Surveyor	British	2 - 5	1 (14.3%)
Resigned	William Clark HUTCHINSON	26 Jan 1995	29 Jan 1998	Property Manager	British	3 - 5	0 (0.0%)
Resigned	Colin Crawford CAMPBELL	26 Jan 1995	12 Feb 2004	Property Manager	British	0 - 2	0 (0.0%)
Resigned	Thomas ROWLANDS	27 Jan 1994	31 Jan 2002	Chartered Accountant	British	2 - 14	3 (18.8%)
Resigned	James Jack FULTON	27 Jan 1994	05 Feb 2009	Property Manager	British	1 - 9	1 (10.0%)
Resigned	Richard Stephen BURNETT	26 Aug 1993	05 Feb 2009	Chartered Surveyor	British	4 - 4	0 (0.0%)
Resigned	Maurice Francis Edward SCARLES	28 Jan 1993	25 Jan 1996	Property Agent	British	0 - 6	3 (50.0%)
Resigned	David William HALL	28 Jan 1993	25 Jan 1996	Chartered Surveyor	British	0 - 3	2 (66.7%)
Resigned	Charles Stanley HUTCHINSON	28 Jan 1993	26 Jan 1995	Property Manager	British	3 - 2	0 (0.0%)
Resigned	Ian DONALD	28 Jan 1993	27 Jan 2000	Chartered Surveyor	British	0 - 3	0 (0.0%)
Resigned	Alan Thomas ENGLISH	30 Jan 1992	26 Jan 1995	Chartered Surveyor	British	0 - 4	0 (0.0%)
Resigned	Andrew Law Gordon CUMMING	30 Jan 1992	26 Jan 1995	Property Agent	British	0 - 9	0 (0.0%)
Resigned	Robert Manners BISSET	23 Jan 1991	27 Jan 1994	Property Manager	British	0 - 2	0 (0.0%)
Resigned	James Stuart BUCHANAN	23 Jan 1991	28 Jan 1999	Property Manager	British	0 - 5	1 (20.0%)
Resigned	Andrew Law Gordon CUMMING		23 Jan 1991	Property Agent	British	0 - 9	0 (0.0%)
Resigned	Douglas Graham RATTRAY		23 Jan 1991	Chartered Surveyor	British	0 - 5	0 (0.0%)
Resigned	Maurice Francis Edward SCARLES		25 Jan 1996	Property Agent	British	0 - 6	3 (50.0%)
Resigned	Brian Cunningham RITCHIE		30 Jan 1992	Company Accountant	British	0 - 2	1 (50.0%)
Resigned	Iain Stewart BRUCE		28 Jan 1993	Chartered Surveyor	British	0 - 10	4 (40.0%)
Resigned	Alan Cowan WILLIAMS		02 Mar 1990	Property Agent	British	0 - 3	0 (0.0%)
Resigned	Neil Alexander POLLOCK		28 Jan 1999	Chartered Surveyor	British	0 - 3	0 (0.0%)
Resigned	Ian Henderson HART		25 Jan 1996	Property Manager	British	2 - 6	0 (0.0%)
Resigned	William Clark HUTCHINSON		28 Jan 1993	Property Manager	British	3 - 5	0 (0.0%)
Resigned	Brian ADAIR		28 Jan 1993	Chartered Surveyor	British	0 - 14	4 (28.6%)
Resigned	Thomas ROWLANDS		30 Jan 1992	Chartered Accountant	British	2 - 14	3 (18.8%)
Resigned	James MCCANN		27 Jan 1994	Director	British	0 - 6	0 (0.0%)
Resigned	Charles Douglas BURGESS		02 Mar 1990	Chartered Surveyor	British	0 - 2	0 (0.0%)

Number of active directors: 13
Average tenure of active directors: 4.8 years
Average tenure of resigned directors: 4.4 years
Average active director Dissolution Rate: 6.8%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Callum Alexander BRUCE	Paul MCDERMOTT	Gordon BUCHANAN	David DORAN	Ross William WATT	Iain James FRIEL	Derek Alexander MACDONALD	Neale Alexander BISSET	Adele Elizabeth MCLAUGHLIN	Nic MAYALL	Jacqueline BORTHWICK	David James King REID	George MCGUIRE
PROPERTY MANAGERS ASSOCIATION SCOTLAND LIMITED (SC010074) - Active	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔
HACKING & PATERSON MANAGEMENT SERVICES (SC073599) - Active			✔	✔
REDPATH BRUCE PROPERTY MANAGEMENT GLASGOW (SC078620) - Dissolved						✔
SPEIRS GUMLEY PROPERTY MANAGEMENT LIMITED (SC078921) - Active						✔
MACFIE & CO MANAGEMENT SERVICES LIMITED (SC084796) - Active	✔
GLASGOW OPEN AIR LEISURE SERVICES (G.O.A.L.S.) LIMITED (SC107104) - Active		✔
FORTIS LEISURE LIMITED (SC126382) - Active		✔
PMC PROPERTY MANAGEMENT & LETTINGS LTD (SC156893) - Active								✔
GLASGOW OPEN AIR LEISURE SERVICES (WEMBLEY) LIMITED (SC181296) - Active		✔
BELMONT DEVELOPMENTS SCOTLAND LTD. (SC209041) - Dissolved		✔
STATION HOUSE GLASGOW LTD (SC210000) - Active		✔
NORTHWIND LEISURE (NEWCASTLE) LIMITED (SC210515) - Active		✔
NORTHWIND LEISURE LIMITED (SC211791) - In Administration		✔
PMD (PROPERTIES) LIMITED (SC212956) - Active		✔
NEWTON PROPERTY MANAGEMENT LTD. (SC224378) - Active					✔
NORTHWIND HOMES LIMITED (SC252142) - Dissolved		✔
LIFE PROPERTY MANAGEMENT LIMITED (SC253869) - Active												✔
TLC HOUSING MAINTENANCE LIMITED (SC281104) - Active					✔
STAIR WAY MANAGEMENT LTD. (SC282102) - Dissolved												✔
NORTHWIND LEISURE (DUNDEE) LIMITED (SC290753) - Active		✔
JAMES GIBB PROPERTY MANAGEMENT LIMITED (SC299465) - Active										✔		✔
WATT & CO PROPERTY MANAGEMENT LTD (SC301087) - Active					✔
MCKELVIE QUINN LTD. (SC308901) - Dissolved												✔
PROPERTY RESPONSE 24 LTD (SC310776) - Active												✔
GREENHOME PROPERTY MANAGEMENT LIMITED (SC310942) - Active					✔
REGENT KNIGHT ASSOCIATES LIMITED (SC343860) - Dissolved												✔
REDPATH BRUCE PROPERTY MANAGEMENT LIMITED (SC347692) - Active						✔			✔
BOWAT LIMITED (SC348713) - Active					✔
LIFE CREDIT MANAGEMENT LIMITED (SC352179) - Active												✔
REGENT COURT (SCOTLAND) LTD (SC355586) - Active												✔
CFW PLUMBING & HEATING LIMITED (SC357476) - Dissolved												✔
FACTORING ARBITRATION SERVICES TEAM LIMITED (SC396004) - Active												✔
PARK PROPERTY MANAGEMENT LTD (SC413993) - Active		✔
JUST BETTER LIMITED (SC443676) - Dissolved		✔
GLORIOUS GROUSE LTD (SC446324) - Active					✔
DRIFTWOOD INVESTMENTS LIMITED (SC476060) - Active								✔
GCW PROPERTIES LIMITED (SC476485) - Active					✔
YOUR LOCAL FACTOR LTD (SC500054) - Active				✔
STRACHAN GROUSE LTD (SC529742) - Active					✔
LIFE (SCOTLAND) LTD (SC588498) - Active												✔
LIFE PROMOTIONS MANAGEMENT LIMITED (SC597876) - Active												✔
BISON ABERDEEN LIMITED (SC696681) - Active								✔
SENATE SECURITIES LTD (SC800100) - Active							✔

SHAREHOLDERS (BETA)

This entity is a 'PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)' which is a legal form with no shareholders.

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES

no controlling companies

PROPERTY MANAGERS ASSOCIATION SCOTLAND LIMITED

no controlled companies

LATE PAYMENTS REPORT

This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES

No Court Cases found

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 94120 Activities of professional membership organizations)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
THE MEDICAL PROTECTION SOCIETY LIMITED	LEVEL 19, THE SHARD, 32 LONDON BRIDGE STREET, LONDON, UNITED KINGDOM, SE1 9SG	00036142	2017-12-31	476,815,000	340,737,000
THE ASSOCIATION OF INDEPENDENT ACCOUNTANTS AND AUDITORS	17 HANOVER SQUARE, LONDON, ENGLAND, W1S 1BN	07559983	2018-03-31	3,971,751	0
THE CONSTRUCTION INDUSTRY COUNCIL	26 STORE STREET, LONDON, WC1E 7BT	02388396	2017-12-31	1,013,215	0
CERTIFIED PUBLIC ACCOUNTANTS ASSOCIATION	105 - 109 NEW STREET, BLACKROD, BOLTON, ENGLAND, BL6 5AG	03448159	2017-12-31	811,573	0
THE ASSOCIATION OF DIRECTORS OF CHILDREN'S SERVICES LTD	BLOC 1414 - THE ADCS LTD, 17 MARBLE STREET, MANCHESTER, ENGLAND, M2 3AW	06801922	2017-12-31	597,497	0
INSULATION MANUFACTURERS ASSOCIATION LIMITED	2 HEAP BRIDGE, HEYWOOD, BURY, ENGLAND, BL9 7HR	01369401	2017-12-31	338,108	0
ASSOCIATION FOR INTERACTIVE MEDIA AND MICROPAYMENTS LTD	THE GRANARY, 1 WAVERLEY LANE, FARNHAM, SURREY, ENGLAND, GU9 8BB	06520758	2018-03-31	175,829	0	94990-Activities of other membership organizations not elsewhere classified
NATIONAL WILL WRITERS LTD	PEARTREE BUSINESS CENTRE COBHAM ROAD, FERNDOWN INDUSTRIAL ESTATE, WIMBORNE, ENGLAND, BH21 7PT	09883495	2018-03-31	66,937	0
WATFORD CHAMBER OF COMMERCE AND INDUSTRY(THE)	3 KINGS COURT, 153 HIGH STREET, WATFORD, ENGLAND, WD17 2ER	02055398	2018-03-31	55,381	0
COMPANY ASSOCIATION OF ANATOMICAL PATHOLOGY TECHNOLOGY	12 COLDBATH SQUARE, LONDON, EC1R 5HL	07728551	2018-05-04	53,906	0
COVENTRY & WARWICKSHIRE FIRST LIMITED	ONE EASTWOOD HARRY WESTON ROAD, BINLEY BUSINESS PARK, COVENTRY, CV3 2UB	05652457	2018-09-30	43,547	0
22 DEGREES LTD	HEGARTY LLP, 48 BROADWAY, PETERBOROUGH, CAMBRIDGESHIRE, ENGLAND, PE1 1YW	09786770	2018-09-30	26,835	0
PINK DIAMOND ACCOUNTANTS LTD	UNION HOUSE, 111 NEW UNION STREET, COVENTRY, ENGLAND, CV1 2NT	07111893	2019-03-31	25,610	0
COUNTRYSIDE MANAGEMENT ASSOCIATION	87 CHAPEL FARM COTTAGE, GUSSAGE ST. ANDREW, BLANDFORD FORUM, DORSET, ENGLAND, DT11 8DL	06344593	2019-03-31	19,237	0
ALLIANCE OF TECHNOLOGY TRANSFER PROFESSIONALS	BRADLEY CAMPBELL & COMPANY, BROUGHAM STREET, GREENOCK, SCOTLAND, PA16 8AA	SC374364	2018-08-31	13,576	0
BRITISH KINEMATOGRAPH SOUND AND TELEVISION SOCIETY C.I.C.	1 VICARAGE LANE, LONDON, ENGLAND, E15 4HF	00412856	2017-12-31	12,528	0
CARESTART LIMITED	2 SUNLEIGH COTTAGE, THIMBLE HILL, WESTON UNDERWOOD, DERBY, DERBYSHIRE, UNITED KINGDOM, DE6 4PE	09561742	2018-04-30	12,500	0
INSTITUTE OF PROFESSIONAL FINANCIAL MANAGERS	40 PEMBROKE SQUARE, LONDON, ENGLAND, W8 6PE	05763364	2018-04-30	7,514	0
ASSOCIATION OF ENERGY ENGINEERS (UK) LIMITED	144 HAMILTON ROAD, HAMILTON ROAD, READING, ENGLAND, RG1 5RE	08480196	2018-04-30	6,852	0
NIM LONDON CHAPTER	4TH FLOOR, 86-90 PAUL STREET, LONDON, GREATER LONDON, ENGLAND	05915553	2017-12-31	1,815	0	94990-Activities of other membership organizations not elsewhere classified
BAPN UK LIMITED	8 ALLINGTON GARDENS, WATERINGBURY, KENT, ME18 5DG	07521976	2019-04-04	1,440	0
STUDENT MOTORSPORT LTD	3 FERNHILL CLOSE, BACUP, ENGLAND, OL13 8JT	09238023	2018-09-30	1,227	0
THE SOCIETY OF PROFESSIONAL MCKENZIE FRIENDS LIMITED	11 WINDSOR GARDENS, WOLVERHAMPTON, WV3 8LY	09022389	2019-01-05	1,118	0
AL-KINDI	21 MONTANA GARDENS, SUTTON, SURREY, ENGLAND, SM1 4FP	09081988	2018-12-31	520	0
CORELEGAL PARTNERSHIP LTD	HURST COTTAGE, BOTTLE SQUARE LANE, RADNAGE, BUCKS, HP14 4DP	08106473	2018-03-31	208	0
APCI	DAVENPORT HOUSE, 16 PEPPER STREET, LONDON, E14 9RP	10528717	2018-09-30	0	0
ASSOCIATION OF CHINESE TOURISM, UK	124 EUSTON ROAD, LONDON, NW1 2AL	05665093	2018-01-31	0	0
INSTITUTE OF ADMINISTRATIVE MANAGEMENT	E R SYSTEMS GLOBAL, LOWER WICK, DURSLEY, ENGLAND, GL11 6DD	09016031	2018-04-30	0	0
LIFE AND LONGEVITY MARKETS ASSOCIATION	CHARLES HOUSE, 108-110 FINCHLEY ROAD, LONDON, NW3 5JJ	07081717	2017-12-31	0	0
MARINE MANAGEMENT (HOLDINGS) LIMITED	1 BIRDCAGE WALK, LONDON, ENGLAND, SW1H 9JJ	01100685	2018-09-30	0	0
SHEFFIELD CHAMBER OF COMMERCE AND INDUSTRY	JOHN BANNER CENTRE, 620 ATTERCLIFFE ROAD, SHEFFIELD, SOUTH YORKSHIRE, UNITED KINGDOM, S9 3QS	00064569	0000-00-00	0	0

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
PROPERTY MANAGERS ASSOCIATION SCOTLAND LIMITED	0.7%	3.6%	7.1%	Medium
Other companies Active in the same sector	0.2%	2.9%	4.6%	Medium


Age	0.6%	1.7%	2.7%	Medium
Company Type	0.7%	3.7%	7.4%	Medium
Accounts category	0.5%	2.1%	4.2%	Medium
Accounting Month	0.5%	3.5%	8.2%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium