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CHARM FINANCE PLC
CHURCH HOUSE 29 GREAT SMITH STREET, WESTMINSTER, LONDON, SW1P 3PSCompany Number: 09692222
Incorporation date: 17-Jul-2015
Status: Active
Entity type: Public Limited Company
SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
SUMMARY
This company is 8.8 years old and is currently active. It is controlled by multiple entities. The company has positive equity (net assets) of GBP 12.5 thousand which has decreased from the previous year's figure of GBP 12.5 thousand. The company has 4 active officers (directors or partners) who are or were officers of 14 other companies, 1 (7.1%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 30-Jun-2024Accounts Filed: FULL (31-Dec-2022)
P&L Financials:
| Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
|---|---|---|---|---|---|---|---|
| 31-Dec-2019 | GBP | 5 | |||||
| 31-Dec-2018 | GBP | 4 | |||||
| 31-Dec-2017 | GBP | 2,206,372 |
Balance Sheet Financials:
| Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
|---|---|---|---|---|---|---|---|---|---|
| 31-Dec-2019 | GBP | 8,253 | 963,291 | 950,791 | 99,282,759 | 12,500 | 12,500 | ||
| 31-Dec-2018 | GBP | 12,442 | 936,677 | 924,177 | 99,254,366 | 12,500 | 12,500 | ||
| 31-Dec-2017 | GBP | 12,428 | 787,440 | 774,940 | 69,534,657 | 12,500 | 12,500 |
VALUATION EVENTS (BETA)
| Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
|---|
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
| Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
|---|---|---|---|---|---|---|
| Active | James William Ashton SANDERS | 06 Feb 2018 | 16 Apr 2024 | 1 - 0 | ||
| Resigned | Christopher BURGESS | 17 Jul 2015 | 20 Jun 2017 | 0 - 1 |
DIRECTORS
| Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
|---|---|---|---|---|---|---|---|
| Active | John Peter BALL | 11 Jan 2019 | Chief Executive | British | 3 - 3 | 0 (0.0%) | |
| Resigned | Loraine MILLER | 23 Mar 2018 | 31 Mar 2023 | Charity Housing Manager | British | 0 - 1 | 0 (0.0%) |
| Resigned | Joanna Elizabeth WOOLCOCK | 07 Jun 2017 | 27 Mar 2024 | Accountant | British | 0 - 5 | 0 (0.0%) |
| Resigned | Linda Ann FERGUSON | 27 Jul 2015 | 12 Dec 2018 | Strategy Director | British | 1 - 1 | 0 (0.0%) |
| Active | Lee MARSHALL | 27 Jul 2015 | Chief Of Staff | British | 1 - 4 | 2 (40.0%) | |
| Resigned | Duncan Ian THEODORESON | 17 Jul 2015 | 27 Oct 2017 | Chartered Accountant | British | 0 - 17 | 3 (17.6%) |
| Active | David Peter WHITE | 17 Jul 2015 | Accountant | British | 4 - 0 | 0 (0.0%) | |
| Resigned | Bernadette Joan KENNY | 17 Jul 2015 | 16 Oct 2017 | Chief Executive | British | 0 - 4 | 0 (0.0%) |
| Active | David Peter WHITE | 17 Jul 2015 | Accountant | British | 6 - 0 | 0 (0.0%) |
Average tenure of active directors: 7.9 years
Average tenure of resigned directors: 3.9 years
Average active director Dissolution Rate: 10.0%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
|
Name
|
|||||
|---|---|---|---|---|---|
| THE SIMON OF CYRENE THEOLOGICAL INSTITUTE (02404646) - Active | ✔ | ||||
| CHILDREN WITH AIDS CHARITY (02861741) - Dissolved | ✔ | ||||
| CEPB DEVELOPMENTS LTD (03016028) - Active | ✔ | ✔ | |||
| ONE YMCA (04430743) - Active | ✔ | ||||
| ST MELLITUS COLLEGE TRUST (04546328) - Active | ✔ | ||||
| CEPB MORTGAGES LIMITED (05540666) - Active | ✔ | ✔ | |||
| THE CHELMSFORD DIOCESE EDUCATIONAL TRUST (07706638) - Active | ✔ | ||||
| DITCH THE LABEL LTD (08387544) - Active | ✔ | ||||
| CHELMSFORD DIOCESAN TRADING COMPANY LIMITED (08474175) - Active | ✔ | ||||
| PARISH GIVING SCHEME (08824540) - Active | ✔ | ||||
| CHURCH OF ENGLAND CENTRAL SERVICES TRADING LIMITED (08940330) - Active | ✔ | ✔ | |||
| CHARM FINANCE PLC (09692222) - Active | ✔ | ✔ | ✔ | ✔ | |
| THORNEY ISLAND GP LIMITED (09712971) - Active | ✔ | ||||
| THE BEN COHEN STANDUP FOUNDATION (10103020) - Active - Proposal to Strike off | ✔ | ||||
| TDPC LIMITED (12342194) - Active | ✔ |
SHAREHOLDERS (BETA)
| Shareholder name | Share class | Shares at confirmation date |
|---|---|---|
| 2016-07-27 | ||
| CHURCH OF ENGLAND PENSIONS BOARD | ORDINARY | 50,000 100% |
SHAREHOLDINGS (BETA)
no shareholding data
CONTROLLED COMPANIES / CONTROLLING ENTITIES
Controlling entities above
CHARM FINANCE PLC
no controlled companies
LATE PAYMENTS REPORT
This company has not filed any late payment reports possibly because it is not considered \'Large\'.
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)
| Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
|---|---|---|---|---|---|---|
| BMW FINANCIAL SERVICES (GB) LIMITED | SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB | 01288537 | 2017-12-31 | 870,090,000 | 231,774,000 | |
| CAPITAL ONE (EUROPE) PLC | TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX | 03879023 | 2017-12-31 | 566,574,000 | 166,706,000 | |
| PARAGON BANKING GROUP PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ | 02336032 | 2018-09-30 | 451,900,000 | 145,800,000 | |
| PROVIDENT PERSONAL CREDIT LIMITED | NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU | 00146091 | 2018-12-31 | 339,900,000 | -81,800,000 | |
| NEWDAY CARDS LTD | 7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA | 04134880 | 2018-12-31 | 259,100,000 | 26,200,000 | |
| RCI FINANCIAL SERVICES LIMITED | RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS | 03302462 | 2017-12-31 | 234,871,000 | 35,078,000 | |
| AMIGO LOANS LTD | UNIT 11A,, THE AVENUE CENTRE, BOURNEMOUTH, ENGLAND, BH2 5RP | 04841153 | 2018-03-31 | 210,600,000 | 72,200,000 | |
| ARROW GLOBAL LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 05606545 | 2017-12-31 | 153,292,000 | 2,254,000 | |
| CREATION CONSUMER FINANCE LIMITED | WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT | NI032565 | 2017-12-31 | 127,785,000 | 29,541,000 | |
| HOME RETAIL GROUP CARD SERVICES LIMITED | 33 HOLBORN, LONDON, ENGLAND, EC1N 2HT | 04007072 | 2018-02-28 | 127,117,000 | 9,734,000 | |
| PREMIUM CREDIT LIMITED | ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX | 02015200 | 2017-12-31 | 119,133,000 | 43,946,000 | |
| CREATION FINANCIAL SERVICES LIMITED | CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA | 01091883 | 2017-12-31 | 86,676,000 | 28,024,000 | |
| ADVANTAGE FINANCE LIMITED | 2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT | 03773673 | 2018-01-31 | 78,882,000 | 24,458,000 | |
| S.D. TAYLOR LIMITED | 11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB | 00550055 | 2017-12-31 | 50,741,000 | 1,513,000 | |
| WELLS FARGO CAPITAL FINANCE (UK) LIMITED | 33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT | 02656007 | 2017-12-31 | 48,978,000 | 20,394,000 | |
| BLEMAIN FINANCE LIMITED | LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW | 01185052 | 2018-06-30 | 47,500,000 | 8,800,000 | |
| FIRST RESPONSE FINANCE LIMITED | 5 REGAN WAY, CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, NOTTINGHAMSHIRE, UNITED KINGDOM | 03560611 | 2018-03-31 | 41,023,376 | 11,684,534 | |
| THE CAR FINANCE COMPANY (2007) LTD | THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH | 06060536 | 2018-06-30 | 21,835,000 | -16,791,000 | |
| OAKMORE INVESTMENTS LIMITED | 98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS | 10321045 | 2017-12-31 | 20,334,041 | 0 | |
| MUTUAL CLOTHING & SUPPLY COMPANY LIMITED | 39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN | 00181701 | 2017-12-31 | 19,464,000 | 965,000 | |
| PARAGON FINANCE PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ | 01917566 | 2018-09-30 | 13,244,000 | 12,255,000 | |
| PARTNERSHIP HOME LOANS LIMITED | ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP | 05108846 | 2017-12-31 | 118,339 | -447,895 | |
| CLB GLOBAL GROUP LTD | 21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW | 07011241 | 2018-12-31 | 60,083 | 0 | |
| ROBIN OF HEATHFIELD LIMITED | ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU | 09245948 | 2018-09-30 | 18,417 | 0 | |
| RAVSPEED LTD | 12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB | 09442820 | 2018-03-31 | 14,489 | 0 | |
| REVLINK LIMITED | UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH | 07209905 | 2018-03-31 | 800 | 0 |
68209-Other letting and operating of own or leased real estate 70210-Public relations and communications activities 70229-Management consultancy activities other than financial management |
| GLF LIMITED | 7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS | 06758130 | 2017-12-31 | 0 | 0 | |
| ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 06568603 | 0000-00-00 | 0 | 0 | |
| INTERNATIONAL PERSONAL FINANCE PLC | 26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE | 06018973 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
| Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
|---|---|---|---|---|
| CHARM FINANCE PLC | 0.9% | 3.6% | 7.1% | Medium |
| Other companies Active in the same sector | 0.5% | 3.3% | 9.3% | Medium |
| Age | 0.6% | 2.5% | 4.9% | Medium |
| Company Type | 1.7% | 4.0% | 5.9% | Medium |
| Accounts category | 0.7% | 2.2% | 3.8% | Medium |
| Accounting Month | 0.6% | 2.4% | 5.5% | Medium |
| Sic code count | 0.7% | 3.5% | 7.0% | Medium |
