FLEXIBLE FINANCE (MIDLANDS) LIMITED

11 PARK LANE BUSINESS CENTRE, PARK LANE, NOTTINGHAM, NG6 0DW

Company Number: 08236476
Incorporation date: 02-Oct-2012
Status: Active - Proposal to Strike off
Entity type: Private Limited Company

SIC codes:
65110 Life insurance

SUMMARY

This company is 12.2 years old and is currently active - proposal to strike off. It is controlled by Mr Aidan Thomas Comerford. No P&L financials are available but there is Balance Sheet data. The company has positive equity (net assets) of GBP 428 which has decreased from the previous year's figure of GBP 5.8 thousand. Although the P&L is not published, we can infer from the Balance Sheet that Net Loss was GBP 5.4 thousand in the last reported period. The company has 1 active officers (directors or partners) who are or were officers of 3 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 31-Jul-2025
Accounts Filed: UNAUDITED ABRIDGED (31-Oct-2023)

P&L Financials:

Year end	Currency	Revenue	Operating profit	Interest Received	Interest Paid	Tax	Net Profit GBP
31-Oct-2017	GBP	63,950				2,452	14,041
31-Oct-2016	GBP	31,226					-2,139

No P&L data available

Balance Sheet Financials:

Year end	Currency	Cash	Current Assets	Current Liabilities	Debt	Share Capital	Retained Earnings	Net Assets
31-Oct-2023	GBP	5,267	16,029	20,322		100	328	428
31-Oct-2022	GBP	9,388	24,770	24,089		100	5,742	5,842
31-Oct-2021	GBP	21,787	52,736	46,567		2	10,132	10,134
31-Oct-2020	GBP	15,417	47,011	30,035	20,000	2	329	331
31-Oct-2019	GBP	1,939	16,081	13,038		2	5,559	5,561
31-Oct-2018	GBP		18,643	4,834				8,867
31-Oct-2017	GBP		6,471	2,459				3,831
31-Oct-2016	GBP	636	896	3,952		2	-3,832	-3,829
31-Oct-2015	GBP	1,934	2,149	3,840		2	-1,693	-1,691
31-Oct-2014	GBP	4,625	4,625	4,981		2	-1	1
31-Oct-2013	GBP	2,451	2,451	3,163		2		2

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**
31-Oct-2022	GBP	98.00%	98	2	100	-15,537

* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All apointments (active/resigned)
Resigned	Helen COMERFORD	02 Oct 2012	01 Aug 2014			0 - 1

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Aidan Thomas COMERFORD	02 Oct 2012		Finance Consultant	British	1 - 4	5 (100.0%)

Number of active directors: 1
Average tenure of active directors: 12.2 years
Average tenure of resigned directors: no resignations yet
Average active director Dissolution Rate: 100.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Aidan Thomas COMERFORD
PERSONAL TOUCH FINANCIAL LTD (06453179) - Dissolved	✔
PTFS NOTTINGHAM LIMITED (06495158) - Dissolved	✔
FLEXIBLE FINANCE LTD (06863976) - Dissolved	✔
FLEXIBLE FINANCE (MIDLANDS) LIMITED (08236476) - Active - Proposal to Strike off	✔

SHAREHOLDERS (BETA)

No shareholder data available

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES

>75%:Mr Aidan Thomas Comerford - active

Controlling entities above

FLEXIBLE FINANCE (MIDLANDS) LIMITED

no controlled companies

LATE PAYMENTS REPORT

This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES

No Court Cases found

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 65110 Life insurance)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
SCOTTISH WIDOWS LIMITED	25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN	03196171	2017-12-31	18,192,000,000	899,000,000
ROTHESAY LIFE PLC	THE POST BUILDING, 100 MUSEUM STREET, LONDON, UNITED KINGDOM, WC1A 1PB	06127279	2018-12-31	12,195,000,000	97,000,000
SCOTTISH EQUITABLE PLC	AEGON LOCHSIDE CRESCENT, EDINBURGH PARK, EDINBURGH, SCOTLAND, EH12 9SE	SC144517	2017-12-31	9,792,700,000	34,400,000
BAILLIE GIFFORD LIFE LIMITED	ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX	SC182496	2018-03-31	5,139,666,000	1,600,000
PHOENIX LIFE LIMITED	1 WYTHALL GREEN WAY, WYTHALL, BIRMINGHAM, B47 6WG	01016269	2018-12-31	1,304,000,000	481,000,000
CANADA LIFE LIMITED	CANADA LIFE PLACE, POTTERS BAR, HERTFORDSHIRE, EN6 5BA	00973271	2017-12-31	940,100,000	326,100,000
COUNTRYWIDE ASSURED PLC	2ND FLOOR, BUILDING 4 WEST STRAND, WEST STRAND ROAD, PRESTON, LANCASHIRE, ENGLAND, PR1 8UY	02261746	2017-12-31	333,071,000	42,296,000
THREADNEEDLE PENSIONS LIMITED	CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG	00984167	2017-12-31	266,918,000	2,040,000	66300-Fund management activities
MGM ADVANTAGE LIFE LIMITED	CANADA LIFE PLACE, HIGH STREET, POTTERS BAR, ENGLAND, EN6 5BA	08395855	2017-12-31	183,391,000	5,702,000
WESLEYAN FINANCIAL SERVICES LIMITED	COLMORE CIRCUS, BIRMINGHAM, B4 6AR	01651212	2017-12-31	58,140,000	-3,964,000
INTEGRALIFE UK LIMITED	29 CLEMENT'S LANE, LONDON, EC4N 7AE	00798365	2018-09-30	45,279,000	16,177,000
TOKIO MARINE KILN SYNDICATES LIMITED	20 FENCHURCH STREET, LONDON, EC3M 3BY	00729671	2017-12-31	31,146,000	18,548,000	65120-Non-life insurance
UNUM LIMITED	MILTON COURT, DORKING, SURREY, RH4 3LZ	00983768	2017-12-31	12,206,000	1,775,000	65120-Non-life insurance
CAPITA LIFE & PENSIONS SERVICES LIMITED	FIRST FLOOR, 2 KINGDOM STREET, PADDINGTON, LONDON, ENGLAND, W2 6BD	04359665	2017-12-31	7,031,500	-1,964,426
LEAGOLD LIMITED	SOLAR HOUSE - PF 915 HIGH ROAD, NORTH FINCHLEY, LONDON, ENGLAND, N12 8QJ	01692041	2017-03-31	1,032,339	0	65120-Non-life insurance 65300-Pension funding
FRANK CORRIGAN & CO. LIMITED	5 SYCAMORE COURT BIRMINGHAM ROAD, ALLESLEY, COVENTRY, ENGLAND, CV5 9BA	02198916	2018-05-31	946,820	0	65300-Pension funding 66290-Other activities auxiliary to insurance and pension funding
MORTGAGE 65 LIMITED	8 CAMBERWELL WAY, DOXFORD INTERNATIONAL BUSINESS PARK, SUNDERLAND, UNITED KINGDOM, SR3 3XN	06732518	2017-12-31	587,235	0	65120-Non-life insurance 66190-Activities auxiliary to financial intermediation not elsewhere classified 66220-Activities of insurance agents and brokers
STIRLING GENERAL INSURANCE SERVICES LIMITED	ASTON HOUSE, CORNWALL AVENUE, LONDON, ENGLAND, N3 1LF	02546908	2017-09-30	287,063	0	65120-Non-life insurance 65300-Pension funding
HALLMARK GRANGE FINANCIAL LIMITED	171 CHORLEY NEW ROAD, LANCASTER HOUSE, BOLTON, LANCASHIRE, BL1 4QZ	04598272	2018-04-30	238,949	0
JMP ACTUARIAL LIMITED	9 CHART HOUSE, 6 BURRELLS WHARF SQUARE, LONDON E14, LONDON, E14 3TN	07267506	2018-05-31	202,500	0
NATHAN LIMITED	13 CYPRESS GROVE, DUNFERMLINE, FIFE, KY11 8AF	SC193725	2018-02-28	197,120	0	66290-Other activities auxiliary to insurance and pension funding
EPIC INSURANCE SERVICES LIMITED	150 MINORIES, LONDON, ENGLAND, EC3N 1LS	07014140	2018-12-31	184,261	0	65120-Non-life insurance
JOHN MOSEBY FINANCIAL SERVICES LTD	17 BRUNTS STREET, MANSFIELD, NOTTINGHAMSHIRE, NG18 1AX	04606586	2018-12-31	143,159	0
REDPATH FINANCIAL PLANNING LIMITED	UNIT 562 UNIT 562 WENTA BUSINESS CENTRE, COLNE WAY, WATFORD, ENGLAND, WD24 7ND	04589826	2018-04-30	98,622	0	65120-Non-life insurance 65300-Pension funding
E T M FINANCIAL PLANNING LTD	2 CHURCH COTTAGES THE BURY, LOCKING, WESTON-SUPER-MARE, ENGLAND, BS24 8BZ	07946651	2018-02-28	90,009	0	66290-Other activities auxiliary to insurance and pension funding
NEDTOWN LIMITED	11 CLEVELAND AVENUE, DRAYCOTT, DERBYSHIRE, DE72 3NR	04668300	2019-03-31	81,969	0
ANDREWS COMPLIANCE CONSULTANCY LIMITED	14 JULIANS ROAD, STEVENAGE, HERTFORDSHIRE, SG1 3ES	04015472	2016-09-30	69,928	0
FLEXIBLE FINANCE (MIDLANDS) LIMITED	11 PARK LANE BUSINESS CENTRE, PARK LANE, NOTTINGHAM, ENGLAND, NG6 0DW	08236476	2018-10-31	63,950	0
FRIAR BEST INSURANCE SERVICES LIMITED	MARKET HOUSE, 21 LENTEN STREET, ALTON, HAMPSHIRE, GU34 1HG	04737423	2019-04-30	0	0	65120-Non-life insurance 65201-Life reinsurance 65202-Non-life reinsurance
BEAZLEY GROUP LIMITED	22 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4BQ	04082477	0000-00-00	0	0	65201-Life reinsurance
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED	ONE COLEMAN STREET, LONDON, EC2R 5AA	00166055	0000-00-00	0	0
LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED	COUNTY GATES, BOURNEMOUTH, DORSET, BH1 2NF	12383237	0000-00-00	0	0	66290-Other activities auxiliary to insurance and pension funding
NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE)	TIDDINGTON ROAD, STRATFORD-UPON-AVON, WARWICKSHIRE, CV37 7BJ	00111982	0000-00-00	0	0	65120-Non-life insurance
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED	ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, ENGLAND, RH2 7RP	05465261	0000-00-00	0	0	65300-Pension funding
STANDARD LIFE ASSURANCE LIMITED	STANDARD LIFE HOUSE, 30 LOTHIAN ROAD, EDINBURGH, EH1 2DH	SC286833	0000-00-00	0	0
ZURICH ASSURANCE LTD	UNITY PLACE, 1 CARFAX CLOSE, SWINDON, WILTSHIRE, UNITED KINGDOM, SN1 1AP	02456671	0000-00-00	0	0

LIQUIDATION RISK (BETA)

This company is Active - Proposal to Strike off. Statistically, such companies have a VERY HIGH probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
Company status	71.1%	73.9%	76.8%	High
Other companies Active in the same sector	0.6%	2.1%	6.0%	Medium


Age	0.4%	1.7%	3.3%	Medium
Company Type	0.7%	3.7%	7.4%	Medium
Accounts category	0.6%	2.5%	4.5%	Medium
Accounting Month	0.6%	4.4%	12.0%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium