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INTERNATIONAL PERSONAL FINANCE PLC
26 WHITEHALL ROAD, LEEDS, LS12 1BECompany Number: 06018973
Incorporation date: 05-Dec-2006
Status: Active
Entity type: Public Limited Company
SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
SUMMARY
This company is 17.3 years old and is currently active. The company has positive equity (net assets) of GBP 436.4 million which has decreased from the previous year's figure of GBP 436.4 million. The latest reported revenue figure is GBP 889.1 million which is similar to the previous year's figure of GBP 889.1 million. The company has 8 active officers (directors or partners) who are or were officers of 59 other companies, 7 (11.9%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 30-Jun-2024Accounts Filed: GROUP (31-Dec-2022)
P&L Financials:
Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
---|---|---|---|---|---|---|---|
26-Feb-2020 | GBP | 889,100,000 | 63,500,000 | ||||
31-Dec-2019 | GBP | 889,100,000 | 63,500,000 | ||||
31-Dec-2018 | GBP | 1,000,000 | 2,000,000 | ||||
31-Dec-2017 | GBP | 825,800,000 | 55,200,000 | -700,000 |
Balance Sheet Financials:
Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
---|---|---|---|---|---|---|---|---|---|
26-Feb-2020 | GBP | 37,400,000 | 783,000,000 | 291,800,000 | 112,700,000 | 23,400,000 | 2,300,000 | 470,300,000 | 436,400,000 |
31-Dec-2019 | GBP | 37,400,000 | 783,000,000 | 291,800,000 | 112,700,000 | 23,400,000 | 2,300,000 | 470,300,000 | 436,400,000 |
31-Dec-2018 | GBP | 46,600,000 | 992,800,000 | 209,600,000 | 28,800,000 | 23,400,000 | 2,300,000 | 424,200,000 | 433,000,000 |
31-Dec-2017 | GBP | 27,400,000 | 1,056,900,000 | 7,400,000 | 79,600,000 | 23,400,000 | 2,300,000 | 482,500,000 | 496,900,000 |
VALUATION EVENTS (BETA)
Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
---|
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
---|---|---|---|---|---|---|
Active | Thomas CRANE | 11 Nov 2022 | 28 Mar 2024 | 1 - 0 | ||
Resigned | Laura Jane DOBSON | 01 May 2021 | 11 Nov 2022 | 0 - 1 | ||
Resigned | James Alexander ORMROD | 07 Jun 2017 | 01 May 2021 | 0 - 1 | ||
Resigned | Trudy ELLIS | 18 Jan 2017 | 07 Jun 2017 | 0 - 1 | ||
Resigned | Benjamin Craig MURPHY | 19 Jul 2012 | 18 Jan 2017 | British | 0 - 1 | |
Resigned | Rosamond Joy MARSHALL SMITH | 02 Jan 2007 | 19 Jul 2012 | 0 - 134 | ||
Resigned | Emma Gayle VERSLUYS | 05 Dec 2006 | 02 Jan 2007 | 1 - 142 |
DIRECTORS
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
---|---|---|---|---|---|---|---|
Active | Aileen WALLACE | 20 Dec 2022 | Director | British | 8 - 3 | 1 (9.1%) | |
Active | Katrina Jane CLIFFE | 01 Aug 2022 | Director | British | 1 - 0 | 0 (0.0%) | |
Active | Gary THOMPSON | 04 Apr 2022 | Director | British | 6 - 1 | 0 (0.0%) | |
Active | Stuart William SINCLAIR | 16 Mar 2020 | Director | British | 2 - 19 | 5 (23.8%) | |
Active | William Richard HOLMES | 16 Mar 2020 | Director | British | 3 - 5 | 2 (25.0%) | |
Active | Deborah Lee DAVIS | 18 Oct 2018 | Director | British | 12 - 2 | 0 (0.0%) | |
Resigned | Bronwyn SYIEK | 18 Oct 2018 | 20 Jul 2022 | Director | British | 1 - 3 | 1 (25.0%) |
Active | Justin Ashley LOCKWOOD | 23 Feb 2017 | Director | British | 6 - 0 | 0 (0.0%) | |
Resigned | Justin Ashley LOCKWOOD | 23 Feb 2017 | 23 Jul 2021 | Director | British | 69 - 6 | 0 (0.0%) |
Resigned | Johannes Jacobus MANGELAARS | 22 Jul 2015 | 20 Dec 2022 | Director | Dutch | 0 - 1 | 0 (0.0%) |
Resigned | Jayne Doreen ALMOND | 23 Jun 2015 | 04 May 2018 | None | British | 3 - 24 | 4 (14.8%) |
Resigned | Daniel Noel O'CONNOR | 02 Jan 2015 | 30 Apr 2020 | Director | Irish | 0 - 1 | 0 (0.0%) |
Resigned | Cathryn Elizabeth RILEY | 12 Feb 2014 | 29 Apr 2021 | Director | British | 3 - 100 | 64 (62.1%) |
Resigned | Adrian David Edmund GARDNER | 02 Jan 2014 | 21 Sep 2016 | Director | British | 10 - 71 | 39 (48.1%) |
Resigned | Richard Frank MOAT | 01 Jul 2012 | 29 Apr 2021 | Director | British | 0 - 8 | 0 (0.0%) |
Active | Gerard Jude RYAN | 17 Jan 2012 | Director | Irish | 2 - 5 | 0 (0.0%) | |
Resigned | John Howard LORIMER | 12 May 2010 | 25 Apr 2013 | Director | New Zealander | 2 - 9 | 1 (9.1%) |
Resigned | Edyta Bogumila KUREK | 15 Feb 2010 | 16 Jan 2015 | Director | Polish | 0 - 1 | 0 (0.0%) |
Resigned | Craig Neil SHANNON | 13 May 2009 | 06 Aug 2010 | Director | British | 0 - 12 | 3 (25.0%) |
Resigned | Antony John HALES | 16 Jul 2007 | 02 May 2019 | Director | British | 4 - 40 | 5 (11.4%) |
Resigned | Charles Henry GREGSON | 16 Jul 2007 | 09 May 2012 | Company Director | British | 6 - 68 | 27 (36.5%) |
Resigned | Nicholas Hurst PAGE | 16 Jul 2007 | 17 Dec 2015 | Director | British | 0 - 43 | 17 (39.5%) |
Resigned | Raymond Reginald MILES | 16 Jul 2007 | 12 May 2010 | Director | British | 0 - 20 | 8 (40.0%) |
Resigned | Christopher John RODRIGUES | 16 Jul 2007 | 30 Apr 2015 | Director | British | 0 - 44 | 17 (38.6%) |
Resigned | David Edward Spencer BROADBENT | 30 Mar 2007 | 23 Feb 2016 | Director | British | 0 - 37 | 10 (27.0%) |
Resigned | Andrew Charles FISHER | 02 Jan 2007 | 30 Mar 2007 | Company Director | British | 0 - 50 | 14 (28.0%) |
Resigned | John Arthur HARNETT | 02 Jan 2007 | 31 Mar 2012 | Director | British | 0 - 55 | 30 (54.5%) |
Resigned | Emma Gayle VERSLUYS | 05 Dec 2006 | 02 Jan 2007 | Director Company Secretary | British | 1 - 142 | 92 (64.3%) |
Resigned | Rosamond Joy MARSHALL SMITH | 05 Dec 2006 | 02 Jan 2007 | Director General Counsel | British | 0 - 134 | 80 (59.7%) |
Average tenure of active directors: 4.7 years
Average tenure of resigned directors: 4.9 years
Average active director Dissolution Rate: 7.2%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
SHAREHOLDERS (BETA)
No shareholder data available
SHAREHOLDINGS (BETA)
Company name | Share class | Shares at confimation date | ||||
---|---|---|---|---|---|---|
2015-09-30 | 2014-09-30 | 2013-09-30 | 2012-09-30 | 2011-09-30 | ||
INTERNATIONAL PERSONAL FINANCE PLC | ORDINARY | 3,239,072 100% | 3,239,072 100% | 3,239,072 100% | 3,239,072 100% | 3,239,072 100% |
CONTROLLED COMPANIES / CONTROLLING ENTITIES
no controlling companies
INTERNATIONAL PERSONAL FINANCE PLC
no controlled companies
LATE PAYMENTS REPORT
This company has not filed any late payment reports possibly because it is not considered \'Large\'.
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)
Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
---|---|---|---|---|---|---|
BMW FINANCIAL SERVICES (GB) LIMITED | SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB | 01288537 | 2017-12-31 | 870,090,000 | 231,774,000 | |
CAPITAL ONE (EUROPE) PLC | TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX | 03879023 | 2017-12-31 | 566,574,000 | 166,706,000 | |
PARAGON BANKING GROUP PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ | 02336032 | 2018-09-30 | 451,900,000 | 145,800,000 | |
PROVIDENT PERSONAL CREDIT LIMITED | NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU | 00146091 | 2018-12-31 | 339,900,000 | -81,800,000 | |
NEWDAY CARDS LTD | 7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA | 04134880 | 2018-12-31 | 259,100,000 | 26,200,000 | |
RCI FINANCIAL SERVICES LIMITED | RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS | 03302462 | 2017-12-31 | 234,871,000 | 35,078,000 | |
AMIGO LOANS LTD | UNIT 11A,, THE AVENUE CENTRE, BOURNEMOUTH, ENGLAND, BH2 5RP | 04841153 | 2018-03-31 | 210,600,000 | 72,200,000 | |
ARROW GLOBAL LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 05606545 | 2017-12-31 | 153,292,000 | 2,254,000 | |
CREATION CONSUMER FINANCE LIMITED | WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT | NI032565 | 2017-12-31 | 127,785,000 | 29,541,000 | |
HOME RETAIL GROUP CARD SERVICES LIMITED | 33 HOLBORN, LONDON, ENGLAND, EC1N 2HT | 04007072 | 2018-02-28 | 127,117,000 | 9,734,000 | |
PREMIUM CREDIT LIMITED | ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX | 02015200 | 2017-12-31 | 119,133,000 | 43,946,000 | |
CREATION FINANCIAL SERVICES LIMITED | CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA | 01091883 | 2017-12-31 | 86,676,000 | 28,024,000 | |
ADVANTAGE FINANCE LIMITED | 2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT | 03773673 | 2018-01-31 | 78,882,000 | 24,458,000 | |
S.D. TAYLOR LIMITED | 11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB | 00550055 | 2017-12-31 | 50,741,000 | 1,513,000 | |
WELLS FARGO CAPITAL FINANCE (UK) LIMITED | 33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT | 02656007 | 2017-12-31 | 48,978,000 | 20,394,000 | |
BLEMAIN FINANCE LIMITED | LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW | 01185052 | 2018-06-30 | 47,500,000 | 8,800,000 | |
FIRST RESPONSE FINANCE LIMITED | 5 REGAN WAY, CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, NOTTINGHAMSHIRE, UNITED KINGDOM | 03560611 | 2018-03-31 | 41,023,376 | 11,684,534 | |
THE CAR FINANCE COMPANY (2007) LTD | THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH | 06060536 | 2018-06-30 | 21,835,000 | -16,791,000 | |
OAKMORE INVESTMENTS LIMITED | 98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS | 10321045 | 2017-12-31 | 20,334,041 | 0 | |
MUTUAL CLOTHING & SUPPLY COMPANY LIMITED | 39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN | 00181701 | 2017-12-31 | 19,464,000 | 965,000 | |
PARAGON FINANCE PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ | 01917566 | 2018-09-30 | 13,244,000 | 12,255,000 | |
PARTNERSHIP HOME LOANS LIMITED | ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP | 05108846 | 2017-12-31 | 118,339 | -447,895 | |
CLB GLOBAL GROUP LTD | 21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW | 07011241 | 2018-12-31 | 60,083 | 0 | |
ROBIN OF HEATHFIELD LIMITED | ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU | 09245948 | 2018-09-30 | 18,417 | 0 | |
RAVSPEED LTD | 12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB | 09442820 | 2018-03-31 | 14,489 | 0 | |
REVLINK LIMITED | UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH | 07209905 | 2018-03-31 | 800 | 0 |
68209-Other letting and operating of own or leased real estate 70210-Public relations and communications activities 70229-Management consultancy activities other than financial management |
GLF LIMITED | 7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS | 06758130 | 2017-12-31 | 0 | 0 | |
ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 06568603 | 0000-00-00 | 0 | 0 | |
INTERNATIONAL PERSONAL FINANCE PLC | 26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE | 06018973 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
---|---|---|---|---|
INTERNATIONAL PERSONAL FINANCE PLC | 0.9% | 3.6% | 7.1% | Medium |
Other companies Active in the same sector | 0.5% | 3.3% | 9.3% | Medium |
Age | 0.4% | 1.7% | 3.3% | Medium |
Company Type | 1.7% | 4.0% | 5.9% | Medium |
Accounts category | 0.6% | 1.5% | 2.5% | Medium |
Accounting Month | 0.6% | 2.4% | 5.5% | Medium |
Sic code count | 0.7% | 3.5% | 7.0% | Medium |
VALUATION (BETA)
Valuation ratios as at 2024-02-28
Market Cap GBP | Enterprise Value GBP | PE | EV/Revenue | EV/EBITDA | |
---|---|---|---|---|---|
INTERNATIONAL PERSONAL FINANCE PLC | 251,050,000 | 679,935,000 | 1.0 | 20.4 | |
Finance and Credit Services ( 16 companies) |
52,691,100,000 | 48,431,933,622 | 12.7 (median) |
2.7 (median) |
13.2 (median) |