CONSTRUCTIVE LENDING LIMITED

7 ST JAMES SQUARE, MANCHESTER, M2 6XX

Previous name: CONSTRUCTIVE LENDING MANCHESTER LIMITED (changed on 25-Jan-2016)
Previous name: AFFIRMATIVE FUNDING LIMITED (changed on 19-Jan-2016)
Previous name: U K BRIDGING CORPORATION LIMITED (changed on 16-Mar-2010)

Company Number: 05713322
Incorporation date: 17-Feb-2006
Status: Active
Entity type: Private Limited Company

SIC codes:
64922 Activities of mortgage finance companies





SUMMARY

This company is 18.1 years old and is currently active. It is controlled by multiple entities. No P&L financials are available but there is Balance Sheet data. The company has positive equity (net assets) of GBP 167.6 thousand which has increased from GBP 92.9 thousand in the previous year. The company has 2 active officers (directors or partners) who are or were officers of 16 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 30-Nov-2024
Accounts Filed: MICRO ENTITY (28-Feb-2023)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
No P&L data available


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
28-Feb-2023 GBP 1,088,727 921,128 167,599
28-Feb-2022 GBP 95,011 2,125 92,886
28-Feb-2021 GBP 85,633 1,809 83,824
29-Feb-2020 GBP 78,524 4,472 74,052
28-Feb-2019 GBP 78,683 23,694 54,989
28-Feb-2018 GBP 83,838 43,818 40,120
28-Feb-2017 GBP 1,956,623 1,925,901 30,822
28-Feb-2016 GBP 40,915 34,756 100 6,159 6,259
28-Feb-2015 GBP 19,637 100 19,537 19,637

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Active Gary Scott LEDERBERG 17 Feb 2006 29 Mar 2024 British 9 - 2

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Paul Edward MITCHELL 16 Feb 2010 Accountant British 5 - 00 (0.0%)
Active Eugene Barry ESTERKIN 17 Feb 2006 Solicitor British 16 - 143 (10.0%)
Active Gary Scott LEDERBERG 17 Feb 2006 Solicitor British 9 - 22 (18.2%)
Number of active directors: 3
Average tenure of active directors: 16.8 years
Average tenure of resigned directors: no resignations yet
Average active director Dissolution Rate: 9.4%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
CHARLES STREET COMMERCIAL INVESTMENTS LIMITED (01739793) - Active
DEVELOP UK LIMITED (01747506) - Active
BRAND ADDITION LIMITED (02083209) - Active
SPRINT LOANS LIMITED (02210068) - Active
UK MORTGAGE CORPORATION LIMITED (02377467) - Active
POPLARGROVE PROPERTIES LIMITED (02904753) - Active
THE HEATON & HOULDSWORTH PROPERTY COMPANY LIMITED (03001203) - Active
AMBERBURY DEVELOPMENTS LIMITED (03295282) - Active
ALPORT PROPERTIES LIMITED (03748769) - Active
HOULDSWORTH BUSINESS AND ARTS CENTRE LTD. (04226882) - Active
DANE PROPERTIES LIMITED (04374711) - Dissolved
AFFIRMATIVE FINANCE LIMITED (05044363) - Active
CONSTRUCTIVE LENDING LIMITED (05713322) - Active
THE ASSOCIATION OF SHORT TERM LENDERS LIMITED (06532248) - Active
ASCENT FUNDING LIMITED (07814409) - Active
BOOTE EDGAR ESTERKIN LIMITED (08331357) - Active
AFFIRMATIVE FUNDING LIMITED (09351503) - Active

SHAREHOLDERS (BETA)

No shareholder data available

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

CONSTRUCTIVE LENDING LIMITED

no controlled companies

LATE PAYMENTS REPORT


This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 64922 Activities of mortgage finance companies)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
ACCORD MORTGAGES LIMITED YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJ 02139881 2017-12-31 527,017,000 79,515,000
GODIVA MORTGAGES LIMITED COVENTRY HOUSE HARRY WESTON ROAD, BINLEY, COVENTRY, ENGLAND, CV3 2TQ 05830727 2017-12-31 362,166,000 48,937,000
BRADFORD & BINGLEY PLC THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ 03938288 2018-03-31 296,800,000 259,400,000
NRAM LIMITED THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ 09655526 2018-03-31 276,800,000 227,700,000
AGRICULTURAL MORTGAGE CORPORATION P L C(THE) KEENS HOUSE, ANTON MILL ROAD, ANDOVER, HAMPSHIRE, UNITED KINGDOM, SP10 2NQ 00234742 2017-12-31 105,474,000 31,386,000
INDEMNITY & GUARANTEE LIMITED HERON TOWER, 110 BISHOPSGATE, LONDON, ENGLAND, EC2N 4AY 08471065 2018-03-31 89,311,204 0
INTERBAY ML, LTD RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06038070 2017-12-31 47,980,000 27,734,000
CAPITAL HOME LOANS LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, GU51 4YA 02174236 2017-12-31 36,633,000 3,009,000 64999-Financial intermediation not elsewhere classified
LANDMARK MORTGAGES LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, ENGLAND, GU51 4YA 03273685 2017-12-31 34,603,000 9,238,000
YORKSHIRE BANK HOME LOANS LIMITED 20 MERRION WAY, LEEDS, LS2 8NZ 01855020 2018-09-30 31,250,000 8,820,000
K T PARTNERSHIP LIMITED DAVIS BURTON WILLIAMS AND CO UNIT B11, SUTTON BUSINESS CENTRE, RESTMOR WAY, WALLINGTON, SURREY, ENGLAND, SM6 7AH 07381930 2017-09-30 837,166 0
THE MORTGAGE STORE (IAN WILSON) LIMITED 64 GOLD STREET, KETTERING, NORTHAMPTONSHIRE, ENGLAND, NN16 8JB 09447172 2018-03-31 273,603 0
SECURED FUNDING LIMITED C/O PRYDIS ACCOUNTS LTD, THE PARADE, LISKEARD, CORNWALL, ENGLAND, PL14 6AF 10698203 2018-03-31 259,498 0
GP FINANCE LTD 12 PROVIDENCE LANE, LONG ASHTON, BRISTOL, ENGLAND, BS41 9DQ 09246542 2018-03-31 174,812 0
DEVONFORTH LTD BFC STADIUM, SEASIDERS WAY, BLACKPOOL, ENGLAND, FY1 6JJ 05411760 2017-12-31 147,247 0
LOLLYPOP PROPERTIES LIMITED 43 ST. DAVIDS DRIVE, ENGLEFIELD GREEN, EGHAM, ENGLAND, TW20 0BA 09411371 2019-01-31 116,463 0
T H MORTGAGE SOLUTIONS LIMITED THE OLD GRANARY, DUNTON ROAD, LAINDON, ESSEX, UNITED KINGDOM, SS15 4DB 08003614 2018-03-31 101,766 0
GREENTREE FINANCIAL PLANNING LTD FLINT COTTAGE, SAWYERS LANE, SUTON, WYMONDHAM, UNITED KINGDOM, NR18 9JH 09489587 2018-03-31 79,222 0
ABEL FINANCIAL SERVICES LTD 2 REDCOTE PLACE, DORKING, SURREY, ENGLAND, RH4 1PE 09454460 2018-02-28 44,703 0
LEWIS BENJAMIN LTD GREENACRES, 46 FERRY ROAD, BARROW-UPON-HUMBER, ENGLAND, DN19 7BA 07371734 2018-09-30 36,180 0
PAS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED 28 ASHLEY ROAD, WESTCOTT, DORKING, SURREY, ENGLAND, RH4 3QJ 05115189 2018-04-30 17,283 0
CORNERSTONE WEALTH LIMITED 85 ROCHESTER ROW, WESTMINSTER, LONDON, UNITED KINGDOM, SW1P 1LJ 09593253 2019-05-31 11,737 0
JO JONES FINANCIAL SERVICES LIMITED 217 CITY ROAD, EDGBASTON, BIRMINGHAM, WEST MIDLANDS, UNITED KINGDOM, B16 0PU 10046329 2018-03-31 11,299 0
CHRIS CHANCE LTD THE BEECHES, MILL LANE, SCAMBLESBY, LOUTH, LINCOLNSHIRE, LN11 9XP 08436461 2019-03-31 0 0
FORTUNE INVESTMENT GROUP LIMITED ALBION HOUSE, 86 LONDON STREET, READING, ENGLAND, RG1 4SJ 09815075 2018-10-31 0 0
MORTGAGE & PROTECTION SOLUTIONS LIMITED 15 BOLTONS LANE, BINFIELD, BRACKNELL, BERKSHIRE, ENGLAND, RG42 4UA 08507660 2019-03-31 0 0
PDJ LIMITED FIFTH FLOOR, 11 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 1LP 10050672 2018-03-31 0 0
XCEL INVESTIGATIONS LTD. CAIRDEAS, BARRHILL CRESCENT, KILBARCHAN, PA10 2EU SC239099 2018-11-30 0 0
INTER BAY FINANCIAL II LIMITED RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06672384 0000-00-00 0 0
INTERBAY FUNDING, LTD. RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 05595882 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
CONSTRUCTIVE LENDING LIMITED 0.7% 3.6% 7.1% Medium
Other companies Active in the same sector 0.9% 3.6% 5.6% Medium
Age 0.4% 1.7% 3.3% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.3% 1.2% 1.8% Medium
Accounting Month 0.5% 2.1% 5.6% Medium
Sic code count 0.7% 3.5% 7.0% Medium
Do you have a dispute with a business?
Make it public