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PARTNERSHIP HOME LOANS LIMITED
ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, RH2 7RPPrevious name: CITY HOME LOANS LIMITED (changed on 20-Dec-2005)
Company Number: 05108846
Incorporation date: 22-Apr-2004
Status: Active
Entity type: Private Limited Company
SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
SUMMARY
This company is 19.9 years old and is currently active. It is controlled by Partnership Group Holdings Limited. The company has positive equity (net assets) of GBP 555.9 thousand which has decreased from the previous year's figure of GBP 573.7 thousand. The latest reported revenue figure is GBP 53.6 thousand which is down -40% on the previous year. Retained earnings is negative (GBP -1.6 million), which means the company has aggregate losses since it's inception or it has paid more dividends than it can afford; given the company's age, this is a sign of serious financial problems. The company has 5 active officers (directors or partners) who are or were officers of 84 other companies, 9 (10.7%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 30-Sep-2024Accounts Filed: FULL (31-Dec-2022)
P&L Financials:
Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
---|---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 53,625 | 116,211 | ||||
31-Dec-2018 | GBP | 84,445 | 109,271 | ||||
31-Dec-2017 | GBP | 118,503 | 80,526 | ||||
31-Dec-2016 | GBP | 738,688 | 1,070 | -85,300 |
Balance Sheet Financials:
Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
---|---|---|---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 112,139 | 2,115,000 | -1,559,142 | 555,858 | ||||
31-Dec-2018 | GBP | 68,042 | 1,665,000 | -1,091,346 | 573,654 | ||||
31-Dec-2017 | GBP | 10 | 11 | -627,829 | 587,171 | ||||
31-Dec-2016 | GBP | 549,749 | 765,000 | -179,934 | 765,000 |
VALUATION EVENTS (BETA)
Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 21.28% | 450,000 | 1,665,000 | 2,115,000 | 1,799,910 |
31-Dec-2018 | GBP | 100.00% | 1,664,989 | 11 | 1,665,000 | 798,480 |
31-Dec-2017 | GBP | -6,954,445.45% | -764,989 | 765,000 | 11 | 107,626 |
** Estimated based on average Cash and Debt levels during period
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
---|---|---|---|---|---|---|
Active | Simon Donald WATSON | 29 Jan 2020 | 29 Mar 2024 | 1 - 0 | ||
Resigned | David WHITEHEAD | 26 Apr 2019 | 29 Jan 2020 | 0 - 1 | ||
Resigned | Paul WATERS | 15 Mar 2019 | 26 Apr 2019 | 0 - 1 | ||
Resigned | Simon Andrew O'HARA | 06 Jul 2015 | 15 Mar 2019 | 0 - 1 | ||
Resigned | RISM COSEC LIMITED | 22 Dec 2014 | 06 Jul 2015 | 0 - 1 | ||
Resigned | Fiona Elizabeth DARBY | 30 Apr 2010 | 22 Dec 2014 | 0 - 1 | ||
Resigned | Peter John LAGERBERG | 26 Apr 2005 | 30 Apr 2010 | 0 - 12 |
DIRECTORS
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
---|---|---|---|---|---|---|---|
Active | Mark William GODSON | 01 Dec 2023 | Executive Director | British | 34 - 2 | 0 (0.0%) | |
Active | Michelle Ann CRACKNELL | 05 Jan 2023 | Director | British | 11 - 28 | 8 (20.5%) | |
Active | Kathleen Jeanette BYRNE | 05 Jan 2023 | Non-Executive Director | British | 6 - 1 | 2 (28.6%) | |
Active | Mary Catherine PHIBBS | 05 Jan 2023 | Director | British, | 11 - 11 | 2 (9.1%) | |
Resigned | Andrew Mark PARSONS | 13 Feb 2020 | 01 Dec 2023 | Director | British | 2 - 136 | 43 (31.2%) |
Resigned | David Paul COOPER | 11 May 2016 | 05 Jan 2023 | Director | British | 15 - 10 | 2 (8.0%) |
Active | Paul James TURNER | 29 Apr 2016 | Director | British | 19 - 1 | 0 (0.0%) | |
Resigned | Andrew Stephen MELCHER | 12 Apr 2016 | 31 Dec 2022 | Company Director | British | 1 - 43 | 7 (15.9%) |
Resigned | Michael John DEAKIN | 12 Apr 2016 | 15 Jul 2019 | Company Director | British | 0 - 2 | 0 (0.0%) |
Resigned | Tom CROSS BROWN | 08 Apr 2016 | 08 Apr 2016 | Company Director | English | 1 - 40 | 5 (12.2%) |
Resigned | Rodney Malcolm COOK | 04 Apr 2016 | 04 Apr 2016 | Company Director | British | 6 - 26 | 2 (6.3%) |
Resigned | Keith NICHOLSON | 04 Apr 2016 | 04 Apr 2016 | Company Director | British | 0 - 2 | 0 (0.0%) |
Resigned | Simon George THOMAS | 04 Apr 2016 | 04 Apr 2016 | Company Director | British | 0 - 48 | 11 (22.9%) |
Resigned | Clare SPOTTISWOODE | 27 Mar 2015 | 04 Apr 2016 | Non-Executive Director | British | 0 - 3 | 0 (0.0%) |
Resigned | Paul BISHOP | 29 Sep 2014 | 05 Jan 2023 | Director | British | 0 - 6 | 0 (0.0%) |
Resigned | Simon John WAUGH | 26 Jun 2014 | 04 Apr 2016 | Director | British | 0 - 3 | 0 (0.0%) |
Resigned | Ian Donald CORMACK | 06 Sep 2013 | 05 Jan 2023 | Director | British | 5 - 29 | 5 (14.7%) |
Resigned | Douglas FERRANS | 28 Aug 2013 | 04 Apr 2016 | Director | British | 4 - 23 | 10 (37.0%) |
Resigned | Chistopher Shaw GIBSON-SMITH | 28 Aug 2013 | 04 Apr 2016 | Director | British | 0 - 1 | 0 (0.0%) |
Resigned | Richard Churchill WARD | 28 Aug 2013 | 04 Apr 2016 | Director | British | 8 - 10 | 0 (0.0%) |
Resigned | David Louis RICHARDSON | 11 Feb 2013 | 05 Jan 2023 | Chief Financial Officer | Irish | 6 - 2 | 0 (0.0%) |
Resigned | Kathryn Elizabeth PURVES | 22 Feb 2012 | 24 Sep 2015 | Director | British | 7 - 22 | 2 (6.9%) |
Resigned | Gerard Michael HOSTY | 29 Mar 2011 | 15 Jan 2015 | Md Equity Release | British | 2 - 13 | 8 (53.3%) |
Resigned | Andrew John Michael CHAMBERLAIN | 25 Oct 2010 | 04 Apr 2016 | Chief Financial Actuary | British | 1 - 6 | 1 (14.3%) |
Resigned | Andrew Peter MEGSON | 25 Jun 2009 | 04 Apr 2016 | Managing Director Of Retirement | British | 4 - 13 | 2 (11.8%) |
Resigned | Arthur Mark DEARSLEY | 01 Apr 2009 | 04 Apr 2016 | Chief Financial Officer | British | 0 - 13 | 0 (0.0%) |
Resigned | Robin John HOUGHTON | 23 Sep 2008 | 16 Feb 2011 | Chief Actuary | British | 2 - 3 | 0 (0.0%) |
Resigned | Robin Ashley PHIPPS | 28 Feb 2008 | 07 Mar 2014 | Business Consultant | British | 4 - 36 | 13 (32.5%) |
Resigned | Christopher James RHODES | 26 Apr 2007 | 24 Aug 2009 | Chartered Accountant | British | 0 - 10 | 1 (10.0%) |
Resigned | Jane Anne KENNEDY | 19 Feb 2007 | 30 Jun 2017 | Financial Services | British | 6 - 12 | 2 (11.1%) |
Resigned | Ruth Elizabeth CLARKE | 19 Feb 2007 | 17 Aug 2009 | Sales & Marketing Director | British | 0 - 2 | 0 (0.0%) |
Resigned | David Thomas Mcaree YOUNG | 25 May 2006 | 01 Oct 2013 | Company Secretary | British | 11 - 37 | 13 (27.1%) |
Resigned | Ian Bruce, Dr OWEN | 25 May 2006 | 04 Apr 2016 | Actuary | British | 4 - 58 | 9 (14.5%) |
Resigned | Alastair William MUIRHEAD | 25 May 2006 | 05 Aug 2008 | Private Equity | Scottish | 3 - 33 | 10 (27.8%) |
Resigned | Gaynor Annette WATERMAN | 25 May 2006 | 01 Aug 2009 | Underwriting Director | British | 0 - 5 | 0 (0.0%) |
Resigned | Simon Gregory Michael WHITEHEAD | 26 Apr 2005 | 21 Dec 2006 | Chief Executive | British | 1 - 27 | 11 (39.3%) |
Resigned | Stephen James GROVES | 26 Apr 2005 | 04 Apr 2016 | Managing Director | British | 27 - 17 | 1 (2.3%) |
Resigned | FORM 10 DIRECTORS FD LTD | 22 Apr 2004 | 23 Apr 2004 | 0 - 26925 | 14066 (52.2%) | ||
Resigned | FORM 10 SECRETARIES FD LTD | 22 Apr 2004 | 23 Apr 2004 | 0 - 25436 | 13403 (52.7%) |
Average tenure of active directors: 2.4 years
Average tenure of resigned directors: 4.2 years
Average active director Dissolution Rate: 11.6%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
SHAREHOLDERS (BETA)
Shareholder name | Share class | Shares at confirmation date | ||||
---|---|---|---|---|---|---|
2021-03-24 | 2020-03-24 | 2019-03-24 | 2018-03-24 | 2017-03-24 | ||
PARTNERSHIP GROUP HOLDINGS LIMITED | ORDINARY | 2,615,000 100% | 2,265,000 100% | 1,815,000 100% | 1,365,000 100% | 765,000 100% |
SHAREHOLDINGS (BETA)
no shareholding data
CONTROLLED COMPANIES / CONTROLLING ENTITIES
Controlling entities above
PARTNERSHIP HOME LOANS LIMITED
no controlled companies
LATE PAYMENTS REPORT
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)
Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
---|---|---|---|---|---|---|
BMW FINANCIAL SERVICES (GB) LIMITED | SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB | 01288537 | 2017-12-31 | 870,090,000 | 231,774,000 | |
CAPITAL ONE (EUROPE) PLC | TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX | 03879023 | 2017-12-31 | 566,574,000 | 166,706,000 | |
PARAGON BANKING GROUP PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ | 02336032 | 2018-09-30 | 451,900,000 | 145,800,000 | |
PROVIDENT PERSONAL CREDIT LIMITED | NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU | 00146091 | 2018-12-31 | 339,900,000 | -81,800,000 | |
NEWDAY CARDS LTD | 7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA | 04134880 | 2018-12-31 | 259,100,000 | 26,200,000 | |
RCI FINANCIAL SERVICES LIMITED | RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS | 03302462 | 2017-12-31 | 234,871,000 | 35,078,000 | |
AMIGO LOANS LTD | UNIT 11A,, THE AVENUE CENTRE, BOURNEMOUTH, ENGLAND, BH2 5RP | 04841153 | 2018-03-31 | 210,600,000 | 72,200,000 | |
ARROW GLOBAL LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 05606545 | 2017-12-31 | 153,292,000 | 2,254,000 | |
CREATION CONSUMER FINANCE LIMITED | WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT | NI032565 | 2017-12-31 | 127,785,000 | 29,541,000 | |
HOME RETAIL GROUP CARD SERVICES LIMITED | 33 HOLBORN, LONDON, ENGLAND, EC1N 2HT | 04007072 | 2018-02-28 | 127,117,000 | 9,734,000 | |
PREMIUM CREDIT LIMITED | ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX | 02015200 | 2017-12-31 | 119,133,000 | 43,946,000 | |
CREATION FINANCIAL SERVICES LIMITED | CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA | 01091883 | 2017-12-31 | 86,676,000 | 28,024,000 | |
ADVANTAGE FINANCE LIMITED | 2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT | 03773673 | 2018-01-31 | 78,882,000 | 24,458,000 | |
S.D. TAYLOR LIMITED | 11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB | 00550055 | 2017-12-31 | 50,741,000 | 1,513,000 | |
WELLS FARGO CAPITAL FINANCE (UK) LIMITED | 33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT | 02656007 | 2017-12-31 | 48,978,000 | 20,394,000 | |
BLEMAIN FINANCE LIMITED | LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW | 01185052 | 2018-06-30 | 47,500,000 | 8,800,000 | |
FIRST RESPONSE FINANCE LIMITED | 5 REGAN WAY, CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, NOTTINGHAMSHIRE, UNITED KINGDOM | 03560611 | 2018-03-31 | 41,023,376 | 11,684,534 | |
THE CAR FINANCE COMPANY (2007) LTD | THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH | 06060536 | 2018-06-30 | 21,835,000 | -16,791,000 | |
OAKMORE INVESTMENTS LIMITED | 98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS | 10321045 | 2017-12-31 | 20,334,041 | 0 | |
MUTUAL CLOTHING & SUPPLY COMPANY LIMITED | 39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN | 00181701 | 2017-12-31 | 19,464,000 | 965,000 | |
PARAGON FINANCE PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ | 01917566 | 2018-09-30 | 13,244,000 | 12,255,000 | |
PARTNERSHIP HOME LOANS LIMITED | ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP | 05108846 | 2017-12-31 | 118,339 | -447,895 | |
CLB GLOBAL GROUP LTD | 21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW | 07011241 | 2018-12-31 | 60,083 | 0 | |
ROBIN OF HEATHFIELD LIMITED | ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU | 09245948 | 2018-09-30 | 18,417 | 0 | |
RAVSPEED LTD | 12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB | 09442820 | 2018-03-31 | 14,489 | 0 | |
REVLINK LIMITED | UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH | 07209905 | 2018-03-31 | 800 | 0 |
68209-Other letting and operating of own or leased real estate 70210-Public relations and communications activities 70229-Management consultancy activities other than financial management |
GLF LIMITED | 7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS | 06758130 | 2017-12-31 | 0 | 0 | |
ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 06568603 | 0000-00-00 | 0 | 0 | |
INTERNATIONAL PERSONAL FINANCE PLC | 26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE | 06018973 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
---|---|---|---|---|
PARTNERSHIP HOME LOANS LIMITED | 0.7% | 3.6% | 7.1% | Medium |
Other companies Active in the same sector | 0.5% | 3.3% | 9.3% | Medium |
Age | 0.4% | 1.7% | 3.3% | Medium |
Company Type | 0.7% | 3.7% | 7.4% | Medium |
Accounts category | 0.7% | 2.2% | 3.8% | Medium |
Accounting Month | 0.6% | 2.4% | 5.5% | Medium |
Sic code count | 0.7% | 3.5% | 7.0% | Medium |