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ADVANTAGE FINANCE LIMITED
2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, B90 4QTCompany Number: 03773673
Incorporation date: 14-May-1999
Status: Active
Entity type: Private Limited Company
SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
SUMMARY
This company is 25.5 years old and is currently active. It is controlled by S & U Plc. The company has positive equity (net assets) of GBP 104.9 million which has increased from GBP 89.9 million in the previous year. The latest reported revenue figure is GBP 85.5 million which is similar to the previous year's figure of GBP 86.4 million. The company has 14 active officers (directors or partners) who are or were officers of 51 other companies, 20 (39.2%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 31-Oct-2025Accounts Filed: FULL (31-Jan-2024)
P&L Financials:
Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
---|---|---|---|---|---|---|---|
31-Jan-2020 | GBP | 85,466,000 | 40,624,000 | 6,597,000 | 6,030,000 | 27,997,000 | |
31-Jan-2019 | GBP | 86,372,000 | 40,180,000 | 6,539,000 | 6,379,000 | 27,262,000 | |
31-Jan-2018 | GBP | 78,882,000 | 35,518,000 | 5,307,000 | 5,753,000 | 24,458,000 | |
31-Jan-2017 | GBP | 60,521,000 | 29,516,000 | 4,330,000 | 5,012,000 | 20,174,000 | |
31-Jan-2016 | GBP | 45,182,000 | 23,643,000 | 3,243,000 | 4,080,000 | 16,320,000 | |
31-Jan-2015 | GBP | 36,102,000 | 18,922,000 | 2,207,000 | 13,271,000 | ||
31-Jan-2013 | GBP | 20,801,000 | 8,925,000 | 845,000 | 6,153,000 | ||
31-Jan-2012 | GBP | 17,782,000 | 6,598,000 | 692,000 | 4,345,000 | ||
31-Jan-2011 | GBP | 16,049,000 | 5,370,000 | 1,143,000 | 3,043,000 |
Balance Sheet Financials:
Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
---|---|---|---|---|---|---|---|---|---|
31-Jan-2020 | GBP | 86,388,000 | 6,834,000 | 1,000 | 104,939,000 | 104,940,000 | |||
31-Jan-2019 | GBP | 77,460,000 | 6,039,000 | 1,000 | 89,924,000 | 89,925,000 | |||
31-Jan-2018 | GBP | 73,192,000 | 7,903,000 | 75,568,000 | 75,569,000 | ||||
31-Jan-2017 | GBP | 3,000 | 57,536,000 | 22,260,000 | 1,000 | 59,072,000 | 59,073,000 | ||
31-Jan-2016 | GBP | 43,491,000 | 8,252,000 | 1,000 | 44,677,000 | 44,678,000 | |||
31-Jan-2015 | GBP | 651,000 | 33,538,000 | 5,253,000 | 1,000 | 32,723,000 | 32,724,000 | ||
31-Jan-2013 | GBP | 18,324,000 | 1,000 | 15,974,000 | 15,975,000 | ||||
31-Jan-2012 | GBP | 15,257,000 | 1,000 | 11,776,000 | 11,777,000 | ||||
31-Jan-2011 | GBP | 14,560,000 | 1,000 | 8,943,000 | 8,944,000 |
VALUATION EVENTS (BETA)
Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
---|
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
---|---|---|---|---|---|---|
Active | Christopher Hugh REDFORD | 01 Mar 2004 | 02 Nov 2024 | British | 10 - 34 | |
Resigned | Edward David MAIDEN | 14 May 1999 | 01 Mar 2004 | British | 0 - 20 |
DIRECTORS
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
---|---|---|---|---|---|---|---|
Active | Lynn DOWNING | 17 Jan 2023 | Hr Director | English | 1 - 0 | 0 (0.0%) | |
Active | John Antony DOWNING | 06 May 2020 | Compliance Director | British | 1 - 0 | 0 (0.0%) | |
Resigned | Thomas Graham WHEELER | 01 Oct 2019 | 31 Jan 2024 | Chief Executive | British | 3 - 4 | 0 (0.0%) |
Active | Graham WHEELER | 01 Oct 2019 | Chief Executive | British | 1 - 1 | 0 (0.0%) | |
Active | David William VESSEY | 06 Feb 2019 | Accountant | English | 1 - 0 | 0 (0.0%) | |
Resigned | Wayne Richard TAYLOR | 06 Feb 2019 | 17 Mar 2023 | Director Of Analytics | British | 0 - 1 | 0 (0.0%) |
Active | Nicholas David GREENSIDES | 06 Feb 2019 | It Operations Director | British | 1 - 0 | 0 (0.0%) | |
Active | David SANDIFORD | 06 Feb 2017 | Director | English | 1 - 0 | 0 (0.0%) | |
Active | Michael WALKER | 01 Dec 2015 | It | British | 2 - 0 | 0 (0.0%) | |
Active | Shaun WILKINSON | 29 Feb 2012 | Director | British | 1 - 0 | 0 (0.0%) | |
Active | James MURDOCH | 01 Feb 2007 | Director | British | 1 - 1 | 1 (50.0%) | |
Active | Beverley Ann BURTON | 05 Oct 2006 | Company Director | British | 1 - 0 | 0 (0.0%) | |
Active | Alan TUPLIN | 05 Oct 2006 | Director | British | 1 - 0 | 0 (0.0%) | |
Resigned | Helen April WILKINSON | 01 Dec 2005 | 01 May 2018 | Director | British | 0 - 1 | 0 (0.0%) |
Active | Keith James CHARLTON | 09 Apr 2002 | Director | British | 2 - 0 | 0 (0.0%) | |
Active | Christopher Hugh REDFORD | 21 Jan 2000 | Director | British | 10 - 34 | 23 (52.3%) | |
Resigned | RUTLAND SECRETARIES LIMITED | 14 May 1999 | 14 May 1999 | 0 - 388 | 145 (37.4%) | ||
Resigned | RUTLAND DIRECTORS LIMITED | 14 May 1999 | 14 May 1999 | 0 - 443 | 158 (35.7%) | ||
Active | Graham Derek Clifford COOMBS | 14 May 1999 | Company Director | British | 11 - 23 | 10 (29.4%) | |
Resigned | Martin Graham SIZER | 14 May 1999 | 01 Mar 2008 | Company Director | British | 0 - 2 | 0 (0.0%) |
Resigned | John Guy THOMPSON | 14 May 1999 | 31 Jan 2020 | Company Director | British | 0 - 6 | 2 (33.3%) |
Resigned | Derek Michael COOMBS | 14 May 1999 | 16 May 2008 | Company Director | British | 1 - 43 | 32 (72.7%) |
Resigned | Robert Eric John FISHER | 14 May 1999 | 14 Feb 2002 | Company Director | British | 0 - 24 | 13 (54.2%) |
Active | Anthony Michael Vincent COOMBS | 14 May 1999 | Company Director | British | 6 - 30 | 20 (55.6%) |
Average tenure of active directors: 13.6 years
Average tenure of resigned directors: 6.9 years
Average active director Dissolution Rate: 12.5%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
SHAREHOLDERS (BETA)
Shareholder name | Share class | Shares at confirmation date | ||||
---|---|---|---|---|---|---|
2016-05-14 | 2015-05-14 | 2014-05-14 | 2013-05-14 | 2012-05-14 | ||
S & UPLC | ORDINARY | 1,000 100% | 1,000 100% | 1,000 100% | 1,000 100% | 1,000 100% |
SHAREHOLDINGS (BETA)
no shareholding data
CONTROLLED COMPANIES / CONTROLLING ENTITIES
Controlling entities above
ADVANTAGE FINANCE LIMITED
no controlled companies
LATE PAYMENTS REPORT
Start date | End date | Average days to pay | % invoices paid over 60 days | % invoices not paid within agreed terms | Gov.uk report |
---|---|---|---|---|---|
2022-02-01 | 2022-07-31 | 13 | 1% | 0% | 62936 |
2021-08-01 | 2022-01-31 | 13 | 1% | 0% | 56164 |
2021-02-01 | 2021-07-31 | 14 | 2% | 0% | 49552 |
2020-08-01 | 2021-01-31 | 14 | 0% | 0% | 42778 |
2020-02-01 | 2020-07-31 | 16 | 1% | 0% | 35994 |
2019-08-01 | 2020-01-31 | 13 | 0% | 0% | 29016 |
2019-02-01 | 2019-07-31 | 14 | 1% | 0% | 21194 |
2018-08-01 | 2019-01-31 | 13 | 1% | 0% | 13733 |
2018-02-01 | 2018-07-31 | 13 | 1% | 0% | 7190 |
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)
Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
---|---|---|---|---|---|---|
BMW FINANCIAL SERVICES (GB) LIMITED | SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB | 01288537 | 2017-12-31 | 870,090,000 | 231,774,000 | |
CAPITAL ONE (EUROPE) PLC | TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX | 03879023 | 2017-12-31 | 566,574,000 | 166,706,000 | |
PARAGON BANKING GROUP PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ | 02336032 | 2018-09-30 | 451,900,000 | 145,800,000 | |
PROVIDENT PERSONAL CREDIT LIMITED | NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU | 00146091 | 2018-12-31 | 339,900,000 | -81,800,000 | |
NEWDAY CARDS LTD | 7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA | 04134880 | 2018-12-31 | 259,100,000 | 26,200,000 | |
RCI FINANCIAL SERVICES LIMITED | RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS | 03302462 | 2017-12-31 | 234,871,000 | 35,078,000 | |
AMIGO LOANS LTD | 71-75 SHELTON STREET, COVENT GARDEN, LONDON, UNITED KINGDOM, WC2H 9JQ | 04841153 | 2018-03-31 | 210,600,000 | 72,200,000 | |
ARROW GLOBAL LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 05606545 | 2017-12-31 | 153,292,000 | 2,254,000 | |
CREATION CONSUMER FINANCE LIMITED | WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT | NI032565 | 2017-12-31 | 127,785,000 | 29,541,000 | |
HOME RETAIL GROUP CARD SERVICES LIMITED | 33 HOLBORN, LONDON, ENGLAND, EC1N 2HT | 04007072 | 2018-02-28 | 127,117,000 | 9,734,000 | |
PREMIUM CREDIT LIMITED | ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX | 02015200 | 2017-12-31 | 119,133,000 | 43,946,000 | |
CREATION FINANCIAL SERVICES LIMITED | CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA | 01091883 | 2017-12-31 | 86,676,000 | 28,024,000 | |
ADVANTAGE FINANCE LIMITED | 2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT | 03773673 | 2018-01-31 | 78,882,000 | 24,458,000 | |
S.D. TAYLOR LIMITED | 11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB | 00550055 | 2017-12-31 | 50,741,000 | 1,513,000 | |
WELLS FARGO CAPITAL FINANCE (UK) LIMITED | 33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT | 02656007 | 2017-12-31 | 48,978,000 | 20,394,000 | |
BLEMAIN FINANCE LIMITED | LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW | 01185052 | 2018-06-30 | 47,500,000 | 8,800,000 | |
FIRST RESPONSE FINANCE LIMITED | FIRST RESPONSE FINANCE LTD 5 REGAN WAY CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, ENGLAND, NG9 6RZ | 03560611 | 2018-03-31 | 41,023,376 | 11,684,534 | |
THE CAR FINANCE COMPANY (2007) LTD | THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH | 06060536 | 2018-06-30 | 21,835,000 | -16,791,000 | |
OAKMORE INVESTMENTS LIMITED | 98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS | 10321045 | 2017-12-31 | 20,334,041 | 0 | |
MUTUAL CLOTHING & SUPPLY COMPANY LIMITED | 39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN | 00181701 | 2017-12-31 | 19,464,000 | 965,000 | |
PARAGON FINANCE PLC | 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ | 01917566 | 2018-09-30 | 13,244,000 | 12,255,000 | |
PARTNERSHIP HOME LOANS LIMITED | ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP | 05108846 | 2017-12-31 | 118,339 | -447,895 | |
CLB GLOBAL GROUP LTD | 21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW | 07011241 | 2018-12-31 | 60,083 | 0 | |
ROBIN OF HEATHFIELD LIMITED | ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU | 09245948 | 2018-09-30 | 18,417 | 0 | |
RAVSPEED LTD | 12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB | 09442820 | 2018-03-31 | 14,489 | 0 | |
REVLINK LIMITED | UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH | 07209905 | 2018-03-31 | 800 | 0 |
68209-Other letting and operating of own or leased real estate 70210-Public relations and communications activities 70229-Management consultancy activities other than financial management |
GLF LIMITED | 7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS | 06758130 | 2017-12-31 | 0 | 0 | |
ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED | BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW | 06568603 | 0000-00-00 | 0 | 0 | |
INTERNATIONAL PERSONAL FINANCE PLC | 26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE | 06018973 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
---|---|---|---|---|
ADVANTAGE FINANCE LIMITED | 0.7% | 3.6% | 7.1% | Medium |
Other companies Active in the same sector | 0.5% | 3.3% | 9.3% | Medium |
Age | 0.3% | 1.3% | 2.4% | Medium |
Company Type | 0.7% | 3.7% | 7.4% | Medium |
Accounts category | 0.7% | 2.2% | 3.8% | Medium |
Accounting Month | 0.6% | 2.2% | 6.7% | Medium |
Sic code count | 0.7% | 3.5% | 7.0% | Medium |