PARAGON CAR FINANCE (1) LIMITED

51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ

Previous name: PARAGON CAR FINANCE LIMITED (changed on 25-Feb-2008)

Company Number: 03203928
Incorporation date: 24-May-1996
Status: Active
Entity type: Private Limited Company

SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors





SUMMARY

This company is 27.9 years old and is currently active. It is controlled by Paragon Banking Group Plc. Retained earnings is negative (GBP -20.3 million), which means the company has aggregate losses since it's inception or it has paid more dividends than it can afford; given the company's age, this is a sign of serious financial problems. The company has 2 active officers (directors or partners) who are or were officers of 139 other companies, 23 (16.5%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 30-Jun-2025
Accounts Filed: FULL (30-Sep-2023)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
30-Sep-2020 GBP 14,000 3,000 -13,000
30-Sep-2019 GBP 15,000 -14,000
30-Sep-2018 GBP 13,000 3,000 -12,000


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
30-Sep-2020 GBP 16,000 17,000 328,000 20,000,000 -20,311,000
30-Sep-2019 GBP 16,000 17,000 315,000 20,000,000 -20,298,000
30-Sep-2018 GBP 16,000 -284,000 20,000,000 -20,284,000

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Resigned Pandora SHARP 30 Jun 2014 01 Jun 2020 0 - 1
Resigned John Grigor GEMMELL 06 Jun 1996 30 Jun 2014 0 - 254

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Keith Graham ALLEN 23 Sep 2015 Accountant British 61 - 7524 (17.6%)
Active Richard James WOODMAN 27 May 2014 Company Director British 66 - 7624 (16.9%)
Resigned Adem MEHMET 14 May 1999 14 May 2010 Director British 0 - 5316 (30.2%)
Resigned Ronald James YOUNG 23 Jun 1997 01 Apr 2002 Director British 0 - 2210 (45.5%)
Resigned Nigel Stewart TERRINGTON 15 Nov 1996 30 Apr 2009 Director British 6 - 5827 (42.2%)
Resigned John Grigor GEMMELL 15 Nov 1996 30 Jun 2014 Company Secretary British 0 - 25480 (31.5%)
Resigned Pawan PANDYA 15 Nov 1996 15 Jan 2003 Director British 0 - 50 (0.0%)
Resigned Nicholas KEEN 06 Jun 1996 01 May 2009 Finance Director British 0 - 13038 (29.2%)
Resigned Richard Dominic SHELTON 06 Jun 1996 03 Feb 2021 Company Solicitor British 0 - 16750 (29.9%)
Resigned RUTLAND SECRETARIES LIMITED 24 May 1996 06 Jun 1996 0 - 386141 (36.5%)
Resigned RUTLAND DIRECTORS LIMITED 24 May 1996 06 Jun 1996 0 - 441152 (34.5%)
Number of active directors: 2
Average tenure of active directors: 9.2 years
Average tenure of resigned directors: 10.0 years
Average active director Dissolution Rate: 17.3%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
PARAGON BUSINESS FINANCE PLC (01497411) - Active
PARAGON TECHNOLOGY FINANCE LIMITED (01639510) - Active
CUSTOMER SOLUTIONS LIMITED (01814594) - Dissolved
PARAGON VEHICLE CONTRACTS LIMITED (01851027) - Active
PARAGON FINANCE PLC (01917566) - Active
MORTGAGE FUNDING CORPORATION PLC (01921487) - Active
UNIVERSAL CREDIT LIMITED (01981317) - Active
NHL THIRD FUNDING CORPORATION LIMITED (02036130) - Active
NHL SECOND FUNDING CORPORATION LIMITED (02047008) - Active
MORTGAGE TRUST LIMITED (02048895) - Active
COLONIAL FINANCE (UK) LIMITED (02064697) - Active
COLLATERALISED MORTGAGE SECURITES (NO 12) PLC (02153571) - Active
STATE SECURITY LIMITED (02160631) - Liquidation
PARAGON LOAN FINANCE (NO. 2) LIMITED (02173065) - Active
PARAGON LOAN FINANCE (NO. 1) LIMITED (02173068) - Active
PARAGON ASSET FINANCE LIMITED (02189858) - Active
FINELINE MEDIA FINANCE LIMITED (02315924) - Liquidation
PARAGON BANKING GROUP PLC (02336032) - Active
LOM RECOVERIES LIMITED (02336797) - Active
PLYMOUTH FUNDING LIMITED (02337278) - Liquidation
PARAGON CREDIT MANAGEMENT LIMITED (02337721) - Dissolved
PARAGON MORTGAGES LIMITED (02337854) - Active
PLYMOUTH LIMITED (02343438) - Dissolved
PARAGON DEALER FINANCE LIMITED (02433063) - Active
YORKSHIRE LEASEHOLDS LIMITED (02433064) - Active
LEASE PORTFOLIO MANAGEMENT LIMITED (02583456) - Active
PARAGON OPTIONS PLC (02637497) - Active
PARAGON SECOND FUNDING LIMITED (02637506) - Active
SPECIALIST FLEET SERVICES LIMITED (02843547) - Active
HERBERT (1) PLC (02965519) - Active
HERBERT (2) PLC (02965520) - Active
HERBERT (4) PLC (02965522) - Active
HERBERT (5) PLC (02965523) - Active
HERBERT (6) PLC (02965524) - Active
HERBERT (7) PLC (02965525) - Active
HERBERT (8) PLC (02965526) - Active
HERBERT (9) PLC (02965527) - Active
HERBERT (10) PLC (02965528) - Active
FINANCE FOR PEOPLE (NO.4) PLC (03203909) - Active
PARAGON CAR FINANCE (1) LIMITED (03203928) - Active
FINANCE FOR PEOPLE (NO.3) LIMITED (03203932) - Active
FINELINE HOLDINGS LIMITED (03217607) - Liquidation
MOORGATE MORTGAGE SERVICING LIMITED (03303745) - Dissolved
MOORGATE SERVICING LIMITED (03303751) - Liquidation
ARDEN CREDIT MANAGEMENT LIMITED (03303754) - Dissolved
MOORGATE LOAN SERVICING LIMITED (03303780) - Active
REDBRICK REAL ESTATE SERVICES LIMITED (03303782) - Active
PARAGON PERSONAL FINANCE (1) LIMITED (03303798) - Active
YORKSHIRE FREEHOLDS LIMITED (03303800) - Active
PARAGON HOLDINGS GROUP LIMITED (03303807) - Dissolved
PARAGON FINANCE HOLDINGS LIMITED (03308251) - Active
TIDFORD COTTAGES MANAGEMENT LIMITED (03308294) - Active
THE BUSINESS MORTGAGE COMPANY SERVICES LIMITED (03359690) - Active
HOMER MANAGEMENT LIMITED (03599361) - Active
PARAGON MORTGAGES (NO. 2) PLC (03696121) - Active
HOMELOANS (NO. 6) PLC (03696123) - Dissolved
HOMELOANS (NO.5) PLC (03696126) - Dissolved
PARAGON PERSONAL AND AUTO FINANCE (NO. 2) LIMITED (03696151) - Dissolved
PARAGON MORTGAGES (NO. 4) PLC (03696156) - Active
HOMELOANS (NO. 4) PLC (03696161) - Active
PARAGON MORTGAGES (NO. 5) PLC (03696169) - Active
PARAGON MORTGAGES (NO.1) PLC (03696179) - Active
FIRST FLEXIBLE NO.1 LIMITED (03806931) - Active
EPSOM TRUSTEES LIMITED (03831402) - Dissolved
PARAGON DEVELOPMENT FINANCE LIMITED (03901943) - Active
MORTGAGE TRUST SERVICES PLC (03940202) - Active
ARIANTY NO. 1 PLC (03946857) - Active
FIRST FLEXIBLE NO.2 LIMITED (03952926) - Active
FIRST FLEXIBLE NO.3 LIMITED (04037179) - Active
ARIANTY SERVICES LIMITED (04054601) - Active
ARIANTY HOLDINGS LIMITED (04062132) - Active
FIRST FLEXIBLE NO.4 PLC (04176542) - Active
FIRST FLEXIBLE NO.5 PLC (04236601) - Active
PBAF ACQUISITIONS LIMITED (04481151) - Active
PARAGON MORTGAGES (NO.7) PLC (04513170) - Active
PARAGON MORTGAGES (NO.8) PLC (04513172) - Active
PARAGON MORTGAGES (NO.9) PLC (04513176) - Active
PARAGON MORTGAGES (NO.11) PLC (04513183) - Liquidation
PARAGON PERSONAL AND AUTO FINANCE (NO. 3) PLC (04513186) - Active
PARAGON SECURED FINANCE (NO. 1) PLC (04513329) - Active
EARLSWOOD FINANCE LIMITED (04513342) - Active
EARLSWOOD FINANCE (NO.2) LIMITED (04513348) - Active
PARAGON MORTGAGES (NO.10) PLC (04514738) - Active
PARAGON THIRD FUNDING LIMITED (04577689) - Active
FIRST FLEXIBLE (NO. 7) PLC (04579544) - Active
FIRST FLEXIBLE NO. 6 PLC (04579581) - Active
EARLSWOOD FINANCE (NO. 3) LIMITED (04786771) - Active
STATE SECURITIES HOLDINGS LIMITED (04891996) - Liquidation
PARAGON MORTGAGES (NO. 12) PLC (05386924) - Active
PARAGON FOURTH FUNDING LIMITED (05390155) - Active
PARAGON CAR FINANCE LIMITED (05390290) - Active
PARAGON PERSONAL FINANCE LIMITED (05390327) - Active
PARAGON MORTGAGES (NO. 37) LIMITED (05390555) - Active
THE BUSINESS MORTGAGE COMPANY LIMITED (05390573) - Active
PARAGON BANK PLC (05390593) - Active
PARAGON MORTGAGES (NO.38) LIMITED (05390632) - Active
PARAGON MORTGAGES (NO. 13) PLC (05393650) - Liquidation
PARAGON LOAN FINANCE (NO. 3) LIMITED (05964916) - Active
PARAGON MORTGAGES (NO.14) PLC (06043254) - Liquidation
PARAGON MORTGAGES (NO.15) PLC (06212267) - Liquidation
PARAGON MORTGAGES (NO. 16) PLC (06352605) - Active
PARAGON MORTGAGES (NO. 26) LIMITED (06355778) - Active
PARAGON MORTGAGES (NO. 17) PLC (06356366) - Active
PREMIER ASSET FINANCE LIMITED (06453431) - Active
IDEM (NO.3) LIMITED (06595544) - Active
PARAGON MORTGAGES (NO.27) LIMITED (06595581) - Active
PARAGON LENDING LIMITED (06595722) - Active
MOORGATE ASSET ADMINISTRATION LIMITED (06595744) - Active
PARAGON SERVICING LIMITED (06595758) - Active
PARAGON MORTGAGES (2010) LIMITED (06595834) - Active
SANCOPIA LIMITED (06630361) - Active
TEGIC CAPITAL LIMITED (06630412) - Active
IDEM CAPITAL LIMITED (06630443) - Active
SANCOPIA CAPITAL LIMITED (06630469) - Active
TEGIC LIMITED (06630471) - Active
PGC CAPITAL LIMITED (06630534) - Active
SPV SECURITIES LIMITED (06904002) - Active
PARAGON PERSONAL FINANCE (2) LIMITED (06911592) - Dissolved
PBAF (NO. 1) LIMITED (06911686) - Liquidation
FIRST RESOLUTION LIMITED (06944820) - Dissolved
PARAGON COMMERCIAL FINANCE LIMITED (07036669) - Active
IDEM CAPITAL SECURITIES LIMITED (07350538) - Active
CITY BUSINESS FINANCE LIMITED (07358306) - Liquidation
IDEM ASSET MANAGEMENT LIMITED (07393277) - Active
HIGHLANDS LOAN SERVICING LIMITED (07574096) - Active
IDEM FIRST FINANCE LIMITED (07580657) - Active
IDEM (NO. 5) LIMITED (07580759) - Active
IDEM (NO. 6) LIMITED (07591201) - Active
IDEM CAPITAL ACQUISITIONS LIMITED (07591412) - Active
IDEM CAPITAL HOLDINGS LIMITED (07737522) - Active
IDEM CONSUMER LOANS LIMITED (07737561) - Active
PARAGON MORTGAGES (NO. 33) LIMITED (08012909) - Active
PARAGON MORTGAGES (NO. 34) LIMITED (08013056) - Active
PARAGON MORTGAGES (NO. 36) LIMITED (08013698) - Active
TOWNEND FARM (EASINGTON) MANAGEMENT COMPANY LIMITED (08013844) - Active
HOMER FUNDING LIMITED (08018160) - Active
PARAGON DEVELOPMENT FINANCE SERVICES LIMITED (08049584) - Active
SANCOPIA PORTFOLIOS LIMITED (08137667) - Active
COLLETT TRANSPORT SERVICES LIMITED (08705071) - Active
PARAGON PENSION INVESTMENTS GP LIMITED (SC569102) - Active

SHAREHOLDERS (BETA)

Shareholder name Share class Shares at confirmation date
2021-05-242018-05-242016-05-242015-05-242014-05-24
PARAGON BANKING GROUP PLCORDINARY20,000,002
100%
20,000,001
100.0%
0
0%
0
0%
0
0%
PANDORA SHARPORDINARY0
0%
1
0.000%
1
0.000%
1
0.000%
0
0%
THE PARAGON GROUP OF COMPANIES PLCORDINARY0
0%
0
0%
20,000,001
100.0%
20,000,001
100.0%
20,000,001
100.0%
JOHN GRIGOR GEMMELLORDINARY0
0%
0
0%
0
0%
0
0%
1
0.000%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

PARAGON CAR FINANCE (1) LIMITED

no controlled companies

LATE PAYMENTS REPORT


This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
BMW FINANCIAL SERVICES (GB) LIMITED SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB 01288537 2017-12-31 870,090,000 231,774,000
CAPITAL ONE (EUROPE) PLC TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX 03879023 2017-12-31 566,574,000 166,706,000
PARAGON BANKING GROUP PLC 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ 02336032 2018-09-30 451,900,000 145,800,000
PROVIDENT PERSONAL CREDIT LIMITED NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU 00146091 2018-12-31 339,900,000 -81,800,000
NEWDAY CARDS LTD 7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA 04134880 2018-12-31 259,100,000 26,200,000
RCI FINANCIAL SERVICES LIMITED RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS 03302462 2017-12-31 234,871,000 35,078,000
AMIGO LOANS LTD UNIT 11A,, THE AVENUE CENTRE, BOURNEMOUTH, ENGLAND, BH2 5RP 04841153 2018-03-31 210,600,000 72,200,000
ARROW GLOBAL LIMITED BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW 05606545 2017-12-31 153,292,000 2,254,000
CREATION CONSUMER FINANCE LIMITED WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT NI032565 2017-12-31 127,785,000 29,541,000
HOME RETAIL GROUP CARD SERVICES LIMITED 33 HOLBORN, LONDON, ENGLAND, EC1N 2HT 04007072 2018-02-28 127,117,000 9,734,000
PREMIUM CREDIT LIMITED ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX 02015200 2017-12-31 119,133,000 43,946,000
CREATION FINANCIAL SERVICES LIMITED CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA 01091883 2017-12-31 86,676,000 28,024,000
ADVANTAGE FINANCE LIMITED 2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT 03773673 2018-01-31 78,882,000 24,458,000
S.D. TAYLOR LIMITED 11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB 00550055 2017-12-31 50,741,000 1,513,000
WELLS FARGO CAPITAL FINANCE (UK) LIMITED 33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT 02656007 2017-12-31 48,978,000 20,394,000
BLEMAIN FINANCE LIMITED LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW 01185052 2018-06-30 47,500,000 8,800,000
FIRST RESPONSE FINANCE LIMITED 5 REGAN WAY, CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, NOTTINGHAMSHIRE, UNITED KINGDOM 03560611 2018-03-31 41,023,376 11,684,534
THE CAR FINANCE COMPANY (2007) LTD THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH 06060536 2018-06-30 21,835,000 -16,791,000
OAKMORE INVESTMENTS LIMITED 98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS 10321045 2017-12-31 20,334,041 0
MUTUAL CLOTHING & SUPPLY COMPANY LIMITED 39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN 00181701 2017-12-31 19,464,000 965,000
PARAGON FINANCE PLC 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ 01917566 2018-09-30 13,244,000 12,255,000
PARTNERSHIP HOME LOANS LIMITED ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP 05108846 2017-12-31 118,339 -447,895
CLB GLOBAL GROUP LTD 21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW 07011241 2018-12-31 60,083 0
ROBIN OF HEATHFIELD LIMITED ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU 09245948 2018-09-30 18,417 0
RAVSPEED LTD 12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB 09442820 2018-03-31 14,489 0
REVLINK LIMITED UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH 07209905 2018-03-31 800 0 68209-Other letting and operating of own or leased real estate
70210-Public relations and communications activities
70229-Management consultancy activities other than financial management
GLF LIMITED 7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS 06758130 2017-12-31 0 0
ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW 06568603 0000-00-00 0 0
INTERNATIONAL PERSONAL FINANCE PLC 26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE 06018973 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
PARAGON CAR FINANCE (1) LIMITED 0.7% 3.6% 7.2% Medium
Other companies Active in the same sector 0.5% 3.3% 9.3% Medium
Age 0.3% 1.3% 2.4% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.7% 2.2% 3.8% Medium
Accounting Month 0.7% 4.4% 10.6% Medium
Sic code count 0.7% 3.5% 7.0% Medium
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