B & C E INSURANCE LIMITED

MANOR ROYAL, CRAWLEY, WEST SUSSEX, RH10 9QP

Company Number: 03093365
Incorporation date: 16-Aug-1995
Status: Active
Entity type: Private Limited Company

SIC codes:
65110 Life insurance
65201 Life reinsurance
65300 Pension funding



SUMMARY

This company is 29.4 years old and is currently active. It is controlled by People's Financial Services Limited. The latest reported revenue figure is GBP 588 thousand which is similar to the previous year's figure of GBP 584 thousand. The company has 3 active officers (directors or partners) who are or were officers of 20 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 31-Dec-2025
Accounts Filed: FULL (31-Mar-2024)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
31-Mar-2020 GBP 588,000 202,000 842,000
31-Mar-2019 GBP 584,000 117,000
31-Mar-2018 GBP 359,000 397,000 1,736,000


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
31-Mar-2020 GBP 15,000,000 3,767,000
31-Mar-2019 GBP 12,000 2,925,000
31-Mar-2018 GBP 60,000,000 1,773,000

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
31-Mar-2020 GBP 99.92% 14,988,000 12,000 15,000,000 7,506,000
31-Mar-2019 GBP -499,900.00% -59,988,000 60,000,000 12,000 30,006,000
* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Resigned Jane DUNLOP 21 Feb 2020 31 Jul 2021 0 - 1
Resigned Karen Elizabeth PALFREY 29 Jul 2019 21 Feb 2020 0 - 1
Resigned Lydia Florinette Gabrielle HARRATT 06 Feb 2017 20 May 2019 0 - 1
Resigned Paul Martin FORSTER 10 Aug 2015 30 Apr 2016 0 - 1
Resigned Sally Jane WILLIAMS 01 Jan 2015 10 Aug 2015 0 - 1
Resigned Clair Elizabeth MILTON 30 Jan 2009 31 Dec 2014 Group Company Secretary British 0 - 4
Resigned David Bryn MCMANUS 01 Apr 2006 31 Dec 2008 Group Secretary British 0 - 8
Resigned Reginald Walter STEER 16 Aug 1995 31 Mar 2006 Company Secretary & Director British 0 - 7

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Dean Nicholas LAMBLE 01 Jan 2023 Director British 13 - 00 (0.0%)
Resigned Susan Margaret HUNTER 24 Nov 2020 01 Jun 2024 Chief Finance Officer British 0 - 100 (0.0%)
Resigned Jamshaid ISLAM 01 Sep 2018 31 Dec 2022 Director British 13 - 145 (18.5%)
Resigned James Frederick MCKINNON 01 Aug 2018 31 Mar 2022 Director British 4 - 31 (14.3%)
Active Patricia Marusia BILLINGHAM 20 Jul 2018 Director British 3 - 00 (0.0%)
Resigned John ALLOTT 14 Nov 2016 31 Mar 2022 Trade Union Officer British 4 - 111 (6.7%)
Resigned Brian Peter RYE 21 Dec 2015 31 May 2018 None British 0 - 80 (0.0%)
Resigned Stephen TERRELL 20 May 2014 31 Mar 2022 Company Director British 0 - 162 (12.5%)
Resigned John Macaulay CULLEN 11 Feb 2014 31 Mar 2022 Pension Scheme Manager British 0 - 51 (20.0%)
Resigned John William HOUGH 11 Feb 2014 31 Jul 2021 Company Director British 0 - 171 (5.9%)
Resigned Chandrasekhar RAMAMURTHY 08 Nov 2013 31 Dec 2022 Retired British 1 - 3319 (55.9%)
Resigned Alan Michael PICKERING CBE 11 May 2012 18 May 2012 Company Chairman British 3 - 176 (30.0%)
Resigned Stephen David MURPHY 10 Feb 2012 26 Aug 2015 Trade Union General Secretary British 0 - 50 (0.0%)
Resigned John Edward SPANSWICK 11 May 2011 20 May 2014 Construction British 0 - 176 (35.3%)
Resigned James Graham FIVEASH 11 May 2011 01 Sep 2017 Chief Operating Officer British 0 - 50 (0.0%)
Active Patrick Iain HEATH-LAY 09 Aug 2010 Chief Executive Officer British 9 - 20 (0.0%)
Resigned Malcolm Fraser SMALL 06 Feb 2008 22 Feb 2018 Company Director British 0 - 92 (22.2%)
Resigned Alan Sim RITCHIE 03 Feb 2006 09 Jan 2012 General Secretary Ucatt British 0 - 124 (33.3%)
Resigned Gerald Charles LEAN 01 Jun 2004 02 Mar 2011 Consultant British 2 - 71 (11.1%)
Resigned Reginald Walter STEER 01 Apr 2001 31 Mar 2006 Company Secretary & Director British 0 - 70 (0.0%)
Resigned John Michael JORY 01 Apr 2001 20 May 2014 Retired Deputy Chief Executive British 0 - 31 (33.3%)
Resigned Robert John BLACKMAN 01 Jan 2001 14 Nov 2016 Retired Trade Union Official British 2 - 60 (0.0%)
Resigned John Ashurst SOUTHWORTH 01 Aug 2000 18 Nov 2019 Consultant English 2 - 166 (33.3%)
Resigned John Anthony, The Rt Hon Sir CHILCOT 24 Sep 1999 08 Nov 2013 Retired Civil Servant British 0 - 61 (16.7%)
Resigned Kenneth Charles GREEN 01 Jul 1999 26 Jul 2012 Director British 0 - 93 (33.3%)
Resigned Patrick John Lenford O'KEEFFE 03 Feb 1998 31 Mar 1999 Consulting Actuary British 0 - 30 (0.0%)
Resigned Robert Alan VEAL 16 Aug 1995 01 Apr 2001 General Manager British 0 - 20 (0.0%)
Resigned Donald George STRADLING 16 Aug 1995 01 Jun 2004 Retired British 0 - 70 (0.0%)
Resigned Ralph COWAN 16 Aug 1995 31 Jul 2000 Company Director British 0 - 82 (25.0%)
Resigned Robert David CAMPBELL 16 Aug 1995 17 Oct 1997 Actuary British 0 - 20 (0.0%)
Resigned George Brent BRUMWELL 16 Aug 1995 08 Nov 2005 Retired Trade Union Officer British 0 - 71 (14.3%)
Resigned Brian John GRIFFITHS 16 Aug 1995 28 Sep 2012 Chief Executive British 0 - 20 (0.0%)
Resigned George Paton HENDERSON 16 Aug 1995 01 Jan 2001 National Trade Union Sec -Tgwu British 0 - 50 (0.0%)
Resigned Trevor Poulton, Sir HUGHES 16 Aug 1995 24 Sep 1999 Independent Chairman British 0 - 40 (0.0%)
Number of active directors: 3
Average tenure of active directors: 7.7 years
Average tenure of resigned directors: 7.3 years
Average active director Dissolution Rate: 0.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
PENSIONS AND LIFETIME SAVINGS ASSOCIATION (01130269) - Active
PEOPLE'S ADMINISTRATION SERVICES LIMITED (02207140) - Active
B & C E INSURANCE LIMITED (03093365) - Active
MRBD (08542859) - Active
PURE CREMATION LIMITED (09703301) - Active
PURE CREMATION FUNERAL PLANNING LIMITED (09906976) - Active
B & C E FINANCIAL SERVICES LIMITED (10267769) - Active
PEOPLE'S PARTNERSHIP LIMITED (10267951) - Active
PURE CREMATION GROUP LIMITED (10723077) - Active
PURE CREMATION HOLDINGS LIMITED (11034522) - Active
PEOPLE'S HEALTH LIMITED (11125993) - Active
PEOPLE'S FINANCIAL SERVICES LIMITED (11480869) - Active
PEOPLE'S INSURANCE LIMITED (12459648) - Active
PURE LIFE LEGAL SERVICES LTD (13000850) - Active
PURE GROUP HOLDINGS LTD (13001490) - Active
PURE LIFE FINANCIAL SERVICES LTD (13149243) - Active
B&CE HOLDINGS LIMITED (13485806) - Active
PEOPLE'S INVESTMENTS LIMITED (13767819) - Active
BONALAM LTD (14003262) - Active
PURE GROUP HOLDCO LIMITED (14909252) - Active
PURE GROUP BIDCO LIMITED (14911542) - Active

SHAREHOLDERS (BETA)

Shareholder name Share class Shares at confirmation date
2020-08-092018-08-092017-08-092016-08-092015-08-16
PEOPLE'S FINANCIAL SERVICES LIMITEDORDINARY SHARES OF ?1.00 EACH15,000,000
100%
40,000,000
100%
0
0%
0
0%
0
0%
PEOPLE'S FINANCIAL SERVICES LIMITEDORDINARY0
0%
0
0%
60,000,000
100%
0
0%
0
0%
B&CE HOLDINGS LIMITEDORDINARY0
0%
0
0%
0
0%
60,000,000
100%
0
0%
BUILDING & CIVIL ENGINEERING HOLIDAYS SCHEME MANAGEMENT LTDORDINARY0
0%
0
0%
0
0%
0
0%
60,000,000
100%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

B & C E INSURANCE LIMITED

no controlled companies

LATE PAYMENTS REPORT


This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 65110 Life insurance)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
SCOTTISH WIDOWS LIMITED 25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN 03196171 2017-12-31 18,192,000,000 899,000,000
ROTHESAY LIFE PLC THE POST BUILDING, 100 MUSEUM STREET, LONDON, UNITED KINGDOM, WC1A 1PB 06127279 2018-12-31 12,195,000,000 97,000,000
SCOTTISH EQUITABLE PLC AEGON LOCHSIDE CRESCENT, EDINBURGH PARK, EDINBURGH, SCOTLAND, EH12 9SE SC144517 2017-12-31 9,792,700,000 34,400,000
BAILLIE GIFFORD LIFE LIMITED ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX SC182496 2018-03-31 5,139,666,000 1,600,000
PHOENIX LIFE LIMITED 1 WYTHALL GREEN WAY, WYTHALL, BIRMINGHAM, B47 6WG 01016269 2018-12-31 1,304,000,000 481,000,000
CANADA LIFE LIMITED CANADA LIFE PLACE, POTTERS BAR, HERTFORDSHIRE, EN6 5BA 00973271 2017-12-31 940,100,000 326,100,000
COUNTRYWIDE ASSURED PLC 2ND FLOOR, BUILDING 4 WEST STRAND, WEST STRAND ROAD, PRESTON, LANCASHIRE, ENGLAND, PR1 8UY 02261746 2017-12-31 333,071,000 42,296,000
THREADNEEDLE PENSIONS LIMITED CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG 00984167 2017-12-31 266,918,000 2,040,000 66300-Fund management activities
MGM ADVANTAGE LIFE LIMITED CANADA LIFE PLACE, HIGH STREET, POTTERS BAR, ENGLAND, EN6 5BA 08395855 2017-12-31 183,391,000 5,702,000
WESLEYAN FINANCIAL SERVICES LIMITED COLMORE CIRCUS, BIRMINGHAM, B4 6AR 01651212 2017-12-31 58,140,000 -3,964,000
INTEGRALIFE UK LIMITED 29 CLEMENT'S LANE, LONDON, EC4N 7AE 00798365 2018-09-30 45,279,000 16,177,000
TOKIO MARINE KILN SYNDICATES LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3BY 00729671 2017-12-31 31,146,000 18,548,000 65120-Non-life insurance
UNUM LIMITED MILTON COURT, DORKING, SURREY, RH4 3LZ 00983768 2017-12-31 12,206,000 1,775,000 65120-Non-life insurance
CAPITA LIFE & PENSIONS SERVICES LIMITED FIRST FLOOR, 2 KINGDOM STREET, PADDINGTON, LONDON, ENGLAND, W2 6BD 04359665 2017-12-31 7,031,500 -1,964,426
LEAGOLD LIMITED SOLAR HOUSE - PF 915 HIGH ROAD, NORTH FINCHLEY, LONDON, ENGLAND, N12 8QJ 01692041 2017-03-31 1,032,339 0 65120-Non-life insurance
65300-Pension funding
FRANK CORRIGAN & CO. LIMITED 5 SYCAMORE COURT BIRMINGHAM ROAD, ALLESLEY, COVENTRY, ENGLAND, CV5 9BA 02198916 2018-05-31 946,820 0 65300-Pension funding
66290-Other activities auxiliary to insurance and pension funding
MORTGAGE 65 LIMITED 8 CAMBERWELL WAY, DOXFORD INTERNATIONAL BUSINESS PARK, SUNDERLAND, UNITED KINGDOM, SR3 3XN 06732518 2017-12-31 587,235 0 65120-Non-life insurance
66190-Activities auxiliary to financial intermediation not elsewhere classified
66220-Activities of insurance agents and brokers
STIRLING GENERAL INSURANCE SERVICES LIMITED ASTON HOUSE, CORNWALL AVENUE, LONDON, ENGLAND, N3 1LF 02546908 2017-09-30 287,063 0 65120-Non-life insurance
65300-Pension funding
HALLMARK GRANGE FINANCIAL LIMITED 171 CHORLEY NEW ROAD, LANCASTER HOUSE, BOLTON, LANCASHIRE, BL1 4QZ 04598272 2018-04-30 238,949 0
JMP ACTUARIAL LIMITED 9 CHART HOUSE, 6 BURRELLS WHARF SQUARE, LONDON E14, LONDON, E14 3TN 07267506 2018-05-31 202,500 0
NATHAN LIMITED 13 CYPRESS GROVE, DUNFERMLINE, FIFE, KY11 8AF SC193725 2018-02-28 197,120 0 66290-Other activities auxiliary to insurance and pension funding
EPIC INSURANCE SERVICES LIMITED 150 MINORIES, LONDON, ENGLAND, EC3N 1LS 07014140 2018-12-31 184,261 0 65120-Non-life insurance
JOHN MOSEBY FINANCIAL SERVICES LTD 17 BRUNTS STREET, MANSFIELD, NOTTINGHAMSHIRE, NG18 1AX 04606586 2018-12-31 143,159 0
REDPATH FINANCIAL PLANNING LIMITED UNIT 562 UNIT 562 WENTA BUSINESS CENTRE, COLNE WAY, WATFORD, ENGLAND, WD24 7ND 04589826 2018-04-30 98,622 0 65120-Non-life insurance
65300-Pension funding
E T M FINANCIAL PLANNING LTD 2 CHURCH COTTAGES THE BURY, LOCKING, WESTON-SUPER-MARE, ENGLAND, BS24 8BZ 07946651 2018-02-28 90,009 0 66290-Other activities auxiliary to insurance and pension funding
NEDTOWN LIMITED 11 CLEVELAND AVENUE, DRAYCOTT, DERBYSHIRE, DE72 3NR 04668300 2019-03-31 81,969 0
ANDREWS COMPLIANCE CONSULTANCY LIMITED 14 JULIANS ROAD, STEVENAGE, HERTFORDSHIRE, SG1 3ES 04015472 2016-09-30 69,928 0
FLEXIBLE FINANCE (MIDLANDS) LIMITED 11 PARK LANE BUSINESS CENTRE, PARK LANE, NOTTINGHAM, ENGLAND, NG6 0DW 08236476 2018-10-31 63,950 0
FRIAR BEST INSURANCE SERVICES LIMITED MARKET HOUSE, 21 LENTEN STREET, ALTON, HAMPSHIRE, GU34 1HG 04737423 2019-04-30 0 0 65120-Non-life insurance
65201-Life reinsurance
65202-Non-life reinsurance
BEAZLEY GROUP LIMITED 22 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4BQ 04082477 0000-00-00 0 0 65201-Life reinsurance
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED ONE COLEMAN STREET, LONDON, EC2R 5AA 00166055 0000-00-00 0 0
LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED COUNTY GATES, BOURNEMOUTH, DORSET, BH1 2NF 12383237 0000-00-00 0 0 66290-Other activities auxiliary to insurance and pension funding
NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) TIDDINGTON ROAD, STRATFORD-UPON-AVON, WARWICKSHIRE, CV37 7BJ 00111982 0000-00-00 0 0 65120-Non-life insurance
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, ENGLAND, RH2 7RP 05465261 0000-00-00 0 0 65300-Pension funding
STANDARD LIFE ASSURANCE LIMITED STANDARD LIFE HOUSE, 30 LOTHIAN ROAD, EDINBURGH, EH1 2DH SC286833 0000-00-00 0 0
ZURICH ASSURANCE LTD UNITY PLACE, 1 CARFAX CLOSE, SWINDON, WILTSHIRE, UNITED KINGDOM, SN1 1AP 02456671 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
B & C E INSURANCE LIMITED 0.7% 3.6% 7.1% Medium
Other companies Active in the same sector 0.6% 2.1% 6.0% Medium
Age 0.3% 1.3% 2.4% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.7% 2.2% 3.8% Medium
Accounting Month 0.5% 1.8% 3.9% Medium
Sic code count 0.8% 4.4% 8.7% Medium
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