CAREER DEVELOPMENT FINANCE LIMITED

PACIFIC HOUSE FLETCHER WAY, PARKHOUSE, CARLISLE, CA3 0LJ

Company Number: 03059549
Incorporation date: 22-May-1995
Status: Active
Entity type: Private Limited Company

SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors





SUMMARY

This company is 28.9 years old and is currently active. It is controlled by Caledonian Consumer Finance Ltd. No P&L financials are available but there is Balance Sheet data. The company has positive equity (net assets) of GBP 227.9 thousand which has increased from GBP 225.4 thousand in the previous year. Although the P&L is not published, we can infer from the Balance Sheet that net profit (less dividends) was GBP 2.5 thousand in the last reported period. The company has 1 active officers (directors or partners) who are or were officers of 6 other companies. The company has no public disputes filed on the Business Disputes Register. There is one court case involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 31-Jul-2024
Accounts Filed: UNAUDITED ABRIDGED (31-Oct-2022)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
No P&L data available


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
31-Oct-2022 GBP 70,578 228,441 581 100 227,760 227,860
31-Oct-2021 GBP 25,891 249,698 24,316 100 225,282 225,382
31-Oct-2020 GBP 31,127 467,063 140,523 100 326,440 326,540
31-Oct-2019 GBP 4,872 1,046,826 267,252 100 779,474 779,574
31-Oct-2018 GBP 6,002 6,372,450 3,248,884 457,878 100 2,665,588 2,665,688
31-Oct-2017 GBP 1,159 6,439,588 3,318,450 457,878 100 2,663,160 2,663,260
31-Mar-2017 GBP 30,026 6,306,620 3,186,156 457,878 100 2,662,486 2,662,586
31-Mar-2016 GBP 200,070 8,104,921 5,030,186 457,878 100 2,616,757 2,616,857
31-Mar-2015 GBP 156,919 21,238,430 15,557,562 2,512,737 100 3,168,031 3,168,131
31-Mar-2014 GBP 429,730 34,234,141 14,554,066 16,714,667 100 2,965,308 2,965,408

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Resigned Alena TELENSKY 28 Feb 2000 28 Feb 2013 1 - 3
Resigned Anthony Russell FOX 22 May 1995 28 Feb 2000 0 - 3

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Craig William MURRAY 17 Jan 2017 Director Scottish 4 - 30 (0.0%)
Resigned Robert Eric JOLLANDS 01 Dec 2012 30 Jun 2014 Hr Director British 0 - 21 (50.0%)
Resigned Eddie Alexander COPELAND 01 Apr 2011 24 May 2012 Director British 1 - 87 (77.8%)
Resigned Hugh Ritchie DAVIE 01 Apr 2011 28 Feb 2013 Director British 0 - 10 (0.0%)
Resigned Jan TELENSKY 31 Mar 2008 17 Jan 2017 Managing Director British 12 - 3117 (39.5%)
Resigned Demitios Michael FOTI 08 Sep 2003 21 Nov 2006 Accountant British 0 - 51 (20.0%)
Resigned Michael Andre HEAD 01 Mar 2001 14 Apr 2010 Director British 4 - 97 (53.8%)
Resigned Jan TELENSKY 22 Jul 1999 05 Mar 2008 Consultant British 12 - 3117 (39.5%)
Resigned TEMPLE SECRETARIES LIMITED 22 May 1995 22 May 1995 4 - 4994324019 (48.1%)
Resigned Malcolm John Martin SMITH 22 May 1995 28 Feb 2000 Management Consultant British 0 - 53 (60.0%)
Number of active directors: 1
Average tenure of active directors: 7.2 years
Average tenure of resigned directors: 4.4 years
Average active director Dissolution Rate: 0.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
FIRST RETAIL FINANCE LIMITED (02862551) - Active
FIRST RETAIL FINANCE (CHESTER) LTD (02964970) - Active
CAREER DEVELOPMENT FINANCE LIMITED (03059549) - Active
CALEDONIAN CONSUMER FINANCE LTD (07368004) - Active
CREDIT EXPERT LTD (09506661) - Active
SCOTT CONSUMER FINANCE LIMITED (11223961) - Active
CARNEGIE CONSUMER FINANCE LIMITED (SC424688) - Active

SHAREHOLDERS (BETA)

No shareholder data available

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

CAREER DEVELOPMENT FINANCE LIMITED

Controlled companies below

LATE PAYMENTS REPORT


This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES


Date Title Reference Subject
2019-10-25 Ager v Career Development Finance Ltd & Ors [2019] EWHC 2830 (QB)

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
BMW FINANCIAL SERVICES (GB) LIMITED SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB 01288537 2017-12-31 870,090,000 231,774,000
CAPITAL ONE (EUROPE) PLC TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX 03879023 2017-12-31 566,574,000 166,706,000
PARAGON BANKING GROUP PLC 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ 02336032 2018-09-30 451,900,000 145,800,000
PROVIDENT PERSONAL CREDIT LIMITED NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU 00146091 2018-12-31 339,900,000 -81,800,000
NEWDAY CARDS LTD 7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA 04134880 2018-12-31 259,100,000 26,200,000
RCI FINANCIAL SERVICES LIMITED RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS 03302462 2017-12-31 234,871,000 35,078,000
AMIGO LOANS LTD UNIT 11A,, THE AVENUE CENTRE, BOURNEMOUTH, ENGLAND, BH2 5RP 04841153 2018-03-31 210,600,000 72,200,000
ARROW GLOBAL LIMITED BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW 05606545 2017-12-31 153,292,000 2,254,000
CREATION CONSUMER FINANCE LIMITED WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT NI032565 2017-12-31 127,785,000 29,541,000
HOME RETAIL GROUP CARD SERVICES LIMITED 33 HOLBORN, LONDON, ENGLAND, EC1N 2HT 04007072 2018-02-28 127,117,000 9,734,000
PREMIUM CREDIT LIMITED ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX 02015200 2017-12-31 119,133,000 43,946,000
CREATION FINANCIAL SERVICES LIMITED CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA 01091883 2017-12-31 86,676,000 28,024,000
ADVANTAGE FINANCE LIMITED 2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT 03773673 2018-01-31 78,882,000 24,458,000
S.D. TAYLOR LIMITED 11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB 00550055 2017-12-31 50,741,000 1,513,000
WELLS FARGO CAPITAL FINANCE (UK) LIMITED 33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT 02656007 2017-12-31 48,978,000 20,394,000
BLEMAIN FINANCE LIMITED LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW 01185052 2018-06-30 47,500,000 8,800,000
FIRST RESPONSE FINANCE LIMITED 5 REGAN WAY, CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, NOTTINGHAMSHIRE, UNITED KINGDOM 03560611 2018-03-31 41,023,376 11,684,534
THE CAR FINANCE COMPANY (2007) LTD THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH 06060536 2018-06-30 21,835,000 -16,791,000
OAKMORE INVESTMENTS LIMITED 98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS 10321045 2017-12-31 20,334,041 0
MUTUAL CLOTHING & SUPPLY COMPANY LIMITED 39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN 00181701 2017-12-31 19,464,000 965,000
PARAGON FINANCE PLC 51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ 01917566 2018-09-30 13,244,000 12,255,000
PARTNERSHIP HOME LOANS LIMITED ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP 05108846 2017-12-31 118,339 -447,895
CLB GLOBAL GROUP LTD 21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW 07011241 2018-12-31 60,083 0
ROBIN OF HEATHFIELD LIMITED ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU 09245948 2018-09-30 18,417 0
RAVSPEED LTD 12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB 09442820 2018-03-31 14,489 0
REVLINK LIMITED UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH 07209905 2018-03-31 800 0 68209-Other letting and operating of own or leased real estate
70210-Public relations and communications activities
70229-Management consultancy activities other than financial management
GLF LIMITED 7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS 06758130 2017-12-31 0 0
ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW 06568603 0000-00-00 0 0
INTERNATIONAL PERSONAL FINANCE PLC 26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE 06018973 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
CAREER DEVELOPMENT FINANCE LIMITED 0.7% 3.6% 7.7% Medium
Other companies Active in the same sector 0.5% 3.3% 9.3% Medium
Age 0.3% 1.3% 2.4% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.6% 2.5% 4.5% Medium
Accounting Month 0.6% 4.4% 12.0% Medium
Sic code count 0.7% 3.5% 7.0% Medium
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