AMBER HOMELOANS LIMITED

THE, BAILEY, SKIPTON, NORTH YORKSHIRE, BD23 1DN

Company Number: 02819645
Incorporation date: 19-May-1993
Status: Active
Entity type: Private Limited Company

SIC codes:
64922 Activities of mortgage finance companies





SUMMARY

This company is 30.9 years old and is currently active. It is controlled by Skipton Building Society. The company has positive equity (net assets) of GBP 6.9 million which has increased from GBP 3.3 million in the previous year. Retained earnings is negative (GBP -26.8 million), which means the company has aggregate losses since it's inception or it has paid more dividends than it can afford; given the company's age, this is a sign of serious financial problems. The company has 2 active officers (directors or partners) who are or were officers of 3 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 30-Sep-2024
Accounts Filed: DORMANT (31-Dec-2022)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
31-Dec-2019 GBP 16,934,000 9,763,000 778,000 3,317,000
31-Dec-2018 GBP 18,619,000 10,253,000 1,044,000 4,451,000
31-Dec-2017 GBP 124,000 19,610,000 15,074,000 948,000 7,816,000


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
31-Dec-2019 GBP 388,000 33,674,000 -26,772,000 6,902,000
31-Dec-2018 GBP 467,000 33,674,000 30,356,000 3,318,000
31-Dec-2017 GBP 254,000 33,674,000 -33,305,000 369,000

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Active David Roy TRAVIS 24 Apr 2023 29 Mar 2024 1 - 0
Resigned John Joseph GIBSON 08 Feb 2011 24 Apr 2023 British 0 - 1
Resigned Gillian Mary DAVIDSON 01 Oct 2006 08 Feb 2011 0 - 96
Resigned John William DAWSON 22 May 2001 30 Sep 2006 1 - 46
Resigned Michael John JARRATT 27 Aug 1993 22 May 2001 0 - 5
Resigned PINSENT MASONS SECRETARIAL LIMITED 19 May 1993 27 Aug 1993 440 - 2645

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Paul FENN 20 Dec 2023 Head Of Business Development - Mortgages British 2 - 20 (0.0%)
Active Charlotte Alice HARRISON 13 Jul 2023 Ceo - Home Financing British 4 - 00 (0.0%)
Resigned Henry VARNEY 10 Jul 2017 03 Nov 2023 General Manager British 5 - 136 (33.3%)
Resigned Ian Geoffrey MOORE 01 Sep 2016 13 Jul 2023 Director Of Specialist Lending British 0 - 20 (0.0%)
Resigned Robert Samuel Duncan Mugenyi NDAWULA 01 Jul 2015 10 Jul 2017 Group Finance Director British 7 - 94 (25.0%)
Resigned David HARVEY 24 Jul 2014 18 Aug 2016 Director Of Specialist Lending British 0 - 30 (0.0%)
Resigned Andrew Walter NELSON 19 May 2014 30 Sep 2022 Accountant British 0 - 40 (0.0%)
Resigned Andrew Kenneth WIGGANS 30 Nov 2012 30 Apr 2014 Director British 1 - 51 (16.7%)
Resigned Ian Michael CORNELIUS 04 Oct 2012 16 Sep 2015 Commercial Director British 2 - 143 (18.8%)
Resigned Paul FENN 01 Jul 2009 04 Oct 2012 Finance British 2 - 20 (0.0%)
Resigned Robin Stephen Patrick LITTEN 30 Mar 2009 05 Dec 2011 Ditrector British 1 - 117 (58.3%)
Resigned Gordon JOLLY 01 Jan 2009 01 Aug 2009 Director British 0 - 40 (0.0%)
Resigned Paul Trevor GITTINS 04 Apr 2008 01 Jul 2009 Accountant British 1 - 100 (0.0%)
Resigned Stephen William HAGGERTY 01 Feb 2008 03 Dec 2008 Managing Director British 0 - 134 (30.8%)
Resigned Stephen Edgar ALDOUS 01 Jan 2006 01 Feb 2008 Building Society General Manag British 1 - 43 (60.0%)
Resigned Richard John TWIGG 01 Jan 2006 07 Apr 2014 Finance Director British 4 - 6023 (35.9%)
Resigned David John CUTTER 01 Feb 2005 30 Nov 2012 Building Society Director British 1 - 7838 (48.1%)
Resigned Ronald Joseph MCCORMICK 22 May 2001 31 Dec 2005 Finance Director British 0 - 3310 (30.3%)
Resigned John Graham GOODFELLOW 22 May 2001 31 Dec 2008 Chief Executive British 0 - 6723 (34.3%)
Resigned Andrew Stuart MACDONALD 22 May 2001 31 Dec 2005 General Manager British 0 - 40 (0.0%)
Resigned Gordon JOLLY 22 May 2001 04 Apr 2008 Director British 0 - 40 (0.0%)
Resigned Robert Charles JOHNSON 22 Feb 1999 22 May 2001 Building Society Executive British 0 - 105 (50.0%)
Resigned Richard Lester PAYNE 26 Feb 1997 22 May 2001 Building Society Chairman British 0 - 71 (14.3%)
Resigned Richard Michael SWAN 27 Aug 1993 22 Feb 1999 Building Society Director British 0 - 41 (25.0%)
Resigned John Henry PARKER 27 Aug 1993 22 May 2001 Building Society Chief Executi British 0 - 175 (29.4%)
Resigned Peter John GADSDEN 27 Aug 1993 26 Feb 1997 Solicitor British 0 - 41 (25.0%)
Resigned PINSENT MASONS SECRETARIAL LIMITED 19 May 1993 27 Aug 1993 440 - 26451090 (35.3%)
Resigned PINSENT MASONS DIRECTOR LIMITED 19 May 1993 27 Aug 1993 0 - 15467 (43.5%)
Number of active directors: 2
Average tenure of active directors: 0.5 years
Average tenure of resigned directors: 4.0 years
Average active director Dissolution Rate: 0.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
NORTH YORKSHIRE MORTGAGES LIMITED (02238645) - Active
SKIPTON MORTGAGE CORPORATION LIMITED (02490160) - Active
SKIPTON MORTGAGES LIMITED (02491892) - Active
AMBER HOMELOANS LIMITED (02819645) - Active

SHAREHOLDERS (BETA)

Shareholder name Share class Shares at confirmation date
2016-05-192015-05-192014-05-192013-05-192012-05-19
SKIPTON BUILDING SOCIETYORDINARY33,674,132
100%
33,674,132
100%
33,674,132
100%
33,674,132
100%
33,674,132
100%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

AMBER HOMELOANS LIMITED

Controlled companies below

LATE PAYMENTS REPORT


This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 64922 Activities of mortgage finance companies)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
ACCORD MORTGAGES LIMITED YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJ 02139881 2017-12-31 527,017,000 79,515,000
GODIVA MORTGAGES LIMITED COVENTRY HOUSE HARRY WESTON ROAD, BINLEY, COVENTRY, ENGLAND, CV3 2TQ 05830727 2017-12-31 362,166,000 48,937,000
BRADFORD & BINGLEY PLC THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ 03938288 2018-03-31 296,800,000 259,400,000
NRAM LIMITED THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ 09655526 2018-03-31 276,800,000 227,700,000
AGRICULTURAL MORTGAGE CORPORATION P L C(THE) KEENS HOUSE, ANTON MILL ROAD, ANDOVER, HAMPSHIRE, UNITED KINGDOM, SP10 2NQ 00234742 2017-12-31 105,474,000 31,386,000
INDEMNITY & GUARANTEE LIMITED HERON TOWER, 110 BISHOPSGATE, LONDON, ENGLAND, EC2N 4AY 08471065 2018-03-31 89,311,204 0
INTERBAY ML, LTD RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06038070 2017-12-31 47,980,000 27,734,000
CAPITAL HOME LOANS LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, GU51 4YA 02174236 2017-12-31 36,633,000 3,009,000 64999-Financial intermediation not elsewhere classified
LANDMARK MORTGAGES LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, ENGLAND, GU51 4YA 03273685 2017-12-31 34,603,000 9,238,000
YORKSHIRE BANK HOME LOANS LIMITED 20 MERRION WAY, LEEDS, LS2 8NZ 01855020 2018-09-30 31,250,000 8,820,000
K T PARTNERSHIP LIMITED DAVIS BURTON WILLIAMS AND CO UNIT B11, SUTTON BUSINESS CENTRE, RESTMOR WAY, WALLINGTON, SURREY, ENGLAND, SM6 7AH 07381930 2017-09-30 837,166 0
THE MORTGAGE STORE (IAN WILSON) LIMITED 64 GOLD STREET, KETTERING, NORTHAMPTONSHIRE, ENGLAND, NN16 8JB 09447172 2018-03-31 273,603 0
SECURED FUNDING LIMITED C/O PRYDIS ACCOUNTS LTD, THE PARADE, LISKEARD, CORNWALL, ENGLAND, PL14 6AF 10698203 2018-03-31 259,498 0
GP FINANCE LTD 12 PROVIDENCE LANE, LONG ASHTON, BRISTOL, ENGLAND, BS41 9DQ 09246542 2018-03-31 174,812 0
DEVONFORTH LTD BFC STADIUM, SEASIDERS WAY, BLACKPOOL, ENGLAND, FY1 6JJ 05411760 2017-12-31 147,247 0
LOLLYPOP PROPERTIES LIMITED 43 ST. DAVIDS DRIVE, ENGLEFIELD GREEN, EGHAM, ENGLAND, TW20 0BA 09411371 2019-01-31 116,463 0
T H MORTGAGE SOLUTIONS LIMITED THE OLD GRANARY, DUNTON ROAD, LAINDON, ESSEX, UNITED KINGDOM, SS15 4DB 08003614 2018-03-31 101,766 0
GREENTREE FINANCIAL PLANNING LTD FLINT COTTAGE, SAWYERS LANE, SUTON, WYMONDHAM, UNITED KINGDOM, NR18 9JH 09489587 2018-03-31 79,222 0
ABEL FINANCIAL SERVICES LTD 2 REDCOTE PLACE, DORKING, SURREY, ENGLAND, RH4 1PE 09454460 2018-02-28 44,703 0
LEWIS BENJAMIN LTD GREENACRES, 46 FERRY ROAD, BARROW-UPON-HUMBER, ENGLAND, DN19 7BA 07371734 2018-09-30 36,180 0
PAS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED 28 ASHLEY ROAD, WESTCOTT, DORKING, SURREY, ENGLAND, RH4 3QJ 05115189 2018-04-30 17,283 0
CORNERSTONE WEALTH LIMITED 85 ROCHESTER ROW, WESTMINSTER, LONDON, UNITED KINGDOM, SW1P 1LJ 09593253 2019-05-31 11,737 0
JO JONES FINANCIAL SERVICES LIMITED 217 CITY ROAD, EDGBASTON, BIRMINGHAM, WEST MIDLANDS, UNITED KINGDOM, B16 0PU 10046329 2018-03-31 11,299 0
CHRIS CHANCE LTD THE BEECHES, MILL LANE, SCAMBLESBY, LOUTH, LINCOLNSHIRE, LN11 9XP 08436461 2019-03-31 0 0
FORTUNE INVESTMENT GROUP LIMITED ALBION HOUSE, 86 LONDON STREET, READING, ENGLAND, RG1 4SJ 09815075 2018-10-31 0 0
MORTGAGE & PROTECTION SOLUTIONS LIMITED 15 BOLTONS LANE, BINFIELD, BRACKNELL, BERKSHIRE, ENGLAND, RG42 4UA 08507660 2019-03-31 0 0
PDJ LIMITED FIFTH FLOOR, 11 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 1LP 10050672 2018-03-31 0 0
XCEL INVESTIGATIONS LTD. CAIRDEAS, BARRHILL CRESCENT, KILBARCHAN, PA10 2EU SC239099 2018-11-30 0 0
INTER BAY FINANCIAL II LIMITED RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06672384 0000-00-00 0 0
INTERBAY FUNDING, LTD. RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 05595882 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
AMBER HOMELOANS LIMITED 0.7% 3.6% 7.1% Medium
Other companies Active in the same sector 0.9% 3.6% 5.6% Medium
Age 0.3% 1.3% 2.4% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.7% 3.8% 7.1% Medium
Accounting Month 0.6% 2.4% 5.5% Medium
Sic code count 0.7% 3.5% 7.0% Medium
Do you have a dispute with a business?
Make it public