CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED

FIRST FLOOR, 2 KINGDOM STREET, PADDINGTON, LONDON, W2 6BD

Previous name: CAPITA LIFE AND PENSIONS REGULATED SERVICES LIMITED (changed on 10-May-2005)
Previous name: CAPITA PERSONAL PENSION MANAGEMENT LTD (changed on 03-May-2005)

Company Number: 02424853
Incorporation date: 20-Sep-1989
Status: Active
Entity type: Private Limited Company

SIC codes:
64999 Financial intermediation not elsewhere classified

SUMMARY

This company is 35.7 years old and is currently active. It is controlled by Capita Plc. The company has positive equity (net assets) of GBP 207.2 million which has increased from GBP 197.6 million in the previous year. The company has 5 active officers (directors or partners) who are or were officers of 22 other companies, 13 (59.1%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 30-Sep-2025
Accounts Filed: FULL (31-Dec-2023)

P&L Financials:

Year end	Currency	Revenue	Operating profit	Interest Received	Tax	Net Profit GBP
31-Dec-2023	GBP		13,191,265	1,402,039	5,046,621	9,546,683
31-Dec-2022	GBP	161,346,633	28,096,150	263,420	-2,956,736	31,316,306
31-Dec-2021	GBP	184,827,286			-6,980,479	-22,681,334
31-Dec-2020	GBP	225,827,494			670,638	-778,911
31-Dec-2019	GBP	221,452,565	9,888,748	35,122	3,495,729	6,428,141
31-Dec-2018	GBP	318,804,966			354,982	24,209,879

No P&L data available

Balance Sheet Financials:

Year end	Currency	Cash	Current Liabilities	Share Capital	Premium Reserve	Retained Earnings	Net Assets
31-Dec-2023	GBP	51,557,026	3,809,677	82,000,000		79,177,664	207,177,664
31-Dec-2022	GBP	35,526,088	3,511,506	82,000,000		69,630,981	197,630,981
31-Dec-2021	GBP	25,865,363		28,000,000		57,722,355	131,722,355
31-Dec-2020	GBP	54,272,725	2,783,372	28,000,000		80,403,689	154,403,689
31-Dec-2019	GBP	5,709,705	3,310,323	28,000,000	46,000,000	79,624,778	153,624,778
31-Dec-2018	GBP	13,092,313	2,889,939	228,000,000		-126,803,363	147,196,637
31-Dec-2017	GBP			48,000,000		-151,013,242	-57,013,242

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**
31-Dec-2022	GBP	65.85%	54,000,000	28,000,000	82,000,000	24,304,275
31-Dec-2019	GBP	-714.29%	-154,000,000	175,560,000	21,560,000	89,158,991
31-Dec-2018	GBP	78.95%	180,000,000	48,000,000	228,000,000	131,453,844

* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All apointments (active/resigned)
Active	CAPITA GROUP SECRETARY LIMITED	01 Dec 2008	19 May 2025			52 - 386
Resigned	CAPITA COMPANY SECRETARIAL SERVICES LIMITED	26 Apr 2005	01 Dec 2008			249 - 681
Resigned	Gordon Mark HURST	20 Aug 2004	31 Oct 2005	Accountant	British	0 - 285
Resigned	Michael Christopher CRONIN	09 Jul 2002	20 Aug 2004		British	0 - 6
Resigned	Kevin Ashley LOCKWOOD	19 Feb 2002	09 Jul 2002		British	0 - 16
Resigned	Patricia Joan BENNETT	27 Feb 2001	19 Feb 2002	Compliance Officer	British	0 - 2
Resigned	Neil Jonathan CANTLE	12 Sep 2000	27 Feb 2001		British	0 - 38
Resigned	Geoffrey John BOUTLE	11 Nov 1992	12 Sep 2000	Personnel Manager & Company Secretary	British	0 - 13
Resigned	Amanda Jean MARSH		11 Nov 1992		British	0 - 71

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	James Robert DIAS	27 Jun 2023		Director	British	1 - 0	0 (0.0%)
Active	Simon Jonathan BURKE	01 Mar 2022		Director	British	1 - 0	0 (0.0%)
Active	Laura BLACKMAN	01 Mar 2022		Director	British	1 - 0	0 (0.0%)
Resigned	Andrew John BOWMAN	23 Apr 2020	21 Jun 2022	Director	British	0 - 64	22 (34.4%)
Active	Tom Frans VANOVERSCHELDE	15 Apr 2020		Director	Belgian	12 - 10	14 (63.6%)
Resigned	Aimie Nicole CHAPPLE	01 Apr 2020	26 Sep 2022	Director	British	0 - 17	10 (58.8%)
Resigned	Christopher Stuart ASHBURN	24 Aug 2018	21 May 2020	Director	British	0 - 37	8 (21.6%)
Resigned	Christopher Stuart ASHBURN	24 Aug 2018	21 May 2020	Director	British	1 - 37	8 (21.1%)
Resigned	Nicolas Norman BEDFORD	14 Feb 2018	28 Jun 2018	Director	British	0 - 103	52 (50.5%)
Resigned	Andrew John BOWMAN	23 Mar 2016	14 Feb 2018	Director	British	0 - 64	22 (34.4%)
Active	Antony Paul BROWN	12 Aug 2015		Director	British	4 - 3	3 (42.9%)
Resigned	Nigel Jeffrey PURVEUR	24 Jul 2015	31 Dec 2018	Director	British	4 - 13	5 (29.4%)
Resigned	James D'Arcy VINCENT	10 Mar 2015	16 Apr 2020	Director	British	0 - 75	32 (42.7%)
Resigned	Susan Lesley RING	30 Oct 2014	20 Jul 2018	Director	British	6 - 33	5 (12.8%)
Resigned	Ian Edward JARVIS	03 Jan 2014	23 Mar 2016	Director	British	8 - 105	23 (20.4%)
Resigned	David William CRAWFORD	11 Sep 2013	06 Dec 2013	Director	British	0 - 63	25 (39.7%)
Resigned	David William CRAWFORD	11 Sep 2013	06 Dec 2013	Director	British	0 - 47	25 (53.2%)
Resigned	David William CRAWFORD	11 Sep 2013	06 Dec 2013	Director	British	18 - 63	25 (30.9%)
Resigned	David William CRAWFORD	11 Sep 2013	06 Dec 2013	Director	British	6 - 63	25 (36.2%)
Resigned	Anthony Nicholas GREATOREX	01 Sep 2013	17 Apr 2015	Chartered Accountant	British	0 - 47	13 (27.7%)
Resigned	Stephen SHARP	11 Jan 2012	03 Feb 2014	Director	British	0 - 39	12 (30.8%)
Resigned	Stephen Paul WRIGHT	25 Jul 2011	18 Jul 2014	Director	British	0 - 4	2 (50.0%)
Resigned	Karen Suzanne CLEMENTS	28 Mar 2011	17 Apr 2015	Director	British	0 - 12	4 (33.3%)
Resigned	Mark Richard John WYLLIE	01 Mar 2011	10 Jun 2011	Director	British	2 - 42	11 (25.0%)
Resigned	Michael John MARGETTS	30 Jun 2010	10 Aug 2010	Director	British	0 - 3	0 (0.0%)
Resigned	Simon Christopher PILLING	16 Mar 2010	10 Jan 2011	Executive Director	British	0 - 10	2 (20.0%)
Resigned	Nicolas Norman BEDFORD	13 Nov 2009	30 Apr 2012	Senior Finance Director	British	0 - 103	52 (50.5%)
Resigned	Patrick Michael DOYLE	21 Nov 2008	28 Feb 2010	Director	British	0 - 23	8 (34.8%)
Resigned	Philip Charles BRAITHWAITE	16 Jul 2008	20 Jan 2012	Director	British	0 - 21	8 (38.1%)
Resigned	Graham Peter COXELL	16 Jul 2008	29 Jun 2009	Managing Director	British	7 - 39	23 (50.0%)
Resigned	David RIGBY	27 May 2008	19 Oct 2009	Director	British	0 - 5	2 (40.0%)
Resigned	Nigel Jeffrey PURVEUR	02 May 2007	16 Jul 2008	Managing Director	British	4 - 13	5 (29.4%)
Resigned	Jeremy GOFORD	20 Dec 2006	31 Dec 2006	Non-Executive Director	British	0 - 20	3 (15.0%)
Resigned	Saleah Hassen LAHER	28 Nov 2006	18 Oct 2007	Divisional It Director	British	0 - 3	0 (0.0%)
Resigned	Stephen Andrew WILLIAMS	07 Nov 2006	30 Nov 2011	Compliance Director	British	0 - 6	2 (33.3%)
Resigned	Anthony Nicholas GREATOREX	26 Sep 2006	16 Jul 2008	Chartered Accountant	British	0 - 47	13 (27.7%)
Resigned	Alan Timothy JOHNSON	25 Jul 2006	16 Jul 2008	Company Director	British	0 - 3	0 (0.0%)
Resigned	Mark Neil DALLY	02 Jun 2006	16 Jul 2008	Operations Director	British	0 - 2	0 (0.0%)
Resigned	Martin John TRAINER	22 Nov 2005	28 Feb 2007	Accountant	British	0 - 91	62 (68.1%)
Resigned	Jeremy GOFORD	19 Jul 2005	20 Dec 2006	Non-Executive Director	British	0 - 20	3 (15.0%)
Resigned	John CONNOR	11 May 2005	25 Jun 2007	Sales And Marketing Director	British	1 - 3	0 (0.0%)
Resigned	Emma Jayne MOCKFORD	13 Apr 2005	08 Nov 2006	Compliance Director	British	0 - 4	1 (25.0%)
Resigned	David Keith RIGBY	04 Apr 2005	23 Jun 2005	Director	British	0 - 8	1 (12.5%)
Resigned	Timothy JENNINGS	04 Apr 2005	23 Jun 2005	Company Director	British	0 - 47	22 (46.8%)
Resigned	Alan Timothy JOHNSON	04 Apr 2005	07 Apr 2006	Company Director	British	0 - 3	0 (0.0%)
Resigned	Simon John DAVIES	04 Apr 2005	19 Oct 2009	Finance Director	British	0 - 15	8 (53.3%)
Resigned	Graham Peter COXELL	22 Mar 2005	25 Jul 2006	Managing Director	British	7 - 39	23 (50.0%)
Resigned	Michael ADDENBROOKE	18 Feb 2005	16 Jul 2008	Company Director	British	0 - 6	1 (16.7%)
Resigned	Sally STEPHENS	17 Sep 2004	13 Apr 2005	Company Director	British	0 - 5	3 (60.0%)
Resigned	Neil Fraser James BARRY	27 Aug 2004	04 Apr 2005	Managing Director	British	0 - 2	1 (50.0%)
Resigned	Nicola KIRKWOOD	01 Jul 2004	04 Apr 2005	Operations Director	British	0 - 4	3 (75.0%)
Resigned	Gordon Mark HURST	01 Jul 2004	25 Aug 2004	Director	British	0 - 285	167 (58.6%)
Resigned	Stephen David PARKINSON	01 Jul 2004	27 May 2012	Managing Director	British	0 - 36	15 (41.7%)
Resigned	Nicolas Norman BEDFORD	01 Jul 2004	18 Jan 2005	Accountant	British	0 - 3	1 (33.3%)
Resigned	Christen SCHNOR	19 Sep 2003	01 Jul 2004	Company Director	Danish	0 - 5	1 (20.0%)
Resigned	James Patrick WHITE	14 Mar 2003	01 Jul 2004	It Director	American	0 - 4	2 (50.0%)
Resigned	Michael James SMITH	01 Nov 2002	01 Jul 2004	Director	British	0 - 4	2 (50.0%)
Resigned	James Mcdonald Buchanan HARE	21 Sep 2001	01 Jul 2004	Director Hr	British	0 - 12	4 (33.3%)
Resigned	Graham Lloyd SINGLETON	21 Sep 2001	29 May 2003	Chief Finance Officer	British	0 - 77	29 (37.7%)
Resigned	James Michael RYAN	21 Sep 2001	01 Jul 2004	Managing Director	New Zealander	0 - 4	0 (0.0%)
Resigned	Clifton Adrian MELVIN	21 Aug 2001	10 Jul 2003	Chief Executive Officer	British	0 - 16	7 (43.8%)
Resigned	Julian Anthony PALMER	23 Mar 2001	30 Sep 2002	Director	British	2 - 3	0 (0.0%)
Resigned	Stephen John WILLIAMS	27 Feb 2001	09 Jul 2002	Ops Directors	British	0 - 1	0 (0.0%)
Resigned	Patricia Joan BENNETT	27 Feb 2001	15 Nov 2002	Compliance Officer	British	0 - 2	0 (0.0%)
Resigned	Dawn Michelle BATCHELOR	01 Jul 2000	12 Jan 2001	Compliance Officer	British	2 - 3	3 (60.0%)
Resigned	Graham Lloyd SINGLETON	01 Jun 1999	30 Jan 2001	Chief Finance Officer	British	0 - 3	2 (66.7%)
Resigned	David Ronald PETCHEY	01 Jan 1999	14 Feb 2000	Operations Director	British	0 - 1	0 (0.0%)
Resigned	Michael Derek ALLEN	20 Oct 1997	04 Mar 1999	Finance Director	British	0 - 7	3 (42.9%)
Resigned	Raymond Arthur HALLIGAN	18 Dec 1996	01 Jan 1999	General Manager	British	0 - 2	0 (0.0%)
Resigned	Matthew James DOOLEY	01 Jul 1993	20 Oct 1997	Chartered Accountant	British	0 - 4	0 (0.0%)
Resigned	John Charles FINAN	11 Nov 1992	21 Aug 2001	Managing Director	Irish	0 - 20	8 (40.0%)
Resigned	Anthony John MORET	11 Nov 1992	01 Jul 2004	Executive Chairman	British	3 - 15	2 (11.1%)
Resigned	Gerald Victor Albert BUDD	11 Nov 1992	04 Jan 2001	General Manager	British	0 - 27	18 (66.7%)
Resigned	Richard Anthony Francis OSTIME	11 Nov 1992	30 Jun 1993	General Manager And Actuary	British	0 - 9	2 (22.2%)
Resigned	Amanda Jean MARSH	04 Nov 1992	11 Nov 1992	Company Secretary	British	0 - 71	44 (62.0%)
Resigned	Stuart Ventris BELL		11 Nov 1992	Managing Director	British	0 - 5	0 (0.0%)
Resigned	Duncan Craig HOWORTH		11 Nov 1992	Pensions Consultant	British	3 - 51	8 (14.8%)
Resigned	Francis Gerald MOORE		31 Jul 1996	Company Director	British	1 - 32	18 (54.5%)

Number of active directors: 5
Average tenure of active directors: 4.6 years
Average tenure of resigned directors: 2.0 years
Average active director Dissolution Rate: 21.3%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	James Robert DIAS	Simon Jonathan BURKE	Laura BLACKMAN	Tom Frans VANOVERSCHELDE	Antony Paul BROWN
AKINIKA DEBT RECOVERY LIMITED (01242485) - Liquidation				✔
CAPITA CUSTOMER MANAGEMENT LIMITED (01336850) - Active				✔
CAPITA INSURANCE SERVICES LIMITED (01396443) - Active				✔
WOOLF LIMITED (01564535) - Active				✔
AKINIKA LIMITED (01613010) - Liquidation				✔
SBJ BENEFIT CONSULTANTS LIMITED (01834757) - Active				✔
CAPITA MORTGAGE SOFTWARE SOLUTIONS LIMITED (01855353) - Liquidation				✔	✔
CAPITA MORTGAGE ADMINISTRATION LIMITED (02042968) - Liquidation				✔	✔
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED (02424853) - Active	✔	✔	✔	✔	✔
SBJ PROFESSIONAL TRUSTEES LIMITED (02547932) - Liquidation				✔
WESTERN MORTGAGE SERVICES LIMITED (03191608) - Active				✔	✔
DEBT SOLUTIONS (HOLDINGS) LIMITED (03673307) - Liquidation				✔
CAPITA LIFE & PENSIONS SERVICES LIMITED (04359665) - Active				✔	✔
VENTURA (UK) INDIA LIMITED (05131185) - Active				✔
CAPITA RETAIL FINANCIAL SERVICES LIMITED (05296886) - Liquidation				✔
EURISTIX LIMITED (05420948) - Liquidation				✔	✔
EURISTIX (HOLDINGS) LIMITED (05564856) - Liquidation				✔
VOICE MARKETING LIMITED (05820091) - Liquidation				✔
OPTILEAD LIMITED (06467738) - Liquidation				✔
CAPITA CUSTOMER SOLUTIONS (UK) LIMITED (07886341) - Liquidation				✔
CAPITA FINANCIAL SERVICES HOLDINGS LIMITED (10016286) - Liquidation				✔
CAPITA DUBAI LIMITED (10908066) - Active					✔
CAPITA SCOTLAND GENERAL PARTNER (PENSION) LIMITED (SC434757) - Liquidation				✔

SHAREHOLDERS (BETA)

Shareholder name	Share class	Shares at confirmation date
Shareholder name	Share class	2019-06-30	2018-06-30	2015-06-30	2014-06-30	2013-06-30
CAPITA PLC	?1.00 ?1.00 ORDINARY ?1	28,000,000 100%	0 0%	0 0%	0 0%	0 0%
CAPITA PLC	ORDINARY	0 0%	228,000,000 100%	0 0%	0 0%	0 0%
CAPITA PLC	ORDINARY ?1	0 0%	0 0%	48,000,000 100%	18,000,000 100%	18,000,000 100%

SHAREHOLDINGS (BETA)

Company name	Share class	Shares at confimation date
Company name	Share class	2020-12-31	2015-12-31	2015-09-30	2014-12-31	2014-09-30
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED	?1.00 ORDINARY	2 100%	0 0%	0 0%	0 0%	0 0%
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED	ORDINARY ?1	0 0%	30,115,625 100.0%	2 100%	30,115,625 100.0%	2 100%
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED	ORDINARY	0 0%	1 0.000%	0 0%	1 0.000%	0 0%

CONTROLLED COMPANIES / CONTROLLING ENTITIES

>75%:Capita Plc (2081330 - United Kingdom) active

Controlling entities above

CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED

Controlled companies below

>75%:CAPITA RETAIL FINANCIAL SERVICES LIMITED (05296886 - UK) active
>75%:CAPITA SIP SERVICES LIMITED (03068028 - UK) active
>75%:FPS GROUP OF COMPANIES LIMITED (04343351 - UK) active
- >75%:CAPITA (BANSTEAD 2011) LIMITED (02888121 - UK) active
  - >75%:CAPITA INTERNATIONAL RETIREMENT BENEFIT SCHEME TRUSTEES LIMITED (02328910 - UK) ceased
>75%:GISSINGS HOLDINGS LIMITED (02111241 - UK) active
>75%:CAPITA PENSION SOLUTIONS LIMITED (02260524 - UK) ceased
- >75%:CAPITA HARTSHEAD BENEFIT CONSULTANTS LIMITED (02170212 - UK) active
- >75%:CAPITA HARTSHEAD CONSULTANCY SERVICES LIMITED (00992624 - UK) active
- >75%:CAPITA HARTSHEAD SOLUTIONS LIMITED (05267391 - UK) active
- >75%:CAPITA HARTSHEAD TRACING SOLUTIONS LIMITED (05078690 - UK) active
- >75%:ATLAS MASTER TRUST TRUSTEE LIMITED (09633840 - UK) ceased
- >75%:CAPITA HARTSHEAD PENSIONS LIMITED (02357674 - UK) active
>75%:CAPITA EMPLOYEE BENEFITS HOLDINGS LIMITED (06722404 - UK) ceased
- >75%:E.B. CONSULTANTS LIMITED (01106104 - UK) active
- >75%:SBJ PROFESSIONAL TRUSTEES LIMITED (02547932 - UK) active
- >75%:SBJ BENEFIT CONSULTANTS LIMITED (01834757 - UK) active
- >75%:S.G. INGRAM : ACTUARY LIMITED (02321565 - UK) active
- >75%:ORBIT BENEFITS LIMITED (03840122 - UK) active
- >75%:PIFC CONSULTING LIMITED (01751876 - UK) active
- >75%:CAPITA EMPLOYEE BENEFITS (CONSULTING) LIMITED (01860772 - UK) active
- >75%:CAPITA EMPLOYEE BENEFITS SERVICES LIMITED (02387122 - UK) active
>75%:WESTERN MORTGAGE SERVICES LIMITED (03191608 - UK) active

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2024-07-01	2024-12-31	38	18%	24%	95842
2024-01-01	2024-06-30	7	22%	31%	88561
2023-07-01	2023-12-31	33	2%	7%	81713
2023-01-01	2023-06-30	35	19%	22%	75094
2022-07-01	2022-12-31	13	1%	4%	67943
2022-01-01	2022-06-30	14	2%	6%	61937
2021-07-01	2021-12-31	9	1%	4%	52825
2021-01-01	2021-06-30	36	3%	6%	48710
2020-07-01	2020-12-31	14	3%	6%	39560
2020-01-01	2020-06-30	15	3%	8%	33090
2019-07-01	2019-12-31	29	3%	22%	25779
2019-01-01	2019-06-30	28	2%	21%	18643
2018-07-01	2018-12-31	29	6%	18%	12159
2018-01-01	2018-06-30	39	8%	26%	3745

COURT CASES

No Court Cases found

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 64999 Financial intermediation not elsewhere classified)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
GOLDMAN SACHS INTERNATIONAL	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	02263951	2017-12-31	5,084,375,000	1,216,406,250
MERRILL LYNCH INTERNATIONAL	2 KING EDWARD STREET, LONDON, EC1A 1HQ	02312079	2017-12-31	5,047,000,000	618,000,000
VISA EUROPE LIMITED	1 SHELDON SQUARE, LONDON, W2 6TT	05139966	2017-09-30	2,449,333,000	1,042,957,000
BLACKROCK INVESTMENT MANAGEMENT (UK) LIMITED	12 THROGMORTON AVENUE, LONDON, EC2N 2DL	02020394	2018-11-30	1,581,715,000	382,318,000	66300-Fund management activities
3I GROUP PLC	1 KNIGHTSBRIDGE, LONDON, UNITED KINGDOM, SW1X 7LX	01142830	2018-03-31	1,552,000,000	1,425,000,000
NOMURA INTERNATIONAL PLC	1 ANGEL LANE, LONDON, EC4R 3AB	01550505	2018-03-31	1,510,860,000	-230,314,000
MERCEDES-BENZ FINANCIAL SERVICES UK LIMITED	DELAWARE DRIVE, TONGWELL, MILTON KEYNES, BUCKINGHAMSHIRE, MK15 8BA	02472364	2016-12-31	1,279,375,000	82,125,000
MORGAN STANLEY EMPLOYMENT SERVICES UK LIMITED	20 BANK STREET, CANARY WHARF, LONDON, E14 4AD	05065987	2017-12-31	1,148,472,000	-31,340,000
M & G. SECURITIES LIMITED	10 FENCHURCH AVENUE, LONDON, EC3M 5AG	00090776	2017-12-31	931,982,000	176,468,000
TESCO PERSONAL FINANCE PLC	2 SOUTH GYLE CRESCENT, EDINBURGH, UNITED KINGDOM, EH12 9FQ	SC173199	2018-02-28	859,600,000	141,100,000
MBNA LIMITED	CAWLEY HOUSE, CHESTER BUSINESS PARK, CHESTER, UNITED KINGDOM, CH4 9FB	02783251	2017-12-31	804,604,000	-8,212,000
JPMORGAN ASSET MANAGEMENT (UK) LIMITED	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	01161446	2017-12-31	752,074,000	184,474,000
SCHRODER INVESTMENT MANAGEMENT LIMITED	1 LONDON WALL PLACE, LONDON, ENGLAND, EC2Y 5AU	01893220	2018-12-31	747,900,000	187,400,000	66300-Fund management activities
PRUDENTIAL DISTRIBUTION LIMITED	5 CENTRAL WAY, KILDEAN BUSINESS PARK, STIRLING, UNITED KINGDOM, FK8 1FT	SC212640	2017-12-31	686,801,000	1,849,000
CLOSE BROTHERS LIMITED	10 CROWN PLACE, LONDON, EC2A 4FT	00195626	2018-07-31	600,400,000	186,800,000
INTERMEDIATE CAPITAL GROUP PLC	PROCESSION HOUSE, 55 LUDGATE HILL, LONDON, UNITED KINGDOM, EC4M 7JW	02234775	2018-03-31	600,000,000	250,800,000
ABERDEEN ASSET MANAGERS LIMITED	1 GEORGE STREET, EDINBURGH, UNITED KINGDOM, EH2 2LL	SC108419	2017-12-31	555,350,000	63,581,000
BLACKROCK ADVISORS (UK) LIMITED	12 THROGMORTON AVENUE, LONDON, EC2N 2DL	00796793	2018-11-30	530,740,000	355,027,000	66300-Fund management activities
FITCH RATINGS LTD	30 NORTH COLONNADE, LONDON, E14 5GN	01316230	2017-12-31	487,401,000	152,359,000
INVESCO FUND MANAGERS LIMITED	PERPETUAL PARK, PERPETUAL PARK DRIVE, HENLEY-ON-THAMES, OXFORDSHIRE, UNITED KINGDOM, RG9 1HH	00898166	2017-12-31	471,735,000	181,282,000	66300-Fund management activities
JUPITER UNIT TRUST MANAGERS LIMITED	THE ZIG ZAG BUILDING, 70 VICTORIA STREET, LONDON, ENGLAND, SW1E 6SQ	02009040	2017-12-31	462,600,000	101,100,000
JUPITER FUND MANAGEMENT PLC	THE ZIG ZAG BUILDING, 70 VICTORIA STREET, LONDON, ENGLAND, SW1E 6SQ	06150195	2017-12-31	460,200,000	154,800,000
UBS LIMITED	5 BROADGATE, LONDON, UNITED KINGDOM, EC2M 2QS	02035362	2017-12-31	456,000,000	114,000,000
JEFFERIES INTERNATIONAL LIMITED	100 BISHOPSGATE, LONDON, ENGLAND, EC2N 4JL	01978621	2018-11-30	424,581,000	-10,426,000
BARCLAYS CAPITAL SECURITIES LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	01929333	2017-12-31	378,892,000	51,652,000
J.P. MORGAN INTERNATIONAL BANK LIMITED	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	03838766	2017-12-31	358,021,000	4,320,000	66120-Security and commodity contracts dealing activities
MORGAN STANLEY UK GROUP	LEGAL DEPARTMENT, 25 CABOT SQUARE, CANARY WHARF, LONDON, E14 4QA	01281415	2017-12-31	229,087,000	331,089,000
PIRELLI INTERNATIONAL PLC	PIRELLI, DERBY ROAD, BURTON-ON-TRENT, STAFFORDSHIRE, DE13 0BH	04108548	2017-12-31	312,222,000	6,560,000
HENDERSON INVESTMENT FUNDS LIMITED	201 BISHOPSGATE, LONDON, EC2M 3AE	02678531	2017-12-31	305,560,000	4,186,000
THREADNEEDLE INVESTMENT SERVICES LIMITED	CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG	03701768	2017-12-31	302,341,000	22,407,000
LOMBARD NORTH CENTRAL PUBLIC LIMITED COMPANY	250 BISHOPSGATE, LONDON, ENGLAND, EC2M 4AA	00337004	2017-12-31	302,000,000	184,000,000
BREWIN DOLPHIN LIMITED	12 SMITHFIELD STREET, LONDON, EC1A 9BD	02135876	2017-09-30	295,136,000	45,125,000
INVESTEC WEALTH & INVESTMENT LIMITED	30 GRESHAM STREET, LONDON, ENGLAND, EC2V 7QN	02122340	2018-03-31	280,283,000	58,915,000
JUPITER ASSET MANAGEMENT LIMITED	THE ZIG ZAG BUILDING, 70 VICTORIA STREET, LONDON, ENGLAND, SW1E 6SQ	02036243	2017-12-31	278,100,000	145,600,000
3I PLC	1 KNIGHTSBRIDGE, LONDON, UNITED KINGDOM, SW1X 7LX	00397156	2018-03-31	277,421,000	83,511,000
ICE FUTURES EUROPE	2ND FLOOR, SANCROFT ROSE STREET, PATERNOSTER SQUARE, LONDON, UNITED KINGDOM, EC4M 7DQ	01528617	2017-12-31	276,649,000	120,280,000	82990-Other business support service activities not elsewhere classified
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED	FIRST FLOOR, 2 KINGDOM STREET, PADDINGTON, LONDON, ENGLAND, W2 6BD	02424853	2017-12-31	274,932,193	-7,799,422
LLOYDS BANK ASSET FINANCE LIMITED	25 GRESHAM STREET, LONDON, EC2V 7HN	00615235	2017-12-31	22,000,000	272,000,000
REUTERS TRANSACTION SERVICES LIMITED	FIVE CANADA SQUARE, CANARY WHARF, LONDON, ENGLAND, E14 5AQ	02089076	2017-12-31	266,149,000	-7,903,000	66190-Activities auxiliary to financial intermediation not elsewhere classified
MARKS AND SPENCER FINANCIAL SERVICES PLC	KINGS MEADOW, CHESTER BUSINESS PARK, CHESTER, UNITED KINGDOM, CH99 9FB	01772585	2018-12-31	248,750,000	19,043,000
JPMORGAN FUNDS LIMITED	3 LOCHSIDE VIEW, EDINBURGH PARK, EH12 9DH	SC019438	2017-12-31	248,051,000	25,477,000
WALTER SCOTT & PARTNERS LIMITED	ONE, CHARLOTTE SQUARE, EDINBURGH, EH2 4DR	SC093685	2017-12-31	237,997,000	130,470,000
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY	TRINITY, ROAD, HALIFAX, HX1 2RG	01997277	2017-12-31	233,017,000	101,482,000
GS FUNDING EUROPE III LTD	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	10491963	2017-12-31	229,206,923	25,640,769
J O HAMBRO CAPITAL MANAGEMENT LIMITED	LEVEL 3, 1 ST. JAMES'S MARKET, LONDON, ENGLAND, SW1Y 4AH	02176004	2018-09-30	228,500,000	100,900,000
MACQUARIE INVESTMENTS (UK) LIMITED	ROPEMAKER PLACE, 28 ROPEMAKER STREET, LONDON, EC2Y 9HD	04104671	2018-03-31	226,679,344	220,570,593
RBS INVOICE FINANCE LIMITED	250 BISHOPSGATE, LONDON, ENGLAND, EC2M 4AA	00662221	2017-12-31	215,628,000	88,899,000
BNP PARIBAS COMMODITY FUTURES LIMITED	10 HAREWOOD AVENUE, LONDON, NW1 6AA	02391477	2017-12-31	215,204,000	41,326,000
CMC MARKETS UK PLC	133 HOUNDSDITCH, LONDON, EC3A 7BX	02448409	2018-03-31	212,714,000	41,807,000
IG INDEX LIMITED	CANNON BRIDGE HOUSE, 25 DOWGATE HILL, LONDON, EC4R 2YA	01190902	2018-05-31	200,400,000	75,000,000
ESURE SERVICES LIMITED	THE OBSERVATORY, REIGATE, SURREY, RH2 0SG	02135610	2017-12-31	193,200,000	6,200,000	82990-Other business support service activities not elsewhere classified
DILIGENTA LIMITED	LYNCH WOOD, PETERBOROUGH, CAMBRIDGESHIRE, PE2 6FY	05535029	2018-03-31	191,828,000	3,513,000
MAREX FINANCIAL LIMITED	155 BISHOPSGATE, LONDON, EC2M 3TQ	05613061	2017-12-31	189,900,000	14,617,000
VAUXHALL FINANCE PLC	4TH FLOOR CUMBERLAND HOUSE 15-17, CUMBERLAND PLACE, SOUTHAMPTON, SO15 2BG	00275607	2017-12-31	184,922,000	187,088,000
STANDARD LIFE INVESTMENTS (MUTUAL FUNDS) LIMITED	7 CASTLE STREET, EDINBURGH, EH2 3AH	SC123322	2017-12-31	179,816,000	65,548,000
MACQUARIE CAPITAL (EUROPE) LIMITED	ROPEMAKER PLACE, 28 ROPEMAKER STREET, LONDON, EC2Y 9HD	03704031	2018-03-31	179,602,040	-13,292,802
GOOGLE PAYMENT LIMITED	5 NEW STREET SQUARE, LONDON, EC4A 3TW	05903713	2017-12-31	175,603,365	8,113,343
THAMES WATER UTILITIES FINANCE PLC	CLEARWATER COURT, VASTERN ROAD, READING, BERKSHIRE, RG1 8DB	02403744	2018-03-31	173,300,000	37,000,000
SCOTTISH WIDOWS UNIT TRUST MANAGERS LIMITED	25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN	01629925	2018-12-31	168,916,000	36,859,000
ELQ INVESTORS II LTD	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	06375035	2017-12-31	166,924,257	29,203,984
LEGG MASON INVESTMENTS (EUROPE) LIMITED	1 MORE LONDON PLACE, LONDON, SE1 2AF	01732037	2018-03-31	157,205,000	15,063,000
STATE STREET GLOBAL ADVISORS LIMITED	20 CHURCHILL PLACE, CANARY WHARF, LONDON, E14 5HJ	02509928	2017-12-31	156,152,487	35,190,540
PRUTEC LIMITED	FORVIS MAZARS LLP, 1ST FLOOR, TWO CHAMBERLAIN SQUARE, BIRMINGHAM, B3 3AX	01508295	2017-12-31	154,048,154	117,712,728
FIL PENSIONS MANAGEMENT	BEECH GATE MILLFIELD LANE, LOWER KINGSWOOD, TADWORTH, SURREY, UNITED KINGDOM, KT20 6RP	02015142	2018-06-30	152,568,000	14,394,000
CABOT FINANCIAL (UK) LIMITED	1 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, KENT, ME19 4UA	03757424	2017-12-31	151,802,000	-2,137,000
HERMES FUND MANAGERS LIMITED	SIXTH FLOOR, 150, CHEAPSIDE, LONDON, ENGLAND, EC2V 6ET	01661776	2018-12-31	151,718,000	-38,368,000
CHARLES STANLEY & CO. LIMITED	ROPEMAKER PLACE, 25 ROPEMAKER STREET, LONDON, ENGLAND, EC2Y 9LY	01903304	2018-03-31	149,200,000	9,649,000
EXANE LIMITED	ONE, HANOVER STREET, LONDON, W1S 1YZ	02937460	2017-12-31	145,949,097	66,927,563
PROVIDENT FINANCIAL MANAGEMENT SERVICES LIMITED	NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU	00328933	2018-12-31	143,200,000	-6,200,000
COMPUTERSHARE MORTGAGE SERVICES LIMITED	THE PAVILIONS, BRIDGWATER ROAD, BRISTOL, AVON, BS13 8AE	02466320	2018-06-30	137,948,000	21,936,000
FIRST STATE INVESTMENT SERVICES (UK) LIMITED	FINSBURY CIRCUS HOUSE, 15 FINSBURY CIRCUS, LONDON, ENGLAND, EC2M 7EB	03904320	2018-06-30	133,745,000	21,868,000
MACQUARIE GROUP INVESTMENTS (UK) NO.2 LIMITED	ROPEMAKER PLACE, 28 ROPEMAKER STREET, LONDON, EC2Y 9HD	07438584	2018-03-31	133,432,802	126,799,622
EURONET PAYMENT SERVICES LIMITED	PART 7TH FLOOR, NORTH BLOCK, 55 BAKER STREET, LONDON, UNITED KINGDOM, W1U 7EU	06975932	2017-12-31	132,467,033	0
RECLAIM FUND LTD	27 OLD GLOUCESTER STREET, LONDON, UNITED KINGDOM, WC1N 3AX	07344884	2017-12-31	121,903,000	-240,000	66300-Fund management activities
LANARK FUNDING LIMITED	SUITE 2, 7TH FLOOR, 50 BROADWAY, LONDON, ENGLAND, SW1H 0DB	06302746	2018-09-30	120,513,000	10,000
INSIGHT INVESTMENT FUNDS MANAGEMENT LIMITED	160 QUEEN VICTORIA STREET, LONDON, EC4V 4LA	01835691	2017-12-31	120,363,000	37,399,000
PGIM LIMITED	GRAND BUILDINGS, 1-3 STRAND, TRAFALGAR SQUARE, LONDON, WC2N 5HR	03809039	2017-12-31	120,285,295	6,308,908
FIRST STATE INVESTMENTS (UK) LIMITED	FINSBURY CIRCUS HOUSE, 15 FINSBURY CIRCUS, LONDON, ENGLAND, EC2M 7EB	02294743	2018-06-30	120,234,000	8,827,000
AEQUOR INVESTMENTS LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	07662889	2017-12-31	119,857,033	-1,165,764
HBOS INVESTMENT FUND MANAGERS LIMITED	TRINITY ROAD, HALIFAX, WEST YORKSHIRE, HX1 2RG	00941082	2018-12-31	117,999,000	49,163,000
FRANKLIN TEMPLETON INVESTMENT MANAGEMENT LIMITED	CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6HL	01902009	2018-09-30	117,402,000	27,786,000
M&G ALTERNATIVES INVESTMENT MANAGEMENT LIMITED	10 FENCHURCH AVENUE, LONDON, EC3M 5AG	02059989	2017-12-31	116,901,000	45,846,000
BARCLAYS ALDERSGATE INVESTMENTS LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	02223073	2017-12-31	102,344,356	116,501,501
GREENSILL CAPITAL (UK) LIMITED	11TH FLOOR, LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB	08126173	2017-12-31	115,850,000	31,944,000
CL & CO. MANAGEMENT SERVICES LTD	20 CARLTON HOUSE TERRACE, LONDON, ENGLAND, SW1Y 5AN	02071658	2018-04-30	115,290,730	21,042,888
CAMPBELL LUTYENS & CO. LTD	20 CARLTON HOUSE TERRACE, LONDON, ENGLAND, SW1Y 5AN	04112016	2018-04-30	114,849,798	106,615
HARVEY & THOMPSON LIMITED	TIMES HOUSE, THROWLEY WAY, SUTTON, SURREY, SM1 4AF	02636684	2017-12-31	110,333,000	11,445,000
M & G INTERNATIONAL INVESTMENTS LIMITED	LAURENCE POUNTNEY HILL, LONDON, EC4R 0HH	04134655	2017-12-31	110,327,000	34,574,000
COFUNDS LIMITED	LEVEL 26 THE LEADENHALL BUILDING, 122 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 4AB	03965289	2017-12-31	108,675,000	-23,096,000
KAMES CAPITAL PLC	3 LOCHSIDE CRESCENT, EDINBURGH, SCOTLAND, EH12 9SA	SC113505	2017-12-31	108,561,000	9,057,000
FNZ (UK) LTD	10TH FLOOR, 135 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2M 3TP	05435760	2017-12-31	107,613,000	20,314,000
SILCHESTER PARTNERS LIMITED	THE METCALF 83-85 PALL MALL, THIRD FLOOR, LONDON, UNITED KINGDOM, SW1Y 5ES	03000514	2018-03-31	75,987,121	107,310,281
WINTERFLOOD SECURITIES LIMITED	RIVERBANK HOUSE, 2 SWAN LANE, LONDON, UNITED KINGDOM, EC4R 3GA	02242204	2018-07-31	104,876,063	20,562,119
MAREX SPECTRON INTERNATIONAL LIMITED	155 BISHOPSGATE, LONDON, EC2M 3TQ	03938219	2017-12-31	102,412,000	-962,000
CLOSE ASSET MANAGEMENT LIMITED	WIGMORE YARD, 42 WIGMORE STREET, LONDON, UNITED KINGDOM, W1U 2RY	01644127	2018-07-31	102,135,000	15,975,000
INTELLIGENT PROCESSING SOLUTIONS LIMITED	ENIGMA, WAVENDON BUSINESS PARK, MILTON KEYNES, ENGLAND, MK17 8LX	04007855	2017-12-31	98,786,000	22,290,000
PRA GROUP (UK) LIMITED	LEVEL 11 RIVERSIDE HOUSE, 2A SOUTHWARK BRIDGE ROAD, LONDON, ENGLAND, SE1 9HA	04267803	2017-12-31	98,581,000	13,017,000
INVESTEC FUND MANAGERS LIMITED	55 GRESHAM STREET, LONDON, ENGLAND, EC2V 7EL	02392609	2018-03-31	98,227,000	8,287,000
FITCH SOLUTIONS LIMITED	30 NORTH COLONNADE, LONDON, E14 5GN	07984075	2017-12-31	97,963,361	23,532,719
STANDARD LIFE INVESTMENTS (CORPORATE FUNDS) LIMITED	1 GEORGE STREET, EDINBURGH, EH2 2LL	SC111488	2017-12-31	96,951,000	5,012,000

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED	1.7%	2.0%	3.5%	Medium
Other companies Active in the same sector	0.8%	3.3%	7.1%	Medium


Business sector and company age	1.7%	2.0%	3.5%	High
Expanded sample	1.1%	2.4%	4.0%	Medium
Age	0.3%	1.3%	2.4%	Medium
Company Type	0.7%	3.7%	7.4%	Medium
Accounts category	0.7%	2.2%	3.8%	Medium
Accounting Month	0.6%	2.4%	5.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium