ACCORD MORTGAGES LIMITED

YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJ

Company Number: 02139881
Incorporation date: 11-Jun-1987
Status: Active
Entity type: Private Limited Company

SIC codes:
64922 Activities of mortgage finance companies





SUMMARY

This company is 36.8 years old and is currently active. The company has positive equity (net assets) of GBP 317.6 million which has decreased from the previous year's figure of GBP 309.7 billion. The company has 6 active officers (directors or partners) who are or were officers of 9 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 30-Sep-2024
Accounts Filed: FULL (31-Dec-2022)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
31-Dec-2019 GBP 17,200,000 57,900,000
31-Dec-2018 GBP 535,578,000 404,493,000 5,710,000 45,498,000
31-Dec-2017 GBP 527,017,000 377,013,000 14,466,000 79,515,000
31-Dec-2016 GBP 538,092,000 405,212,000 22,060,000 90,461,000
31-Dec-2015 GBP 554,532,000 433,649,000 -10,057,000
31-Dec-2014 GBP 502,620,000 381,756,000 -18,587,000
31-Dec-2013 GBP 443,670,000 321,361,000 -3,302,000
31-Dec-2012 GBP 403,340,000 319,511,000 -17,422,000
31-Dec-2011 GBP 372,668,000 283,280,000 -18,894,000
31-Dec-2010 GBP 353,690,000 255,357,000 -14,217,000
31-Dec-2009 GBP 402,875,000 271,749,000 -9,446,000


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
31-Dec-2019 GBP 12,000,000 317,600,000
31-Dec-2018 GBP 100,000,000 209,685,000 309,685,000
31-Dec-2017 GBP 100,000,000 240,607,000 340,607,000
31-Dec-2016 GBP 100,000,000 211,092,000 311,092,000
31-Dec-2015 GBP 270,631,000
31-Dec-2014 GBP 100,000,000 331,025,000
31-Dec-2013 GBP 100,000,000 263,181,000
31-Dec-2012 GBP 100,000,000 152,115,000 252,115,000
31-Dec-2011 GBP 100,000,000 198,246,000
31-Dec-2010 GBP 100,000,000 145,610,000
31-Dec-2009 GBP 100,000,000 108,934,000

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
31-Dec-2019 GBP -733.33% -88,000,000 100,000,000 12,000,000 56,000,000
31-Dec-2016 GBP 100.00% 100,000,000 0 100,000,000 50,000,000
31-Dec-2015 GBP inf% -100,000,000 100,000,000 0 50,000,000
* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Active Deborah COLLEY 13 Dec 2017 28 Mar 2024 1 - 0
Resigned Helen NELLIST 05 May 2016 13 Dec 2017 0 - 1
Resigned Ann Louise FITZPATRICK 07 Aug 2002 05 May 2016 Solicitor British 0 - 52
Resigned Iain Charles Andrew CORNISH 20 Sep 1999 07 Aug 2002 0 - 48
Resigned Philip Anthony IRELAND 27 Jul 1992 20 Sep 1999 General Manager British 0 - 73
Resigned Philip Anthony IRELAND 20 Sep 1999 0 - 73

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Nikki Lee YOUNG 10 Feb 2023 Director Of Finance British 2 - 00 (0.0%)
Active Patrick John Thomas CONNOLLY 28 Jul 2022 Director Of It & Transformation British 2 - 00 (0.0%)
Active Simon MARTIN 01 Apr 2022 Director Of Conduct & Credit Risk British 1 - 00 (0.0%)
Active David Edmund Thomas MORRIS 01 Jan 2021 Chief Commercial Officer British 4 - 00 (0.0%)
Resigned Sarah Louise JACKSON 01 Jan 2021 01 Jul 2022 Director Of Customer Services British 0 - 20 (0.0%)
Active Jeremy Michael DUNCOMBE 20 Jun 2018 Director Of Intermediary Distribution British 2 - 20 (0.0%)
Resigned Paul HOWLEY 17 May 2017 31 Dec 2020 Manager British 0 - 20 (0.0%)
Resigned Stephen Cameron WHITE 17 Apr 2017 14 Jan 2022 Chief Operating Officer & Executve Director British 2 - 94 (36.4%)
Resigned Michael Charles REGNIER 16 Dec 2015 17 May 2017 Cheief Customer Officer & Executive Director British 0 - 30 (0.0%)
Resigned Charles Peter CANNING 16 Dec 2015 31 Dec 2020 Director British 0 - 20 (0.0%)
Resigned Michael Charles REGNIER 16 Dec 2015 17 May 2017 Cheief Customer Officer & Executive Director British 2 - 30 (0.0%)
Resigned Rob Andrew PURDY 29 Jun 2015 21 Jan 2023 Accountant British 0 - 73 (42.9%)
Resigned Gillian Clare EVANS 12 Mar 2014 30 Nov 2015 Managing Director Of Accord British 1 - 20 (0.0%)
Active Richard Stephen WELLS 09 Dec 2011 General Manager - Risk British 1 - 10 (0.0%)
Resigned Catherine Alison HILLIS 02 Aug 2011 01 Sep 2015 Manager British 0 - 20 (0.0%)
Resigned Catherine Alison HILLIS 08 Feb 2008 08 Sep 2010 Strategic Development Director British 0 - 20 (0.0%)
Resigned Charles Peter CANNING 03 Dec 2007 31 Dec 2013 Director British 0 - 10 (0.0%)
Resigned Ian Jeffrey BULLOCK 01 May 2007 30 Nov 2015 Sales & Marketing Director British 0 - 72 (28.6%)
Resigned Edmund John Seward ANDERSON 01 Jul 2005 31 Jul 2007 Chief Executive British 1 - 152 (12.5%)
Resigned Andrew Mark CATON 01 Jul 2004 31 Jul 2007 Building Society Director British 0 - 53 (60.0%)
Resigned Iain Mcmaster SMITH 21 Oct 2003 08 Sep 2010 Sales Director British 0 - 10 (0.0%)
Resigned Iain Charles Andrew CORNISH 30 Jun 2003 11 Nov 2011 Chief Executive British 0 - 4819 (39.6%)
Resigned Robert Charles GRAHAM 11 Feb 2003 13 Feb 2015 Business Appraisal Manager British 0 - 10 (0.0%)
Resigned Martin Alastair STEWART 11 Feb 2003 28 Feb 2005 General Manager British 0 - 10 (0.0%)
Resigned Christopher Charles BULL 11 Feb 2003 13 Mar 2014 Lending Services Manager British 0 - 10 (0.0%)
Resigned Linda WILL 07 Aug 2002 15 Nov 2007 Managing Director British 0 - 40 (0.0%)
Resigned Rachel Diane COURT 07 Aug 2002 21 Oct 2003 Sales Director British 0 - 20 (0.0%)
Resigned Mark David UNDERHILL 07 Aug 2002 31 Jul 2007 Commercial Director British 0 - 20 (0.0%)
Resigned Iain Charles Andrew CORNISH 20 Sep 1999 07 Aug 2002 Building Society Executive British 0 - 4819 (39.6%)
Resigned Andrew John PEARCE 30 Apr 1996 30 Apr 2001 Finance Director British 0 - 85 (62.5%)
Resigned David ANDERSON 11 Sep 1991 30 Jun 2003 General Manager British 0 - 2310 (43.5%)
Resigned Christopher John FAULKNER 11 Sep 1991 07 Aug 2002 Solicitor British 0 - 2311 (47.8%)
Resigned Derek Franklyn ROBERTS 11 Sep 1991 30 Apr 1996 Chief Executive British 0 - 178 (47.1%)
Resigned Desmond Gerard HUDSON 11 Sep 1991 15 May 1992 Assistant General Manager British 6 - 3617 (40.5%)
Resigned Robert Bruce JACKSON 11 Sep 1991 07 Aug 2002 General Manager British 0 - 84 (50.0%)
Resigned Thomas Anthony SMITH 11 Sep 1991 30 Apr 1996 General Manager British 0 - 148 (57.1%)
Resigned Philip Anthony IRELAND 11 Sep 1991 General Manager British 0 - 7338 (52.1%)
Resigned Barry William DAVIES 11 Sep 1991 General Manager British 0 - 75 (71.4%)
Number of active directors: 6
Average tenure of active directors: 4.4 years
Average tenure of resigned directors: 4.9 years
Average active director Dissolution Rate: 0.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
NORWICH AND PETERBOROUGH INSURANCE BROKERS LIMITED (00699978) - Active
LEGAL & GENERAL SURVEYING SERVICES LIMITED (00999943) - Active
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY (01997277) - Active
ACCORD MORTGAGES LIMITED (02139881) - Active
INTERMEDIARY MORTGAGE LENDERS ASSOCIATION (02264559) - Active
CHELSEA MORTGAGE SERVICES LIMITED (02443492) - Active
YORKSHIRE KEY SERVICES LIMITED (02593849) - Active
NORWICH AND PETERBOROUGH (LBS) LIMITED (02670589) - Active
LEGAL & GENERAL PARTNERSHIP SERVICES LIMITED (05045000) - Active
BCS LOANS & MORTGAGES LIMITED (05893574) - Active

SHAREHOLDERS (BETA)

Shareholder name Share class Shares at confirmation date
2016-02-222015-02-222014-03-212014-02-222013-03-21
YORKSHIRE BUILDING SOCIETYORDINARY100,000,000
100%
100,000,000
100%
100,000,000
100%
100,000,000
100%
100,000,000
100%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



no controlling companies

ACCORD MORTGAGES LIMITED

no controlled companies

LATE PAYMENTS REPORT


Start date End date Average days to pay % invoices paid over 60 days % invoices not paid within agreed terms Gov.uk report
2023-07-01 2023-12-31 9 0% 3% 78407
2023-01-01 2023-06-30 10 0% 4% 72827
2022-07-01 2022-12-31 9 0% 6% 66881
2022-01-01 2022-06-30 8 0% 5% 59784
2021-07-01 2021-12-31 8 0% 5% 53198
2021-01-01 2021-06-30 13 5% 8% 46896
2020-07-01 2020-12-31 8 2% 15% 39594
2020-01-01 2020-06-30 11 1% 16% 32276
2019-07-01 2019-12-31 19 1% 44% 26290
2019-01-01 2019-06-30 16 0% 25% 17820
2018-07-01 2018-12-31 11 0% 48% 13043


COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 64922 Activities of mortgage finance companies)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
ACCORD MORTGAGES LIMITED YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJ 02139881 2017-12-31 527,017,000 79,515,000
GODIVA MORTGAGES LIMITED COVENTRY HOUSE HARRY WESTON ROAD, BINLEY, COVENTRY, ENGLAND, CV3 2TQ 05830727 2017-12-31 362,166,000 48,937,000
BRADFORD & BINGLEY PLC THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ 03938288 2018-03-31 296,800,000 259,400,000
NRAM LIMITED THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ 09655526 2018-03-31 276,800,000 227,700,000
AGRICULTURAL MORTGAGE CORPORATION P L C(THE) KEENS HOUSE, ANTON MILL ROAD, ANDOVER, HAMPSHIRE, UNITED KINGDOM, SP10 2NQ 00234742 2017-12-31 105,474,000 31,386,000
INDEMNITY & GUARANTEE LIMITED HERON TOWER, 110 BISHOPSGATE, LONDON, ENGLAND, EC2N 4AY 08471065 2018-03-31 89,311,204 0
INTERBAY ML, LTD RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06038070 2017-12-31 47,980,000 27,734,000
CAPITAL HOME LOANS LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, GU51 4YA 02174236 2017-12-31 36,633,000 3,009,000 64999-Financial intermediation not elsewhere classified
LANDMARK MORTGAGES LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, ENGLAND, GU51 4YA 03273685 2017-12-31 34,603,000 9,238,000
YORKSHIRE BANK HOME LOANS LIMITED 20 MERRION WAY, LEEDS, LS2 8NZ 01855020 2018-09-30 31,250,000 8,820,000
K T PARTNERSHIP LIMITED DAVIS BURTON WILLIAMS AND CO UNIT B11, SUTTON BUSINESS CENTRE, RESTMOR WAY, WALLINGTON, SURREY, ENGLAND, SM6 7AH 07381930 2017-09-30 837,166 0
THE MORTGAGE STORE (IAN WILSON) LIMITED 64 GOLD STREET, KETTERING, NORTHAMPTONSHIRE, ENGLAND, NN16 8JB 09447172 2018-03-31 273,603 0
SECURED FUNDING LIMITED C/O PRYDIS ACCOUNTS LTD, THE PARADE, LISKEARD, CORNWALL, ENGLAND, PL14 6AF 10698203 2018-03-31 259,498 0
GP FINANCE LTD 12 PROVIDENCE LANE, LONG ASHTON, BRISTOL, ENGLAND, BS41 9DQ 09246542 2018-03-31 174,812 0
DEVONFORTH LTD BFC STADIUM, SEASIDERS WAY, BLACKPOOL, ENGLAND, FY1 6JJ 05411760 2017-12-31 147,247 0
LOLLYPOP PROPERTIES LIMITED 43 ST. DAVIDS DRIVE, ENGLEFIELD GREEN, EGHAM, ENGLAND, TW20 0BA 09411371 2019-01-31 116,463 0
T H MORTGAGE SOLUTIONS LIMITED THE OLD GRANARY, DUNTON ROAD, LAINDON, ESSEX, UNITED KINGDOM, SS15 4DB 08003614 2018-03-31 101,766 0
GREENTREE FINANCIAL PLANNING LTD FLINT COTTAGE, SAWYERS LANE, SUTON, WYMONDHAM, UNITED KINGDOM, NR18 9JH 09489587 2018-03-31 79,222 0
ABEL FINANCIAL SERVICES LTD 2 REDCOTE PLACE, DORKING, SURREY, ENGLAND, RH4 1PE 09454460 2018-02-28 44,703 0
LEWIS BENJAMIN LTD GREENACRES, 46 FERRY ROAD, BARROW-UPON-HUMBER, ENGLAND, DN19 7BA 07371734 2018-09-30 36,180 0
PAS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED 28 ASHLEY ROAD, WESTCOTT, DORKING, SURREY, ENGLAND, RH4 3QJ 05115189 2018-04-30 17,283 0
CORNERSTONE WEALTH LIMITED 85 ROCHESTER ROW, WESTMINSTER, LONDON, UNITED KINGDOM, SW1P 1LJ 09593253 2019-05-31 11,737 0
JO JONES FINANCIAL SERVICES LIMITED 217 CITY ROAD, EDGBASTON, BIRMINGHAM, WEST MIDLANDS, UNITED KINGDOM, B16 0PU 10046329 2018-03-31 11,299 0
CHRIS CHANCE LTD THE BEECHES, MILL LANE, SCAMBLESBY, LOUTH, LINCOLNSHIRE, LN11 9XP 08436461 2019-03-31 0 0
FORTUNE INVESTMENT GROUP LIMITED ALBION HOUSE, 86 LONDON STREET, READING, ENGLAND, RG1 4SJ 09815075 2018-10-31 0 0
MORTGAGE & PROTECTION SOLUTIONS LIMITED 15 BOLTONS LANE, BINFIELD, BRACKNELL, BERKSHIRE, ENGLAND, RG42 4UA 08507660 2019-03-31 0 0
PDJ LIMITED FIFTH FLOOR, 11 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 1LP 10050672 2018-03-31 0 0
XCEL INVESTIGATIONS LTD. CAIRDEAS, BARRHILL CRESCENT, KILBARCHAN, PA10 2EU SC239099 2018-11-30 0 0
INTER BAY FINANCIAL II LIMITED RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06672384 0000-00-00 0 0
INTERBAY FUNDING, LTD. RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 05595882 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
ACCORD MORTGAGES LIMITED 0.7% 3.6% 7.1% Medium
Other companies Active in the same sector 0.9% 3.6% 5.6% Medium
Age 0.3% 1.3% 2.4% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.7% 2.2% 3.8% Medium
Accounting Month 0.6% 2.4% 5.5% Medium
Sic code count 0.7% 3.5% 7.0% Medium
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