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ACCORD MORTGAGES LIMITED
YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJCompany Number: 02139881
Incorporation date: 11-Jun-1987
Status: Active
Entity type: Private Limited Company
SIC codes:
64922 Activities of mortgage finance companies
SUMMARY
This company is 36.8 years old and is currently active. The company has positive equity (net assets) of GBP 317.6 million which has decreased from the previous year's figure of GBP 309.7 billion. The company has 6 active officers (directors or partners) who are or were officers of 9 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 30-Sep-2024Accounts Filed: FULL (31-Dec-2022)
P&L Financials:
Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
---|---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 17,200,000 | 57,900,000 | ||||
31-Dec-2018 | GBP | 535,578,000 | 404,493,000 | 5,710,000 | 45,498,000 | ||
31-Dec-2017 | GBP | 527,017,000 | 377,013,000 | 14,466,000 | 79,515,000 | ||
31-Dec-2016 | GBP | 538,092,000 | 405,212,000 | 22,060,000 | 90,461,000 | ||
31-Dec-2015 | GBP | 554,532,000 | 433,649,000 | -10,057,000 | |||
31-Dec-2014 | GBP | 502,620,000 | 381,756,000 | -18,587,000 | |||
31-Dec-2013 | GBP | 443,670,000 | 321,361,000 | -3,302,000 | |||
31-Dec-2012 | GBP | 403,340,000 | 319,511,000 | -17,422,000 | |||
31-Dec-2011 | GBP | 372,668,000 | 283,280,000 | -18,894,000 | |||
31-Dec-2010 | GBP | 353,690,000 | 255,357,000 | -14,217,000 | |||
31-Dec-2009 | GBP | 402,875,000 | 271,749,000 | -9,446,000 |
Balance Sheet Financials:
Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
---|---|---|---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 12,000,000 | 317,600,000 | ||||||
31-Dec-2018 | GBP | 100,000,000 | 209,685,000 | 309,685,000 | |||||
31-Dec-2017 | GBP | 100,000,000 | 240,607,000 | 340,607,000 | |||||
31-Dec-2016 | GBP | 100,000,000 | 211,092,000 | 311,092,000 | |||||
31-Dec-2015 | GBP | 270,631,000 | |||||||
31-Dec-2014 | GBP | 100,000,000 | 331,025,000 | ||||||
31-Dec-2013 | GBP | 100,000,000 | 263,181,000 | ||||||
31-Dec-2012 | GBP | 100,000,000 | 152,115,000 | 252,115,000 | |||||
31-Dec-2011 | GBP | 100,000,000 | 198,246,000 | ||||||
31-Dec-2010 | GBP | 100,000,000 | 145,610,000 | ||||||
31-Dec-2009 | GBP | 100,000,000 | 108,934,000 |
VALUATION EVENTS (BETA)
Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
---|---|---|---|---|---|---|
31-Dec-2019 | GBP | -733.33% | -88,000,000 | 100,000,000 | 12,000,000 | 56,000,000 |
31-Dec-2016 | GBP | 100.00% | 100,000,000 | 0 | 100,000,000 | 50,000,000 |
31-Dec-2015 | GBP | inf% | -100,000,000 | 100,000,000 | 0 | 50,000,000 |
** Estimated based on average Cash and Debt levels during period
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
---|---|---|---|---|---|---|
Active | Deborah COLLEY | 13 Dec 2017 | 28 Mar 2024 | 1 - 0 | ||
Resigned | Helen NELLIST | 05 May 2016 | 13 Dec 2017 | 0 - 1 | ||
Resigned | Ann Louise FITZPATRICK | 07 Aug 2002 | 05 May 2016 | Solicitor | British | 0 - 52 |
Resigned | Iain Charles Andrew CORNISH | 20 Sep 1999 | 07 Aug 2002 | 0 - 48 | ||
Resigned | Philip Anthony IRELAND | 27 Jul 1992 | 20 Sep 1999 | General Manager | British | 0 - 73 |
Resigned | Philip Anthony IRELAND | 20 Sep 1999 | 0 - 73 |
DIRECTORS
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
---|---|---|---|---|---|---|---|
Active | Nikki Lee YOUNG | 10 Feb 2023 | Director Of Finance | British | 2 - 0 | 0 (0.0%) | |
Active | Patrick John Thomas CONNOLLY | 28 Jul 2022 | Director Of It & Transformation | British | 2 - 0 | 0 (0.0%) | |
Active | Simon MARTIN | 01 Apr 2022 | Director Of Conduct & Credit Risk | British | 1 - 0 | 0 (0.0%) | |
Active | David Edmund Thomas MORRIS | 01 Jan 2021 | Chief Commercial Officer | British | 4 - 0 | 0 (0.0%) | |
Resigned | Sarah Louise JACKSON | 01 Jan 2021 | 01 Jul 2022 | Director Of Customer Services | British | 0 - 2 | 0 (0.0%) |
Active | Jeremy Michael DUNCOMBE | 20 Jun 2018 | Director Of Intermediary Distribution | British | 2 - 2 | 0 (0.0%) | |
Resigned | Paul HOWLEY | 17 May 2017 | 31 Dec 2020 | Manager | British | 0 - 2 | 0 (0.0%) |
Resigned | Stephen Cameron WHITE | 17 Apr 2017 | 14 Jan 2022 | Chief Operating Officer & Executve Director | British | 2 - 9 | 4 (36.4%) |
Resigned | Michael Charles REGNIER | 16 Dec 2015 | 17 May 2017 | Cheief Customer Officer & Executive Director | British | 0 - 3 | 0 (0.0%) |
Resigned | Charles Peter CANNING | 16 Dec 2015 | 31 Dec 2020 | Director | British | 0 - 2 | 0 (0.0%) |
Resigned | Michael Charles REGNIER | 16 Dec 2015 | 17 May 2017 | Cheief Customer Officer & Executive Director | British | 2 - 3 | 0 (0.0%) |
Resigned | Rob Andrew PURDY | 29 Jun 2015 | 21 Jan 2023 | Accountant | British | 0 - 7 | 3 (42.9%) |
Resigned | Gillian Clare EVANS | 12 Mar 2014 | 30 Nov 2015 | Managing Director Of Accord | British | 1 - 2 | 0 (0.0%) |
Active | Richard Stephen WELLS | 09 Dec 2011 | General Manager - Risk | British | 1 - 1 | 0 (0.0%) | |
Resigned | Catherine Alison HILLIS | 02 Aug 2011 | 01 Sep 2015 | Manager | British | 0 - 2 | 0 (0.0%) |
Resigned | Catherine Alison HILLIS | 08 Feb 2008 | 08 Sep 2010 | Strategic Development Director | British | 0 - 2 | 0 (0.0%) |
Resigned | Charles Peter CANNING | 03 Dec 2007 | 31 Dec 2013 | Director | British | 0 - 1 | 0 (0.0%) |
Resigned | Ian Jeffrey BULLOCK | 01 May 2007 | 30 Nov 2015 | Sales & Marketing Director | British | 0 - 7 | 2 (28.6%) |
Resigned | Edmund John Seward ANDERSON | 01 Jul 2005 | 31 Jul 2007 | Chief Executive | British | 1 - 15 | 2 (12.5%) |
Resigned | Andrew Mark CATON | 01 Jul 2004 | 31 Jul 2007 | Building Society Director | British | 0 - 5 | 3 (60.0%) |
Resigned | Iain Mcmaster SMITH | 21 Oct 2003 | 08 Sep 2010 | Sales Director | British | 0 - 1 | 0 (0.0%) |
Resigned | Iain Charles Andrew CORNISH | 30 Jun 2003 | 11 Nov 2011 | Chief Executive | British | 0 - 48 | 19 (39.6%) |
Resigned | Robert Charles GRAHAM | 11 Feb 2003 | 13 Feb 2015 | Business Appraisal Manager | British | 0 - 1 | 0 (0.0%) |
Resigned | Martin Alastair STEWART | 11 Feb 2003 | 28 Feb 2005 | General Manager | British | 0 - 1 | 0 (0.0%) |
Resigned | Christopher Charles BULL | 11 Feb 2003 | 13 Mar 2014 | Lending Services Manager | British | 0 - 1 | 0 (0.0%) |
Resigned | Linda WILL | 07 Aug 2002 | 15 Nov 2007 | Managing Director | British | 0 - 4 | 0 (0.0%) |
Resigned | Rachel Diane COURT | 07 Aug 2002 | 21 Oct 2003 | Sales Director | British | 0 - 2 | 0 (0.0%) |
Resigned | Mark David UNDERHILL | 07 Aug 2002 | 31 Jul 2007 | Commercial Director | British | 0 - 2 | 0 (0.0%) |
Resigned | Iain Charles Andrew CORNISH | 20 Sep 1999 | 07 Aug 2002 | Building Society Executive | British | 0 - 48 | 19 (39.6%) |
Resigned | Andrew John PEARCE | 30 Apr 1996 | 30 Apr 2001 | Finance Director | British | 0 - 8 | 5 (62.5%) |
Resigned | David ANDERSON | 11 Sep 1991 | 30 Jun 2003 | General Manager | British | 0 - 23 | 10 (43.5%) |
Resigned | Christopher John FAULKNER | 11 Sep 1991 | 07 Aug 2002 | Solicitor | British | 0 - 23 | 11 (47.8%) |
Resigned | Derek Franklyn ROBERTS | 11 Sep 1991 | 30 Apr 1996 | Chief Executive | British | 0 - 17 | 8 (47.1%) |
Resigned | Desmond Gerard HUDSON | 11 Sep 1991 | 15 May 1992 | Assistant General Manager | British | 6 - 36 | 17 (40.5%) |
Resigned | Robert Bruce JACKSON | 11 Sep 1991 | 07 Aug 2002 | General Manager | British | 0 - 8 | 4 (50.0%) |
Resigned | Thomas Anthony SMITH | 11 Sep 1991 | 30 Apr 1996 | General Manager | British | 0 - 14 | 8 (57.1%) |
Resigned | Philip Anthony IRELAND | 11 Sep 1991 | General Manager | British | 0 - 73 | 38 (52.1%) | |
Resigned | Barry William DAVIES | 11 Sep 1991 | General Manager | British | 0 - 7 | 5 (71.4%) |
Average tenure of active directors: 4.4 years
Average tenure of resigned directors: 4.9 years
Average active director Dissolution Rate: 0.0%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
Name
|
|||||||
---|---|---|---|---|---|---|---|
NORWICH AND PETERBOROUGH INSURANCE BROKERS LIMITED (00699978) - Active | ✔ | ||||||
LEGAL & GENERAL SURVEYING SERVICES LIMITED (00999943) - Active | ✔ | ||||||
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY (01997277) - Active | ✔ | ||||||
ACCORD MORTGAGES LIMITED (02139881) - Active | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
INTERMEDIARY MORTGAGE LENDERS ASSOCIATION (02264559) - Active | ✔ | ||||||
CHELSEA MORTGAGE SERVICES LIMITED (02443492) - Active | ✔ | ||||||
YORKSHIRE KEY SERVICES LIMITED (02593849) - Active | ✔ | ||||||
NORWICH AND PETERBOROUGH (LBS) LIMITED (02670589) - Active | ✔ | ||||||
LEGAL & GENERAL PARTNERSHIP SERVICES LIMITED (05045000) - Active | ✔ | ||||||
BCS LOANS & MORTGAGES LIMITED (05893574) - Active | ✔ |
SHAREHOLDERS (BETA)
Shareholder name | Share class | Shares at confirmation date | ||||
---|---|---|---|---|---|---|
2016-02-22 | 2015-02-22 | 2014-03-21 | 2014-02-22 | 2013-03-21 | ||
YORKSHIRE BUILDING SOCIETY | ORDINARY | 100,000,000 100% | 100,000,000 100% | 100,000,000 100% | 100,000,000 100% | 100,000,000 100% |
SHAREHOLDINGS (BETA)
no shareholding data
CONTROLLED COMPANIES / CONTROLLING ENTITIES
no controlling companies
ACCORD MORTGAGES LIMITED
no controlled companies
LATE PAYMENTS REPORT
Start date | End date | Average days to pay | % invoices paid over 60 days | % invoices not paid within agreed terms | Gov.uk report |
---|---|---|---|---|---|
2023-07-01 | 2023-12-31 | 9 | 0% | 3% | 78407 |
2023-01-01 | 2023-06-30 | 10 | 0% | 4% | 72827 |
2022-07-01 | 2022-12-31 | 9 | 0% | 6% | 66881 |
2022-01-01 | 2022-06-30 | 8 | 0% | 5% | 59784 |
2021-07-01 | 2021-12-31 | 8 | 0% | 5% | 53198 |
2021-01-01 | 2021-06-30 | 13 | 5% | 8% | 46896 |
2020-07-01 | 2020-12-31 | 8 | 2% | 15% | 39594 |
2020-01-01 | 2020-06-30 | 11 | 1% | 16% | 32276 |
2019-07-01 | 2019-12-31 | 19 | 1% | 44% | 26290 |
2019-01-01 | 2019-06-30 | 16 | 0% | 25% | 17820 |
2018-07-01 | 2018-12-31 | 11 | 0% | 48% | 13043 |
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
64922 Activities of mortgage finance companies)
Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
---|---|---|---|---|---|---|
ACCORD MORTGAGES LIMITED | YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJ | 02139881 | 2017-12-31 | 527,017,000 | 79,515,000 | |
GODIVA MORTGAGES LIMITED | COVENTRY HOUSE HARRY WESTON ROAD, BINLEY, COVENTRY, ENGLAND, CV3 2TQ | 05830727 | 2017-12-31 | 362,166,000 | 48,937,000 | |
BRADFORD & BINGLEY PLC | THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ | 03938288 | 2018-03-31 | 296,800,000 | 259,400,000 | |
NRAM LIMITED | THE WATERFRONT, SALTS MILL ROAD, SHIPLEY, ENGLAND, BD17 7EZ | 09655526 | 2018-03-31 | 276,800,000 | 227,700,000 | |
AGRICULTURAL MORTGAGE CORPORATION P L C(THE) | KEENS HOUSE, ANTON MILL ROAD, ANDOVER, HAMPSHIRE, UNITED KINGDOM, SP10 2NQ | 00234742 | 2017-12-31 | 105,474,000 | 31,386,000 | |
INDEMNITY & GUARANTEE LIMITED | HERON TOWER, 110 BISHOPSGATE, LONDON, ENGLAND, EC2N 4AY | 08471065 | 2018-03-31 | 89,311,204 | 0 | |
INTERBAY ML, LTD | RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET | 06038070 | 2017-12-31 | 47,980,000 | 27,734,000 | |
CAPITAL HOME LOANS LIMITED | ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, GU51 4YA | 02174236 | 2017-12-31 | 36,633,000 | 3,009,000 |
64999-Financial intermediation not elsewhere classified |
LANDMARK MORTGAGES LIMITED | ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, ENGLAND, GU51 4YA | 03273685 | 2017-12-31 | 34,603,000 | 9,238,000 | |
YORKSHIRE BANK HOME LOANS LIMITED | 20 MERRION WAY, LEEDS, LS2 8NZ | 01855020 | 2018-09-30 | 31,250,000 | 8,820,000 | |
K T PARTNERSHIP LIMITED | DAVIS BURTON WILLIAMS AND CO UNIT B11, SUTTON BUSINESS CENTRE, RESTMOR WAY, WALLINGTON, SURREY, ENGLAND, SM6 7AH | 07381930 | 2017-09-30 | 837,166 | 0 | |
THE MORTGAGE STORE (IAN WILSON) LIMITED | 64 GOLD STREET, KETTERING, NORTHAMPTONSHIRE, ENGLAND, NN16 8JB | 09447172 | 2018-03-31 | 273,603 | 0 | |
SECURED FUNDING LIMITED | C/O PRYDIS ACCOUNTS LTD, THE PARADE, LISKEARD, CORNWALL, ENGLAND, PL14 6AF | 10698203 | 2018-03-31 | 259,498 | 0 | |
GP FINANCE LTD | 12 PROVIDENCE LANE, LONG ASHTON, BRISTOL, ENGLAND, BS41 9DQ | 09246542 | 2018-03-31 | 174,812 | 0 | |
DEVONFORTH LTD | BFC STADIUM, SEASIDERS WAY, BLACKPOOL, ENGLAND, FY1 6JJ | 05411760 | 2017-12-31 | 147,247 | 0 | |
LOLLYPOP PROPERTIES LIMITED | 43 ST. DAVIDS DRIVE, ENGLEFIELD GREEN, EGHAM, ENGLAND, TW20 0BA | 09411371 | 2019-01-31 | 116,463 | 0 | |
T H MORTGAGE SOLUTIONS LIMITED | THE OLD GRANARY, DUNTON ROAD, LAINDON, ESSEX, UNITED KINGDOM, SS15 4DB | 08003614 | 2018-03-31 | 101,766 | 0 | |
GREENTREE FINANCIAL PLANNING LTD | FLINT COTTAGE, SAWYERS LANE, SUTON, WYMONDHAM, UNITED KINGDOM, NR18 9JH | 09489587 | 2018-03-31 | 79,222 | 0 | |
ABEL FINANCIAL SERVICES LTD | 2 REDCOTE PLACE, DORKING, SURREY, ENGLAND, RH4 1PE | 09454460 | 2018-02-28 | 44,703 | 0 | |
LEWIS BENJAMIN LTD | GREENACRES, 46 FERRY ROAD, BARROW-UPON-HUMBER, ENGLAND, DN19 7BA | 07371734 | 2018-09-30 | 36,180 | 0 | |
PAS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED | 28 ASHLEY ROAD, WESTCOTT, DORKING, SURREY, ENGLAND, RH4 3QJ | 05115189 | 2018-04-30 | 17,283 | 0 | |
CORNERSTONE WEALTH LIMITED | 85 ROCHESTER ROW, WESTMINSTER, LONDON, UNITED KINGDOM, SW1P 1LJ | 09593253 | 2019-05-31 | 11,737 | 0 | |
JO JONES FINANCIAL SERVICES LIMITED | 217 CITY ROAD, EDGBASTON, BIRMINGHAM, WEST MIDLANDS, UNITED KINGDOM, B16 0PU | 10046329 | 2018-03-31 | 11,299 | 0 | |
CHRIS CHANCE LTD | THE BEECHES, MILL LANE, SCAMBLESBY, LOUTH, LINCOLNSHIRE, LN11 9XP | 08436461 | 2019-03-31 | 0 | 0 | |
FORTUNE INVESTMENT GROUP LIMITED | ALBION HOUSE, 86 LONDON STREET, READING, ENGLAND, RG1 4SJ | 09815075 | 2018-10-31 | 0 | 0 | |
MORTGAGE & PROTECTION SOLUTIONS LIMITED | 15 BOLTONS LANE, BINFIELD, BRACKNELL, BERKSHIRE, ENGLAND, RG42 4UA | 08507660 | 2019-03-31 | 0 | 0 | |
PDJ LIMITED | FIFTH FLOOR, 11 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 1LP | 10050672 | 2018-03-31 | 0 | 0 | |
XCEL INVESTIGATIONS LTD. | CAIRDEAS, BARRHILL CRESCENT, KILBARCHAN, PA10 2EU | SC239099 | 2018-11-30 | 0 | 0 | |
INTER BAY FINANCIAL II LIMITED | RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET | 06672384 | 0000-00-00 | 0 | 0 | |
INTERBAY FUNDING, LTD. | RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET | 05595882 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
---|---|---|---|---|
ACCORD MORTGAGES LIMITED | 0.7% | 3.6% | 7.1% | Medium |
Other companies Active in the same sector | 0.9% | 3.6% | 5.6% | Medium |
Age | 0.3% | 1.3% | 2.4% | Medium |
Company Type | 0.7% | 3.7% | 7.4% | Medium |
Accounts category | 0.7% | 2.2% | 3.8% | Medium |
Accounting Month | 0.6% | 2.4% | 5.5% | Medium |
Sic code count | 0.7% | 3.5% | 7.0% | Medium |