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YORKSHIRE BANK HOME LOANS LIMITED

JUBILEE HOUSE, GOSFORTH, NEWCASTLE UPON TYNE, NE3 4PL

Company Number: 01855020
Incorporation date: 12-Oct-1984
Status: Active
Entity type: Private Limited Company

SIC codes:
64922 Activities of mortgage finance companies





SUMMARY

This company is 40 years old and is currently active. It is controlled by Clydesdale Bank Plc. The company has positive equity (net assets) of GBP 21.8 million which has decreased from the previous year's figure of GBP 24.2 million. The company has 2 active officers (directors or partners) who are or were officers of 46 other companies, 5 (10.9%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 30-Jun-2025
Accounts Filed: FULL (30-Sep-2023)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
30-Sep-2019 GBP
30-Sep-2018 GBP
30-Sep-2017 GBP
30-Sep-2016 GBP
30-Sep-2015 GBP -3,660,000
30-Sep-2014 GBP 70,137,000 40,390,000 6,543,000 23,217,000
30-Sep-2013 GBP 486,425,000 149,319,000 7,615,000 24,604,000
30-Sep-2012 GBP 482,774,000 28,792,000 37,551,000 112,499,000
30-Sep-2011 GBP 181,282,000 24,889,000 40,320,000 108,855,000


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
30-Sep-2019 GBP 21,838,000 21,838,000
30-Sep-2018 GBP 24,197,000 24,197,000
30-Sep-2017 GBP 8,831,000 15,377,000 15,377,000
30-Sep-2016 GBP 15,835,000 22,065,000 22,065,000
30-Sep-2015 GBP 23,082,000 1,269,560,000 7,595,000 7,595,000
30-Sep-2014 GBP 42,199,000 1,425,783,000 25,398,000 25,398,000
30-Sep-2013 GBP 66,816,000 4,471,476,000 27,172,000 27,172,000
30-Sep-2012 GBP 70,830,000 4,465,160,000 102,566,000 102,566,000
30-Sep-2011 GBP 48,685,000 4,422,341,000 110,067,000 110,067,000

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Active Lorna Forsyth MCMILLAN 19 Apr 2013 16 Oct 2024 1 - 0
Resigned Michael Frank WEBBER 01 Mar 2006 19 Apr 2013 British 1 - 53
Resigned Myshele SHAW 31 Jul 2003 28 Feb 2006 British 0 - 46
Resigned Jane Lindsay SHIRRAN 20 Apr 2000 31 Jul 2003 British 0 - 44
Resigned John Cyril HURST 12 Nov 1996 20 Apr 2000 British 5 - 38
Resigned Robert Gordon KITLEY 25 Oct 1993 12 Nov 1996 Head Of Operations British 0 - 29
Resigned Robert Gordon KITLEY 12 Nov 1996 British 0 - 29

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)		 Dissolved companies
(rate)
Active Allegra Cristina PATRIZI 08 Nov 2023 Executive Director Belgian 9 - 00 (0.0%)
Active Clifford James ABRAHAMS 08 Mar 2021 Group Chief Financial Officer British 8 - 366 (13.6%)
Resigned Mark John THUNDERCLIFFE 14 Oct 2020 07 Mar 2021 Bank Executive British 0 - 92 (22.2%)
Resigned Hugh Leathley CHATER 20 Apr 2020 08 Nov 2023 Group Mortgage Director British 1 - 81 (11.1%)
Resigned Peter Kelvin DOCKAR 24 Sep 2019 20 Apr 2020 Bank Executive British 0 - 40 (0.0%)
Resigned Nicholas George Julian WALFORD 19 Oct 2017 20 Apr 2020 Bank Executive British 0 - 40 (0.0%)
Resigned Aileen WALLACE 29 Sep 2015 20 May 2016 Bank Executive British 8 - 31 (9.1%)
Resigned Ian Stuart SMITH 09 Sep 2015 14 Oct 2020 Bank Executive British 0 - 152 (13.3%)
Resigned Michael James HART 28 Jan 2015 18 Jun 2019 Bank Executive British 0 - 121 (8.3%)
Resigned John SHOVELIN 27 Mar 2014 22 Jan 2016 Bank Executive British 0 - 21 (50.0%)
Resigned Nigel Peter SOMERSET 16 Dec 2013 07 Jul 2017 Bank Executive British 0 - 32 (66.7%)
Resigned Andrew Charles PEARCE 05 Nov 2012 20 Aug 2014 Bank Executive Australian 0 - 10 (0.0%)
Resigned Debbie Anne CROSBIE 28 May 2012 16 Jan 2014 Financial Services British 0 - 70 (0.0%)
Resigned Deborah Anne CROSBIE 28 May 2012 16 Jan 2014 Financial Services British 2 - 30 (0.0%)
Resigned Stephen John Kent REID 06 Oct 2011 13 Feb 2013 Company Director British 0 - 128 (66.7%)
Resigned Scott Marc BUTTERWORTH 25 Feb 2011 14 Feb 2012 Banker Australian 0 - 1915 (78.9%)
Resigned Kevin PAGE 27 Jan 2010 22 Jun 2012 Banking Executive British 0 - 75 (71.4%)
Resigned Iain David SMITH 17 Nov 2009 25 Feb 2011 Chief Financial Officer British 0 - 10 (0.0%)
Resigned Iain David SMITH 03 Nov 2009 03 Nov 2009 Banking Executive British 0 - 4130 (73.2%)
Resigned Lynne Margaret PEACOCK 03 Aug 2006 30 Jun 2011 Chief Executive British 1 - 2414 (56.0%)
Resigned Gavin Robin SLATER 12 Sep 2005 30 Jan 2008 Executive Director Australian 0 - 159 (60.0%)
Resigned Gary LUMBY 13 Oct 2004 03 Aug 2006 Bank Manager British 11 - 178 (28.6%)
Resigned Derek Frank TREANOR 13 Oct 2004 03 Aug 2006 Chartered Accountant British 0 - 2016 (80.0%)
Resigned Thomas BURNS 13 Oct 2004 03 Nov 2009 General Manager British 0 - 127 (58.3%)
Resigned Peter NORRIS 11 Apr 2001 22 Oct 2004 Bank Official British 0 - 32 (66.7%)
Resigned Trevor SLATER 28 Mar 2000 03 Aug 2006 Financial Controller British 0 - 2621 (80.8%)
Resigned John Robertson WRIGHT 17 Sep 1998 30 Jun 2000 Bank Chief Executive British 0 - 2720 (74.1%)
Resigned Frederick Anderson, Sir GOODWIN 26 Jan 1998 07 Jul 1998 Banker British 0 - 3421 (61.8%)
Resigned Ian Graham MACDONALD 26 Jan 1998 28 Mar 2000 Banker British 0 - 2117 (81.0%)
Resigned Owen Paul VANZUYDEN 25 Feb 1997 26 Jan 1998 Bank Official Australian 0 - 119 (81.8%)
Resigned Andrew John DOUGLAS 21 Apr 1995 25 Feb 1997 Bank Official British 0 - 2013 (65.0%)
Resigned Martin James MOORHOUSE 14 Feb 1995 01 Dec 1999 Bank Official British 3 - 1110 (71.4%)
Resigned Kenneth James LAWFORD 10 Feb 1995 02 Nov 1998 Bank Official Australian 0 - 1716 (94.1%)
Resigned Bernard Gerald EVERITT 01 Jul 1994 28 Nov 1997 Banker British 0 - 1713 (76.5%)
Resigned John STONES 01 Nov 1993 14 Feb 1995 Banker British 0 - 2319 (82.6%)
Resigned Grahame Peter SAVAGE 01 Nov 1993 10 Feb 1995 Banker British 0 - 2717 (63.0%)
Resigned Gregory Ross HAMILTON 01 Jul 1992 21 Apr 1995 Banker Australian 0 - 87 (87.5%)
Resigned David KNIGHT 01 Jul 1992 30 Jun 1994 Banker British 0 - 2117 (81.0%)
Resigned Michael ALLSOPP 03 May 1991 31 Oct 1993 Banker British 0 - 2621 (80.8%)
Resigned Keith Charles Faraday SIMPSON 03 May 1991 30 Sep 1992 Banker British 0 - 2112 (57.1%)
Resigned Frank Graham SUNDERLAND 30 Jun 1992 Banker British 1 - 2314 (58.3%)
Resigned Keith Charles Faraday SIMPSON 30 Sep 1992 Banker British 0 - 2112 (57.1%)
Resigned William PICKLES 31 Oct 1993 Banker British 0 - 87 (87.5%)
Resigned Michael ALLSOPP 31 Oct 1993 Banker British 0 - 2621 (80.8%)
Number of active directors: 2
Average tenure of active directors: 2.3 years
Average tenure of resigned directors: 2.1 years
Average active director Dissolution Rate: 6.8%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
  
AVIVA INTERNATIONAL INSURANCE LIMITED (00021487) - Active ✔
THE OCEAN MARINE INSURANCE COMPANY LIMITED (00027204) - Active ✔
UNDERSHAFT (CGUUL) LIMITED (00094405) - Dissolved ✔
AVIVA INSURANCE UK LIMITED (00099122) - Active ✔
GRESHAM INSURANCE COMPANY LIMITED (00110410) - Active ✔
UNDERSHAFT (WORLD) LIMITED (00158900) - Dissolved ✔
AVIVA CREDIT SERVICES UK LIMITED (00184857) - Active ✔
RAC GROUP LIMITED (00229121) - Active ✔
FRIENDS LIFE AND PENSIONS LIMITED (00475201) - Active ✔
LONDON AND EDINBURGH INSURANCE COMPANY LIMITED (00924430) - Active ✔
AVIVA INVESTORS PENSIONS LIMITED (01059606) - Active ✔
AVIVA INVESTORS GLOBAL SERVICES LIMITED (01151805) - Active ✔
RAC MOTORING SERVICES (01424399) - Active ✔
UNDERSHAFT (HAMILTON) LIMITED (01655888) - Dissolved ✔
YORKSHIRE BANK HOME LOANS LIMITED (01855020) - Active ✔✔
AVIVA INVESTORS UK FUND SERVICES LIMITED (01973412) - Active ✔
AVIVA INVESTORS HOLDINGS LIMITED (02045601) - Active ✔
AVIVA INVESTORS LONDON LIMITED (02152949) - Active ✔
AVIVA INSURANCE SERVICES UK LIMITED (02180191) - Liquidation ✔
AVIVA PROTECTION UK LIMITED (02247671) - Active ✔
RAC INSURANCE LIMITED (02355834) - Active ✔
AVIVA LIFE HOLDINGS UK LIMITED (02403518) - Active ✔
AVIVA LIFE SERVICES UK LIMITED (02403746) - Active ✔
AVIVA INVESTORS UK FUNDS LIMITED (02503054) - Active ✔
VIRGIN MONEY UNIT TRUST MANAGERS LIMITED (03000482) - Active ✔
VIRGIN MONEY PERSONAL FINANCIAL SERVICE LIMITED (03072766) - Active ✔✔
VIRGIN MONEY HOLDINGS (UK) LIMITED (03087587) - Active ✔
AVIVA LIFE & PENSIONS UK LIMITED (03253947) - Active ✔
AVIVA ANNUITY UK LIMITED (03253948) - Active ✔
AVIVA CENTRAL SERVICES UK LIMITED (03259447) - Active ✔
VIRGIN MONEY NOMINEES LIMITED (03346243) - Active ✔
AVIVA ADMINISTRATION LIMITED (03424940) - Active ✔
31 CREMORNE ROAD MANAGEMENT LIMITED (03628116) - Active ✔
CYB INTERMEDIARIES LIMITED (04056283) - Active ✔✔
FRIENDS LIFE LIMITED (04096141) - Active ✔
RAC FINANCIAL SERVICES LIMITED (05171817) - Active ✔
UNDERSHAFT FAL LIMITED (06363657) - Active ✔
VIRGIN MONEY LIMITED (06952311) - Active ✔
VIRGIN MONEY UK PLC (09595911) - Active ✔
VIRGIN MONEY TRUSTEE LIMITED (13521339) - Active ✔
ABN AMRO BANK N.V. (FC029630) - Active ✔
UNDERSHAFT (BOILER) LIMITED (SC001054) - Dissolved ✔
CLYDESDALE BANK PLC (SC001111) - Active ✔
AVIVA INSURANCE LIMITED (SC002116) - Active ✔
UNDERSHAFT (BONUS) LIMITED (SC008140) - Dissolved ✔
CGF NO. 9 LIMITED (SC109935) - Active ✔✔
CLYDESDALE BANK ASSET FINANCE LIMITED (SC113775) - Active ✔✔

SHAREHOLDERS (BETA)

Shareholder name Share class Shares at confirmation date
2017-01-202016-01-202015-01-202014-01-202013-01-20
CLYDESDALE BANK PLCORDINARY100
100%		100
100%		100
100%		100
100%		100
100%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

YORKSHIRE BANK HOME LOANS LIMITED

no controlled companies

LATE PAYMENTS REPORT


Start date End date Average days to pay % invoices paid over 60 days % invoices not paid within agreed terms Gov.uk report
2020-04-01 2020-09-30 % % 37780
2019-10-01 2020-03-31 % % 30527
2019-04-01 2019-09-30 % % 23709
2018-10-01 2019-03-31 % % 15474
2018-04-01 2018-09-30 % % 8528
2017-10-01 2018-03-31 % % 1463


COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 64922 Activities of mortgage finance companies)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
ACCORD MORTGAGES LIMITED YORKSHIRE HOUSE, YORKSHIRE DRIVE, BRADFORD, WEST YORKSHIRE, BD5 8LJ 02139881 2017-12-31 527,017,000 79,515,000
GODIVA MORTGAGES LIMITED COVENTRY HOUSE HARRY WESTON ROAD, BINLEY, COVENTRY, ENGLAND, CV3 2TQ 05830727 2017-12-31 362,166,000 48,937,000
BRADFORD & BINGLEY PLC 5TH FLOOR CENTRAL SQUARE, 29 WELLINGTON STREET, LEEDS, ENGLAND, LS1 4DL 03938288 2018-03-31 296,800,000 259,400,000
NRAM LIMITED 5TH FLOOR CENTRAL SQUARE, 29 WELLINGTON STREET, LEEDS, ENGLAND, LS1 4DL 09655526 2018-03-31 276,800,000 227,700,000
AGRICULTURAL MORTGAGE CORPORATION P L C(THE) KEENS HOUSE, ANTON MILL ROAD, ANDOVER, HAMPSHIRE, UNITED KINGDOM, SP10 2NQ 00234742 2017-12-31 105,474,000 31,386,000
INDEMNITY & GUARANTEE LIMITED HERON TOWER, 110 BISHOPSGATE, LONDON, ENGLAND, EC2N 4AY 08471065 2018-03-31 89,311,204 0
INTERBAY ML, LTD RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06038070 2017-12-31 47,980,000 27,734,000
CAPITAL HOME LOANS LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, GU51 4YA 02174236 2017-12-31 36,633,000 3,009,000 64999-Financial intermediation not elsewhere classified
LANDMARK MORTGAGES LIMITED ADMIRAL HOUSE, HARLINGTON WAY, FLEET, HAMPSHIRE, ENGLAND, GU51 4YA 03273685 2017-12-31 34,603,000 9,238,000
YORKSHIRE BANK HOME LOANS LIMITED JUBILEE HOUSE, GOSFORTH, NEWCASTLE UPON TYNE, UNITED KINGDOM, NE3 4PL 01855020 2018-09-30 31,250,000 8,820,000
K T PARTNERSHIP LIMITED 98 STAFFORD ROAD, WALLINGTON, ENGLAND, SM6 9AY 07381930 2017-09-30 837,166 0
THE MORTGAGE STORE (IAN WILSON) LIMITED 64 GOLD STREET, KETTERING, NORTHAMPTONSHIRE, ENGLAND, NN16 8JB 09447172 2018-03-31 273,603 0
SECURED FUNDING LIMITED C/O PRYDIS ACCOUNTS LTD, THE PARADE, LISKEARD, CORNWALL, ENGLAND, PL14 6AF 10698203 2018-03-31 259,498 0
GP FINANCE LTD 12 PROVIDENCE LANE, LONG ASHTON, BRISTOL, ENGLAND, BS41 9DQ 09246542 2018-03-31 174,812 0
DEVONFORTH LTD BFC STADIUM, SEASIDERS WAY, BLACKPOOL, ENGLAND, FY1 6JJ 05411760 2017-12-31 147,247 0
LOLLYPOP PROPERTIES LIMITED 43 ST. DAVIDS DRIVE, ENGLEFIELD GREEN, EGHAM, ENGLAND, TW20 0BA 09411371 2019-01-31 116,463 0
T H MORTGAGE SOLUTIONS LIMITED THE OLD GRANARY, DUNTON ROAD, LAINDON, ESSEX, UNITED KINGDOM, SS15 4DB 08003614 2018-03-31 101,766 0
GREENTREE FINANCIAL PLANNING LTD FLINT COTTAGE, SAWYERS LANE, SUTON, WYMONDHAM, UNITED KINGDOM, NR18 9JH 09489587 2018-03-31 79,222 0
ABEL FINANCIAL SERVICES LTD 2 REDCOTE PLACE, DORKING, SURREY, ENGLAND, RH4 1PE 09454460 2018-02-28 44,703 0
LEWIS BENJAMIN LTD GREENACRES, 46 FERRY ROAD, BARROW-UPON-HUMBER, ENGLAND, DN19 7BA 07371734 2018-09-30 36,180 0
PAS FINANCIAL AND MORTGAGE SOLUTIONS LIMITED 28 ASHLEY ROAD, WESTCOTT, DORKING, SURREY, ENGLAND, RH4 3QJ 05115189 2018-04-30 17,283 0
CORNERSTONE WEALTH LIMITED 85 ROCHESTER ROW, WESTMINSTER, LONDON, UNITED KINGDOM, SW1P 1LJ 09593253 2019-05-31 11,737 0
JO JONES FINANCIAL SERVICES LIMITED 217 CITY ROAD, EDGBASTON, BIRMINGHAM, WEST MIDLANDS, UNITED KINGDOM, B16 0PU 10046329 2018-03-31 11,299 0
CHRIS CHANCE LTD THE BEECHES, MILL LANE, SCAMBLESBY, LOUTH, LINCOLNSHIRE, LN11 9XP 08436461 2019-03-31 0 0
FORTUNE INVESTMENT GROUP LIMITED ALBION HOUSE, 86 LONDON STREET, READING, ENGLAND, RG1 4SJ 09815075 2018-10-31 0 0
MORTGAGE & PROTECTION SOLUTIONS LIMITED 15 BOLTONS LANE, BINFIELD, BRACKNELL, BERKSHIRE, ENGLAND, RG42 4UA 08507660 2019-03-31 0 0
PDJ LIMITED FIFTH FLOOR, 11 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 1LP 10050672 2018-03-31 0 0
XCEL INVESTIGATIONS LTD. CAIRDEAS, BARRHILL CRESCENT, KILBARCHAN, PA10 2EU SC239099 2018-11-30 0 0
INTER BAY FINANCIAL II LIMITED RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 06672384 0000-00-00 0 0
INTERBAY FUNDING, LTD. RELIANCE HOUSE, SUN PIER, CHATHAM, ENGLAND, ME4 4ET 05595882 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
YORKSHIRE BANK HOME LOANS LIMITED 0.7% 3.6% 7.2% Medium
Other companies Active in the same sector 0.9% 3.6% 5.6% Medium
Age 0.4% 1.4% 2.7% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.7% 2.2% 3.8% Medium
Accounting Month 0.7% 4.4% 10.6% Medium
Sic code count 0.7% 3.5% 7.0% Medium
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