MARKS AND SPENCER FINANCIAL SERVICES PLC

KINGS MEADOW, CHESTER BUSINESS PARK, CHESTER, CH99 9FB

Company Number: 01772585
Incorporation date: 24-Nov-1983
Status: Active
Entity type: Public Limited Company

SIC codes:
64999 Financial intermediation not elsewhere classified

SUMMARY

This company is 41.7 years old and is currently active. It is controlled by multiple entities. The company has positive equity (net assets) of GBP 417.7 million which has decreased from the previous year's figure of GBP 5.6 billion. The company has 4 active officers (directors or partners) who are or were officers of 7 other companies. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 30-Jun-2025
Accounts Filed: FULL (31-Dec-2023)

P&L Financials:

Year end	Currency	Revenue	Operating profit	Interest Received	Tax	Net Profit GBP
31-Dec-2019	GBP		-85,901,000	252,503,000	8,000	-178,560,000
31-Dec-2018	GBP	68,080,000	45,020,000	270,652,000	-25,977,000
31-Dec-2017	GBP	102,436,000	36,739,000	253,187,000	-37,249,000	-510,000
31-Dec-2016	GBP	109,012,000	23,634,000	273,510,000	-37,940,000
31-Dec-2015	GBP	158,939,000	52,658,000	289,606,000	-24,161,000

Balance Sheet Financials:

Year end	Currency	Share Capital	Retained Earnings	Net Assets
31-Dec-2019	GBP	260,000,000	88,708,000	417,708,000
31-Dec-2018	GBP	93,000,000	211,446,000	5,569,902,000
31-Dec-2017	GBP	45,000,000	224,620,000	330,094,000
31-Dec-2016	GBP	35,000,000	227,798,000	302,881,000
31-Dec-2015	GBP	35,000,000	241,733,000	277,889,000

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**
31-Dec-2019	GBP	64.23%	167,000,000	93,000,000	260,000,000	176,500,000
31-Dec-2018	GBP	51.61%	48,000,000	45,000,000	93,000,000	69,000,000
31-Dec-2017	GBP	22.22%	10,000,000	35,000,000	45,000,000	40,000,000

* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Nationality	All apointments (active/resigned)
Active	Alex ALDERSON	11 Feb 2020	17 Jul 2025		1 - 0
Resigned	Katie LEWIS	22 Mar 2019	11 Feb 2020		0 - 1
Resigned	Christopher MEEHAN	03 Jul 2018	22 Mar 2019		0 - 1
Resigned	Syeeda OLLITE	11 Dec 2014	03 Jul 2018		0 - 1
Resigned	Mary Josephine Margaret MCNALTY	26 Sep 2013	11 Dec 2014		0 - 1
Resigned	Kate Elizabeth HUDSON	22 Sep 2010	26 Sep 2013		0 - 1
Resigned	Robert Hugh MUSGROVE	24 Sep 2009	22 Sep 2010	British	0 - 1
Resigned	Pauline Louise MCQUILLAN	23 Jul 2008	24 Sep 2009	British	0 - 185
Resigned	Peter James HARVEY	16 Jun 2005	23 Jul 2008	Other	0 - 54
Resigned	Peter Harvey GREEN	24 Aug 1999	16 Jun 2005	British	0 - 35
Resigned	Robert John IVENS	18 Oct 1991	24 Aug 1999	British	2 - 81
Resigned	Graham John OAKLEY		18 Oct 1991	British	2 - 78

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Colin O'FLAHERTY	03 Dec 2024		Executive Director	British	2 - 0	0 (0.0%)
Active	Jenny Fiona GOLDIE-SCOT	25 Apr 2024		Non-Executive Director	British	4 - 1	0 (0.0%)
Active	Simon John CALVER	01 Apr 2023		Non-Executive Director	British	3 - 0	0 (0.0%)
Resigned	David William LISTER	20 Sep 2019	24 Apr 2024	Non-Executive Director	British	0 - 2	0 (0.0%)
Resigned	Paul Michael, Mr. SPENCER	01 Feb 2019	05 Dec 2024	Interim Chief Executive Officer	British	0 - 9	1 (11.1%)
Resigned	Stuart Arthur HAIRE	01 Dec 2017	18 Jun 2020	Banker	British	1 - 4	2 (40.0%)
Resigned	Paul Kenneth SEWARD	11 Nov 2016	30 Nov 2017	General Manager	British	1 - 7	3 (37.5%)
Resigned	James COYLE	11 Jan 2016	24 Apr 2024	Non-Executive Director	British	1 - 29	5 (16.7%)
Resigned	Matthew Alexander Granger HANDLEY	01 Nov 2015	25 May 2020	Chief Risk Officer	British	0 - 5	0 (0.0%)
Resigned	Andrew Douglas VAN DEN AARDWEG	17 Jul 2015	18 Jun 2020	Chartered Accountant	South African,British	0 - 4	0 (0.0%)
Resigned	David STEWART	01 Jul 2014	13 May 2020	Company Director	British	7 - 19	7 (26.9%)
Resigned	Suzanne FOX	22 May 2014	31 Jan 2019	Chief Executive Officer	British	0 - 5	0 (0.0%)
Resigned	Peter Michael SHAWYER	01 Aug 2013	04 Mar 2015	Non-Executive Director	British	0 - 9	2 (22.2%)
Resigned	Denise Mary, Dame HOLT	01 Aug 2013	19 Sep 2019	Non-Executive Director	British	0 - 4	0 (0.0%)
Resigned	Mark John THUNDERCLIFFE	17 May 2012	22 Jun 2016	Chief Credit Officer	British	0 - 9	2 (22.2%)
Resigned	Sally Anne COHEN	09 Feb 2012	28 Feb 2013	Marketing Consultant	British /American	0 - 7	2 (28.6%)
Resigned	Neville Brian RICHARDSON	09 Feb 2012	18 Jun 2013	Non Executive Director	British	0 - 25	15 (60.0%)
Resigned	Keith WOOLLARD	01 Dec 2011	08 Dec 2015	Compliance Officer	British	0 - 6	0 (0.0%)
Resigned	Nigel Grant HINSHELWOOD	28 Sep 2011	30 May 2018	Chief Operating Officer	British	3 - 17	8 (40.0%)
Resigned	Crawford Peter PRENTICE	04 Mar 2010	11 Dec 2014	Director	British	0 - 6	0 (0.0%)
Active	Phillip William SCOTT	09 Nov 2009		Chief Financial Officer	British	2 - 3	0 (0.0%)
Resigned	Christine Dora HASLAM	09 Nov 2009	28 Feb 2011	Head Of Compliance And Operational Risk	British	0 - 3	0 (0.0%)
Resigned	Colin Martin KERSLEY	11 Feb 2009	22 May 2014	Company Director	British	0 - 20	4 (20.0%)
Resigned	Marcus John Joseph Reynolds GOLBY	28 Jul 2008	25 Mar 2011	Director	British	1 - 8	1 (11.1%)
Resigned	Andrew John RIPLEY	20 Feb 2008	24 Sep 2009	Company Director	British	1 - 5	0 (0.0%)
Resigned	Paul Michael, Mr. SPENCER	20 Feb 2008	07 Sep 2009	Accountant	British	0 - 9	1 (11.1%)
Resigned	Sean Patrick O'SULLIVAN	15 Nov 2007	31 Jan 2011	Banker	Canadian	0 - 3	0 (0.0%)
Resigned	Johnson Daniel GARNER	09 Feb 2006	02 Feb 2011	Bank Official	British	1 - 3	0 (0.0%)
Resigned	Johnson Daniel GARNER	09 Feb 2006	02 Feb 2011	Bank Official	British	1 - 5	0 (0.0%)
Resigned	David Charles BUDD	22 Sep 2005	01 Oct 2007	Banker	British	0 - 5	3 (60.0%)
Resigned	David Johnstone MACKAY	28 Jul 2005	21 Aug 2006	Banker	British	0 - 2	0 (0.0%)
Resigned	Richard Ian WAUGH	28 Jul 2005	10 Dec 2007	Head Of Business Management	British	0 - 7	2 (28.6%)
Resigned	Dyfrig Dafydd Joseff JOHN	25 Apr 2005	09 Feb 2006	Banker	British	0 - 3	1 (33.3%)
Resigned	Andrew Ray MIELCZAREK	21 Apr 2005	20 Feb 2007	Accountant	British	0 - 11	3 (27.3%)
Resigned	Brendan Alistair COOK	09 Dec 2004	01 Jan 2009	Company Director	British	0 - 9	2 (22.2%)
Resigned	Roger Anthony HOLMES	03 Oct 2003	31 May 2004	Chairman	British	1 - 45	21 (45.7%)
Resigned	Paul Richard BRADSHAW	28 May 2003	31 May 2005	Non Executive	British	0 - 47	15 (31.9%)
Resigned	Luc Emile VANDEVELDE	01 Sep 2002	03 Oct 2003	Chairman	Belgian	0 - 7	1 (14.3%)
Resigned	Edward Brian NOTT	01 Aug 2002	10 Dec 2007	Chief Operating Officer	British	0 - 48	19 (39.6%)
Resigned	Alistair Graham MILNE	25 Apr 2002	04 Feb 2005	Director	British	0 - 10	2 (20.0%)
Resigned	Kelley Craig KNUTSON	21 Mar 2002	31 Dec 2009	Non Executive Driector	British	0 - 14	5 (35.7%)
Resigned	Laurel Claire POWERS-FREELING	06 Nov 2001	07 Nov 2004	Chief Executive	British	0 - 33	8 (24.2%)
Resigned	Gev LYNOTT	24 Nov 2000	19 Jul 2002	Director	British	0 - 5	1 (20.0%)
Resigned	Kenneth CULLEY	22 Sep 2000	12 Dec 2013	Non Executive Director	British	0 - 28	13 (46.4%)
Resigned	Alan James MCWALTER	28 Jan 2000	10 Jul 2002	Director	British	0 - 39	18 (46.2%)
Resigned	Barrie John WELLS	04 Jan 2000	31 Dec 2009	Non Executive Director	British	4 - 18	9 (40.9%)
Resigned	Simon Leslie RUSHTON	23 Sep 1999	24 Nov 2000	Director	British	0 - 9	4 (44.4%)
Resigned	John Allan WALTON	14 Sep 1999	07 Nov 2004	Director	British	0 - 11	6 (54.5%)
Resigned	James Richard BENFIELD	26 Mar 1999	31 Dec 1999	Company Director	British	0 - 9	2 (22.2%)
Resigned	Roy Henry RANSON	22 Feb 1999	28 May 2003	Non Executive Director	British	0 - 19	8 (42.1%)
Resigned	Philip Henry George, Sir SELLWOOD	22 Feb 1999	31 Oct 2000	Divisional Director	British	6 - 8	1 (7.1%)
Resigned	Richard Ian WAUGH	22 Feb 1999	20 Aug 1999	Director	British	0 - 7	2 (28.6%)
Resigned	Ian Derek CORDWELL	22 Feb 1999	30 Apr 1999	Director	British	2 - 38	6 (15.0%)
Resigned	Margaret DUNBAR	22 Feb 1999	04 Jan 2002	Director	British	0 - 5	1 (20.0%)
Resigned	Peter Simon FENNELL	22 Feb 1999	30 Apr 2002	Director	British	3 - 14	3 (17.6%)
Resigned	Peter Leslie SALSBURY	31 Mar 1993	22 Feb 1999	Company Director	British	0 - 28	6 (21.4%)
Resigned	Robert William Chaigneau COLVILL	25 Mar 1993	31 Aug 2002	Company Director	British	0 - 34	10 (29.4%)
Resigned	Philip Guy MCCRACKEN		22 Feb 1999	Company Director	British	0 - 58	41 (70.7%)
Resigned	David Malcolm TOWELL		31 Dec 2001	Divisional Director	British	0 - 5	1 (20.0%)
Resigned	Robert William Chaigneau COLVILL		31 Aug 2002	Company Director	British	0 - 34	10 (29.4%)
Resigned	Michael Adrian JOHNSON		31 Mar 1993	Divisional Director	British	0 - 4	0 (0.0%)
Resigned	John Keith OATES		31 Jan 1999	Company Director	British	3 - 23	4 (15.4%)

Number of active directors: 4
Average tenure of active directors: 5.0 years
Average tenure of resigned directors: 3.4 years
Average active director Dissolution Rate: 0.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Colin O'FLAHERTY	Jenny Fiona GOLDIE-SCOT	Simon John CALVER	Phillip William SCOTT
LUDLOW TRUST COMPANY (SOUTHAMPTON) LIMITED (00106294) - Active		✔
MARKS AND SPENCER FINANCIAL SERVICES PLC (01772585) - Active	✔	✔	✔	✔
MARKS AND SPENCER UNIT TRUST MANAGEMENT LIMITED (02253009) - Active	✔	✔	✔	✔
MARKS AND SPENCER RETAIL FINANCIAL SERVICES HOLDINGS LIMITED (02278807) - Active				✔
MARKS AND SPENCER SAVINGS AND INVESTMENTS LIMITED (02588424) - Active				✔
KINGS PLACE MUSIC FOUNDATION (05330318) - Active		✔
KINGS MEADOW NOMINEES LIMITED (07900683) - Active				✔
HSBC UK BANK PLC (09928412) - Active		✔	✔

SHAREHOLDERS (BETA)

Shareholder name	Share class	Shares at confirmation date
Shareholder name	Share class	2019-07-18	2018-07-18	2018-01-29	2016-01-29	2015-01-29
HSBC UK BANK PLC	ORDINARY	171,000,000 100%	45,000,000 100%	0 0%	0 0%	0 0%
MARKS AND SPENCER RETAIL FINANCIAL SERVICES HOLDINGS	ORDINARY	0 0%	0 0%	44,999,999 100.0%	0 0%	0 0%
CANADA WATER NOMINEES (UK) LIMITED	ORDINARY	0 0%	0 0%	1 0.000%	1 0.000%	1 0.000%
MARKS AND SPENCER RETAIL FINANCIAL SERVICES HOLDINGS LIMITED	ORDINARY	0 0%	0 0%	0 0%	34,999,999 100.0%	34,999,999 100.0%

This is a Public Limited Company therefore the list of shareholders is not publicly available.

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES

- >75%:Hsbc Bank Plc (14259 - United Kingdom) active
>75%:Marks And Spencer Retail Financial Services Holdings Limited (02278807 - United Kingdom) ceased
- >75%:Hsbc Holdings Plc (617987 - United Kingdom) ceased
- - >75%:Hsbc Holdings Plc (00617987 - United Kingdom) active
  >75%:Hsbc Uk Holdings Limited (10587192 - United Kingdom) ceased
>75%:Hsbc Bank Plc (00014259 - United Kingdom) ceased
>75%:Hsbc Uk Bank Plc (9928412 - United Kingdom) active

Controlling entities above

MARKS AND SPENCER FINANCIAL SERVICES PLC

no controlled companies

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2024-07-01	2024-12-31	10	0%	1%	94425
2024-01-01	2024-06-30	10	0%	0%	85663
2023-07-01	2023-12-31	9	1%	1%	78953
2023-01-01	2023-06-30	8	1%	1%	72838
2022-07-01	2022-12-31	11	0%	3%	66137
2022-01-01	2022-06-30	12	0%	5%	59468
2021-07-01	2021-12-31	12	1%	5%	53254
2021-01-01	2021-06-30	13	0%	4%	46220
2020-07-01	2020-12-31	13	1%	4%	40409
2020-01-01	2020-06-30	20	3%	7%	32628
2019-07-01	2019-12-31	24	3%	8%	26675
2019-01-01	2019-06-30	25	3%	10%	18377
2018-07-01	2018-12-31	29	5%	14%	10655
2018-01-01	2018-06-30	25	5%	17%	3336

COURT CASES

No Court Cases found

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 64999 Financial intermediation not elsewhere classified)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
GOLDMAN SACHS INTERNATIONAL	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	02263951	2017-12-31	5,084,375,000	1,216,406,250
MERRILL LYNCH INTERNATIONAL	2 KING EDWARD STREET, LONDON, EC1A 1HQ	02312079	2017-12-31	5,047,000,000	618,000,000
VISA EUROPE LIMITED	1 SHELDON SQUARE, LONDON, W2 6TT	05139966	2017-09-30	2,449,333,000	1,042,957,000
BLACKROCK INVESTMENT MANAGEMENT (UK) LIMITED	12 THROGMORTON AVENUE, LONDON, EC2N 2DL	02020394	2018-11-30	1,581,715,000	382,318,000	66300-Fund management activities
3I GROUP PLC	1 KNIGHTSBRIDGE, LONDON, UNITED KINGDOM, SW1X 7LX	01142830	2018-03-31	1,552,000,000	1,425,000,000
NOMURA INTERNATIONAL PLC	1 ANGEL LANE, LONDON, EC4R 3AB	01550505	2018-03-31	1,510,860,000	-230,314,000
MERCEDES-BENZ FINANCIAL SERVICES UK LIMITED	DELAWARE DRIVE, TONGWELL, MILTON KEYNES, BUCKINGHAMSHIRE, MK15 8BA	02472364	2016-12-31	1,279,375,000	82,125,000
MORGAN STANLEY EMPLOYMENT SERVICES UK LIMITED	20 BANK STREET, CANARY WHARF, LONDON, E14 4AD	05065987	2017-12-31	1,148,472,000	-31,340,000
M & G. SECURITIES LIMITED	10 FENCHURCH AVENUE, LONDON, EC3M 5AG	00090776	2017-12-31	931,982,000	176,468,000
TESCO PERSONAL FINANCE PLC	2 SOUTH GYLE CRESCENT, EDINBURGH, UNITED KINGDOM, EH12 9FQ	SC173199	2018-02-28	859,600,000	141,100,000
MBNA LIMITED	CAWLEY HOUSE, CHESTER BUSINESS PARK, CHESTER, UNITED KINGDOM, CH4 9FB	02783251	2017-12-31	804,604,000	-8,212,000
JPMORGAN ASSET MANAGEMENT (UK) LIMITED	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	01161446	2017-12-31	752,074,000	184,474,000
SCHRODER INVESTMENT MANAGEMENT LIMITED	1 LONDON WALL PLACE, LONDON, ENGLAND, EC2Y 5AU	01893220	2018-12-31	747,900,000	187,400,000	66300-Fund management activities
PRUDENTIAL DISTRIBUTION LIMITED	5 CENTRAL WAY, KILDEAN BUSINESS PARK, STIRLING, UNITED KINGDOM, FK8 1FT	SC212640	2017-12-31	686,801,000	1,849,000
CLOSE BROTHERS LIMITED	10 CROWN PLACE, LONDON, EC2A 4FT	00195626	2018-07-31	600,400,000	186,800,000
INTERMEDIATE CAPITAL GROUP PLC	PROCESSION HOUSE, 55 LUDGATE HILL, LONDON, UNITED KINGDOM, EC4M 7JW	02234775	2018-03-31	600,000,000	250,800,000
ABERDEEN ASSET MANAGERS LIMITED	1 GEORGE STREET, EDINBURGH, UNITED KINGDOM, EH2 2LL	SC108419	2017-12-31	555,350,000	63,581,000
BLACKROCK ADVISORS (UK) LIMITED	12 THROGMORTON AVENUE, LONDON, EC2N 2DL	00796793	2018-11-30	530,740,000	355,027,000	66300-Fund management activities
FITCH RATINGS LTD	30 NORTH COLONNADE, LONDON, E14 5GN	01316230	2017-12-31	487,401,000	152,359,000
INVESCO FUND MANAGERS LIMITED	PERPETUAL PARK, PERPETUAL PARK DRIVE, HENLEY-ON-THAMES, OXFORDSHIRE, UNITED KINGDOM, RG9 1HH	00898166	2017-12-31	471,735,000	181,282,000	66300-Fund management activities
JUPITER UNIT TRUST MANAGERS LIMITED	THE ZIG ZAG BUILDING, 70 VICTORIA STREET, LONDON, ENGLAND, SW1E 6SQ	02009040	2017-12-31	462,600,000	101,100,000
JUPITER FUND MANAGEMENT PLC	THE ZIG ZAG BUILDING, 70 VICTORIA STREET, LONDON, ENGLAND, SW1E 6SQ	06150195	2017-12-31	460,200,000	154,800,000
UBS LIMITED	5 BROADGATE, LONDON, UNITED KINGDOM, EC2M 2QS	02035362	2017-12-31	456,000,000	114,000,000
JEFFERIES INTERNATIONAL LIMITED	100 BISHOPSGATE, LONDON, ENGLAND, EC2N 4JL	01978621	2018-11-30	424,581,000	-10,426,000
BARCLAYS CAPITAL SECURITIES LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	01929333	2017-12-31	378,892,000	51,652,000
J.P. MORGAN INTERNATIONAL BANK LIMITED	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	03838766	2017-12-31	358,021,000	4,320,000	66120-Security and commodity contracts dealing activities
MORGAN STANLEY UK GROUP	LEGAL DEPARTMENT, 25 CABOT SQUARE, CANARY WHARF, LONDON, E14 4QA	01281415	2017-12-31	229,087,000	331,089,000
PIRELLI INTERNATIONAL PLC	PIRELLI, DERBY ROAD, BURTON-ON-TRENT, STAFFORDSHIRE, DE13 0BH	04108548	2017-12-31	312,222,000	6,560,000
HENDERSON INVESTMENT FUNDS LIMITED	201 BISHOPSGATE, LONDON, EC2M 3AE	02678531	2017-12-31	305,560,000	4,186,000
THREADNEEDLE INVESTMENT SERVICES LIMITED	CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG	03701768	2017-12-31	302,341,000	22,407,000
LOMBARD NORTH CENTRAL PUBLIC LIMITED COMPANY	250 BISHOPSGATE, LONDON, ENGLAND, EC2M 4AA	00337004	2017-12-31	302,000,000	184,000,000
BREWIN DOLPHIN LIMITED	12 SMITHFIELD STREET, LONDON, EC1A 9BD	02135876	2017-09-30	295,136,000	45,125,000
INVESTEC WEALTH & INVESTMENT LIMITED	30 GRESHAM STREET, LONDON, ENGLAND, EC2V 7QN	02122340	2018-03-31	280,283,000	58,915,000
JUPITER ASSET MANAGEMENT LIMITED	THE ZIG ZAG BUILDING, 70 VICTORIA STREET, LONDON, ENGLAND, SW1E 6SQ	02036243	2017-12-31	278,100,000	145,600,000
3I PLC	1 KNIGHTSBRIDGE, LONDON, UNITED KINGDOM, SW1X 7LX	00397156	2018-03-31	277,421,000	83,511,000
ICE FUTURES EUROPE	2ND FLOOR, SANCROFT ROSE STREET, PATERNOSTER SQUARE, LONDON, UNITED KINGDOM, EC4M 7DQ	01528617	2017-12-31	276,649,000	120,280,000	82990-Other business support service activities not elsewhere classified
CAPITA LIFE & PENSIONS REGULATED SERVICES LIMITED	FIRST FLOOR, 2 KINGDOM STREET, PADDINGTON, LONDON, ENGLAND, W2 6BD	02424853	2017-12-31	274,932,193	-7,799,422
LLOYDS BANK ASSET FINANCE LIMITED	25 GRESHAM STREET, LONDON, EC2V 7HN	00615235	2017-12-31	22,000,000	272,000,000
REUTERS TRANSACTION SERVICES LIMITED	FIVE CANADA SQUARE, CANARY WHARF, LONDON, ENGLAND, E14 5AQ	02089076	2017-12-31	266,149,000	-7,903,000	66190-Activities auxiliary to financial intermediation not elsewhere classified
MARKS AND SPENCER FINANCIAL SERVICES PLC	KINGS MEADOW, CHESTER BUSINESS PARK, CHESTER, UNITED KINGDOM, CH99 9FB	01772585	2018-12-31	248,750,000	19,043,000
JPMORGAN FUNDS LIMITED	3 LOCHSIDE VIEW, EDINBURGH PARK, EH12 9DH	SC019438	2017-12-31	248,051,000	25,477,000
WALTER SCOTT & PARTNERS LIMITED	ONE, CHARLOTTE SQUARE, EDINBURGH, EH2 4DR	SC093685	2017-12-31	237,997,000	130,470,000
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY	TRINITY, ROAD, HALIFAX, HX1 2RG	01997277	2017-12-31	233,017,000	101,482,000
GS FUNDING EUROPE III LTD	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	10491963	2017-12-31	229,206,923	25,640,769
J O HAMBRO CAPITAL MANAGEMENT LIMITED	LEVEL 3, 1 ST. JAMES'S MARKET, LONDON, ENGLAND, SW1Y 4AH	02176004	2018-09-30	228,500,000	100,900,000
MACQUARIE INVESTMENTS (UK) LIMITED	ROPEMAKER PLACE, 28 ROPEMAKER STREET, LONDON, EC2Y 9HD	04104671	2018-03-31	226,679,344	220,570,593
RBS INVOICE FINANCE LIMITED	250 BISHOPSGATE, LONDON, ENGLAND, EC2M 4AA	00662221	2017-12-31	215,628,000	88,899,000
BNP PARIBAS COMMODITY FUTURES LIMITED	10 HAREWOOD AVENUE, LONDON, NW1 6AA	02391477	2017-12-31	215,204,000	41,326,000
CMC MARKETS UK PLC	133 HOUNDSDITCH, LONDON, EC3A 7BX	02448409	2018-03-31	212,714,000	41,807,000
IG INDEX LIMITED	CANNON BRIDGE HOUSE, 25 DOWGATE HILL, LONDON, EC4R 2YA	01190902	2018-05-31	200,400,000	75,000,000
ESURE SERVICES LIMITED	THE OBSERVATORY, REIGATE, SURREY, RH2 0SG	02135610	2017-12-31	193,200,000	6,200,000	82990-Other business support service activities not elsewhere classified
DILIGENTA LIMITED	LYNCH WOOD, PETERBOROUGH, CAMBRIDGESHIRE, PE2 6FY	05535029	2018-03-31	191,828,000	3,513,000
MAREX FINANCIAL LIMITED	155 BISHOPSGATE, LONDON, EC2M 3TQ	05613061	2017-12-31	189,900,000	14,617,000
VAUXHALL FINANCE PLC	C/O RRS, S&W PARTNERS LLP 4TH FLOOR CUMBERLAND PLACE, 15-17 CUMBERLAND PLACE, SOUTHAMPTON, SO15 2BG	00275607	2017-12-31	184,922,000	187,088,000
STANDARD LIFE INVESTMENTS (MUTUAL FUNDS) LIMITED	7 CASTLE STREET, EDINBURGH, EH2 3AH	SC123322	2017-12-31	179,816,000	65,548,000
MACQUARIE CAPITAL (EUROPE) LIMITED	ROPEMAKER PLACE, 28 ROPEMAKER STREET, LONDON, EC2Y 9HD	03704031	2018-03-31	179,602,040	-13,292,802
GOOGLE PAYMENT LIMITED	5 NEW STREET SQUARE, LONDON, EC4A 3TW	05903713	2017-12-31	175,603,365	8,113,343
THAMES WATER UTILITIES FINANCE PLC	CLEARWATER COURT, VASTERN ROAD, READING, BERKSHIRE, RG1 8DB	02403744	2018-03-31	173,300,000	37,000,000
SCOTTISH WIDOWS UNIT TRUST MANAGERS LIMITED	25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN	01629925	2018-12-31	168,916,000	36,859,000
ELQ INVESTORS II LTD	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	06375035	2017-12-31	166,924,257	29,203,984
LEGG MASON INVESTMENTS (EUROPE) LIMITED	1 MORE LONDON PLACE, LONDON, SE1 2AF	01732037	2018-03-31	157,205,000	15,063,000
STATE STREET GLOBAL ADVISORS LIMITED	20 CHURCHILL PLACE, CANARY WHARF, LONDON, E14 5HJ	02509928	2017-12-31	156,152,487	35,190,540
PRUTEC LIMITED	FORVIS MAZARS LLP, 1ST FLOOR, TWO CHAMBERLAIN SQUARE, BIRMINGHAM, B3 3AX	01508295	2017-12-31	154,048,154	117,712,728
FIL PENSIONS MANAGEMENT	BEECH GATE MILLFIELD LANE, LOWER KINGSWOOD, TADWORTH, SURREY, UNITED KINGDOM, KT20 6RP	02015142	2018-06-30	152,568,000	14,394,000
CABOT FINANCIAL (UK) LIMITED	1 KINGS HILL AVENUE, KINGS HILL, WEST MALLING, KENT, ME19 4UA	03757424	2017-12-31	151,802,000	-2,137,000
HERMES FUND MANAGERS LIMITED	SIXTH FLOOR, 150, CHEAPSIDE, LONDON, ENGLAND, EC2V 6ET	01661776	2018-12-31	151,718,000	-38,368,000
CHARLES STANLEY & CO. LIMITED	ROPEMAKER PLACE, 25 ROPEMAKER STREET, LONDON, ENGLAND, EC2Y 9LY	01903304	2018-03-31	149,200,000	9,649,000
EXANE LIMITED	ONE, HANOVER STREET, LONDON, W1S 1YZ	02937460	2017-12-31	145,949,097	66,927,563
PROVIDENT FINANCIAL MANAGEMENT SERVICES LIMITED	NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU	00328933	2018-12-31	143,200,000	-6,200,000
COMPUTERSHARE MORTGAGE SERVICES LIMITED	THE PAVILIONS, BRIDGWATER ROAD, BRISTOL, AVON, BS13 8AE	02466320	2018-06-30	137,948,000	21,936,000
FIRST STATE INVESTMENT SERVICES (UK) LIMITED	FINSBURY CIRCUS HOUSE, 15 FINSBURY CIRCUS, LONDON, ENGLAND, EC2M 7EB	03904320	2018-06-30	133,745,000	21,868,000
MACQUARIE GROUP INVESTMENTS (UK) NO.2 LIMITED	ROPEMAKER PLACE, 28 ROPEMAKER STREET, LONDON, EC2Y 9HD	07438584	2018-03-31	133,432,802	126,799,622
EURONET PAYMENT SERVICES LIMITED	PART 7TH FLOOR, NORTH BLOCK, 55 BAKER STREET, LONDON, UNITED KINGDOM, W1U 7EU	06975932	2017-12-31	132,467,033	0
RECLAIM FUND LTD	27 OLD GLOUCESTER STREET, LONDON, UNITED KINGDOM, WC1N 3AX	07344884	2017-12-31	121,903,000	-240,000	66300-Fund management activities
LANARK FUNDING LIMITED	SUITE 2, 7TH FLOOR, 50 BROADWAY, LONDON, ENGLAND, SW1H 0DB	06302746	2018-09-30	120,513,000	10,000
INSIGHT INVESTMENT FUNDS MANAGEMENT LIMITED	160 QUEEN VICTORIA STREET, LONDON, EC4V 4LA	01835691	2017-12-31	120,363,000	37,399,000
PGIM LIMITED	GRAND BUILDINGS, 1-3 STRAND, TRAFALGAR SQUARE, LONDON, WC2N 5HR	03809039	2017-12-31	120,285,295	6,308,908
FIRST STATE INVESTMENTS (UK) LIMITED	FINSBURY CIRCUS HOUSE, 15 FINSBURY CIRCUS, LONDON, ENGLAND, EC2M 7EB	02294743	2018-06-30	120,234,000	8,827,000
AEQUOR INVESTMENTS LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	07662889	2017-12-31	119,857,033	-1,165,764
HBOS INVESTMENT FUND MANAGERS LIMITED	TRINITY ROAD, HALIFAX, WEST YORKSHIRE, HX1 2RG	00941082	2018-12-31	117,999,000	49,163,000
FRANKLIN TEMPLETON INVESTMENT MANAGEMENT LIMITED	CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6HL	01902009	2018-09-30	117,402,000	27,786,000
M&G ALTERNATIVES INVESTMENT MANAGEMENT LIMITED	10 FENCHURCH AVENUE, LONDON, EC3M 5AG	02059989	2017-12-31	116,901,000	45,846,000
BARCLAYS ALDERSGATE INVESTMENTS LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	02223073	2017-12-31	102,344,356	116,501,501
GREENSILL CAPITAL (UK) LIMITED	C/O GRANT THORNTON UK ADVISORY & TAX LLP, 11TH FLOOR LANDMARK ST PETERS SQUARE, 1 OXFORD STREET, MANCHESTER, M1 4PB	08126173	2017-12-31	115,850,000	31,944,000
CL & CO. MANAGEMENT SERVICES LTD	20 CARLTON HOUSE TERRACE, LONDON, ENGLAND, SW1Y 5AN	02071658	2018-04-30	115,290,730	21,042,888
CAMPBELL LUTYENS & CO. LTD	20 CARLTON HOUSE TERRACE, LONDON, ENGLAND, SW1Y 5AN	04112016	2018-04-30	114,849,798	106,615
HARVEY & THOMPSON LIMITED	TIMES HOUSE, THROWLEY WAY, SUTTON, SURREY, SM1 4AF	02636684	2017-12-31	110,333,000	11,445,000
M & G INTERNATIONAL INVESTMENTS LIMITED	LAURENCE POUNTNEY HILL, LONDON, EC4R 0HH	04134655	2017-12-31	110,327,000	34,574,000
COFUNDS LIMITED	LEVEL 26 THE LEADENHALL BUILDING, 122 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 4AB	03965289	2017-12-31	108,675,000	-23,096,000
KAMES CAPITAL PLC	3 LOCHSIDE CRESCENT, EDINBURGH, SCOTLAND, EH12 9SA	SC113505	2017-12-31	108,561,000	9,057,000
FNZ (UK) LTD	10TH FLOOR, 135 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2M 3TP	05435760	2017-12-31	107,613,000	20,314,000
SILCHESTER PARTNERS LIMITED	THE METCALF 83-85 PALL MALL, THIRD FLOOR, LONDON, UNITED KINGDOM, SW1Y 5ES	03000514	2018-03-31	75,987,121	107,310,281
WINTERFLOOD SECURITIES LIMITED	RIVERBANK HOUSE, 2 SWAN LANE, LONDON, UNITED KINGDOM, EC4R 3GA	02242204	2018-07-31	104,876,063	20,562,119
MAREX SPECTRON INTERNATIONAL LIMITED	155 BISHOPSGATE, LONDON, EC2M 3TQ	03938219	2017-12-31	102,412,000	-962,000
CLOSE ASSET MANAGEMENT LIMITED	WIGMORE YARD, 42 WIGMORE STREET, LONDON, UNITED KINGDOM, W1U 2RY	01644127	2018-07-31	102,135,000	15,975,000
INTELLIGENT PROCESSING SOLUTIONS LIMITED	ENIGMA, WAVENDON BUSINESS PARK, MILTON KEYNES, ENGLAND, MK17 8LX	04007855	2017-12-31	98,786,000	22,290,000
PRA GROUP (UK) LIMITED	LEVEL 11 RIVERSIDE HOUSE, 2A SOUTHWARK BRIDGE ROAD, LONDON, ENGLAND, SE1 9HA	04267803	2017-12-31	98,581,000	13,017,000
INVESTEC FUND MANAGERS LIMITED	55 GRESHAM STREET, LONDON, ENGLAND, EC2V 7EL	02392609	2018-03-31	98,227,000	8,287,000
FITCH SOLUTIONS LIMITED	30 NORTH COLONNADE, LONDON, E14 5GN	07984075	2017-12-31	97,963,361	23,532,719
STANDARD LIFE INVESTMENTS (CORPORATE FUNDS) LIMITED	1 GEORGE STREET, EDINBURGH, EH2 2LL	SC111488	2017-12-31	96,951,000	5,012,000

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
MARKS AND SPENCER FINANCIAL SERVICES PLC	1.8%	2.4%	3.7%	Medium
Other companies Active in the same sector	0.8%	3.3%	7.1%	Medium


Expanded sample	1.5%	2.4%	3.7%	Medium
Age	0.4%	1.4%	2.7%	Medium
Company Type	1.7%	4.0%	5.9%	Medium
Accounts category	0.7%	2.2%	3.8%	Medium
Accounting Month	0.6%	2.4%	5.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium