Do you have a dispute with a business?
Make it public
FERRYFAST PRODUCE LIMITED
FERRYFAST BUILDING, ASCOT ROAD, PERSHORE, WORCESTERSHIRE, WR10 2JJCompany Number: 01486489
Incorporation date: 19-Mar-1980
Status: Active
Entity type: Private Limited Company
SIC codes:
46310 Wholesale of fruit and vegetables
SUMMARY
This company is 44.6 years old and is currently active. It is controlled by Hob Farms Ltd. The company has positive equity (net assets) of GBP 2.2 million which has increased from GBP 1.9 million in the previous year. The latest reported revenue figure is GBP 29.6 million which is up 30% on previous year's figure of GBP 22.4 million. The company has 5 active officers (directors or partners) who are or were officers of 8 other companies, 1 (12.5%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 31-Oct-2024Accounts Filed: FULL (31-Jan-2023)
P&L Financials:
Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
---|---|---|---|---|---|---|---|
31-Jan-2023 | GBP | 29,643,925 | 272,709 | 4,455 | 41,048 | 227,206 | |
31-Jan-2022 | GBP | 22,369,973 | 589,979 | 11,648 | 82,648 | 495,683 | |
31-Jan-2021 | GBP | 18,687,697 | -815,046 | 8,557 | -60,864 | -762,739 | |
31-Jan-2020 | GBP | 28,285,881 | 291,151 | 19,097 | 35,256 | 236,798 | |
31-Jan-2019 | GBP | 27,018,449 | 160,782 | 30,941 | -17,819 | 147,660 | |
31-Jan-2018 | GBP | 24,184,811 | 218,362 | 30,980 | 7,258 | 180,124 | |
31-Jan-2017 | GBP | 23,240,350 | 184,054 | 26,980 | -48,636 | 205,710 | |
31-Jan-2015 | GBP | 157,007 | 32,946 | ||||
31-Jan-2014 | GBP | 160,559 | 37,736 |
Balance Sheet Financials:
Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
---|---|---|---|---|---|---|---|---|---|
31-Jan-2023 | GBP | 1,673,844 | 5,067,950 | 3,690,989 | 200,100 | 10,000 | 2,149,135 | 2,159,135 | |
31-Jan-2022 | GBP | 916,165 | 4,160,318 | 3,180,346 | 10,000 | 1,921,929 | 1,931,929 | ||
31-Jan-2021 | GBP | 182,289 | 2,270,019 | 114,462 | 10,000 | 1,426,246 | 1,436,246 | ||
31-Jan-2020 | GBP | 649,575 | 4,513,484 | 465,871 | 120,074 | 10,000 | 2,188,985 | 2,198,985 | |
31-Jan-2019 | GBP | 331,351 | 4,304,980 | 556,989 | 23,562 | 10,000 | 1,952,187 | 1,962,187 | |
31-Jan-2018 | GBP | 616,942 | 3,805,218 | 218,998 | 10,000 | 1,804,527 | 1,814,527 | ||
31-Jan-2017 | GBP | 333,602 | 3,422,389 | 258,271 | 102,303 | 10,000 | 1,624,403 | 1,634,403 | |
31-Jan-2016 | GBP | 475,999 | 10,000 | 1,418,693 | 1,428,693 | ||||
31-Jan-2015 | GBP | 590,639 | 3,262,114 | 3,506,984 | 42,879 | 10,000 | 1,141,008 | 1,151,008 | |
31-Jan-2014 | GBP | 271,081 | 2,830,638 | 3,201,328 | 192,996 | 10,000 | 1,036,980 | 1,046,980 |
VALUATION EVENTS (BETA)
Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
---|
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
---|---|---|---|---|---|---|
Active | Sarah Joanne HOUGHTON | 17 May 2015 | 05 Oct 2024 | 1 - 0 | ||
Resigned | Robert John BYRD | 17 May 2015 | Company Director | British | 3 - 2 |
DIRECTORS
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
---|---|---|---|---|---|---|---|
Active | Daniel Bowman BYRD | 17 May 2015 | Company Director | British | 2 - 0 | 0 (0.0%) | |
Active | Sarah Joanne HOUGHTON | 17 May 2015 | Company Director | British | 3 - 0 | 0 (0.0%) | |
Active | Nicholas John GORIN | 26 Jun 2008 | Company Director | British | 3 - 3 | 1 (16.7%) | |
Active | Peter Edward OSBORNE | 18 Mar 2008 | Sales Director | British | 2 - 5 | 1 (14.3%) | |
Active | Robert John BYRD | Market Gardener | British | 3 - 2 | 1 (20.0%) | ||
Active | Nicholas John GORIN | Company Director | British | 3 - 3 | 1 (16.7%) | ||
Resigned | Peter Edward OSBORNE | 23 Dec 2022 | Sales Director | British | 2 - 5 | 1 (14.3%) |
Average tenure of active directors: 8.6 years
Average tenure of resigned directors: 0.0 years
Average active director Dissolution Rate: 11.3%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
Name
|
|||||||
---|---|---|---|---|---|---|---|
FERRYFAST PRODUCE LIMITED (01486489) - Active | ✔ | ✔ | ✔ | ✔ | ✔ | ✔ | |
JUTEXPO LTD (04346277) - Active | ✔ | ✔ | |||||
FIELDFRESH LIMITED (05509790) - Dissolved | ✔ | ✔ | ✔ | ||||
FRESHER BY MILES LIMITED (06537758) - Dissolved | ✔ | ||||||
ITECHIT LIMITED (07212951) - Active | ✔ | ✔ | ✔ | ||||
FERRYFAST HOLDINGS LIMITED (07743628) - Active | ✔ | ✔ | ✔ | ||||
HOB FARMS LIMITED (08330209) - Active | ✔ | ✔ | |||||
KEYFRESH IT LIMITED (11299068) - Active | ✔ | ✔ | ✔ | ||||
DOUBLE-O&KS LTD (14551881) - Active | ✔ |
SHAREHOLDERS (BETA)
Shareholder name | Share class | Shares at confirmation date | ||||
---|---|---|---|---|---|---|
2016-05-16 | 2015-05-16 | 2014-05-16 | 2013-05-16 | 2012-05-16 | ||
HOB FARMS LTD | ORDINARY | 10,000 100% | 10,000 100% | 0 0% | 0 0% | 0 0% |
FERRY FAST HOLDINGS LTD | ORDINARY | 0 0% | 0 0% | 10,000 100% | 0 0% | 0 0% |
FERRYFAST HOLDINGS LTD | ORDINARY | 0 0% | 0 0% | 0 0% | 10,000 99.9% | 0 0% |
NICHOLAS JOHN GORIN | ORDINARY | 0 0% | 0 0% | 0 0% | 6 0.060% | 5,000 50% |
ROBERT JOHN BYRD | ORDINARY | 0 0% | 0 0% | 0 0% | 0 0% | 5,000 50% |
SHAREHOLDINGS (BETA)
no shareholding data
CONTROLLED COMPANIES / CONTROLLING ENTITIES
Controlling entities above
FERRYFAST PRODUCE LIMITED
no controlled companies
LATE PAYMENTS REPORT
This company has not filed any late payment reports possibly because it is not considered \'Large\'.
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
46310 Wholesale of fruit and vegetables)
Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
---|---|---|---|---|---|---|
HENDERSON WHOLESALE LIMITED | 9 HIGHTOWN AVENUE, NEWTOWNABBEY, ANTRIM, NORTHERN IRELAND, BT36 4RT | NI000068 | 2017-12-31 | 479,068,329 | 11,064,129 |
46320-Wholesale of meat and meat products 46390-Non-specialised wholesale of food, beverages and tobacco |
BERRY GARDENS LIMITED | UNIT 20 WARES FARM, REDWALL LANE, LINTON, MAIDSTONE, KENT, ENGLAND, ME17 4BA | 01719714 | 2017-12-31 | 338,736,000 | 4,206,000 | |
LDH (LA DORIA) LIMITED | LDH (LA DORIA) DISTRIBUTION CENTRE UNIT 1, EASTERN GATEWAY, SPROUGHTON ROAD, IPSWICH, SUFFOLK, ENGLAND, IP1 5FF | 03291346 | 2017-12-31 | 312,991,000 | 7,676,000 | |
INTERNATIONAL PROCUREMENT AND LOGISTICS LIMITED | ASDA HOUSE SOUTH BANK, GREAT WILSON STREET, LEEDS, WEST YORKSHIRE, LS11 5AD | 05104448 | 2017-12-29 | 241,566,000 | 18,158,000 |
46342-Wholesale of wine, beer, spirits and other alcoholic beverages |
FRESH DIRECT (UK) LIMITED | ENTERPRISE HOUSE, EUREKA BUSINESS PARK, ASHFORD, KENT, UNITED KINGDOM, TN25 4AG | 03053702 | 2018-06-30 | 232,642,000 | -4,925,000 | |
M.& W.MACK LIMITED | THE FRESH PRODUCE CENTRE, TRANSFESA ROAD, PADDOCK WOOD, KENT, UNITED KINGDOM, TN12 6UT | 00447404 | 2018-04-27 | 226,389,000 | 2,093,000 | |
HARRY YEARSLEY LIMITED | HARESHILL ROAD, HEYWOOD, LANCASHIRE, OL10 2TP | 00556895 | 2018-03-31 | 220,797,134 | -5,432,961 |
46380-Wholesale of other food, including fish, crustaceans and molluscs 49410-Freight transport by road 52103-Operation of warehousing and storage facilities for land transport activities |
WORLDWIDE FRUIT LIMITED | WORLDWIDE FRUIT, APPLE WAY, WARDENTREE LANE, SPALDING, LINCOLNSHIRE, PE11 3BB | 03831143 | 2017-12-31 | 204,864,000 | 2,419,000 | |
REYNOLDS CATERING SUPPLIES LIMITED | NATIONAL DISTRIBUTION CENTRE, BRITANNIA ROAD, WALTHAM CROSS, HERTFORDSHIRE, EN8 7RQ | 02955734 | 2017-12-31 | 200,966,000 | 2,812,000 | |
TOTAL WORLDFRESH LIMITED | TOTAL PRODUCE ENTERPRISE WAY, PINCHBECK, SPALDING, LINCOLNSHIRE, PE11 3YR | 02208873 | 2017-12-31 | 169,348,000 | 2,661,000 | |
ANGUS SOFT FRUITS LIMITED | EAST SEATON, FARM, ARBROATH, ANGUS, DD11 5SD | SC185769 | 2018-04-30 | 159,587,841 | 0 | |
BARFOOTS OF BOTLEY LIMITED | SEFTER FARM, PAGHAM ROAD, BOGNOR REGIS, WEST SUSSEX, PO21 3PX | 02383478 | 2017-12-31 | 157,727,195 | 8,809,490 | |
SEAFOOD HOLDINGS LTD | SEABANK HOUSE SOUTHPORT BUSINESS PARK, WIGHT MOSS WAY, SOUTHPORT, ENGLAND, PR8 4HQ | 04227047 | 2017-06-30 | 156,278,275 | 4,241,329 |
46320-Wholesale of meat and meat products 46380-Wholesale of other food, including fish, crustaceans and molluscs |
PRIMAFRUIT LIMITED | VALE BUSINESS PARK, ENTERPRISE WAY, EVESHAM, WORCESTERSHIRE, WR11 1GT | 01566082 | 2018-04-27 | 133,294,000 | 2,744,000 | |
THANET EARTH LIMITED | THE PACKHOUSE, BARROW MAN ROAD, BIRCHINGTON, KENT, UNITED KINGDOM, CT7 0AX | 06167025 | 2018-04-27 | 102,235,000 | 755,000 | |
S & A PRODUCE (UK) LIMITED | BROOK FARM, MARDEN, HEREFORD, HEREFORDSHIRE, HR1 3ET | 02480021 | 2017-12-31 | 78,867,373 | 473,531 | |
TOTAL PRODUCE LIMITED | TOTAL PRODUCE ENTERPRISE WAY, PINCHBECK, SPALDING, LINCOLNSHIRE, PE11 3YR | 05953208 | 2017-12-31 | 73,348,000 | 470,000 | |
UREN FOOD GROUP LIMITED | WOOD PARK, CHESTER HIGH ROAD, NESTON, CHESHIRE, CH64 7TB | 00517333 | 2018-03-31 | 73,197,000 | -1,466,000 | |
REDBRIDGE PRODUCE & FLOWERS LIMITED | TOTAL PRODUCE ENTERPRISE WAY, PINCHBECK, SPALDING, LINCOLNSHIRE, PE11 3YR | 03034745 | 2017-12-31 | 72,755,000 | 7,212,000 | |
COMPAGNIE FRUITIERE UK LIMITED | 30 TOWER VIEW, KINGS HILL, WEST MALLING, KENT, ME19 4UY | 00969262 | 2017-12-31 | 69,903,000 | 2,689,000 | |
BRISTOL FRUIT SALES (MARKET) LIMITED | TOTAL PRODUCE ENTERPRISE WAY, PINCHBECK, SPALDING, LINCOLNSHIRE, PE11 3YR | 01016224 | 2017-12-31 | 57,049,000 | 527,000 | |
RICHARD WELLOCK & SONS LIMITED | THE RIVERSIDE BUILDING, LIVINGSTONE ROAD, HESSLE, EAST YORKSHIRE, UNITED KINGDOM, HU13 0DZ | 04296795 | 2017-10-31 | 54,682,930 | 2,619,323 | |
OLIVER KAY LIMITED | BIDFOOD WIGHT MOSS WAY, SOUTHPORT BUSINESS PARK, SOUTHPORT, ENGLAND, PR8 4HQ | 03188157 | 2018-06-30 | 38,210,937 | 1,303,817 | |
MERCIAN LIMITED | UNITS 3&4 THE BARNS HIGHFIELD FARM, MILL LANE SNELSON, MACCLESFIELD, CHESHIRE, SK11 9BN | 05238329 | 2017-06-30 | 35,686,289 | 0 | |
UNIQUE SEAFOOD LIMITED | LYGON HOUSE, 50 LONDON ROAD, BROMLEY, KENT, UNITED KINGDOM, BR1 3RA | 03307693 | 2017-12-31 | 35,356,383 | 0 | |
SUNCROP PRODUCE LIMITED | CHILTERNS, COMMONSIDE ROAD, HARLOW, ESSEX, CM18 7EZ | 03255798 | 2017-09-30 | 34,598,037 | 0 | |
FERRYFAST PRODUCE LIMITED | FERRYFAST BUILDING, ASCOT ROAD, PERSHORE, WORCESTERSHIRE, WR10 2JJ | 01486489 | 2018-01-31 | 24,184,811 | 0 | |
FRENCH GARDEN LIMITED(THE) | 401 - 408 DISTRIBUTION BLOCK B FRUIT & VEGETABLE MARKET, NEW COVENT GARDEN, LONDON, ENGLAND, SW8 5EQ | 02121343 | 2018-06-30 | 21,354,602 | 0 | |
J.T.S. HILL LIMITED | 23 CHURCH STREET, RICKMANSWORTH, HERTFORDSHIRE, WD3 1DE | 06493682 | 2017-10-31 | 17,900,661 | 0 | |
CHRIS ELEY PRODUCE LIMITED | KELLETT GATE, LOW FULNEY, SPALDING, LINCS, PE12 6EH | 01882859 | 2017-12-31 | 17,096,300 | 0 | |
FRESHVIEW FOODS LIMITED | UNIT 2 LOWFIELD DRIVE, CENTRE 500, WOLSTANTON, STAFFORDSHIRE, ST5 0UU | 07225354 | 2018-09-30 | 15,943,971 | 0 | |
MITCHELL POTATOES LTD | BOOTS FARM STRAIGHT MILE, FRANKTON, RUGBY, WARWICKSHIRE, UNITED KINGDOM, CV23 9QQ | 01530501 | 2018-04-30 | 15,229,074 | 0 |
46320-Wholesale of meat and meat products |
STUBBINS GROWING PARTNERSHIPS LIMITED | C/O BDO LLP, 5 TEMPLE SQUARE, LIVERPOOL, L2 5RH | 09851294 | 2017-09-29 | 13,549,344 | 0 | |
MEDINA QUAY MEATS LIMITED | ENTERPRISE HOUSE, EUREKA BUSINESS PARK, ASHFORD, KENT, ENGLAND, TN25 4AG | 00742962 | 2017-12-31 | 13,393,035 | 0 |
46320-Wholesale of meat and meat products 46330-Wholesale of dairy products, eggs and edible oils and fats |
SIMPLYFRUIT (IRE) LIMITED | 1 CARN DRIVE, CARN INDUSTRIAL ESTATE, CRAIGAVON, CO. ARMAGH, NORTHERN IRELAND, BT63 5WJ | NI036375 | 2018-03-31 | 10,622,150 | 0 | |
LINKCLASS (LONDON) LIMITED | C/O QUANTUMA 3RD FLOOR, 37 FREDERICK PLACE, BRIGHTON, BN1 4EA | 04703593 | 2018-03-31 | 10,197,558 | 0 | |
DUNNS PRODUCE LIMITED | 253 ALCESTER ROAD SOUTH, BIRMINGHAM, B14 6DT | 03562557 | 2018-08-01 | 8,790,302 | 0 | |
CYPRO-VEG LIMITED | UNIT P43 WESTERN INTERNATIONAL MARKET, HAYES ROAD, SOUTHALL, MIDDLESEX, UB2 5XJ | 02032225 | 2018-03-31 | 5,567,987 | 0 | |
PEACHEY BROS.(WHOLESALE)LIMITED | UNIT 7, BENTALLS BUSINESS PARK, BENTALLS, BASILDON, ESSEX, SS14 3BN | 00956620 | 2017-09-24 | 4,299,416 | 0 | |
P K PRODUCE LIMITED | WOOD HOUSE 58 NORTH STREET, BIDDENDEN, ASHFORD, KENT, TN27 8AS | 05218735 | 2018-09-30 | 2,478,857 | 0 | |
CITROP INTERNATIONAL LIMITED | GROUND FLOOR MARLBOROUGH HOUSE, 298 REGENTS PARK ROAD, LONDON, UNITED KINGDOM, N3 2SZ | 10135000 | 2018-04-30 | 1,549,116 | 0 | |
MAPS POL LTD | UNIT 21 THURLEIGH ROAD, MILTON ERNEST, BEDFORD, UNITED KINGDOM, MK44 1FD | 10570830 | 2018-01-31 | 1,004,940 | 0 | |
RUSSELL PAGE LIMITED | L'ANCRESSE LODGE, WATERSIDE BILLINGHAY, LINCOLN, LINCOLNSHIRE, LN4 4BU | 00657939 | 2017-12-31 | 922,369 | 0 | |
KLYTOON LTD | 563 CHISWICK HIGH ROAD, LONDON, LONDON, UNITED KINGDOM, W4 3AY | 03933596 | 2017-12-31 | 714,919 | 0 | |
SHREEJI EXOTIC LIMITED | 19 WILLOWCOURT AVENUE, HARROW, ENGLAND, HA3 8ET | 06458113 | 2017-12-31 | 697,134 | 0 |
68209-Other letting and operating of own or leased real estate |
NATURE FOR HEALTH LIMITED | 71-75 SHELTON STREET, LONDON, WC2H 9JQ | 08053393 | 2018-05-31 | 396,166 | 0 | |
PRODUCE UK (MANCHESTER) LIMITED | UNIT 4, GREEN ACRE PARK, HOWARD STREET, BOLTON, ENGLAND, BL1 8HN | 09947931 | 2018-05-31 | 375,083 | 0 | |
A.EAMES LIMITED | COMPACTOR HOUSE BILLINGSGATE MARKET, TRAFALGAR WAY, LONDON, ENGLAND, E14 5ST | 00335443 | 2018-12-31 | 349,890 | 0 | |
XING RONG LTD | 44 WATMORE LANE, WOKINGHAM, UNITED KINGDOM, RG41 5JT | 10644652 | 2018-03-31 | 258,157 | 0 |
46320-Wholesale of meat and meat products 46380-Wholesale of other food, including fish, crustaceans and molluscs 96090-Other service activities not elsewhere classified |
CMK SUPERSTORES LIMITED | 2 LLOYD HILL, STOURBRIDGE ROAD, WOLVERHAMPTON, ENGLAND, WV4 5NE | 09201690 | 2018-09-30 | 177,506 | 0 | |
PACIFIC EMPIRE FOODS UK LTD | 15 HEADLAND WAY, HACONBY, BOURNE, LINCOLNSHIRE, PE10 0UW | 05783170 | 2018-04-30 | 98,097 | 0 |
46320-Wholesale of meat and meat products 46380-Wholesale of other food, including fish, crustaceans and molluscs |
SWIFT RECYCLING SERVICES LIMITED | 5 RESOLUTION CLOSE, ENDEAVOUR PARK, BOSTON, LINCOLNSHIRE, ENGLAND, PE21 7TT | 10044977 | 2019-03-31 | 77,712 | 0 | |
FVF LONDON LTD | 40 WOODMAN STREET, LONDON, UNITED KINGDOM, E16 2LS | 10608259 | 2018-02-28 | 67,802 | 0 | |
ORCHARD BOUNTY INC LIMITED | GROUND FLOOR MARLBOROUGH HOUSE, 298 REGENTS PARK ROAD, LONDON, UNITED KINGDOM, N3 2SZ | 10135042 | 2018-04-30 | 14,187 | 0 | |
CC VEGETABLES LIMITED | 3 CONISTON GARDENS, WEMBLEY, ENGLAND, HA9 8SE | 10868274 | 2019-07-31 | 7,825 | 0 | |
MAFWORTH LIMITED | 25 TOLLGATE DRIVE, HAYES, MIDDLESEX, UB4 0NP | 07681349 | 2017-06-30 | 7,350 | 0 |
46760-Wholesale of other intermediate products 46900-Non-specialised wholesale trade 56290-Other food services |
FRESH HOLDINGS LIMITED | ENTERPRISE HOUSE, EUREKA BUSINESS PARK, ASHFORD, KENT, UNITED KINGDOM, TN25 4AG | 06286751 | 0000-00-00 | 0 | 0 | |
POUPART LIMITED | THE HENLEY BUILDING, NEWTOWN ROAD, HENLEY-ON-THAMES, ENGLAND, RG9 1HG | 00310358 | 0000-00-00 | 0 | 0 |
70100-Activities of head offices |
S & A GROUP HOLDINGS LIMITED | BROOK FARM, MARDEN, HEREFORD, HEREFORDSHIRE, HR1 3ET | 04555691 | 0000-00-00 | 0 | 0 | |
S H PRATT HOLDINGS LIMITED | MUSCA COURT, LAPORTE WAY, LUTON, BEDFORDSHIRE, UNITED KINGDOM, LU4 8EN | 09829915 | 0000-00-00 | 0 | 0 | |
THANET EARTH HOLDINGS LIMITED | THE PACKHOUSE, BARROW MAN ROAD, BIRCHINGTON, KENT, UNITED KINGDOM, CT7 0AX | 06375895 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
---|---|---|---|---|
FERRYFAST PRODUCE LIMITED | 0.7% | 3.6% | 7.1% | Medium |
Other companies Active in the same sector | 1.7% | 6.4% | 12.9% | Medium |
Age | 0.4% | 1.4% | 2.7% | Medium |
Company Type | 0.7% | 3.7% | 7.4% | Medium |
Accounts category | 0.7% | 2.2% | 3.8% | Medium |
Accounting Month | 0.6% | 2.2% | 6.7% | Medium |
Sic code count | 0.7% | 3.5% | 7.0% | Medium |