BLEMAIN FINANCE LIMITED

LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW

Company Number: 01185052
Incorporation date: 24-Sep-1974
Status: Active
Entity type: Private Limited Company

SIC codes:
64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

SUMMARY

This company is 49.6 years old and is currently active. It is controlled by Together Financial Services Limited. The company has positive equity (net assets) of GBP 11 million which has decreased from the previous year's figure of GBP 19.6 million. The company has 6 active officers (directors or partners) who are or were officers of 67 other companies, 27 (40.3%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are 2 court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 31-Mar-2025
Accounts Filed: FULL (30-Jun-2023)

P&L Financials:

Year end	Currency	Operating profit	Interest Received	Interest Paid	Tax
30-Jun-2020	GBP	-6,600,000	30,600,000	10,100,000	-100,000
30-Jun-2019	GBP		38,200,000	12,200,000	-900,000
30-Jun-2018	GBP	11,800,000	47,500,000	13,100,000	-400,000
30-Jun-2017	GBP	32,200,000	59,100,000	12,100,000	-5,200,000
30-Jun-2016	GBP	33,740	67,256	17,458	-6,643

Balance Sheet Financials:

Year end	Currency	Current Assets	Current Liabilities	Debt	Share Capital	Premium Reserve	Retained Earnings	Net Assets
30-Jun-2020	GBP	182,800,000		182,800,000	100,000		9,300,000	11,000,000
30-Jun-2019	GBP	1,900,000		1,900,000	2,100,000		17,900,000	19,600,000
30-Jun-2018	GBP	211,000,000		211,000,000	100,000		14,600,000	16,300,000
30-Jun-2017	GBP	262,200,000		262,200,000	100,000		5,800,000	7,500,000
30-Jun-2016	GBP	771,820	25,333		100	1,170	229,498	230,768

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**
30-Jun-2020	GBP	-2,000.00%	-2,000,000	2,100,000	100,000	93,450,000
30-Jun-2019	GBP	95.24%	2,000,000	100,000	2,100,000	107,550,000
30-Jun-2017	GBP	99.90%	98,730	99	98,829	131,149,464

* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Nationality	All apointments (active/resigned)
Active	Sarah Elizabeth BATT	12 Apr 2017	18 Apr 2024		1 - 0
Resigned	Nigel Andrew DALE	25 Apr 2016	12 Apr 2017		0 - 1
Resigned	Gary Derek BECKETT	06 Dec 2013	26 Apr 2016		0 - 1
Resigned	Matthew John RIDLEY	05 Apr 2006	06 Dec 2013		0 - 55
Resigned	Gary Derek BECKETT	06 Aug 1998	05 Apr 2006		34 - 50
Resigned	Martin Basil RICHARDS	24 Apr 1995	06 Aug 1998		5 - 65
Resigned	Keith BARNACLE	10 Jan 1994	24 Apr 1995	British	0 - 28
Resigned	Barrie Stephen POLLOCK		10 Jan 1994	British	34 - 14

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Jonathan Derek HOGAN	16 Jan 2023		Non-Executive Director	British	2 - 5	1 (14.3%)
Active	John Elliott HOOPER	02 Jan 2020		Non-Executive Director	British	3 - 0	0 (0.0%)
Resigned	Elizabeth Anne BLYTHE	02 Sep 2019	29 Jun 2023	Non-Executive Director	British	4 - 6	1 (10.0%)
Active	Richard John GREGORY	31 Jan 2019		Non-Executive Director	British	4 - 0	1 (25.0%)
Active	Paul Antony WILSON	22 Mar 2018		Director	British	4 - 23	13 (48.1%)
Resigned	Wayne BOWSER	15 Jan 2018	24 Sep 2019	Non-Executive Director	English	3 - 20	2 (8.7%)
Resigned	Wayne BOWSER	18 Oct 2017	07 Dec 2017	Non-Executive Director	English	3 - 20	2 (8.7%)
Active	Peter Simon BALL	05 Sep 2016		Director	British	4 - 3	1 (14.3%)
Resigned	Colin Martin KERSLEY	26 Apr 2016	18 Nov 2016	Non-Executive Director	British	0 - 20	3 (15.0%)
Resigned	Marcus John Joseph Reynolds GOLBY	22 Mar 2016	31 Jan 2019	Executive Director	British	1 - 8	0 (0.0%)
Resigned	Ronald BAXTER	22 Mar 2016	30 Sep 2019	Non-Executive Director	British	0 - 13	2 (15.4%)
Resigned	David Jonathan BENNETT	27 Jan 2016	31 Jan 2019	Chairman	British	0 - 5	1 (20.0%)
Resigned	Steven Jonathan O'HARE	21 Sep 2015	23 Mar 2016	Director	British	2 - 6	0 (0.0%)
Resigned	Robert Michael MCTIGHE	21 Sep 2015	31 Jan 2019	Director	British	0 - 6	0 (0.0%)
Resigned	Joe SHAOUL	21 Sep 2015	18 Apr 2017	Director	British	0 - 2	0 (0.0%)
Resigned	Gary Antony JENNISON	04 Oct 2013	30 Sep 2015	Director	British	0 - 45	23 (51.1%)
Resigned	Stephen Paul BAKER	02 Jul 2008	27 Apr 2016	Company Director	British	1 - 40	14 (34.1%)
Resigned	Andrew Geoffrey LAWTON	05 Jun 2008	03 Aug 2010	Company Director	British	0 - 11	3 (27.3%)
Resigned	Stuart BEAN	05 Jun 2008	03 Aug 2010	Company Director	British	0 - 6	0 (0.0%)
Resigned	Matthew John RIDLEY	27 Jul 2007	03 Aug 2010	Accountant	British	0 - 55	28 (50.9%)
Resigned	Gary BAILEY	14 Sep 2006	06 Sep 2012	Director	British	2 - 6	1 (12.5%)
Resigned	Tracey BAILEY	28 Apr 2006	03 Aug 2012	Head Of Underwriting	British	2 - 2	0 (0.0%)
Resigned	David John SEABRIDGE	03 Sep 2001	01 Nov 2002	Director	British	1 - 27	16 (57.1%)
Resigned	Christopher William HACKING	01 Sep 2000	07 Nov 2001	Accountant	British	0 - 34	17 (50.0%)
Resigned	John Edward SMITH	15 Jun 2000	29 Jan 2001	Director	British	0 - 22	9 (40.9%)
Active	Gary Derek BECKETT	15 Jun 2000		Non-Executive Director	British	34 - 50	33 (39.3%)
Resigned	Martin Basil RICHARDS	06 Aug 1998	01 Sep 2000	Accountant	British	5 - 65	28 (40.0%)
Resigned	Marc Richard GOLDBERG	11 Mar 1998	18 Apr 2017	Company Director	British	18 - 13	15 (48.4%)
Resigned	Colin John PUNSHON	29 Jul 1994	16 Jun 1998	General Manager	British	0 - 23	12 (52.2%)
Resigned	Adrian Joseph GRANT	29 Jul 1994	07 Aug 2012	Financial Consultant	British	1 - 18	8 (42.1%)
Resigned	Barrie Stephen POLLOCK	11 Jun 1993	31 Jan 1994	Company Director	British	34 - 14	5 (10.4%)
Resigned	Rosalind Brenda MOSER		31 Jan 1994	Secretary	British	0 - 1	0 (0.0%)
Resigned	Barrie Stephen POLLOCK		31 Jan 1994	Company Director	British	34 - 14	5 (10.4%)
Resigned	Henry Neville MOSER		04 Jun 2019	Company Director	British	38 - 24	19 (30.6%)

Number of active directors: 6
Average tenure of active directors: 8.1 years
Average tenure of resigned directors: 3.5 years
Average active director Dissolution Rate: 23.5%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Jonathan Derek HOGAN	John Elliott HOOPER	Richard John GREGORY	Paul Antony WILSON	Peter Simon BALL	Gary Derek BECKETT
JERROLD MORTGAGE CORPORATION LIMITED (00521009) - Liquidation						✔
FIRST ROODHILL LEASING LIMITED (00803029) - Liquidation				✔
THIRD ROODHILL LEASING LIMITED (00894567) - Active				✔
TANDEM BANK LIMITED (00955491) - Active					✔
SECOND ROODHILL LEASING LIMITED (00964925) - Active				✔
BLEMAIN FINANCE LIMITED (01185052) - Active	✔	✔	✔	✔	✔	✔
FACTFOCUS LIMITED (01402330) - Active						✔
PRONTO FINANCE LTD (01733267) - Liquidation						✔
CHARLES STREET COMMERCIAL INVESTMENTS LIMITED (01739793) - Active						✔
FOURTH ROODHILL LEASING LIMITED (01765982) - Active				✔
HARPMANOR LIMITED (01954109) - Active						✔
MONARCH RECOVERIES LIMITED (01959967) - Dissolved						✔
SPOT FINANCE LIMITED (01998543) - Active		✔	✔	✔	✔	✔
TOGETHER COMMERCIAL FINANCE LIMITED (02058813) - Active						✔
THE MORTGAGE AGENCY LIMITED (02221422) - Dissolved				✔
MORTGAGE AGENCY SERVICES NUMBER TWO LIMITED (02221553) - Active				✔
MORTGAGE AGENCY SERVICES NUMBER ONE LIMITED (02317853) - Active				✔
BRITANNIA NEW HOMES LIMITED (02422521) - Liquidation				✔
SUPASHOW LIMITED (02544317) - Active						✔
TOGETHER PERSONAL FINANCE LIMITED (02613335) - Active	✔	✔	✔	✔	✔	✔
VIRGIN MONEY GIVING LIMITED (02733492) - Active					✔
ROODHILL LEASING LIMITED (02776185) - Liquidation				✔
BRIAR HILL COURT LIMITED (02783285) - Dissolved						✔
TOGETHER FINANCIAL SERVICES LIMITED (02939389) - Active					✔	✔
GENERAL ALLIED PROPERTIES LIMITED (03099840) - Active						✔
PROVINCIAL & NORTHERN PROPERTIES LIMITED (03100498) - Dissolved						✔
PRIVILEGED ESTATES LIMITED (03107289) - Dissolved						✔
FINANCE YOUR PROPERTY LIMITED (03112042) - Dissolved						✔
HEYWOOD FINANCE LIMITED (03160517) - Liquidation						✔
PROACTIVE LENDING LIMITED (03161998) - Dissolved						✔
BRIDGING FINANCE LIMITED (03166982) - Active						✔
PROACTIVE BRIDGING LIMITED (03174903) - Dissolved						✔
STERLING PROPERTY CO. LIMITED (03199497) - Active						✔
MORTGAGE AGENCY SERVICES NUMBER THREE LIMITED (03230311) - Dissolved				✔
CLASSIC CAR FINANCE LIMITED (03237779) - Liquidation						✔
BRITANNIA TREASURY SERVICES LIMITED (03416197) - Active				✔
PLATFORM FUNDING NO.5 LIMITED (03456334) - Dissolved				✔
PLATFORM FUNDING LIMITED (03456337) - Active				✔
PLATFORM FUNDING NO.4 LIMITED (03456341) - Dissolved				✔
HEYWOOD LEASING LIMITED (03459649) - Liquidation						✔
PLATFORM FUNDING NO.2 LIMITED (03720220) - Dissolved				✔
PLATFORM FUNDING NO.3 LIMITED (03720266) - Dissolved				✔
PLATFORM GROUP HOLDINGS LIMITED (03936396) - Liquidation				✔
COMMON SENSE FINANCE LIMITED (03964289) - Active						✔
PLATFORM FUNDING NO.6 LIMITED (04050446) - Dissolved				✔
LOPLARGE LTD (04159852) - Liquidation						✔
AUGUST BLAKE PUBLIC LIMITED COMPANY (04169608) - Active						✔
MORTGAGE AGENCY SERVICES NUMBER FIVE LIMITED (04420522) - Active				✔
MORTGAGE AGENCY SERVICES NUMBER FOUR LIMITED (04420580) - Active				✔
JERROLD FINCO PLC (04949914) - Active						✔
AUCTION FINANCE LIMITED (04949929) - Active						✔
ACHILLEAN GROUP LTD (04950229) - Liquidation						✔
MORTGAGE AGENCY SERVICES NUMBER SIX LIMITED (04962868) - Active				✔
MORTGAGE AGENCY SERVICES NUMBER SEVEN LIMITED (04962880) - Dissolved				✔
FAMILY FUND TRADING LIMITED (06293129) - Active	✔
ATOM BANK PLC (08632552) - Active	✔
ATOM EBT LTD (10160006) - Active	✔
REDHILL FAMCO LIMITED (10162640) - Active						✔
PHONE-A-LOAN LTD (10162751) - Active						✔
BRACKEN TOPCO LIMITED (10162752) - Active						✔
BRACKEN MIDCO2 LIMITED (10162775) - Active						✔
BRACKEN MIDCO1 PLC (10219097) - Active						✔
ZOPA BANK LIMITED (10627575) - Active	✔
TOGETHER123 LIMITED (10758537) - Liquidation			✔	✔	✔	✔
COMMERCIAL AND NORTHERN LIMITED (11030672) - Liquidation	✔
CHARLES STREET FINANCE HOLDINGS LIMITED (14701076) - Active						✔
CHARLES STREET CAPITAL LIMITED (14701559) - Active						✔
BRITANNIA NEW HOMES (SCOTLAND) LIMITED (SC135414) - Active				✔

SHAREHOLDERS (BETA)

Shareholder name	Share class	Shares at confirmation date
Shareholder name	Share class	2017-05-07	2016-05-07	2015-05-07	2014-05-07	2013-05-07
TOGETHER FINANCIAL SERVICES LIMITED	ORDINARY	100,000 100%	0 0%	0 0%	0 0%	0 0%
JERROLD HOLDINGS LTD	ORDINARY	0 0%	100,000 100%	100,000 100%	100,000 100%	100,000 100%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES

- - >75%:Mr Henry Neville Moser - active
    >75%:Mrs Dorah Leah Moser - ceased
    >75%:Redhill Famco Limited (10162640 - United Kingdom) active
    >75%:Bracken Topco Limited (10162752 - United Kingdom) active
    >75%:Bracken Midco1 Plc (10219097 - United Kingdom) active
  >75%:Bracken Midco2 Limited (10162775 - United Kingdom) active
>75%:Together Financial Services Limited (02939389 - United Kingdom) active

Controlling entities above

BLEMAIN FINANCE LIMITED

Controlled companies below

>75%:SPOT FINANCE LIMITED (01998543 - UK) active

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2023-07-01	2023-12-31	59	28%	50%	80142
2023-01-01	2023-06-30	54	23%	49%	73679
2022-07-01	2022-12-31	58	28%	50%	67952
2022-01-01	2022-06-30	56	26%	51%	61951
2021-07-01	2021-12-31	27	5%	25%	55668
2021-01-01	2021-06-30	30	9%	27%	46415
2020-07-01	2020-12-31	47	18%	35%	41525
2020-01-01	2020-06-30	48	22%	46%	35542
2019-07-01	2019-12-31	36	10%	35%	28036
2019-01-01	2019-06-30	32	9%	32%	18176
2018-07-01	2018-12-31	34	6%	31%	9641
2018-01-01	2018-06-30	34	9%	33%	5878
2017-07-01	2017-12-31	43	13%	55%	611

COURT CASES

Date	Title	Reference	Subject
2013-12-17	Blemain Finance Ltd v Goulding	[2013] EWCA Civ 1630
2012-12-20	Blemain Finance Ltd v E.Surv Ltd	[2012] EWHC 3654 (TCC)

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 64921 Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
BMW FINANCIAL SERVICES (GB) LIMITED	SUMMIT ONE, SUMMIT AVENUE, FARNBOROUGH, ENGLAND, GU14 0FB	01288537	2017-12-31	870,090,000	231,774,000
CAPITAL ONE (EUROPE) PLC	TRENT HOUSE, STATION STREET, NOTTINGHAM, NG2 3HX	03879023	2017-12-31	566,574,000	166,706,000
PARAGON BANKING GROUP PLC	51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, UNITED KINGDOM, B91 3QJ	02336032	2018-09-30	451,900,000	145,800,000
PROVIDENT PERSONAL CREDIT LIMITED	NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU	00146091	2018-12-31	339,900,000	-81,800,000
NEWDAY CARDS LTD	7 HANDYSIDE STREET, LONDON, ENGLAND, N1C 4DA	04134880	2018-12-31	259,100,000	26,200,000
RCI FINANCIAL SERVICES LIMITED	RIVERS OFFICE PARK DENHAM WAY, MAPLE CROSS, RICKMANSWORTH, ENGLAND, WD3 9YS	03302462	2017-12-31	234,871,000	35,078,000
AMIGO LOANS LTD	UNIT 11A,, THE AVENUE CENTRE, BOURNEMOUTH, ENGLAND, BH2 5RP	04841153	2018-03-31	210,600,000	72,200,000
ARROW GLOBAL LIMITED	BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW	05606545	2017-12-31	153,292,000	2,254,000
CREATION CONSUMER FINANCE LIMITED	WELLINGTON BUILDINGS 6TH FLOOR, WELLINGTON BUILDINGS, 2 - 4 WELLINGTON STREET, BELFAST, NORTHERN IRELAND, BT1 6HT	NI032565	2017-12-31	127,785,000	29,541,000
HOME RETAIL GROUP CARD SERVICES LIMITED	33 HOLBORN, LONDON, ENGLAND, EC1N 2HT	04007072	2018-02-28	127,117,000	9,734,000
PREMIUM CREDIT LIMITED	ERMYN HOUSE, ERMYN WAY, LEATHERHEAD, ENGLAND, KT22 8UX	02015200	2017-12-31	119,133,000	43,946,000
CREATION FINANCIAL SERVICES LIMITED	CHADWICK HOUSE, BLENHEIM COURT, SOLIHULL, WEST MIDLANDS, B91 2AA	01091883	2017-12-31	86,676,000	28,024,000
ADVANTAGE FINANCE LIMITED	2 STRATFORD COURT C/O S&U PLC CRANMORE BOULEVARD, SHIRLEY, SOLIHULL, ENGLAND, B90 4QT	03773673	2018-01-31	78,882,000	24,458,000
S.D. TAYLOR LIMITED	11TH FLOOR LANDMARK ST PETER'S SQUARE, 1 OXFORD ST, MANCHESTER, M1 4PB	00550055	2017-12-31	50,741,000	1,513,000
WELLS FARGO CAPITAL FINANCE (UK) LIMITED	33 KING WILLIAM STREET, LONDON, UNITED KINGDOM, EC4R 9AT	02656007	2017-12-31	48,978,000	20,394,000
BLEMAIN FINANCE LIMITED	LAKE VIEW, LAKESIDE, CHEADLE, CHESHIRE, SK8 3GW	01185052	2018-06-30	47,500,000	8,800,000
FIRST RESPONSE FINANCE LIMITED	5 REGAN WAY, CHETWYND BUSINESS PARK, CHILWELL, NOTTINGHAM, NOTTINGHAMSHIRE, UNITED KINGDOM	03560611	2018-03-31	41,023,376	11,684,534
THE CAR FINANCE COMPANY (2007) LTD	THE OLD TOWN HALL, 71 CHRISTCHURCH ROAD, RINGWOOD, BH24 1DH	06060536	2018-06-30	21,835,000	-16,791,000
OAKMORE INVESTMENTS LIMITED	98 LIVERPOOL ROAD, FORMBY, LIVERPOOL, ENGLAND, L37 6BS	10321045	2017-12-31	20,334,041	0
MUTUAL CLOTHING & SUPPLY COMPANY LIMITED	39/43 BEDFORD STREET SOUTH, LEICESTER, LE1 3JN	00181701	2017-12-31	19,464,000	965,000
PARAGON FINANCE PLC	51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ	01917566	2018-09-30	13,244,000	12,255,000
PARTNERSHIP HOME LOANS LIMITED	ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, SURREY, ENGLAND, RH2 7RP	05108846	2017-12-31	118,339	-447,895
CLB GLOBAL GROUP LTD	21 THE GATEWAY, WATFORD, HERTFORDSHIRE, WD18 7HW	07011241	2018-12-31	60,083	0
ROBIN OF HEATHFIELD LIMITED	ELDERBURY HOUSE, HOWARDS THICKET, GERRARDS CROSS, BUCKINGHAMSHIRE, SL9 7NU	09245948	2018-09-30	18,417	0
RAVSPEED LTD	12 VICTORIA BUNGALOWS, MAIDSTONE ROAD, SIDCUP, ENGLAND, DA14 5BB	09442820	2018-03-31	14,489	0
REVLINK LIMITED	UNIT 53 CARIOCCA BUSINESS PARK 2 HELLIDON CLOSE, ARDWICK, MANCHESTER, ENGLAND, M12 4AH	07209905	2018-03-31	800	0	68209-Other letting and operating of own or leased real estate 70210-Public relations and communications activities 70229-Management consultancy activities other than financial management
GLF LIMITED	7 PORCHESTER PLACE, LONDON, ENGLAND, W2 2BS	06758130	2017-12-31	0	0
ARROW GLOBAL INVESTMENTS HOLDINGS LIMITED	BELVEDERE, 12 BOOTH STREET, MANCHESTER, UNITED KINGDOM, M2 4AW	06568603	0000-00-00	0	0
INTERNATIONAL PERSONAL FINANCE PLC	26 WHITEHALL ROAD, LEEDS, UNITED KINGDOM, LS12 1BE	06018973	0000-00-00	0	0

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
BLEMAIN FINANCE LIMITED	0.7%	3.8%	7.1%	Medium
Other companies Active in the same sector	0.5%	3.3%	9.3%	Medium


Age	0.4%	1.4%	2.7%	Medium
Company Type	0.7%	3.7%	7.4%	Medium
Accounts category	0.7%	2.2%	3.8%	Medium
Accounting Month	0.7%	5.7%	7.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium