PHOENIX LIFE LIMITED

1 WYTHALL GREEN WAY, WYTHALL, BIRMINGHAM, B47 6WG

Previous name: ROYAL & SUN ALLIANCE LINKED INSURANCES LIMITED (changed on 29-Dec-2005)

Company Number: 01016269
Incorporation date: 30-Jun-1971
Status: Active
Entity type: Private Limited Company

SIC codes:
65110 Life insurance

SUMMARY

This company is 53.8 years old and is currently active. It is controlled by Pearl Life Holdings Limited. The company has positive equity (net assets) of GBP 1.4 billion which has increased from GBP 1.3 billion in the previous year. The company has 10 active officers (directors or partners) who are or were officers of 199 other companies, 63 (31.7%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 30-Sep-2025
Accounts Filed: FULL (31-Dec-2023)

P&L Financials:

Year end	Currency	Interest Paid
31-Dec-2019	GBP	35,000,000
31-Dec-2018	GBP	31,000,000
31-Dec-2017	GBP	30,000,000
31-Dec-2016	GBP	33,000,000
31-Dec-2015	GBP	34,000,000

Balance Sheet Financials:

Year end	Currency	Current Assets	Debt	Share Capital	Retained Earnings	Net Assets
31-Dec-2019	GBP	269,000,000	28,891,000,000	69,000,000	790,000,000	1,434,000,000
31-Dec-2018	GBP	291,000,000	26,773,000,000	69,000,000	709,000,000	1,255,000,000
31-Dec-2017	GBP	290,000,000	23,566,000,000	69,000,000	338,000,000	783,000,000
31-Dec-2016	GBP	324,000,000	10,776,000,000	69,000,000	701,000,000	991,000,000
31-Dec-2015	GBP	326,000,000	9,569,000,000	69,000,000	641,000,000	704,000,000

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**

Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Nationality	All apointments (active/resigned)
Active	PEARL GROUP SECRETARIAT SERVICES LIMITED	01 Sep 2006	28 Mar 2025		38 - 54
Resigned	Jennifer Jane WILMAN	30 Sep 2004	01 Sep 2006	British	0 - 30
Resigned	Jacqueline Elizabeth FOX	17 Jul 2002	30 Sep 2004	British	4 - 270
Resigned	Jan Victor MILLER	01 May 2002	17 Jul 2002	British	0 - 83
Resigned	Vanessa JONES	06 Dec 2001	26 Apr 2002	British	0 - 109
Resigned	Bernadette Clare YOUNG	11 Dec 2000	06 Dec 2001	British	0 - 35
Resigned	Heather Gwendolyn BRIERLEY	15 Sep 2000	11 Dec 2000	British	0 - 146
Resigned	John Hilton BERG	01 Jul 1998	15 Sep 2000	British	1 - 81
Resigned	Richard Anthony EVES	13 May 1997	01 Jul 1998	British	0 - 156
Resigned	David John MORGAN	17 Jun 1992	12 May 1997	British	0 - 22
Resigned	James Edward HUGHES		17 Jun 1992	British	0 - 5

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Karin Alexandra COOK	01 May 2024		Company Director	British	5 - 1	0 (0.0%)
Active	Arlene CAIRNS	01 Apr 2024		Finance Director	British	26 - 37	1 (1.6%)
Active	Jora GILL	01 Jun 2023		Non Executive Director	British	5 - 0	0 (0.0%)
Active	Jora Singh GILL	01 Jun 2023		Non Executive Director	British	5 - 1	0 (0.0%)
Active	Ian Adam CRASTON	01 Jun 2023		Non Executive Director / Pension Trustee	British	6 - 1	0 (0.0%)
Active	Andrew David BRIGGS	01 Oct 2022		Company Director	British	9 - 57	21 (31.8%)
Resigned	Peter Kane MAYES	01 Oct 2022	31 Mar 2024	Actuary	British	0 - 14	0 (0.0%)
Resigned	Rakesh Kishore THAKRAR	01 Oct 2022	31 Jul 2024	Financial Controller	British	4 - 42	1 (2.2%)
Active	Timothy Walter HARRIS	01 May 2022		Accountant	British	3 - 0	0 (0.0%)
Active	Rosemary HARRIS	01 Jan 2022		Director	British	8 - 59	29 (43.3%)
Resigned	Brid Mary MEANEY	01 Apr 2021	19 Aug 2024	Finance Director	Irish	2 - 78	8 (10.0%)
Active	Bernard Andrew CURRAN	01 Oct 2020		Director	British	5 - 21	2 (7.7%)
Resigned	Margaret Grace HASSALL	23 Jul 2020	31 Mar 2023	Non-Executive Director	British	2 - 15	1 (5.9%)
Resigned	James Daniel GALLAGHER	23 Jul 2020	30 Sep 2021	Non-Executive Director	British	1 - 17	2 (11.1%)
Resigned	Michael John EAKINS	23 Jul 2020	01 Oct 2022	Chief Investment Officer	Irish	4 - 5	0 (0.0%)
Resigned	Susan Davidson MCINNES	09 Apr 2020	01 Oct 2020	Chief Risk Officer	British	5 - 19	2 (8.3%)
Resigned	Stephen Keith PERCIVAL	17 Jul 2019	31 Mar 2021	Company Director	British	16 - 39	18 (32.7%)
Resigned	Amanda Helen BOWE	31 Aug 2018	30 Apr 2024	Company Director	British	2 - 6	0 (0.0%)
Resigned	Richard David HOUGHTON	31 Aug 2018	31 Dec 2019	Chartered Accountant	British	1 - 19	1 (5.0%)
Resigned	Jonathan Robson, Dr PEARS	31 Aug 2018	01 Oct 2022	Group Chief Risk Officer	British	0 - 3	0 (0.0%)
Resigned	Rakesh Kishore THAKRAR	23 Jul 2018	15 May 2020	Financial Controller	British	4 - 42	1 (2.2%)
Resigned	Susan Davidson MCINNES	18 Apr 2018	31 Aug 2018	Insurance Manager	British	5 - 19	2 (8.3%)
Resigned	David Richard CHEESEMAN	15 Sep 2017	17 Jul 2019	Director	British	1 - 45	17 (37.0%)
Active	John Robert LISTER	01 Sep 2016		Director	British	7 - 87	21 (22.3%)
Resigned	Nicholas Hugh POYNTZ-WRIGHT	03 May 2016	31 Dec 2024	Non-Executive Director	British	5 - 15	5 (25.0%)
Resigned	Stephen Andrew CLARKE	12 Oct 2015	01 Oct 2022	Non Executive Director	British	1 - 42	19 (44.2%)
Resigned	Diana Susan MILLER	21 May 2015	31 Dec 2019	Company Director	British	2 - 17	0 (0.0%)
Resigned	Shamira MOHAMMED	07 Oct 2014	26 Jun 2017	Chartered Accountant	British	1 - 85	9 (10.5%)
Resigned	Simon Charles TRUE	02 Sep 2013	09 Mar 2018	Actuary	British	0 - 13	1 (7.7%)
Resigned	Anthony Wayne SNOW	08 Aug 2013	15 Mar 2018	Chief Risk Officer	British	1 - 33	12 (35.3%)
Resigned	David Louis RICHARDSON	26 Apr 2012	31 Jan 2013	Group Chief Actuary	Irish	0 - 18	1 (5.6%)
Resigned	Jonathan James YATES	24 Jun 2010	21 Dec 2011	Company Director	British	0 - 57	20 (35.1%)
Resigned	Andrew MOSS	10 Jun 2010	01 Oct 2022	Accountant	British	0 - 125	32 (25.6%)
Resigned	Jean Craig PARK	01 Apr 2010	19 Jun 2013	Chief Risk Officer	British	0 - 11	0 (0.0%)
Resigned	William Raymond TREEN	25 Nov 2009	21 May 2015	Company Director	Welsh	0 - 51	13 (25.5%)
Resigned	Michael Norris URMSTON	11 Nov 2009	31 Oct 2021	Company Director	British	4 - 71	17 (22.7%)
Resigned	Jonathan Peter EVANS	02 Nov 2009	31 Aug 2016	Company Director	British	1 - 18	1 (5.3%)
Resigned	Layton Gwyn TAMBERLIN	06 Oct 2008	04 Jun 2009	Private Equity	English	1 - 16	6 (35.3%)
Resigned	Edward Jonathan Cameron HAWKES	13 Aug 2008	02 Sep 2009	Company Director	British	14 - 69	37 (44.6%)
Resigned	Hugh OSMOND	12 Jun 2008	02 Sep 2009	Company Director	British	9 - 99	44 (40.7%)
Resigned	Manjit DALE	12 Jun 2008	02 Sep 2009	Company Director	British	9 - 129	38 (27.5%)
Resigned	Michael David ROSS	12 Jun 2008	31 Mar 2016	Company Director	British	1 - 43	13 (29.5%)
Resigned	John Simon Bertie SMITH	01 May 2008	25 Mar 2010	Chartered Accountant	British	0 - 66	21 (31.8%)
Resigned	Jonathan Stephen MOSS	01 May 2008	02 Sep 2009	Director	British	1 - 74	22 (29.3%)
Resigned	Michael John MERRICK	22 Feb 2008	19 May 2014	Actuary	British	0 - 109	45 (41.3%)
Resigned	Kerr LUSCOMBE	20 Nov 2007	09 Feb 2010	Director	British	1 - 130	49 (37.4%)
Resigned	Graham Lloyd SINGLETON	20 Nov 2007	30 Sep 2008	Managing Director	British	0 - 77	29 (37.7%)
Resigned	Martin POTKINS	18 Jul 2007	01 May 2008	Group Financial Controller	British	0 - 7	2 (28.6%)
Resigned	Ian Bruce, Dr OWEN	03 Jul 2007	09 Sep 2009	Company Director	British	3 - 59	15 (24.2%)
Resigned	Robert Paul STOCKTON	29 Mar 2007	10 Jul 2008	Company Director	British	33 - 83	57 (49.1%)
Resigned	James Allen NEWMAN	30 Aug 2006	01 May 2008	Accountant	British	0 - 72	33 (45.8%)
Resigned	Paul Andrew THOMPSON	06 Sep 2005	10 Jul 2006	Company Director	British	10 - 45	15 (27.3%)
Resigned	Graham Lloyd SINGLETON	06 Sep 2005	30 Aug 2006	Managing Director	British	0 - 77	29 (37.7%)
Resigned	Michael Nicholas BIGGS	02 Jun 2005	10 Jul 2006	Company Director	British	2 - 23	6 (24.0%)
Resigned	Patrick Francis MCDONNELL	02 Jun 2005	15 Jul 2005	Accountant	Irish	1 - 55	41 (73.2%)
Resigned	Ian Graham MAIDENS	31 Mar 2005	22 Aug 2008	Actuary	British	15 - 56	16 (22.5%)
Resigned	Duncan George Robin FERGUSON	26 Jan 2005	25 Sep 2009	Director	British	0 - 51	11 (21.6%)
Resigned	Anthony Beverley DAVIDSON	26 Jan 2005	12 Oct 2015	Chartered Accountant	British	0 - 49	20 (40.8%)
Resigned	Clive Adam COWDERY	30 Sep 2004	06 Sep 2005	Company Director	British	18 - 59	23 (29.9%)
Resigned	Brendan Joseph MEEHAN	30 Sep 2004	06 Sep 2005	Company Director	British	0 - 65	20 (30.8%)
Resigned	Fiona MATTHEWS	26 Feb 2004	06 Sep 2005	Company Director	British	0 - 24	12 (50.0%)
Resigned	Roger CRAINE	26 Jun 2003	30 Apr 2007	Accountant	British	0 - 86	43 (50.0%)
Resigned	Michael Robert KIPLING	27 May 2003	10 Jul 2008	Actuary	British	2 - 67	42 (60.9%)
Resigned	Peter Nicholas HANBY	14 Jan 2003	01 Apr 2004	Director	British	0 - 23	10 (43.5%)
Resigned	John Joseph KEANE	13 Mar 2000	31 Aug 2002	Director People & Customers	Irish	0 - 15	6 (40.0%)
Resigned	Philip Stephen EGAN	13 Mar 2000	30 Apr 2003	Accountant	British	0 - 8	0 (0.0%)
Resigned	Jill CARNIE	13 Mar 2000	30 Jun 2001	Director Customer Development	British	1 - 19	10 (50.0%)
Resigned	Philip Stephen EGAN	13 Mar 2000	30 Apr 2003	Accountant	British	0 - 14	6 (42.9%)
Resigned	Mike WARR	13 Mar 2000	31 Oct 2002	Director	British	0 - 20	11 (55.0%)
Resigned	Andrew KERR	13 Mar 2000	30 Apr 2003	Actuary	British	4 - 13	5 (29.4%)
Resigned	William John BRADBURN	13 Mar 2000	30 Sep 2002	Director Ifa Market	British	0 - 13	5 (38.5%)
Resigned	Nick CRITICOS	09 Apr 1998	13 Mar 2000	Manager	South African	1 - 48	17 (34.7%)
Resigned	Christopher David O'BRIEN	09 Apr 1998	30 Nov 1999	Actuary	British	0 - 15	6 (40.0%)
Resigned	Richard Edward Keith GREENFIELD	09 Apr 1998	31 Dec 2007	Chartered Accountant	British	1 - 72	36 (49.3%)
Resigned	George Stephan PATER	30 Mar 1998	31 Oct 2002	Director & General Manager	British	0 - 27	13 (48.1%)
Resigned	Brian John HALL	19 Dec 1997	13 Mar 2000	Insurance Manager	British	1 - 26	14 (51.9%)
Resigned	Julian Christopher HANCE	11 Nov 1996	23 Apr 1998	Insurance Manager	British	0 - 44	19 (43.2%)
Resigned	Ronald CALVER	17 Jun 1994	13 Mar 2000	Operations Director	British	0 - 24	5 (20.8%)
Resigned	John SIDWELL	01 Oct 1993	05 Aug 1996	Chartered Accountant	British	0 - 27	14 (51.9%)
Resigned	David Ronald PARRY		22 Apr 1998	Insurance Executive	British	0 - 16	7 (43.8%)
Resigned	David Murray HEATHER		12 Aug 1993	Finance Director	British	0 - 7	1 (14.3%)
Resigned	Donald SHORE		30 Apr 1998	Actuary	British	0 - 19	9 (47.4%)
Resigned	Mohammed IQBAL		31 Aug 1996	Actuary	British	0 - 6	0 (0.0%)
Resigned	Melvin WHITE		21 Apr 1998	Asst Managing Director	British	0 - 7	2 (28.6%)

Number of active directors: 10
Average tenure of active directors: 2.9 years
Average tenure of resigned directors: 3.0 years
Average active director Dissolution Rate: 10.7%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Karin Alexandra COOK	Arlene CAIRNS	Jora GILL	Jora Singh GILL	Ian Adam CRASTON	Andrew David BRIGGS	Timothy Walter HARRIS	Rosemary HARRIS	Bernard Andrew CURRAN	John Robert LISTER
PHOENIX LIFE ASSURANCE LIMITED (00001419) - Active	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔
FRIENDS LIFE FPLMA LIMITED (00004599) - Active						✔
THE PRUDENTIAL ASSURANCE COMPANY LIMITED (00015454) - Active						✔		✔
THE LANCASHIRE AND YORKSHIRE REVERSIONARY INTEREST COMPANY LIMITED (00019770) - Active										✔
AVIVA INTERNATIONAL INSURANCE LIMITED (00021487) - Active										✔
COMMERCIAL UNION LIFE ASSURANCE COMPANY LIMITED (00079678) - Active										✔
ROYAL & SUN ALLIANCE INSURANCE LIMITED (00093792) - Active								✔
LLOYDS BANK GENERAL INSURANCE LIMITED (00204373) - Active						✔		✔
CGNU LIFE ASSURANCE LIMITED (00226742) - Active										✔
HAZELL CARR (PN) SERVICES LIMITED (00236752) - Active								✔
SMITH ST.AUBYN (HOLDINGS)LIMITED (00263011) - Dissolved								✔
UNDERSHAFT (NUCM) LIMITED (00426877) - Dissolved										✔
FAIRBAIRN U.K. LIMITED (00447698) - Active - Proposal to Strike off								✔
FRIENDS LIFE AND PENSIONS LIMITED (00475201) - Active						✔			✔	✔
TORMEAD LIMITED (00485947) - Active								✔
PRUDENTIAL PENSIONS ADMINISTRATION LIMITED (00615323) - Dissolved						✔
ABBEY LIFE ASSURANCE COMPANY LIMITED (00710383) - Active										✔
SAGA SERVICES LIMITED (00732602) - Active										✔
REASSURE LIMITED (00754167) - Active	✔	✔	✔	✔	✔	✔		✔	✔	✔
VEBNET (HOLDINGS) LIMITED (00792165) - Active		✔
PRUDENTIAL HOLBORN LIFE LIMITED (00793051) - Liquidation								✔
TRAVIS PERKINS PLC (00824821) - Active				✔
PACIFIC LIFE RE LIMITED (00825110) - Liquidation										✔
FIDELITY LIFE ASSURANCE LIMITED (00869405) - Dissolved										✔
PHOENIX LIFE CA LIMITED (00959082) - Active	✔	✔				✔		✔	✔	✔
LLOYDS BANK INSURANCE SERVICES LIMITED (00968406) - Active						✔		✔
PRUDENTIAL PENSIONS LIMITED (00992726) - Active						✔
PHOENIX LIFE LIMITED (01016269) - Active	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔
UNDERSHAFT (NUL) UK LIMITED (01117445) - Dissolved										✔
PHOENIX AW LIMITED (01225468) - Active										✔
QUILTER PERIMETER UK LIMITED (01320268) - Liquidation								✔
PRUDENTIAL (AN) LIMITED (01347088) - Dissolved								✔
REASSURE LIFE LIMITED (01363932) - Active	✔	✔	✔	✔	✔	✔		✔	✔	✔
AVIVA GROUP HOLDINGS LIMITED (01555746) - Active										✔
INVESTMENT FUNDS DIRECT LIMITED (01610781) - Active						✔
LLOYDS BANK GENERAL INSURANCE HOLDINGS LIMITED (01628564) - Active						✔		✔
SCOTTISH WIDOWS UNIT TRUST MANAGERS LIMITED (01629925) - Active						✔
HAMILTON LIFE ASSURANCE COMPANY LIMITED (01656838) - Dissolved										✔
PRUDENTIAL STAFF PENSIONS LIMITED (01699784) - Active								✔
PROVIDENCE CAPITOL TRUSTEES LIMITED (01757089) - Dissolved								✔
QUILTER CHEVIOT LIMITED (01923571) - Active								✔
FAIRBAIRN INVESTMENT COMPANY LIMITED (01923749) - Active - Proposal to Strike off								✔
AVIVA INVESTORS UK FUND SERVICES LIMITED (01973412) - Active									✔	✔
TSB FINANCIAL SERVICES LIMITED (02079683) - Dissolved						✔
AMBASSADOR INSURANCE COMPANY LIMITED (02123239) - Dissolved						✔
PACIFIC LIFE RE SERVICES LIMITED (02145545) - Active										✔
AVIVA INTERNATIONAL HOLDINGS LIMITED (02180206) - Active										✔
OMFS (AESH) LIMITED (02285621) - Dissolved								✔
AVIVA PUBLIC PRIVATE FINANCE LIMITED (02334210) - Active										✔
RSA INSURANCE GROUP LIMITED (02339826) - Active								✔
TSB GENERAL INSURANCE SERVICES LIMITED (02376164) - Dissolved						✔		✔
AVIVA LIFE HOLDINGS UK LIMITED (02403518) - Active						✔				✔
AVIVA LIFE SERVICES UK LIMITED (02403746) - Active						✔			✔	✔
AVIVA PENSION TRUSTEES UK LIMITED (02407799) - Active									✔	✔
AVIVA HEALTH UK LIMITED (02464270) - Active										✔
AVIVA PLC (02468686) - Active						✔
AVIVA INVESTORS UK FUNDS LIMITED (02503054) - Active									✔	✔
ST ANDREW'S SHELL COMPANY LIMITED (02549040) - Dissolved						✔
PRUDENTIAL ANNUITIES LIMITED (02554213) - Dissolved						✔
AVIVA COMMERCIAL FINANCE LIMITED (02559391) - Active										✔
AIC SERVICES LIMITED (02610528) - Dissolved						✔
AVIVA (PEAK NO.2) UK LIMITED (02668470) - Active										✔
LLOYDS BANK INSURANCE SERVICES (DIRECT) LIMITED (02691627) - Active						✔		✔
J SAINSBURY PENSION SCHEME TRUSTEES LIMITED (02721178) - Active					✔
HANOVER FOUNDATIONS (02732441) - Dissolved								✔
TRINITY TRUSTEE COMPANY LIMITED (02741355) - Dissolved										✔
HALIFAX GENERAL INSURANCE SERVICES LIMITED (02791889) - Active						✔		✔
REASSURE MIDCO LIMITED (02970583) - Active		✔				✔
CANADA SQUARE OPERATIONS LIMITED (02999842) - Active								✔
ST ANDREW'S GROUP LIMITED (03011193) - Active						✔		✔
HBOS GI PLC (03029439) - Dissolved						✔		✔
ST ANDREW'S LIFE ASSURANCE PLC (03104670) - Active								✔
ST ANDREW'S INSURANCE PLC (03104671) - Active						✔		✔
AVIVA DEPOSITS UK LIMITED (03125556) - Dissolved										✔
MENTOR PROFESSIONAL SERVICES LIMITED (03164540) - Dissolved						✔
HBOS INSURANCE & INVESTMENT GROUP LIMITED (03195584) - Active								✔
SCOTTISH WIDOWS LIMITED (03196171) - Active								✔
OMFS COMPANY 4 LIMITED (03211814) - Dissolved								✔
PHOENIX WEALTH HOLDINGS LIMITED (03223752) - Active		✔
PEARL ASSURANCE GROUP HOLDINGS LIMITED (03245996) - Active		✔
AVIVA LIFE & PENSIONS UK LIMITED (03253947) - Active						✔			✔	✔
AVIVA ANNUITY UK LIMITED (03253948) - Active						✔			✔	✔
AVIVA CENTRAL SERVICES UK LIMITED (03259447) - Active		✔								✔
AVIVA EMPLOYMENT SERVICES LIMITED (03280551) - Active		✔				✔				✔
UNDERSHAFT (NUCF) LIMITED (03280716) - Dissolved										✔
UNDERSHAFT (NUML) LIMITED (03280721) - Dissolved										✔
AVIVA EQUITY RELEASE UK LIMITED (03286484) - Active									✔	✔
CENTRAL CAPITAL ACQUISITIONS LIMITED (03348871) - Dissolved								✔
AVIVA ADMINISTRATION LIMITED (03424940) - Active						✔				✔
PHOENIX UNIT TRUST MANAGERS LIMITED (03588031) - Active					✔		✔
PHOENIX GROUP MANAGEMENT SERVICES LIMITED (03588063) - Active		✔
OM RESIDUAL UK LIMITED (03591559) - Active										✔
OM GROUP (UK) LIMITED (03591572) - Active								✔
OLD MUTUAL BUSINESS SERVICES LIMITED (03613935) - Active								✔
TORMEAD ENTERPRISES LIMITED (03793115) - Active								✔
AGE CONCERN FINANCIAL PARTNERSHIPS LIMITED (03819694) - Active										✔
COMMSALE 2000 LIMITED (03903856) - Liquidation								✔
SANDLORD LIMITED (03956155) - Dissolved								✔
INVESTMENT FUNDS DIRECT HOLDINGS LIMITED (03968801) - Active						✔
PHOENIX SCP LIMITED (04013361) - Active		✔
UNDERSHAFT ALUK LIMITED (04071569) - Dissolved										✔
FRIENDS LIFE LIMITED (04096141) - Active						✔				✔
FRIENDS LIFE FPL LIMITED (04113107) - Liquidation						✔				✔
OLD MUTUAL ZIMBABWE HOLDINGS (UK) LIMITED (04166851) - Dissolved								✔
POINTSPIRIT (04207501) - Dissolved								✔
UNDERSHAFT WG LIMITED (04344611) - Dissolved										✔
NULH2 LIMITED (04384508) - Dissolved										✔
PRIMEMAJOR (04422491) - Dissolved								✔
AVIVA WRAP UK LIMITED (04470008) - Active									✔	✔
OLD MUTUAL FINANCE (NO.3) (04558841) - Dissolved								✔
PEARL LIFE HOLDINGS LIMITED (04560778) - Active		✔
OLD MUTUAL FINANCE (NO.4) LIMITED (04718926) - Dissolved								✔
HBOS GENERAL INSURANCE SERVICES LIMITED (04953261) - Dissolved						✔		✔
VITALITY HEALTH LIMITED (05051253) - Active								✔	✔
FRIENDS LIFE MARKETING LIMITED (05059179) - Liquidation										✔
OLD MUTUAL UK HOLDINGS LIMITED (05240531) - Dissolved								✔
PEARL GROUP HOLDINGS (NO. 2) LIMITED (05282342) - Active		✔
YORK CARES (05346480) - Active										✔
ROBERT HARRIS ENGINEERING LIMITED (05410805) - Active - Proposal to Strike off								✔
SUNLIFE LIMITED (05460862) - Active									✔
PEARL GROUP SERVICES LIMITED (05549998) - Active		✔
AVIVA INVESTORS UK NOMINEES LIMITED (05554497) - Active									✔
VITALITY CORPORATE SERVICES LIMITED (05933141) - Active								✔	✔
DISCOVERY HOLDINGS EUROPE LIMITED (05933172) - Active								✔	✔
UNDERSHAFT FAL LIMITED (06363657) - Active						✔				✔
AVIVA INVESTMENT SOLUTIONS UK LIMITED (06389025) - Active									✔
QUILTER PLC (06404270) - Active								✔
MERIAN GLOBAL INVESTORS HOLDINGS LIMITED (06450145) - Active								✔
MILLPENCIL LIMITED (06450146) - Active								✔
PACIFIC LIFE RE HOLDINGS LIMITED (06608537) - Liquidation										✔
REASSURE COMPANIES SERVICES LIMITED (06705828) - Active		✔
OLD MUTUAL HOLDINGS LIMITED (06728433) - Dissolved								✔
UNBIASED LIMITED (06775878) - Active									✔
AVIVA WEALTH HOLDINGS UK LIMITED (06861305) - Active						✔				✔
PHOENIX LIFE HOLDINGS LIMITED (06977344) - Active						✔
FRIENDS LIFE HOLDINGS LIMITED (06986155) - Liquidation						✔				✔
PHOENIX GROUP CA SERVICES LIMITED (06997417) - Active		✔
FRIENDS LIFE SECRETARIAL SERVICES LIMITED (07350629) - Dissolved								✔
REASSURE UK SERVICES LIMITED (07860886) - Active		✔
SIMPLY FINANCE GROUP LIMITED (09302053) - Active - Proposal to Strike off									✔
AVIVA TRUSTEES UK LIMITED (09304239) - Active									✔
AVIVA UK DIGITAL LIMITED (09766150) - Active						✔
DONALDSON TIMBER SYSTEMS LIMITED (10375531) - Active		✔
PG DORMANT (NO 7) LIMITED (10691596) - Active		✔
REASSURE GROUP PLC (11597179) - Active						✔
PHOENIX GROUP HOLDINGS PLC (11606773) - Active						✔
STANDARD LIFE MORTGAGES LIMITED (14120174) - Active		✔
HALIFAX JERSEY HOLDINGS LIMITED (FC024976) - Converted / Closed								✔
OLD MUTUAL INTERNATIONAL HOLDINGS LIMITED (FC025606) - Converted / Closed								✔
FRIENDS LIFE GROUP LIMITED (FC031364) - Active						✔				✔
IH (JERSEY) LIMITED (FC032795) - Active		✔
PRUDENTIAL ASSURANCE COMPANY LIMITED (NF000315) - Converted / Closed								✔
SCOTTISH WIDOWS ANNUITIES LIMITED (NF003740) - Converted / Closed						✔
SCOTTISH WIDOWS UNIT TRUST MANAGERS (NF003741) - Converted / Closed						✔
SCOTTISH WIDOWS PLC (NF003742) - Converted / Closed						✔
AVIVA INSURANCE LIMITED (SC002116) - Active						✔				✔
JAMES DONALDSON GROUP LTD (SC010528) - Active		✔
STANDARD LIFE PENSION FUNDS LIMITED (SC046447) - Active		✔								✔
RBS COLLECTIVE INVESTMENT FUNDS LIMITED (SC046694) - Active										✔
PRUDENTIAL RETIREMENT INCOME LIMITED (SC047842) - Liquidation						✔
MCLEOD & HIGGINS (ROOFING CONTRACTORS) LIMITED (SC056264) - Active		✔
ROWAN GROUP LIMITED (SC064156) - Active		✔
PRUDENTIAL LIFETIME MORTGAGES LIMITED (SC073158) - Active						✔
SCOTTISH WIDOWS ADMINISTRATION SERVICES (NOMINEES) LIMITED (SC074517) - Active						✔
KITCHENS INTERNATIONAL PERTH LIMITED (SC083470) - Active		✔
DONALDSON TIMBER ENGINEERING LIMITED (SC099182) - Active		✔
THE GLASGOW CALEDONIAN UNIVERSITY COMPANY LIMITED (SC108259) - Active		✔
SKYFAP LIMITED (SC114606) - Dissolved									✔
SCOTTISH AMICABLE ISA MANAGERS LIMITED (SC117431) - Dissolved						✔
NU-STYLE PRODUCTS LIMITED (SC118709) - Active		✔
AVIVA (PEAK NO.1) UK LIMITED (SC119820) - Active										✔
UNDERSHAFT (PEAK NO.3) UK LIMITED (SC128637) - Dissolved										✔
MGM TIMBER (SCOTLAND) LIMITED (SC129921) - Active		✔
SCOTTISH MUTUAL ASSURANCE LIMITED (SC133846) - Active		✔
RTS MANUFACTURING LTD (SC138734) - Active		✔
PRUDENTIAL EUROPE ASSURANCE HOLDINGS LIMITED (SC149193) - Liquidation						✔
K I KITCHENS LIMITED (SC151458) - Active		✔
THE GLASGOW CALEDONIAN UNIVERSITY NOMINEE COMPANY (SC157698) - Active		✔
DONALDSON TRUSTEE LIMITED (SC159880) - Active		✔
SCOTTISH AMICABLE LIFE LIMITED (SC171130) - Dissolved						✔
PRUDENTIAL UK SERVICES LIMITED (SC176097) - Active								✔
JAMES DONALDSON TIMBER LIMITED (SC183918) - Active		✔
SCOTTISH WIDOWS SERVICES LIMITED (SC189975) - Active						✔
SCOTTISH WIDOWS GROUP LIMITED (SC199547) - Active						✔		✔
SCOTTISH WIDOWS FINANCIAL SERVICES HOLDINGS (SC199548) - Active						✔
SW FUNDING PLC (SC199549) - Active						✔		✔
SCOTTISH WIDOWS ANNUITIES LIMITED (SC199550) - Active						✔		✔
STONECARE (UK) LIMITED (SC199722) - Active		✔
KITCHENS INTERNATIONAL LIMITED (SC202605) - Active		✔
VEBNET LIMITED (SC207389) - Active		✔
UNDERSHAFT ALIUK LIMITED (SC209588) - Dissolved										✔
PARKER KISLINGBURY LIMITED (SC209915) - Active		✔
PRUDENTIAL DISTRIBUTION LIMITED (SC212640) - Active						✔		✔
IMPALA LOAN COMPANY 1 LIMITED (SC212709) - Active - Proposal to Strike off		✔
RBSG COLLECTIVE INVESTMENTS LIMITED (SC235783) - Dissolved										✔
JAMES DONALDSON INSULATION LIMITED (SC237698) - Active		✔
ROBERT REID & SONS LIMITED (SC240841) - Active		✔
THE MUNGO FOUNDATION (SC256488) - Active									✔
SANDF (GRANGEMOUTH) LIMITED (SC265255) - Active		✔
STANDARD LIFE ASSURANCE LIMITED (SC286833) - Active	✔	✔	✔	✔	✔	✔		✔	✔	✔

SHAREHOLDERS (BETA)

Shareholder name	Share class	Shares at confirmation date
Shareholder name	Share class	2015-09-30	2014-09-30	2013-09-30	2012-09-30	2011-09-30
PEARL LIFE HOLDINGS LIMITED	ORDINARY	69,087,572 100%	69,087,572 100%	69,087,572 100%	69,087,572 100%	69,087,572 100%

SHAREHOLDINGS (BETA)

Company name	Share class	Shares at confimation date
Company name	Share class	2019-06-14	2018-12-20	2018-06-29	2018-05-23	2017-05-23
PHOENIX LIFE LIMITED	ORDINARY	1 25%	1 100%	1 100%	2 100%	2 66.7%
PHOENIX LIFE LIMITED	ORDINARY	1 25%	0 0%	0 0%	0 0%	1 33.3%
PHOENIX LIFE LIMITED	ORDINARY	1 25%	0 0%	0 0%	0 0%	0 0%
PHOENIX LIFE LIMITED	ORDINARY	1 25%	0 0%	0 0%	0 0%	0 0%

CONTROLLED COMPANIES / CONTROLLING ENTITIES

>75%:Pearl Life Holdings Limited (4560778 - United Kingdom) active

Controlling entities above

PHOENIX LIFE LIMITED

Controlled companies below

>75%:CORUNNA LIMITED (SC216955 - UK) active

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2021-07-01	2021-12-31		%	%	56220
2021-01-01	2021-06-30	30	0%	18%	48815
2020-07-01	2020-12-31	29	0%	7%	42121
2020-01-01	2020-06-30	35	4%	62%	35395
2019-07-01	2019-12-31	38	18%	55%	27191
2019-01-01	2019-06-30	33	0%	46%	20564
2018-07-01	2018-12-31	37	15%	63%	11839
2018-01-01	2018-06-30	65	21%	63%	5933

COURT CASES

No Court Cases found

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 65110 Life insurance)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
SCOTTISH WIDOWS LIMITED	25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN	03196171	2017-12-31	18,192,000,000	899,000,000
ROTHESAY LIFE PLC	THE POST BUILDING, 100 MUSEUM STREET, LONDON, UNITED KINGDOM, WC1A 1PB	06127279	2018-12-31	12,195,000,000	97,000,000
SCOTTISH EQUITABLE PLC	AEGON LOCHSIDE CRESCENT, EDINBURGH PARK, EDINBURGH, SCOTLAND, EH12 9SE	SC144517	2017-12-31	9,792,700,000	34,400,000
BAILLIE GIFFORD LIFE LIMITED	ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX	SC182496	2018-03-31	5,139,666,000	1,600,000
PHOENIX LIFE LIMITED	1 WYTHALL GREEN WAY, WYTHALL, BIRMINGHAM, B47 6WG	01016269	2018-12-31	1,304,000,000	481,000,000
CANADA LIFE LIMITED	CANADA LIFE PLACE, POTTERS BAR, HERTFORDSHIRE, EN6 5BA	00973271	2017-12-31	940,100,000	326,100,000
COUNTRYWIDE ASSURED PLC	2ND FLOOR, BUILDING 4 WEST STRAND, WEST STRAND ROAD, PRESTON, LANCASHIRE, ENGLAND, PR1 8UY	02261746	2017-12-31	333,071,000	42,296,000
THREADNEEDLE PENSIONS LIMITED	CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG	00984167	2017-12-31	266,918,000	2,040,000	66300-Fund management activities
MGM ADVANTAGE LIFE LIMITED	CANADA LIFE PLACE, HIGH STREET, POTTERS BAR, ENGLAND, EN6 5BA	08395855	2017-12-31	183,391,000	5,702,000
WESLEYAN FINANCIAL SERVICES LIMITED	COLMORE CIRCUS, BIRMINGHAM, B4 6AR	01651212	2017-12-31	58,140,000	-3,964,000
INTEGRALIFE UK LIMITED	29 CLEMENT'S LANE, LONDON, EC4N 7AE	00798365	2018-09-30	45,279,000	16,177,000
TOKIO MARINE KILN SYNDICATES LIMITED	20 FENCHURCH STREET, LONDON, EC3M 3BY	00729671	2017-12-31	31,146,000	18,548,000	65120-Non-life insurance
UNUM LIMITED	MILTON COURT, DORKING, SURREY, RH4 3LZ	00983768	2017-12-31	12,206,000	1,775,000	65120-Non-life insurance
CAPITA LIFE & PENSIONS SERVICES LIMITED	FIRST FLOOR, 2 KINGDOM STREET, PADDINGTON, LONDON, ENGLAND, W2 6BD	04359665	2017-12-31	7,031,500	-1,964,426
LEAGOLD LIMITED	SOLAR HOUSE - PF 915 HIGH ROAD, NORTH FINCHLEY, LONDON, ENGLAND, N12 8QJ	01692041	2017-03-31	1,032,339	0	65120-Non-life insurance 65300-Pension funding
FRANK CORRIGAN & CO. LIMITED	5 SYCAMORE COURT BIRMINGHAM ROAD, ALLESLEY, COVENTRY, ENGLAND, CV5 9BA	02198916	2018-05-31	946,820	0	65300-Pension funding 66290-Other activities auxiliary to insurance and pension funding
MORTGAGE 65 LIMITED	8 CAMBERWELL WAY, DOXFORD INTERNATIONAL BUSINESS PARK, SUNDERLAND, UNITED KINGDOM, SR3 3XN	06732518	2017-12-31	587,235	0	65120-Non-life insurance 66190-Activities auxiliary to financial intermediation not elsewhere classified 66220-Activities of insurance agents and brokers
STIRLING GENERAL INSURANCE SERVICES LIMITED	ASTON HOUSE, CORNWALL AVENUE, LONDON, ENGLAND, N3 1LF	02546908	2017-09-30	287,063	0	65120-Non-life insurance 65300-Pension funding
HALLMARK GRANGE FINANCIAL LIMITED	171 CHORLEY NEW ROAD, LANCASTER HOUSE, BOLTON, LANCASHIRE, BL1 4QZ	04598272	2018-04-30	238,949	0
JMP ACTUARIAL LIMITED	9 CHART HOUSE, 6 BURRELLS WHARF SQUARE, LONDON E14, LONDON, E14 3TN	07267506	2018-05-31	202,500	0
NATHAN LIMITED	13 CYPRESS GROVE, DUNFERMLINE, FIFE, KY11 8AF	SC193725	2018-02-28	197,120	0	66290-Other activities auxiliary to insurance and pension funding
EPIC INSURANCE SERVICES LIMITED	150 MINORIES, LONDON, ENGLAND, EC3N 1LS	07014140	2018-12-31	184,261	0	65120-Non-life insurance
JOHN MOSEBY FINANCIAL SERVICES LTD	17 BRUNTS STREET, MANSFIELD, NOTTINGHAMSHIRE, NG18 1AX	04606586	2018-12-31	143,159	0
REDPATH FINANCIAL PLANNING LIMITED	UNIT 562 UNIT 562 WENTA BUSINESS CENTRE, COLNE WAY, WATFORD, ENGLAND, WD24 7ND	04589826	2018-04-30	98,622	0	65120-Non-life insurance 65300-Pension funding
E T M FINANCIAL PLANNING LTD	2 CHURCH COTTAGES THE BURY, LOCKING, WESTON-SUPER-MARE, ENGLAND, BS24 8BZ	07946651	2018-02-28	90,009	0	66290-Other activities auxiliary to insurance and pension funding
NEDTOWN LIMITED	11 CLEVELAND AVENUE, DRAYCOTT, DERBYSHIRE, DE72 3NR	04668300	2019-03-31	81,969	0
ANDREWS COMPLIANCE CONSULTANCY LIMITED	14 JULIANS ROAD, STEVENAGE, HERTFORDSHIRE, SG1 3ES	04015472	2016-09-30	69,928	0
FLEXIBLE FINANCE (MIDLANDS) LIMITED	11 PARK LANE BUSINESS CENTRE, PARK LANE, NOTTINGHAM, ENGLAND, NG6 0DW	08236476	2018-10-31	63,950	0
FRIAR BEST INSURANCE SERVICES LIMITED	MARKET HOUSE, 21 LENTEN STREET, ALTON, HAMPSHIRE, GU34 1HG	04737423	2019-04-30	0	0	65120-Non-life insurance 65201-Life reinsurance 65202-Non-life reinsurance
BEAZLEY GROUP LIMITED	22 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4BQ	04082477	0000-00-00	0	0	65201-Life reinsurance
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED	ONE COLEMAN STREET, LONDON, EC2R 5AA	00166055	0000-00-00	0	0
LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED	COUNTY GATES, BOURNEMOUTH, DORSET, BH1 2NF	12383237	0000-00-00	0	0	66290-Other activities auxiliary to insurance and pension funding
NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE)	TIDDINGTON ROAD, STRATFORD-UPON-AVON, WARWICKSHIRE, CV37 7BJ	00111982	0000-00-00	0	0	65120-Non-life insurance
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED	ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, ENGLAND, RH2 7RP	05465261	0000-00-00	0	0	65300-Pension funding
STANDARD LIFE ASSURANCE LIMITED	STANDARD LIFE HOUSE, 30 LOTHIAN ROAD, EDINBURGH, EH1 2DH	SC286833	0000-00-00	0	0
ZURICH ASSURANCE LTD	UNITY PLACE, 1 CARFAX CLOSE, SWINDON, WILTSHIRE, UNITED KINGDOM, SN1 1AP	02456671	0000-00-00	0	0

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
PHOENIX LIFE LIMITED	0.7%	3.6%	7.1%	Medium
Other companies Active in the same sector	0.6%	2.1%	6.0%	Medium


Age	0.4%	1.4%	2.7%	Medium
Company Type	0.7%	3.7%	7.4%	Medium
Accounts category	0.7%	2.2%	3.8%	Medium
Accounting Month	0.6%	2.4%	5.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium