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PINNACLE INSURANCE PLC
PINNACLE HOUSE, A1 BARNET WAY, BOREHAMWOOD, HERTFORDSHIRE, WD6 2XXCompany Number: 01007798
Incorporation date: 14-Apr-1971
Status: Active
Entity type: Public Limited Company
SIC codes:
65110 Life insurance
65120 Non-life insurance
SUMMARY
This company is 53 years old and is currently active. It is controlled by multiple entities. The company has positive equity (net assets) of GBP 155.2 million which has decreased from the previous year's figure of GBP 160.5 million. The latest reported revenue figure is GBP 46.2 million which is down -10% on the previous year. The company has 9 active officers (directors or partners) who are or were officers of 32 other companies, 11 (34.4%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.FINANCIALS (BETA)
Next accounts due: 30-Jun-2024Accounts Filed: FULL (31-Dec-2022)
P&L Financials:
Year end | Currency | Revenue | Operating profit | Interest Received | Interest Paid | Tax | Net Profit GBP |
---|---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 46,153,000 | 668,000 | 1,058,000 | |||
31-Dec-2018 | GBP | 51,996,000 | 125,000 | 1,940,000 | |||
31-Dec-2017 | GBP | 66,775,000 | 10,000 | 4,898,000 |
Balance Sheet Financials:
Year end | Currency | Cash | Current Assets | Current Liabilities | Debt | Share Capital | Premium Reserve | Retained Earnings | Net Assets |
---|---|---|---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 17,273,000 | 126,557,000 | 23,323,000 | 5,295,000 | 155,175,000 | |||
31-Dec-2018 | GBP | 9,043,000 | 160,454,000 | ||||||
31-Dec-2017 | GBP | 32,210,000 | 158,517,000 |
VALUATION EVENTS (BETA)
Year end | Currency | % Equity | Sum raised | Pre-Money Valuation* | Post-Money Valuation* | Enterprise Value** |
---|---|---|---|---|---|---|
31-Dec-2019 | GBP | 100.00% | 149,880,000 | 0 | 149,880,000 | 61,782,000 |
** Estimated based on average Cash and Debt levels during period
DISPUTES
No disputes filed on www.disputesregister.orgCOMPANY SECRETARY
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All apointments (active/resigned) |
---|---|---|---|---|---|---|
Active | Matthew Justin LORIMER | 30 Jun 2006 | 29 Mar 2024 | 3 - 2 | ||
Resigned | CARDIF PINNACLE SECRETARIES LIMITED | 09 Sep 2005 | 30 Jun 2006 | 0 - 26 | ||
Resigned | Kareen CRANSTON | 27 Sep 2002 | 09 Sep 2005 | 0 - 37 | ||
Resigned | Christopher Simon MILLS | 04 Oct 1991 | 27 Sep 2002 | 1 - 41 | ||
Resigned | Shirley DRAZIN | 04 Oct 1991 | 0 - 9 |
DIRECTORS
Status | Name | Appointed on | Resigned on | Occupation | Nationality | All appointments (active/resigned) |
Dissolved companies (rate) |
---|---|---|---|---|---|---|---|
Active | Dirk Christiane Luc BEECKMAN | 30 Jun 2022 | Director | Belgian | 1 - 0 | 0 (0.0%) | |
Active | Emmanuel DE TALHOUET | 30 Jun 2022 | Chief Integration Officer | French | 2 - 0 | 0 (0.0%) | |
Active | Carmen Andreea IORDACHE | 30 Jun 2022 | Chief Underwriter And Chief Actuary | Romanian | 2 - 0 | 0 (0.0%) | |
Active | Craig Anthony SCARR | 16 May 2022 | Company Director | British | 8 - 3 | 0 (0.0%) | |
Resigned | Helen Elspeth RENNIE | 10 Dec 2020 | 30 Jun 2022 | Head Of Human Resources & Development | British,Australian | 0 - 3 | 0 (0.0%) |
Active | Sophie Margaret MAY | 10 Dec 2020 | Director Of Finance | British | 4 - 1 | 0 (0.0%) | |
Active | Richard Adam HINES | 28 Nov 2019 | Investment Banker | British | 5 - 4 | 1 (11.1%) | |
Resigned | Marie HADERER | 23 Nov 2016 | 17 Nov 2021 | Actuary | French | 0 - 3 | 0 (0.0%) |
Active | Stanislas Louis Paul Francois CHEVALT | 07 Jan 2016 | Exco Member - Co - Bnppc | French | 1 - 0 | 0 (0.0%) | |
Active | Matthew Justin LORIMER | 01 Apr 2015 | Solicitor | British | 6 - 0 | 1 (16.7%) | |
Active | Andrew Miles WIGG | 21 Mar 2013 | Director | British | 8 - 12 | 11 (55.0%) | |
Resigned | Nicholas Dutfield ROCHEZ | 13 Nov 2012 | 06 Jun 2022 | Company Director | British | 3 - 18 | 6 (28.6%) |
Resigned | Peter John BOX | 06 Sep 2012 | 26 Nov 2019 | Director | British | 0 - 3 | 0 (0.0%) |
Resigned | Natalie Jayne ATKINSON | 08 Mar 2010 | 31 May 2014 | Actuary | British | 0 - 6 | 2 (33.3%) |
Resigned | Brian Addison CARTE | 12 Mar 2009 | 28 Jan 2012 | Company Director | British | 0 - 59 | 25 (42.4%) |
Resigned | Ian Richard Charles SHACKELL | 25 Sep 2008 | 11 Mar 2011 | Executive Director | British | 1 - 9 | 4 (40.0%) |
Resigned | Adam Jon GOLDING | 29 Nov 2007 | 10 Jun 2012 | Executive Director | British | 0 - 24 | 14 (58.3%) |
Resigned | John CASTAGNO | 29 Nov 2007 | 11 Jan 2013 | Executive Director | Italian | 0 - 28 | 8 (28.6%) |
Resigned | Gerard BINET | 29 Nov 2007 | 09 Feb 2022 | Development And Strategy Direc | French | 0 - 3 | 0 (0.0%) |
Resigned | Paul Edward GLEN | 01 Aug 2006 | 17 Dec 2015 | Executive Director | British | 1 - 22 | 15 (65.2%) |
Resigned | Andrew Donald SWAIN | 30 Jun 2006 | 31 Dec 2011 | Executive Director | British | 0 - 20 | 14 (70.0%) |
Resigned | Robert James MEE | 26 Sep 2003 | 06 Sep 2012 | Company Director | British | 3 - 34 | 9 (24.3%) |
Resigned | Peter John BLOXHAM | 07 Aug 2002 | 31 Mar 2008 | Executive Director | British | 0 - 19 | 14 (73.7%) |
Resigned | Stephen David WILLIAMS | 24 Sep 1999 | 17 Mar 2006 | Chief Commercial Officer | British | 0 - 13 | 6 (46.2%) |
Resigned | Christopher Simon MILLS | 24 Sep 1999 | 31 Mar 2007 | Executive Director | British | 1 - 41 | 27 (64.3%) |
Resigned | Anthony William DREYER | 24 Sep 1999 | 30 Jun 2008 | Executive Directors | British | 1 - 28 | 22 (75.9%) |
Resigned | Gerald Barry RAINGOLD | 21 Jun 1996 | 25 Mar 2009 | Director | British | 2 - 21 | 12 (52.2%) |
Resigned | CARDIF ASSURANCE-VIE | 04 Oct 1991 | 07 Jan 2016 | 0 - 3 | 0 (0.0%) | ||
Resigned | Pierre De Portier De VILLENEUVE | 04 Oct 1991 | 29 Nov 2007 | Deputy General Manager | French | 0 - 3 | 0 (0.0%) |
Resigned | Norman Alan SHUKER | 26 Jun 2007 | Non Executive Director | British | 4 - 25 | 16 (55.2%) | |
Resigned | Craig MCKINNEY | 04 Oct 1991 | Company Director | British | 0 - 13 | 9 (69.2%) | |
Resigned | Leslie William PRIESTLEY | 31 Dec 2003 | Company Director & Consultant | British | 0 - 14 | 1 (7.1%) | |
Resigned | Christopher John SCHWICK | 26 Jun 2007 | Executive Director | British | 1 - 16 | 9 (52.9%) | |
Resigned | Julius LEVINKIND | 30 Jun 1994 | Company Director | British | 8 - 16 | 4 (16.7%) | |
Resigned | Michael Sachs MORRIS | 30 Jun 1994 | Director | British | 0 - 4 | 0 (0.0%) |
Average tenure of active directors: 4.8 years
Average tenure of resigned directors: 6.2 years
Average active director Dissolution Rate: 9.2%
DIRECTOR APPOINTMENTS IN OTHER COMPANIES
SHAREHOLDERS (BETA)
Shareholder name | Share class | Shares at confirmation date | ||||
---|---|---|---|---|---|---|
2016-09-19 | 2015-09-19 | 2014-09-19 | 2013-09-19 | 2012-09-19 | ||
CARDIF PINNACLE INSURANCE HOLDINGS PLC | ORDINARY | 126,557,049 100.0% | 126,557,049 100.0% | 126,557,049 100.0% | 126,557,049 100.0% | 126,557,049 100.0% |
ANDREW MILES WIGG | ORDINARY | 1 0.000% | 0 0% | 0 0% | 0 0% | 0 0% |
PAUL EDWARD GLEN | ORDINARY | 0 0% | 1 0.000% | 1 0.000% | 1 0.000% | 1 0.000% |
SHAREHOLDINGS (BETA)
no shareholding data
CONTROLLED COMPANIES / CONTROLLING ENTITIES
Controlling entities above
PINNACLE INSURANCE PLC
no controlled companies
LATE PAYMENTS REPORT
Start date | End date | Average days to pay | % invoices paid over 60 days | % invoices not paid within agreed terms | Gov.uk report |
---|---|---|---|---|---|
2023-01-01 | 2023-12-31 | 41 | 13% | 59% | 79740 |
2023-01-01 | 2023-06-30 | 35 | 10% | 53% | 73668 |
2022-07-01 | 2022-12-31 | 34 | 11% | 53% | 65613 |
2022-01-01 | 2022-06-30 | 32 | 7% | 52% | 59301 |
2021-07-01 | 2021-12-31 | 29 | 6% | 53% | 52458 |
2021-01-01 | 2021-06-30 | 34 | 8% | 55% | 46061 |
2020-07-01 | 2020-12-31 | 42 | 13% | 57% | 39376 |
2020-01-01 | 2020-06-30 | 50 | 17% | 76% | 32235 |
2019-07-01 | 2019-12-31 | 41 | 13% | 74% | 25018 |
2019-01-01 | 2019-06-30 | 36 | 7% | 70% | 18269 |
2018-07-01 | 2018-12-31 | 36 | 10% | 65% | 9542 |
2018-01-01 | 2018-06-30 | 40 | 12% | 67% | 2263 |
COURT CASES
No Court Cases found
PATENTS
No Patents found
COMPETITORS
(Based on Sic code:
65110 Life insurance)
Company | Registered Address | Company Number | YE Date | Revenue GBP | Net Profit GBP | Other SIC codes |
---|---|---|---|---|---|---|
SCOTTISH WIDOWS LIMITED | 25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN | 03196171 | 2017-12-31 | 18,192,000,000 | 899,000,000 | |
ROTHESAY LIFE PLC | THE POST BUILDING, 100 MUSEUM STREET, LONDON, UNITED KINGDOM, WC1A 1PB | 06127279 | 2018-12-31 | 12,195,000,000 | 97,000,000 | |
SCOTTISH EQUITABLE PLC | AEGON LOCHSIDE CRESCENT, EDINBURGH PARK, EDINBURGH, SCOTLAND, EH12 9SE | SC144517 | 2017-12-31 | 9,792,700,000 | 34,400,000 | |
BAILLIE GIFFORD LIFE LIMITED | ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX | SC182496 | 2018-03-31 | 5,139,666,000 | 1,600,000 | |
PHOENIX LIFE LIMITED | 1 WYTHALL GREEN WAY, WYTHALL, BIRMINGHAM, B47 6WG | 01016269 | 2018-12-31 | 1,304,000,000 | 481,000,000 | |
CANADA LIFE LIMITED | CANADA LIFE PLACE, POTTERS BAR, HERTFORDSHIRE, EN6 5BA | 00973271 | 2017-12-31 | 940,100,000 | 326,100,000 | |
COUNTRYWIDE ASSURED PLC | 2ND FLOOR, BUILDING 4 WEST STRAND, WEST STRAND ROAD, PRESTON, LANCASHIRE, ENGLAND, PR1 8UY | 02261746 | 2017-12-31 | 333,071,000 | 42,296,000 | |
THREADNEEDLE PENSIONS LIMITED | CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG | 00984167 | 2017-12-31 | 266,918,000 | 2,040,000 |
66300-Fund management activities |
MGM ADVANTAGE LIFE LIMITED | CANADA LIFE PLACE, HIGH STREET, POTTERS BAR, ENGLAND, EN6 5BA | 08395855 | 2017-12-31 | 183,391,000 | 5,702,000 | |
WESLEYAN FINANCIAL SERVICES LIMITED | COLMORE CIRCUS, BIRMINGHAM, B4 6AR | 01651212 | 2017-12-31 | 58,140,000 | -3,964,000 | |
INTEGRALIFE UK LIMITED | 29 CLEMENT'S LANE, LONDON, EC4N 7AE | 00798365 | 2018-09-30 | 45,279,000 | 16,177,000 | |
TOKIO MARINE KILN SYNDICATES LIMITED | 20 FENCHURCH STREET, LONDON, EC3M 3BY | 00729671 | 2017-12-31 | 31,146,000 | 18,548,000 |
65120-Non-life insurance |
UNUM LIMITED | MILTON COURT, DORKING, SURREY, RH4 3LZ | 00983768 | 2017-12-31 | 12,206,000 | 1,775,000 |
65120-Non-life insurance |
CAPITA LIFE & PENSIONS SERVICES LIMITED | 65 GRESHAM STREET, LONDON, ENGLAND, EC2V 7NQ | 04359665 | 2017-12-31 | 7,031,500 | -1,964,426 | |
LEAGOLD LIMITED | SOLAR HOUSE - PF 915 HIGH ROAD, NORTH FINCHLEY, LONDON, ENGLAND, N12 8QJ | 01692041 | 2017-03-31 | 1,032,339 | 0 |
65120-Non-life insurance 65300-Pension funding |
FRANK CORRIGAN & CO. LIMITED | 5 SYCAMORE COURT BIRMINGHAM ROAD, ALLESLEY, COVENTRY, ENGLAND, CV5 9BA | 02198916 | 2018-05-31 | 946,820 | 0 |
65300-Pension funding 66290-Other activities auxiliary to insurance and pension funding |
MORTGAGE 65 LIMITED | RED ROSE COURT RED ROSE COURT, CLAYTON LE MOORS, ACCRINGTON, ENGLAND, BB5 5JR | 06732518 | 2017-12-31 | 587,235 | 0 |
65120-Non-life insurance 66190-Activities auxiliary to financial intermediation not elsewhere classified 66220-Activities of insurance agents and brokers |
STIRLING GENERAL INSURANCE SERVICES LIMITED | ASTON HOUSE, CORNWALL AVENUE, LONDON, ENGLAND, N3 1LF | 02546908 | 2017-09-30 | 287,063 | 0 |
65120-Non-life insurance 65300-Pension funding |
HALLMARK GRANGE FINANCIAL LIMITED | CRAVEN HOUSE 32 LEE LANE, HORWICH, BOLTON, BL6 7BY | 04598272 | 2018-04-30 | 238,949 | 0 | |
JMP ACTUARIAL LIMITED | 9 CHART HOUSE, 6 BURRELLS WHARF SQUARE, LONDON E14, LONDON, E14 3TN | 07267506 | 2018-05-31 | 202,500 | 0 | |
NATHAN LIMITED | 13 CYPRESS GROVE, DUNFERMLINE, FIFE, KY11 8AF | SC193725 | 2018-02-28 | 197,120 | 0 |
66290-Other activities auxiliary to insurance and pension funding |
EPIC INSURANCE SERVICES LIMITED | 150 MINORIES, LONDON, ENGLAND, EC3N 1LS | 07014140 | 2018-12-31 | 184,261 | 0 |
65120-Non-life insurance |
JOHN MOSEBY FINANCIAL SERVICES LTD | 17 BRUNTS STREET, MANSFIELD, NOTTINGHAMSHIRE, NG18 1AX | 04606586 | 2018-12-31 | 143,159 | 0 | |
REDPATH FINANCIAL PLANNING LIMITED | UNIT 562 UNIT 562 WENTA BUSINESS CENTRE, COLNE WAY, WATFORD, ENGLAND, WD24 7ND | 04589826 | 2018-04-30 | 98,622 | 0 |
65120-Non-life insurance 65300-Pension funding |
E T M FINANCIAL PLANNING LTD | 2 CHURCH COTTAGES THE BURY, LOCKING, WESTON-SUPER-MARE, ENGLAND, BS24 8BZ | 07946651 | 2018-02-28 | 90,009 | 0 |
66290-Other activities auxiliary to insurance and pension funding |
NEDTOWN LIMITED | 11 CLEVELAND AVENUE, DRAYCOTT, DERBYSHIRE, DE72 3NR | 04668300 | 2019-03-31 | 81,969 | 0 | |
ANDREWS COMPLIANCE CONSULTANCY LIMITED | 14 JULIANS ROAD, STEVENAGE, HERTFORDSHIRE, SG1 3ES | 04015472 | 2016-09-30 | 69,928 | 0 | |
FLEXIBLE FINANCE (MIDLANDS) LIMITED | 11 PARK LANE BUSINESS CENTRE, PARK LANE, NOTTINGHAM, ENGLAND, NG6 0DW | 08236476 | 2018-10-31 | 63,950 | 0 | |
FRIAR BEST INSURANCE SERVICES LIMITED | MARKET HOUSE, 21 LENTEN STREET, ALTON, HAMPSHIRE, GU34 1HG | 04737423 | 2019-04-30 | 0 | 0 |
65120-Non-life insurance 65201-Life reinsurance 65202-Non-life reinsurance |
BEAZLEY GROUP LIMITED | 22 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4BQ | 04082477 | 0000-00-00 | 0 | 0 |
65201-Life reinsurance |
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED | ONE COLEMAN STREET, LONDON, EC2R 5AA | 00166055 | 0000-00-00 | 0 | 0 | |
LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED | COUNTY GATES, BOURNEMOUTH, DORSET, BH1 2NF | 12383237 | 0000-00-00 | 0 | 0 |
66290-Other activities auxiliary to insurance and pension funding |
NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) | TIDDINGTON ROAD, STRATFORD-UPON-AVON, WARWICKSHIRE, CV37 7BJ | 00111982 | 0000-00-00 | 0 | 0 |
65120-Non-life insurance |
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED | ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, ENGLAND, RH2 7RP | 05465261 | 0000-00-00 | 0 | 0 |
65300-Pension funding |
STANDARD LIFE ASSURANCE LIMITED | STANDARD LIFE HOUSE, 30 LOTHIAN ROAD, EDINBURGH, EH1 2DH | SC286833 | 0000-00-00 | 0 | 0 | |
ZURICH ASSURANCE LTD | UNITY PLACE, 1 CARFAX CLOSE, SWINDON, WILTSHIRE, UNITED KINGDOM, SN1 1AP | 02456671 | 0000-00-00 | 0 | 0 |
LIQUIDATION RISK (BETA)
This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis | Liquidation within 3 months | Liquidation within 6 months | Liquidation within 12 months | Prediction confidence |
---|---|---|---|---|
PINNACLE INSURANCE PLC | 0.9% | 3.6% | 7.1% | Medium |
Other companies Active in the same sector | 0.6% | 2.1% | 6.0% | Medium |
Age | 0.4% | 1.4% | 2.7% | Medium |
Company Type | 1.7% | 4.0% | 5.9% | Medium |
Accounts category | 0.7% | 2.2% | 3.8% | Medium |
Accounting Month | 0.6% | 2.4% | 5.5% | Medium |
Sic code count | 0.8% | 3.8% | 7.5% | Medium |