ALDERMORE BANK PLC

APEX PLAZA, FORBURY ROAD, READING, RG1 1AX

Previous name: RUFFLER BANK PLC (changed on 24-Jun-2009)

Company Number: 00947662
Incorporation date: 10-Feb-1969
Status: Active
Entity type: Public Limited Company

SIC codes:
64191 Banks

SUMMARY

This company is 55.9 years old and is currently active. It is controlled by Aldermore Group Plc. The company has positive equity (net assets) of GBP 896.2 million which has increased from GBP 0 in the previous year. The company has 10 active officers (directors or partners) who are or were officers of 143 other companies, 39 (27.3%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There is one court case involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 31-Dec-2025
Accounts Filed: FULL (30-Jun-2024)

P&L Financials:

Year end	Currency	Interest Received	Tax
30-Jun-2020	GBP	513,500,000	-17,400,000
30-Jun-2019	GBP
30-Jun-2018	GBP	4,000,000	15,000,000

Balance Sheet Financials:

Year end	Currency	Share Capital	Premium Reserve	Retained Earnings	Net Assets
30-Jun-2020	GBP		307,500,000	522,900,000	896,200,000
30-Jun-2019	GBP		307,600,000	600,000
30-Jun-2018	GBP	3,300,000	307,600,000	380,400,000	10,467,400,000

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**

Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Nationality	All apointments (active/resigned)
Active	David Jonathan HUGHES	01 Jan 2024	14 Dec 2024		1 - 0
Active	Melissa CONWAY	01 Mar 2023	14 Dec 2024		1 - 0
Resigned	Clive Stanley PARKER-WOOD	01 Sep 2022	28 Feb 2023		0 - 1
Resigned	Jonathan Patrick LAGAN	04 Jun 2022	31 Aug 2022		0 - 1
Resigned	Kerryn Lynn BODELL	01 Oct 2019	03 Jun 2022		0 - 1
Resigned	Marius VAN NIEKERK	12 Dec 2018	27 Sep 2019		0 - 1
Resigned	Anchna DEVI	12 Mar 2018	12 Dec 2018		0 - 1
Resigned	Marius VAN NIEKERK	01 Jan 2018	11 Mar 2018		0 - 1
Resigned	Rachel Louise SPENCER	27 Feb 2015	31 Dec 2017		0 - 1
Resigned	Dionne Jane Patricia SIMPSON	22 Mar 2011	27 Feb 2015	British	0 - 1
Resigned	Stuart John HAYNES	15 Jun 2009	22 Mar 2011	British	0 - 3
Resigned	Shane, Mr. BANNERTON	01 Feb 2008	20 May 2009	Irish	1 - 6
Resigned	Kevin KENNEALLY	01 Oct 1993	01 Feb 2008	British	0 - 14
Resigned	Anthony OLIVER		01 Oct 1993	British	0 - 8

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Alasdair Bruce LENMAN	01 Jul 2024		Director	British	3 - 47	26 (52.0%)
Active	Markos George DAVIAS	01 Apr 2024		Director	South African	1 - 0	0 (0.0%)
Active	Ralph Douglas COATES	01 May 2022		Chief Financial Officer	British	5 - 0	0 (0.0%)
Active	Ruth Anna HANDCOCK	01 Oct 2021		Director	British	22 - 6	0 (0.0%)
Active	Rosemary Carol MURRAY	01 Aug 2021		Director	British	11 - 1	1 (8.3%)
Active	Steven Martin COOPER	10 May 2021		Director	British	4 - 0	0 (0.0%)
Active	Richard Lee BANKS	01 Sep 2020		Director	British	9 - 42	14 (27.5%)
Active	Desmond Edward CROWLEY	01 May 2020		Director	Irish	1 - 0	0 (0.0%)
Resigned	Mary Claire CORDELL	24 Feb 2020	30 Apr 2022	Chief Financial Officer	British	1 - 6	0 (0.0%)
Resigned	Hetash Surendrakumar KELLAN	08 Oct 2018	31 Mar 2024	Director	South African	0 - 2	0 (0.0%)
Resigned	Johan Petrus BURGER	14 Mar 2018	31 Aug 2018	Company Director	South African	0 - 2	0 (0.0%)
Resigned	Alan Patrick PULLINGER	14 Mar 2018	31 Mar 2024	Company Director	South African	0 - 3	0 (0.0%)
Active	Patrick Noel BUTLER	01 Jan 2018		Company Director	Irish	11 - 14	1 (4.0%)
Resigned	Christine Joan PALMER	16 May 2017	31 Jul 2020	Chief Risk Officer	British	0 - 3	0 (0.0%)
Resigned	Christopher John PATRICK	21 Nov 2016	14 Mar 2018	Company Director	American	3 - 5	3 (37.5%)
Resigned	Robert SHARPE	29 Jun 2015	31 Oct 2017	Director	British	0 - 2	0 (0.0%)
Resigned	Danuta GRAY	29 Sep 2014	31 Mar 2021	Company Director	British	3 - 5	0 (0.0%)
Resigned	Neil Andrew COCHRANE	04 Sep 2014	14 Oct 2016	Investment Advisor	British	1 - 5	2 (33.3%)
Resigned	Peter Anderson SHAW	04 Sep 2014	30 Sep 2020	Company Director	British	3 - 5	0 (0.0%)
Resigned	Catherine Lucy TURNER	28 May 2014	31 Oct 2022	Director	British	8 - 8	0 (0.0%)
Active	John Charles Fortescue HITCHINS	28 May 2014		Director	British	2 - 0	0 (0.0%)
Resigned	Glyn Parry JONES	21 Mar 2014	06 Feb 2017	Director	British	1 - 5	0 (0.0%)
Resigned	Christopher James MACK	27 Jun 2013	31 Jan 2020	Director	British	1 - 63	41 (64.1%)
Resigned	Christopher Paul STAMPER	29 May 2013	03 Jul 2019	Company Director	British	0 - 56	42 (75.0%)
Resigned	David Gideon Frank Aurele Xavier SOSKIN	28 May 2012	02 Jun 2014	Non-Executive Director	British	2 - 12	6 (42.9%)
Resigned	Jayne Doreen ALMOND	04 Apr 2011	16 Jan 2014	Banker	British	3 - 24	4 (14.8%)
Resigned	Ian John WILKINS	12 Nov 2010	31 Jan 2013	Company Director	British	0 - 5	0 (0.0%)
Resigned	Thomas David Guy ARCULUS	19 Oct 2010	30 Jul 2013	None	British	0 - 1	0 (0.0%)
Resigned	John Duncan BAINES	12 Oct 2010	26 Feb 2013	Chief Financial Officer	British	4 - 39	13 (30.2%)
Resigned	Stephen BARRY	14 Oct 2009	21 Sep 2014	Risk Director	British	0 - 2	0 (0.0%)
Resigned	Paul Christopher MYERS	06 Jul 2009	21 Sep 2014	Chief Operating Officer	British	0 - 4	1 (25.0%)
Resigned	Peter Bramwell CARTWRIGHT	20 May 2009	18 Apr 2016	Private Equity Professional	British	2 - 24	7 (26.9%)
Resigned	Phillip MONKS	20 May 2009	07 May 2021	Director	British	0 - 6	2 (33.3%)
Resigned	Mark St John STEPHENS	20 May 2009	21 Sep 2014	Financial Services	British	2 - 23	13 (52.0%)
Resigned	John Dalrymple CALLENDER	20 May 2009	27 Feb 2015	Investment	British	3 - 88	38 (41.8%)
Resigned	Mark Thomas John MOLYNEUX	20 May 2009	19 Oct 2010	Director	British	0 - 17	4 (23.5%)
Resigned	Finlay Stuart MCFADYEN	20 May 2009	26 Mar 2012	Investment Management	British	0 - 31	14 (45.2%)
Resigned	Shane, Mr. BANNERTON	31 Mar 2008	20 May 2009	Accountant	Irish	1 - 6	3 (42.9%)
Resigned	David Arthur Thomas ROBINSON	01 Apr 2007	20 May 2009	Company Director	British	0 - 20	5 (25.0%)
Resigned	Jervis Rigby RHODES	01 Jun 2006	20 Apr 2010	Banker	British	0 - 8	5 (62.5%)
Resigned	Charles Beaufort PRICE	31 Mar 2005	20 May 2009	Company Director	British	0 - 25	15 (60.0%)
Resigned	Francisco Anthony Bodie FABRIZI	14 Oct 2004	30 Aug 2007	Corpt Finance Advisor	British	0 - 17	12 (70.6%)
Resigned	Michael Patrick BAILEY	07 Jul 2004	30 Jun 2007	Director	British	0 - 13	7 (53.8%)
Resigned	Dinesh Maganlal CHANDARIA	17 Jun 1998	03 Aug 2000	Company Director	Kenyan	0 - 4	3 (75.0%)
Resigned	David BARTON	10 May 1996	30 Aug 2007	Chartered Accountant	British	0 - 24	11 (45.8%)
Resigned	John Alan BRIMLEY	20 Jun 1994	11 Aug 2004	Chartered Accountant	British	0 - 3	2 (66.7%)
Resigned	Clifford Malcolm BAKER	22 Oct 1993	31 Mar 2005	Company Director	British	1 - 23	11 (45.8%)
Resigned	Jonathan Warren NAIL	01 Oct 1993	20 May 2009	Banking/Finance	British	1 - 6	3 (42.9%)
Resigned	Anthony OLIVER		01 Oct 1993	Company Director	British	0 - 8	4 (50.0%)
Resigned	William Robert RUFFLER		20 May 2009	Company Director	British	8 - 14	12 (54.5%)
Resigned	Reginald James SCRIVENER		29 Jul 1994	Company Director	British	0 - 1	0 (0.0%)

Number of active directors: 10
Average tenure of active directors: 4.0 years
Average tenure of resigned directors: 4.5 years
Average active director Dissolution Rate: 9.2%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Alasdair Bruce LENMAN	Markos George DAVIAS	Ralph Douglas COATES	Ruth Anna HANDCOCK	Rosemary Carol MURRAY	Steven Martin COOPER	Richard Lee BANKS	Desmond Edward CROWLEY	Patrick Noel BUTLER	John Charles Fortescue HITCHINS
LLOYDS BANK GENERAL INSURANCE LIMITED (00204373) - Active	✔
PRATT'S INSURANCE OFFICE (00621338) - Dissolved	✔
ALDERMORE BANK PLC (00947662) - Active	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔
LLOYDS BANK INSURANCE SERVICES LIMITED (00968406) - Active	✔
BUDGET INSURANCE SERVICES LIMITED (01152311) - Dissolved	✔
WESTERN TRUST & SAVINGS HOLDINGS LIMITED (01155288) - Liquidation	✔
MARYLEBONE COMMERCIAL FINANCE LIMITED (01526238) - Dissolved							✔
SANTANDER ASSET FINANCE PLC (01533123) - Active							✔
NOMURA INTERNATIONAL PLC (01550505) - Active					✔
MNB LEASING (MAY) LIMITED (01552885) - Dissolved							✔
CHERITON RESOURCES 14 LIMITED (01663480) - Active - Proposal to Strike off							✔
BUDGET INSURANCE INTERMEDIARIES LIMITED (01830592) - Dissolved	✔
ALLIANCE & LEICESTER COMMERCIAL BANK LIMITED (01950000) - Liquidation							✔
NOMURA BANK INTERNATIONAL PLC. (01981122) - Active					✔
THE MORTGAGE BUSINESS PUBLIC LIMITED COMPANY (01997277) - Active	✔
GIROBANK INVESTMENTS LTD (02047988) - Liquidation							✔
LEAS COUNTRY PARK MANAGEMENT LIMITED (02091313) - Active							✔
ALDERMORE INVOICE FINANCE (OXFORD) LIMITED (02129734) - Active			✔			✔
BUDGET GROUP LIMITED (02138338) - Active - Proposal to Strike off	✔
HL GROUP (HOLDINGS) LIMITED (02182840) - Liquidation	✔
HOMELOAN MANAGEMENT LIMITED (02214839) - Active							✔
SUSSEX COUNTY HOMES LIMITED (02289465) - Active	✔
BIRMINGHAM MIDSHIRES MORTGAGE SERVICES LIMITED (02290360) - Liquidation	✔
CHELTENHAM & GLOUCESTER PLC (02299428) - Active	✔
ALLIANCE & LEICESTER MORTGAGE LOANS LIMITED (02304067) - Dissolved							✔
HALIFAX LOANS LIMITED (02312099) - Active	✔
C&G PROPERTY HOLDINGS LIMITED (02315746) - Dissolved	✔
BIRMINGHAM MIDSHIRES FINANCIAL SERVICES LIMITED (02319628) - Liquidation	✔
A & L CF JUNE (3) LIMITED (02345838) - Liquidation							✔
STUDENT LOANS COMPANY LIMITED (02401034) - Active							✔
MORTGAGE EXPRESS (02405490) - Active							✔
LIVERPOOL COMPACT EDUCATION BUSINESS PARTNERSHIP (02458260) - Active							✔
COMPUTERSHARE MORTGAGE SERVICES LIMITED (02466320) - Active							✔
ALDERMORE INVOICE FINANCE LIMITED (02483505) - Active			✔			✔
ALLIANCE & LEICESTER PERSONAL FINANCE LIMITED (02486611) - Active							✔
ALLIANCE & LEICESTER COMMERCIAL FINANCE (HOLDINGS) PLC (02504239) - Dissolved							✔
BUDGET RETAIL LIMITED (02520244) - Dissolved	✔
BAVARIAN MORTGAGES NO. 5 LIMITED (02523852) - Dissolved	✔
BGL GROUP LIMITED (02593690) - Active	✔
BUDGET FINANCIAL SERVICES LIMITED (02665937) - Active - Proposal to Strike off	✔
BFSL LIMITED (02706280) - Active	✔
VISA UK LIMITED (02744892) - Active							✔
INTELLIGENT FINANCE SOFTWARE LIMITED (02791472) - Liquidation	✔
HALIFAX GENERAL INSURANCE SERVICES LIMITED (02791889) - Active	✔
DIAL DIRECT INSURANCE MARKETING LIMITED (02935401) - Dissolved	✔
G F BENNETT (HOLDINGS) LIMITED (02941235) - Active - Proposal to Strike off	✔
WESTERN TRUST HOLDINGS LIMITED (02972412) - Liquidation	✔
ST ANDREW'S GROUP LIMITED (03011193) - Active	✔
FUJITSU SERVICES (PATHWAY) LIMITED (03011561) - Dissolved							✔
SEAFOOD TRADING LIMITED (03031916) - Active							✔
DIRECT INSURANCE SYSTEMS CORPORATION LIMITED (03034479) - Active - Proposal to Strike off	✔
DIAL DIRECT FINANCE LIMITED (03070874) - Dissolved	✔
ST ANDREW'S INSURANCE PLC (03104671) - Active	✔
BISL LIMITED (03231094) - Active	✔
ALLIANCE & LEICESTER LIMITED (03263713) - Active							✔
LANDMARK MORTGAGES LIMITED (03273685) - Active							✔
SAINSBURY'S BANK PLC (03279730) - Active	✔
BUDGET COMMERCIAL INSURANCE SERVICES LIMITED (03312654) - Dissolved	✔
THE ELLERMAN HOTEL CASINO LIMITED (03329884) - Liquidation							✔
NOMURA EUROPE HOLDINGS PLC (03536674) - Active					✔
IGOECO LIMITED (03805686) - Active - Proposal to Strike off	✔
FUSION CONTACT CENTRE SERVICES LIMITED (03832590) - Active - Proposal to Strike off	✔
ACM ULR LIMITED (03832599) - Active	✔
BRADFORD & BINGLEY LIMITED (03938288) - Active							✔
OCTOPUS INVESTMENTS LIMITED (03942880) - Active				✔
OCTOPUS CAPITAL LIMITED (03981143) - Active				✔
MINSTER LAW LIMITED (04659625) - Active	✔
SHOP DIRECT FINANCE COMPANY LIMITED (04660974) - Active							✔
ICICI BANK UK PLC (04663024) - Active							✔
HBOS GENERAL INSURANCE SERVICES LIMITED (04953261) - Dissolved	✔
VISA EUROPE LIMITED (05139966) - Active							✔
TURNER'S HOUSE TRUST (05420913) - Active					✔
HIKMA PHARMACEUTICALS PUBLIC LIMITED COMPANY (05557934) - Active									✔
OCTOPUS INVESTMENTS NOMINEES LIMITED (05572093) - Active				✔
THE RESOLUTION FOUNDATION (05588883) - Active									✔
STANDARD CHARTERED MASTERBRAND LICENSING LIMITED (05618994) - Liquidation					✔
PAYMENTSHIELD GROUP HOLDINGS LIMITED (05919794) - Active									✔
TOPAZ FINANCE LIMITED (05946900) - Active							✔
BAKEWELL PROPERTY DEVELOPMENT LIMITED (06163469) - Active - Proposal to Strike off	✔
THE PREPAID CARD COMPANY LIMITED (06389076) - Dissolved							✔
LAW ANGEL LIMITED (06470252) - Active	✔
ALDERMORE GROUP PLC (06764335) - Active	✔		✔	✔	✔		✔		✔	✔
ALDERMORE INVOICE FINANCE (HOLDINGS) LIMITED (06913207) - Active			✔			✔
BANK OF IRELAND (UK) PLC (07022885) - Active									✔
THE SEAFOOD RESTAURANT (PADSTOW) LIMITED (07089657) - Active							✔
UK ASSET RESOLUTION LIMITED (07301961) - Active							✔
WHITE SPIDER CLIMBING LIMITED (07456949) - Active					✔
ARDONAGH SERVICES LIMITED (07476462) - Active									✔
BFI TRUST (07562754) - Active									✔
BGL DIRECT LIFE LIMITED (07810405) - Active	✔
ADVANCED CLAIMS MANAGEMENT LIMITED (08221649) - Active	✔
ARKOSE FUNDING LIMITED (08505041) - Liquidation	✔
UKAR CORPORATE SERVICES LIMITED (08578384) - Active							✔
NORTHERN ROCK (ASSET MANAGEMENT) LIMITED (08655131) - Active							✔
WELLESLEY SECURITY TRUSTEES LIMITED (08738060) - Active	✔
OCTOPUS CO-LEND LIMITED (08913299) - Active				✔
BENNETTS BIKING SERVICES LIMITED (09028554) - Liquidation	✔
ACRAMAN (503) LIMITED (09028558) - Active	✔
BRITISH BUSINESS INVESTMENTS LTD (09091930) - Active									✔
STEIN'S TRADING LIMITED (09190817) - Active							✔
ARDONAGH FINCO UK LIMITED (09424525) - Active									✔
RED SPIDER CLIMBING LIMITED (09467518) - Active					✔
NRAM LIMITED (09655526) - Active							✔
E-NEGOTIATION LTD (09737396) - Active				✔
AMICABLE APPS LTD. (09745460) - Active				✔
RES MEDIA LIMITED (09847017) - Active									✔
OCTOPUS INSTITUTIONAL DEPOSITS LIMITED (10163532) - Active				✔
SECCL TECHNOLOGY LIMITED (10237930) - Active				✔
TW11 WEALTH MANAGEMENT LIMITED (10339119) - Active				✔
SECCL CUSTODY LIMITED (10430958) - Active				✔
WELLESLEY SECURED FINANCE PLC (10565816) - Liquidation	✔
ARDONAGH MIDCO 2 LIMITED (10679958) - Active									✔
ARDONAGH MIDCO 3 LIMITED (10735116) - Active									✔
DIGITAL PENSION TRUSTEES LIMITED (11076583) - Active				✔
DIGITAL CUSTODY NOMINEES LIMITED (11077292) - Active				✔
OCTOPUS LEGACY LIMITED (11111047) - Active				✔
MURRAY EXECUTIVE COACHING LTD (11386303) - Active					✔
MOTONOVO FINANCE LIMITED (11556144) - Active	✔			✔	✔		✔		✔
OCTOPUS COMPANY SECRETARIAL SERVICES LIMITED (11677818) - Active				✔
YBS PENSION TRUSTEES LIMITED (11737740) - Active	✔
OCTOPUS PLATFORM HOLDINGS LIMITED (12075773) - Active				✔
OPV 2 LIMITED (12246093) - Active				✔
OCTOPUS NOMINEE SERVICES LTD (13056233) - Active				✔
OPV 3 LIMITED (13224268) - Active				✔
VG CONSUMER FINANCE LIMITED (13386385) - Active							✔
MISHCON DE REYA GROUP (OPERATIONS) LIMITED (13605976) - Active									✔
ARDONAGH GROUP HOLDINGS LIMITED (13789356) - Active									✔
PELIER HOLDINGS LIMITED (13931697) - Active					✔
OCTOPUS GROUP HOLDINGS LTD (14002583) - Active				✔
OCTOPUS MONEY HOLDINGS LIMITED (14059322) - Active				✔
OCTOPUS MONEY PLATFORM LIMITED (14066750) - Active				✔
OPV 1 LIMITED (14069055) - Active				✔
OCTOPUS MONEY LIMITED (14069098) - Active				✔
OCTOPUS ESTATES HOLDINGS LIMITED (14458675) - Active				✔
ARDONAGH INTERNATIONAL LIMITED (14508725) - Active									✔
OCTOPUS FAMILY LIMITED (15284154) - Active				✔
GOVERNOR AND COMPANY OF THE BANK OF IRELAND (FC007248) - Active									✔
GOLAR FREEZE LIMITED (FC024506) - Active							✔
GOLAR KHANNUR LIMITED (FC024507) - Active							✔
SOVEREIGN SPIRIT LIMITED (FC024508) - Converted / Closed							✔
GOLAR GIMI LIMITED (FC024509) - Active							✔
GOLAR HILLI LIMITED (FC024510) - Active							✔
VISA EUROPE SERVICES LLC (FC025276) - Active							✔
RCAP (XPAS) GP LIMITED (SC439275) - Dissolved									✔

SHAREHOLDERS (BETA)

Shareholder name	Share class	Shares at confirmation date
Shareholder name	Share class	2015-10-30	2014-10-30	2013-10-30	2012-10-30
ALDERMORE GROUP PLC	ORDINARY	3,300,017 100%	3,300,014 100%	0 0%	0 0%
ALDERMORE HOLDINGS LIMITED	ORDINARY	0 0%	0 0%	3,300,011 100.0%	3,300,009 100.0%
AC ACQUISITIONS LIMITED	ORDINARY	0 0%	0 0%	1 0.000%	1 0.000%

This is a Public Limited Company therefore the list of shareholders is not publicly available.

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES

- >75%:Firstrand International Limited (17166 - Guernsey) ceased
>75%:Aldermore Group Plc (06764335 - United Kingdom) active

Controlling entities above

ALDERMORE BANK PLC

Controlled companies below

>75%:AR AUDIT SERVICES LIMITED (09495046 - UK) active
>75%:ALDERMORE INVOICE FINANCE (HOLDINGS) LIMITED (06913207 - UK) active
- >75%:ALDERMORE INVOICE FINANCE LIMITED (02483505 - UK) active
  - >75%:ALDERMORE INVOICE FINANCE (OXFORD) LIMITED (02129734 - UK) active
>75%:KINGSFORD COMMERCIAL LIMITED (SC588771 - UK) ceased
>75%:KINGSFORD RESIDENTIAL LIMITED (SC588775 - UK) ceased

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2024-01-01	2024-06-30	20	6%	19%	87182
2023-07-01	2023-12-31	23	8%	22%	81371
2023-01-01	2023-06-30	18	3%	24%	74837
2022-07-01	2022-12-31	31	9%	29%	66809
2022-01-01	2022-06-30	32	9%	23%	61953
2021-07-01	2021-12-31	18	1%	12%	54511
2021-01-01	2021-06-30	18	1%	9%	47803
2020-07-01	2020-12-31	17	1%	10%	40862
2020-01-01	2020-06-30	20	1%	17%	34587
2019-07-01	2019-12-31	20	1%	29%	27234
2019-01-01	2019-06-30	21	1%	19%	17586
2018-07-01	2018-12-31	24	2%	24%	11116

COURT CASES

Date	Title	Reference	Subject
2015-11-26	Aldermore Bank Plc v Rana	[2015] EWCA Civ 1210

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 64191 Banks)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
LLOYDS BANK PLC	25 GRESHAM STREET, LONDON, EC2V 7HN	00002065	2017-12-31	17,352,000,000	4,229,000,000
HSBC BANK PLC	8 CANADA SQUARE, LONDON, E14 5HQ	00014259	2017-12-31	15,545,000,000	1,809,000,000
STANDARD CHARTERED BANK	1 BASINGHALL AVENUE, LONDON, EC2V 5DD	ZC000018	2017-12-31	11,133,076,923	1,218,461,538
J.P. MORGAN SECURITIES PLC	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	02711006	2017-12-31	7,410,214,000	2,635,459,000	82990-Other business support service activities not elsewhere classified
BANK OF SCOTLAND PLC	THE MOUND, EDINBURGH, EH1 1YZ	SC327000	2017-12-31	6,893,000,000	1,988,000,000
SANTANDER UK PLC	2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN	02294747	2018-12-31	6,066,000,000	1,104,000,000	82990-Other business support service activities not elsewhere classified
THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY	36 ST. ANDREW SQUARE, EDINBURGH, SCOTLAND, EH2 2YB	SC083026	2018-12-31	1,754,800,000	690,400,000
TSB BANK PLC	HENRY DUNCAN HOUSE, 120 GEORGE STREET, EDINBURGH, EH2 4LH	SC095237	2018-12-31	1,295,300,000	-60,100,000
CLYDESDALE BANK PLC	177 BOTHWELL STREET, GLASGOW, SCOTLAND, G2 7ER	SC001111	2018-09-30	1,011,000,000	-239,000,000
BANK OF AMERICA MERRILL LYNCH INTERNATIONAL LIMITED	2 KING EDWARD STREET, LONDON, EC1A 1HQ	01009248	2017-12-31	730,000,000	224,000,000
VANQUIS BANK LIMITED	NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU	02558509	2018-12-31	658,800,000	145,900,000
VIRGIN MONEY PLC	JUBILEE HOUSE, GOSFORTH, NEWCASTLE UPON TYNE, NE3 4PL	06952311	2018-12-31	652,300,000	71,000,000
ALDERMORE BANK PLC	APEX PLAZA, FORBURY ROAD, READING, RG1 1AX	00947662	2018-06-30	607,400,000	155,900,000
INVESTEC BANK PLC	30 GRESHAM STREET, LONDON, ENGLAND, EC2V 7QP	00489604	2018-03-31	598,494,000	96,157,000
RBC EUROPE LIMITED	100 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4AA	00995939	2018-10-31	581,731,000	98,684,000
J.P. MORGAN LIMITED	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	00248609	2017-12-31	525,996,000	346,256,000
BANK OF IRELAND (UK) PLC	45 GRESHAM STREET, LONDON, ENGLAND, EC2V 7EH	07022885	2018-12-31	525,000,000	151,000,000
SUMITOMO MITSUI BANKING CORPORATION EUROPE LIMITED	100 LIVERPOOL STREET, LONDON, ENGLAND, EC2M 2AT	04684034	2018-03-31	517,100,000	213,200,000
GOLDMAN SACHS ASSET MANAGEMENT INTERNATIONAL	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	02474901	2017-12-31	482,934,000	75,052,000
GOLDMAN SACHS INTERNATIONAL BANK	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	01122503	2017-12-31	389,518,000	118,731,000
ICBC STANDARD BANK PLC	20 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7JE	02130447	2018-12-31	384,000,000	-14,800,000
THE CO-OPERATIVE BANK P.L.C.	1 BALLOON STREET, MANCHESTER, UNITED KINGDOM, M4 4BE	00990937	2018-12-31	350,500,000	-140,700,000
C. HOARE & CO.	37 FLEET STREET, LONDON, EC4P 4DQ	00240822	2018-03-31	343,911,000	285,617,000
METRO BANK PLC	ONE, SOUTHAMPTON ROW, LONDON, ENGLAND, WC1B 5HA	06419578	2017-12-31	293,752,000	10,789,000
CLYDESDALE FINANCIAL SERVICES LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	02901725	2017-12-31	266,548,000	14,032,000	82990-Other business support service activities not elsewhere classified
SAINSBURY'S BANK PLC	33 HOLBORN, LONDON, EC1N 2HT	03279730	2018-03-31	261,000,000	19,000,000
ONESAVINGS BANK PLC	RELIANCE HOUSE, SUN PIER, CHATHAM, KENT, ME4 4ET	07312896	2017-12-31	238,100,000	126,900,000
MIZUHO INTERNATIONAL PLC	30 OLD BAILEY, LONDON, ENGLAND, EC4M 7AU	01203696	2018-03-31	235,000,000	25,200,000	64999-Financial intermediation not elsewhere classified
UK GREEN INVESTMENT BANK LIMITED	ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX	SC424067	2018-03-31	26,525,000	225,647,000
PARAGON BANK PLC	51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ	05390593	2018-09-30	219,100,000	156,400,000
VTB CAPITAL PLC	C/O TENEO FINANCIAL ADVISORY LIMITED, THE CARTER BUILDING, LONDON, EC4V 6RN	00159752	2017-12-31	206,767,000	-20,377,000
ITAU BBA INTERNATIONAL PLC	100 LIVERPOOL STREET, LEVEL 2, LONDON, UNITED KINGDOM, EC2M 2AT	07425398	2017-12-31	191,710,769	57,766,154
CHARTER COURT FINANCIAL SERVICES LIMITED	2 CHARTER COURT, BROADLANDS, WOLVERHAMPTON, WEST MIDLANDS, WV10 6TD	06749498	2017-12-31	163,424,000	72,675,000
SECURE TRUST BANK PUBLIC LIMITED COMPANY	YORKE HOUSE, ARLESTON WAY, SOLIHULL, UNITED KINGDOM, B90 4LH	00541132	2017-12-31	141,100,000	135,700,000
HSBC PRIVATE BANK (UK) LIMITED	8 CANADA SQUARE, LONDON, E14 5HQ	00499482	2018-12-31	140,742,000	31,507,000
MORGAN STANLEY BANK INTERNATIONAL LIMITED	25 CABOT SQUARE, LONDON, E14 4QA	03722571	2017-12-31	126,711,000	49,705,000	64921-Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
CATER ALLEN LIMITED	2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN	00383032	2017-12-31	114,127,000	64,822,000
BANK OF CHINA (UK) LIMITED	1 LOTHBURY, LONDON, EC2R 7DB	06193060	2017-12-31	94,483,000	32,064,000
AHLI UNITED BANK (UK) PLC	35 PORTMAN SQUARE, LONDON, W1H 6LR	00877859	2018-12-31	80,675,000	35,185,000
UNITED TRUST BANK LIMITED	28TH FLOOR, ONE, ROPEMAKER STREET, LONDON, EC2Y 9AW	00549690	2018-12-31	80,550,000	25,170,000
BRITISH ARAB COMMERCIAL BANK PUBLIC LIMITED COMPANY	8-10 MANSION HOUSE PLACE, LONDON, EC4N 8BJ	01047302	2017-12-31	61,614,000	8,440,000
BANK LEUMI (U.K.) P.L.C.	C/O MHA MACINTYRE HUDSON, 6TH FLOOR, LONDON, EC2Y 5AU	00640370	2017-12-31	51,307,000	12,071,000
BANK OF LONDON AND THE MIDDLE EAST PLC	20 CHURCHILL PLACE, CANARY WHARF, LONDON, ENGLAND, E14 5HJ	05897786	2018-12-31	48,725,000	10,673,000
SCHRODER & CO. LIMITED	1 LONDON WALL PLACE, LONDON, ENGLAND, EC2Y 5AU	02280926	2018-12-31	13,828,000	48,234,000	64921-Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors 64999-Financial intermediation not elsewhere classified
JULIAN HODGE BANK LIMITED	ONE, CENTRAL SQUARE, CARDIFF, SOUTH GLAMORGAN, CF10 1FS	00743437	2018-10-31	46,000,000	5,500,000
CYNERGY BANK LIMITED	4TH FLOOR, ONE NEW CHANGE, LONDON, ENGLAND, EC4M 9AF	04728421	2017-12-31	40,021,000	861,000
EUROPE ARAB BANK PLC	35 PARK LANE, MAYFAIR, LONDON, UNITED KINGDOM, W1K 1RB	05575857	2017-12-31	39,078,261	5,378,261
FOSSE FUNDING (NO.1) LIMITED	1 BARTHOLOMEW LANE, LONDON, UNITED KINGDOM, EC2N 2AX	05925696	2017-12-31	37,755,000	4,760,000
BROWN SHIPLEY & CO. LIMITED	2 MOORGATE, LONDON, ENGLAND, EC2R 6AG	00398426	2017-12-31	7,045,000	3,656,000
LINK FX PLC	71 GLOUCESTER ROAD, LONDON, ENGLAND, SW7 4SS	03129173	2017-09-30	2,683,241	0
FOSSE MASTER ISSUER PLC	1 BARTHOLOMEW LANE, LONDON, UNITED KINGDOM, EC2N 2AX	05925693	2017-12-31	425,000	-3,100,000
TREONUA LIMITED	11 EAST CRAIGS RIGG, EDINBURGH, EH12 8JA	SC372336	2018-12-31	174,061	0	70229-Management consultancy activities other than financial management
HENDERSON CAPITAL MANAGEMENT LTD.	2 DARTMOUTH STREET, C/O SEVERIN FINANCE, LONDON, ENGLAND, SW1H 9BP	08966661	2018-03-31	164,707	0
AJS PROFESSIONAL SERVICES LIMITED	DEVONSHIRE HOUSE, MANOR WAY, BOREHAMWOOD, HERTFORDSHIRE, WD6 1QQ	09053292	2019-05-31	156,392	0
ANDY MCRORY CONSULTANCY LIMITED	SUITE 501, UNIT 2 94A WYCLIFFE ROAD, NORTHAMPTON, NN1 5JF	07390454	2018-09-30	147,625	0
YI-BUSINESS LIMITED	74 SOUTHOVER, LONDON, ENGLAND, N12 7HB	07148396	2018-02-28	142,891	0
BLACKHEATH FINANCIAL CONSULTING LIMITED	C/O FROST GROUP LIMITED COURT HOUSE, THE OLD POLICE STATION SOUTH STREET, ASHBY-DE-LA-ZOUCH, LEICESTERSHIRE, LE65 1BR	09281599	2018-10-31	131,970	0
ELJ CONSULTING LTD	1ST FLOOR, 2 WOODBERRY GROVE, NORTH FINCHLEY, LONDON, N12 0DR	07612006	2018-03-31	125,580	0	64192-Building societies 70221-Financial management
QUARRY PROFESSIONAL LIMITED	UNIT 1, ROWAN COURT, 56 HIGH STREET WIMBLEDON, LONDON, ENGLAND, SW19 5EE	07531059	2018-03-31	125,410	0
ABLECOVE LIMITED	32 NEW ROAD, LONDON, SE2 0QG	07292702	2018-06-30	125,252	0
MINERVE TRAINING LIMITED	6 WOULDHAM TERRACE, SAXVILLE ROAD, ORPINGTON, KENT, UNITED KINGDOM, BR5 3AT	09766761	2018-12-31	120,312	0
ATLANTIX ASSOCIATES LTD	15 DRUMALINE RIDGE, WORCESTER PARK, SURREY, KT4 7JT	07429311	2018-11-30	120,037	0
ELANS CONSULTANCY LIMITED	7 PRIORY LODGE, 64 CASTLEBAR ROAD, LONDON, UNITED KINGDOM, W5 2DE	09425056	2018-02-28	119,973	0
LAS CONSULTANCY LTD	5 FREEMANS LANE, BURBAGE, HINCKLEY, ENGLAND, LE10 2HZ	09575303	2018-05-31	116,494	0
JSJP CONSULTING LIMITED	186 RED LION ROAD, SURBITON, SURREY, KT6 7QZ	08906417	2018-03-31	112,908	0
NAVEGATE LIMITED	56 ASHLEY DRIVE, TWICKENHAM, MIDDLESEX, TW2 6HW	05297467	2018-11-30	109,233	0
LOGISYL LTD	38 WOLSELEY, LONDON, SW19 8BQ	07522724	2018-03-31	107,269	0
JAVA WILLSON CONSULTING LIMITED	LABURNUM COTTAGE BRETTON LANE, BRETTON, CHESTER, CH4 0DX	07396142	2018-10-31	100,605	0
BIDDYMUNDOO LIMITED	11 CARBIS CLOSE, THE GREEN, LONDON, ENGLAND, E4 7HW	06264142	2018-05-31	95,088	0
JUST JUST THE ONE LIMITED	FLAT 237, BLUEWATER HOUSE SMUGGLERS WAY, LONDON, SW18 1EA	08831259	2018-01-31	88,738	0	66210-Risk and damage evaluation 68100-Buying and selling of own real estate
CRYSTAL GLOBAL ADVISORS LTD	KEMP HOUSE, 152-160 CITY ROAD, LONDON, UNITED KINGDOM, EC1V 2NX	10725391	2019-04-30	79,731	0
ELSBEAR LIMITED	4A WALDENSHAW ROAD, LONDON, ENGLAND, SE23 3XP	10636362	2019-02-28	77,950	0
SCS SOLUTIONS LIMITED	26 KENDAL DRIVE, FLITWICK, BEDFORDSHIRE, MK45 1NW	07365762	2018-09-30	74,925	0	70100-Activities of head offices 82990-Other business support service activities not elsewhere classified
SIDDIQ SOLUTIONS LIMITED	26 BELFRY PLACE, SHEPSHED, NR LOUGHBOROUGH, LEICESTERSHIRE, ENGLAND, LE12 9FP	07494117	2018-03-31	73,050	0
FONGQUOC888 LIMITED	18 FIRST FLOOR FLAT, COLLESS ROAD, LONDON, N15 4NR	09357360	2018-12-31	65,240	0
BAHAGIA FINANCE LIMITED	16 WARREN HEIGHTS, CHAFFORD HUNDRED, GRAYS, ESSEX, ENGLAND, RM16 6YH	08968650	2018-03-31	54,306	0
ANDREW CAPPS CONSULTING LTD	120 BUSHEY WOOD ROAD, DORE, SHEFFIELD, SOUTH YORKSHIRE, S17 3QD	08245362	2018-10-31	47,582	0	64192-Building societies
FERDINANDO FINANCIAL SERVICES LTD.	37A SHELSLEY AVENUE, ASHLAND, MILTON KEYNES, BUCKINGHAMSHIRE, UNITED KINGDOM, MK6 4AW	09364042	2018-12-31	46,898	0
WHITFIELD CONSULTANTS LTD	ASH HOUSE BACK LANE, BIRDINGBURY, RUGBY, WARWICKSHIRE, CV23 8EN	08555663	2018-06-30	46,859	0
L4WD2 LIMITED	61 BRIDGE STREET, KINGTON, ENGLAND, HR5 3DJ	09526339	2018-12-04	44,050	0
DANIEL LAYBOURN CONTRACTOR LIMITED	50 BRAHMS ROAD, BASINGSTOKE, UNITED KINGDOM, RG22 4JH	09551208	2018-04-30	39,446	0
COLQUHOUN CONTRACTING LIMITED	68 TAMARIND DRIVE, LIVERPOOL, UNITED KINGDOM, L11 1JQ	10033740	2018-03-31	38,220	0
C JAMES BRIGGS LIMITED	40 40 CHESTNUT GROVE, WAVERTREE, LIVERPOOL, ENGLAND, L15 8HS	08479945	2018-04-30	37,700	0
BUSINESS PRO-SOLUTION LTD	33 CHARLES WILSON AVENUE, BILSTON, MIDLOTHIAN, SCOTLAND, EH25 9AQ	SC477677	2018-03-31	36,750	0
DOUBLE J FINANCIAL SOLUTIONS LIMITED	10 CAE GARW BACH, ST. FAGANS, CARDIFF, CF5 6HH	09079193	2017-06-30	36,474	0
MICALEB LTD	18 BRAYSHAW ROAD, EAST ARDSLEY, WAKEFIELD, WEST YORKSHIRE, ENGLAND, WF3 2JJ	08478529	2018-04-30	34,720	0
ADNAN MASOOD LIMITED	53 NEWPORT STREET, OLDHAM, ENGLAND, OL8 1RE	09147007	2018-07-31	33,820	0
SAMBALO LIMITED	31 CRYSTAL DRIVE, SUGAR WAY, PETERBOROUGH, PE2 9RJ	10378134	2018-09-30	32,348	0	64205-Activities of financial services holding companies
GF NEWLANDS LIMITED	1 BROADWATER CLOSE, WOKING, ENGLAND, GU21 5TW	09366018	2018-12-31	31,200	0
H S EDWARDS LIMITED	38 RUDSTON ROAD, LIVERPOOL, UNITED KINGDOM, L16 4PH	10038743	2019-03-31	30,100	0
GRANGE CONSULTING LIMITED	23 SUMMERHILL GRANGE, LINDFIELD, HAYWARDS HEATH, WEST SUSSEX, ENGLAND, RH16 1RQ	09968009	2019-01-31	30,068	0
CONSULT TEE LIMITED	275 ROYSTONHILL, 2/2, GLASGOW, SCOTLAND, G21 2EH	SC575966	2018-09-30	26,925	0	64303-Activities of venture and development capital companies
LP FINANCIAL CONSULTANTS LIMITED	49 STANLEY ROAD, TEDDINGTON, ENGLAND, TW11 8TP	07258933	2018-05-31	24,625	0
TBBT LIMITED	CHAMPNEY FLAT 44 CHAMPNEY, ST CECILIA CLOSE, KIDDERMINSTER, WORCESTERSHIRE, ENGLAND, DY10 1LW	08459083	2018-03-31	20,325	0
SPENCER SOLUTIONS LIMITED	6 HANSON ROAD, ANDOVER, HAMPSHIRE, SP10 3HL	08822719	2018-12-31	17,580	0
MJB FINANCIAL LTD	21 BAYHALL ROAD, TUNBRIDGE WELLS, KENT, ENGLAND, TN2 4UG	08707187	2018-09-30	13,764	0
LJG CONTRACTORS LTD	37 FFORDD EYNON EVANS, CAERPHILLY, CF83 2ET	09053727	2018-05-31	9,929	0
ECMR LTD	FORD BARN, STONEYFORD, NARBERTH, DYFED, WALES, SA67 7NX	09740367	2018-08-31	9,485	0
LANGMAR FINANCIAL AND TRAINING SOLUTIONS LTD	RISING CHASE 55 NURSERY LANE, SOUTH WOOTTON, KING'S LYNN, NORFOLK, ENGLAND, PE30 3NA	03605824	2018-06-30	8,629	0	66190-Activities auxiliary to financial intermediation not elsewhere classified
DENIZ CONSULTANCY LTD	1 HORLEY ROAD, MOTTINGHAM, LONDON, ENGLAND, SE9 4LF	08981052	2018-04-30	4,372	0

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
ALDERMORE BANK PLC	1.0%	3.9%	7.1%	Medium
Other companies Active in the same sector	1.1%	6.4%	16.9%	Medium


Age	0.4%	1.4%	2.7%	Medium
Company Type	1.7%	4.0%	5.9%	Medium
Accounts category	0.7%	2.2%	3.8%	Medium
Accounting Month	0.7%	5.7%	7.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium