COVÉA LIFE LIMITED

A&B MILLS, DEAN CLOUGH, HALIFAX, HX3 5AX

Previous name: COVEA LIFE LIMITED (changed on 31-Dec-2015)
Previous name: STERLING LIFE LIMITED (changed on 31-Dec-2015)

Company Number: 00911235
Incorporation date: 21-Jul-1967
Status: Active
Entity type: Private Limited Company

SIC codes:
65110 Life insurance





SUMMARY

This company is 56.7 years old and is currently active. It is controlled by multiple entities. The company has positive equity (net assets) of GBP 25.8 million which has increased from GBP 23.2 million in the previous year. The company has 10 active officers (directors or partners) who are or were officers of 37 other companies, 4 (10.8%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.


FINANCIALS (BETA)

Next accounts due: 30-Sep-2024
Accounts Filed: FULL (31-Dec-2022)


P&L Financials:
Year end Currency Revenue Operating profit Interest Received Interest Paid Tax Net Profit GBP
31-Dec-2019 GBP
31-Dec-2018 GBP 594,000 2,539,000
31-Dec-2017 GBP 1,405,000 -30,000


Balance Sheet Financials:
Year end Currency Cash Current Assets Current Liabilities Debt Share Capital Premium Reserve Retained Earnings Net Assets
31-Dec-2019 GBP 7,500,000 25,793,000
31-Dec-2018 GBP 7,500,000 23,152,000
31-Dec-2017 GBP 7,500,000 21,693,000

VALUATION EVENTS (BETA)

Year end Currency % Equity Sum raised Pre-Money Valuation* Post-Money Valuation* Enterprise Value**
Insufficient available data for calculating valuations.

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY


Status Name Appointed on Resigned on Occupation Nationality All apointments
(active/resigned)
Active Rebecca LAWRY 05 Dec 2023 29 Mar 2024 1 - 0
Active Sarah ROBINSON 01 Aug 2023 29 Mar 2024 1 - 0
Resigned Annabel Felicity WILSON 11 Dec 2015 28 Jul 2023 0 - 1
Resigned Graham Victor RIVERS-MOORE 03 Jan 2012 11 Dec 2015 0 - 1
Resigned Edgardo Paunlagui PENOLLAR 30 Nov 2011 03 Jan 2012 0 - 1
Resigned John Henry CUGLEY 14 May 2010 30 Nov 2011 0 - 1
Resigned Barry John BLACKBURN 02 Dec 2003 14 May 2010 0 - 30
Resigned Timothy Kerry SIMMONS 01 Aug 1999 02 Dec 2003 0 - 18
Resigned Alan BLACKBURN 30 Dec 1992 31 Jul 1999 0 - 10
Resigned Anthony LEE 30 Dec 1992 0 - 6

DIRECTORS


Status Name Appointed on Resigned on Occupation Nationality All appointments
(active/resigned)
Dissolved companies
(rate)
Active Claire FERRARI 02 Jan 2024 Chief Financial Officer French 2 - 00 (0.0%)
Active Nicolas BROOKE 02 Jan 2024 Lawyer French 3 - 00 (0.0%)
Active Jonathan Lancelot EDDIS 06 Nov 2023 Director British 3 - 42 (28.6%)
Active Jeffrey Niven HERDMAN 03 Oct 2023 Director British 3 - 30 (0.0%)
Active Nicolas MOREAU 15 Jun 2023 Director French 5 - 00 (0.0%)
Active Georges De MACEDO 09 May 2023 Director French 7 - 00 (0.0%)
Active Francois BUCCHINI 05 May 2023 Director French 3 - 00 (0.0%)
Resigned John Peter Clarkson ALLEN 31 Jan 2023 16 Oct 2023 Accountant British 0 - 111 (9.1%)
Active Thierry Pierre FRANCQ 08 Dec 2022 Director French 2 - 00 (0.0%)
Resigned Adrian Charles FURNESS 21 Jul 2021 15 Jun 2023 Director British 1 - 70 (0.0%)
Active Christopher MOAT 17 Mar 2021 Independent Non-Executive Director British 2 - 00 (0.0%)
Resigned Maria Louise LEIGHTON 24 Mar 2020 31 Jul 2022 Director British 0 - 174 (23.5%)
Resigned James Tobin GEAREY 25 Oct 2019 31 Aug 2022 Director British 0 - 105 (50.0%)
Resigned François Xavier Michel JOSSE 01 May 2019 20 Dec 2022 Director French 0 - 40 (0.0%)
Resigned Pierre Albert Jean MICHEL 20 Feb 2018 31 Jan 2023 Director French 0 - 40 (0.0%)
Resigned Nicholas Michael CAPLAN 01 Jun 2017 31 Jan 2023 Independent Non-Executive Director British 5 - 198 (33.3%)
Resigned Karl Peter MURPHY 22 May 2017 15 Mar 2021 Independent Non Executive Director Irish 1 - 138 (57.1%)
Active Jane Elizabeth DALE 22 Feb 2017 Company Director British 8 - 174 (16.0%)
Resigned Patrice Pierre Jacques FORGET 03 Mar 2015 31 Dec 2017 Director French 0 - 71 (14.3%)
Resigned Bertrand LEFEBVRE 24 Feb 2015 01 May 2019 Director French 0 - 10 (0.0%)
Resigned James William READER 24 Feb 2015 11 Oct 2021 Chief Executive Officer British 0 - 195 (26.3%)
Resigned Dominique SALVY 24 Feb 2015 08 Dec 2022 None French 0 - 51 (20.0%)
Resigned Henry James KENYON 24 Feb 2015 31 Mar 2017 Non-Executive Director British 0 - 205 (25.0%)
Resigned Graham Vincent DOSWELL 24 Feb 2015 14 Oct 2016 Non-Executive Director British 0 - 309 (30.0%)
Resigned Brett Donald MCWILLIAM 16 Feb 2010 24 Feb 2015 Actuary British 0 - 31 (33.3%)
Resigned Daniel Lee HARRISON 26 Jan 2009 13 Apr 2010 Company Director British 10 - 40 (0.0%)
Resigned Aiden George PLUMRIDGE 25 Jun 2008 12 Sep 2008 Head Of Life Operations British 0 - 30 (0.0%)
Resigned Anthony PRITCHARD 19 Feb 2008 30 Mar 2018 Operations Manager British 0 - 63 (50.0%)
Resigned Edgardo Paunlagui PENOLLAR 04 Sep 2007 30 Jun 2019 Finance Director British 0 - 1710 (58.8%)
Resigned Roger Thomas HUMBER 05 Jun 2007 29 Feb 2008 Group Director British 11 - 2517 (47.2%)
Resigned Stephen David WILLIAMS 05 Jun 2007 24 Feb 2015 Group Director British 0 - 136 (46.2%)
Resigned John Giles BLUNDELL 03 Apr 2006 30 Apr 2016 Managing Director British 0 - 2412 (50.0%)
Resigned Paul Edward Godfrey THOMPSON 06 Dec 2005 24 Feb 2015 Accountant British 0 - 84 (50.0%)
Resigned Stephen Andrew CLARKE 13 Sep 2005 31 Oct 2023 Accountant British 1 - 4219 (44.2%)
Resigned Alexander SCOTT 15 Sep 2004 23 Oct 2009 Actuary British 14 - 84 (18.2%)
Resigned John Alfred George KNAPP 17 Dec 2001 21 Jan 2009 Underwriter British 0 - 10 (0.0%)
Resigned Mahomed Iqbal GELU 20 Mar 2001 23 May 2008 Company Director British 0 - 94 (44.4%)
Resigned Colin David RUSSELL 09 Dec 1998 12 Jun 2008 Marketing Executive British 0 - 74 (57.1%)
Resigned Charles Henry Muir COBURN 08 Sep 1998 05 Dec 2002 Marketing Executive British 0 - 30 (0.0%)
Resigned Gordon John BARRATT 03 Oct 1995 31 Mar 1999 Company Director British 0 - 41 (25.0%)
Resigned John Bernard ALEXANDER 16 Dec 1994 07 Jan 2003 Investment Banker United Kingdom 9 - 141 (4.3%)
Resigned Roger Harry Vernon DIXON 07 Nov 1994 15 Dec 2005 Retired Sol British 0 - 62 (33.3%)
Resigned Alan BLACKBURN 07 Nov 1994 08 Sep 1998 Company Secretary British 0 - 102 (20.0%)
Resigned Nicholas George COOPER 30 Dec 1992 24 Feb 2015 Company Director British 4 - 2911 (33.3%)
Resigned Robert ROTHMAN 30 Dec 1992 07 Nov 1994 Business Executive American 0 - 20 (0.0%)
Resigned John David HASLAM 30 Dec 1992 07 Nov 1994 Insurance Executive British 0 - 83 (37.5%)
Resigned Judith Helen GRINSTED 30 Dec 1992 07 Nov 1994 Actuary British 0 - 73 (42.9%)
Resigned Peter Anthony Howes DUFTON 30 Dec 1992 01 Jul 2007 Insurance Executive British 1 - 105 (45.5%)
Resigned Geoffrey John GEARY 30 Dec 1992 Banker British 0 - 53 (60.0%)
Resigned Harry James HOLDEN 30 Dec 1992 Company Director British 0 - 75 (71.4%)
Resigned CONSOLIDATED INSURANCE GROUP LIMITED 30 Dec 1992 0 - 10 (0.0%)
Resigned Michael Alan WOODALL 30 Dec 1992 Consumer Finance Executive British 2 - 2415 (57.7%)
Number of active directors: 10
Average tenure of active directors: 1.5 years
Average tenure of resigned directors: 5.4 years
Average active director Dissolution Rate: 4.5%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name
 
BHSF LIMITED (00035500) - Active
COVEA INSURANCE PLC (00613259) - Active
COVÉA LIFE LIMITED (00911235) - Active
N. M. ROTHSCHILD & SONS LIMITED (00925279) - Active
CASLP LTD (00980142) - Active
COUNTRYWIDE ASSURED PLC (02261746) - Active
HSB ENGINEERING INSURANCE LIMITED (02396114) - Active
NETWORK INSURANCE BROKERS LIMITED (02562788) - Dissolved
WEATHERBYS BANK LIMITED (02943300) - Active
COVÉA INSURANCE SERVICES LIMITED (02966506) - Active
BRITISH GAS SERVICES LIMITED (03141243) - Active
N M ROTHSCHILD CORPORATE FINANCE LIMITED (03257019) - Dissolved
HEBBLE LAW LIMITED (03322866) - Active
MMA HOLDINGS UK PLC (03805690) - Active
ABBOTT BURKE ASSOCIATES LIMITED (03833699) - Dissolved
BHSF EMPLOYEE BENEFITS LIMITED (03897857) - Active
RACING WELFARE (04116279) - Active
BHSF MEDICAL PRACTICE LIMITED (04405662) - Active
BHSF OCCUPATIONAL HEALTH LIMITED (04617238) - Active
BHSF GROUP LIMITED (04767689) - Active
CHESNARA PLC (04947166) - Active
NEXUS HEALTHCARE LTD (05570034) - Active
WEALTHTIME LIMITED (06016480) - Active
AIG LIFE LIMITED (06367921) - Active
SLI SERVICES LIMITED (06436255) - Active
NOVIA FINANCIAL HOLDINGS LIMITED (06466707) - Active
NOVIA FINANCIAL PLC (06467886) - Active
JANE DALE LIMITED (06948861) - Dissolved
TASKER INSURANCE GROUP LIMITED (07194832) - Active
PRISM NETWORK LIMITED (07294894) - Active
AMBER FINANCIAL INVESTMENTS LIMITED (07630847) - Active
BHSF CORPORATE HEALTHCARE (HOLDINGS) LIMITED (08044019) - Active
BROWN & BROWN (EUROPE) LIMITED (08613882) - Active
STERLING CLIENT SERVICES LIMITED (09015536) - Active
BIZSPACE HOLDINGS LIMITED (09633921) - Active
BHSF MANAGEMENT SERVICES LIMITED (10604505) - Active
QLAIMS LIMITED (10650346) - Active
OCCUPATIONAL HEALTH CONSULTANTS LIMITED (NI028146) - Dissolved

SHAREHOLDERS (BETA)

Shareholder name Share class Shares at confirmation date
2020-12-022017-11-062016-11-052015-11-052014-11-05
MMA HOLDINGS UK PLCORDINARY7,500,000
100%
0
0%
0
0%
0
0%
0
0%
COVEA INSURANCE SERVICES LIMITEDORDINARY0
0%
7,500,000
100%
7,500,000
100%
0
0%
0
0%
STERLING INSURANCE GROUP LTDORDINARY0
0%
0
0%
0
0%
7,500,000
100%
7,500,000
100%

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES



Controlling entities above

COVÉA LIFE LIMITED

Controlled companies below

LATE PAYMENTS REPORT


This company has not filed any late payment reports possibly because it is not considered \'Large\'.

COURT CASES


No Court Cases found

PATENTS


No Patents found

COMPETITORS

(Based on Sic code: 65110 Life insurance)

Company Registered Address Company Number YE Date Revenue GBP Net Profit GBP Other SIC codes
SCOTTISH WIDOWS LIMITED 25 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7HN 03196171 2017-12-31 18,192,000,000 899,000,000
ROTHESAY LIFE PLC THE POST BUILDING, 100 MUSEUM STREET, LONDON, UNITED KINGDOM, WC1A 1PB 06127279 2018-12-31 12,195,000,000 97,000,000
SCOTTISH EQUITABLE PLC AEGON LOCHSIDE CRESCENT, EDINBURGH PARK, EDINBURGH, SCOTLAND, EH12 9SE SC144517 2017-12-31 9,792,700,000 34,400,000
BAILLIE GIFFORD LIFE LIMITED ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX SC182496 2018-03-31 5,139,666,000 1,600,000
PHOENIX LIFE LIMITED 1 WYTHALL GREEN WAY, WYTHALL, BIRMINGHAM, B47 6WG 01016269 2018-12-31 1,304,000,000 481,000,000
CANADA LIFE LIMITED CANADA LIFE PLACE, POTTERS BAR, HERTFORDSHIRE, EN6 5BA 00973271 2017-12-31 940,100,000 326,100,000
COUNTRYWIDE ASSURED PLC 2ND FLOOR, BUILDING 4 WEST STRAND, WEST STRAND ROAD, PRESTON, LANCASHIRE, ENGLAND, PR1 8UY 02261746 2017-12-31 333,071,000 42,296,000
THREADNEEDLE PENSIONS LIMITED CANNON PLACE, 78 CANNON STREET, LONDON, EC4N 6AG 00984167 2017-12-31 266,918,000 2,040,000 66300-Fund management activities
MGM ADVANTAGE LIFE LIMITED CANADA LIFE PLACE, HIGH STREET, POTTERS BAR, ENGLAND, EN6 5BA 08395855 2017-12-31 183,391,000 5,702,000
WESLEYAN FINANCIAL SERVICES LIMITED COLMORE CIRCUS, BIRMINGHAM, B4 6AR 01651212 2017-12-31 58,140,000 -3,964,000
INTEGRALIFE UK LIMITED 29 CLEMENT'S LANE, LONDON, EC4N 7AE 00798365 2018-09-30 45,279,000 16,177,000
TOKIO MARINE KILN SYNDICATES LIMITED 20 FENCHURCH STREET, LONDON, EC3M 3BY 00729671 2017-12-31 31,146,000 18,548,000 65120-Non-life insurance
UNUM LIMITED MILTON COURT, DORKING, SURREY, RH4 3LZ 00983768 2017-12-31 12,206,000 1,775,000 65120-Non-life insurance
CAPITA LIFE & PENSIONS SERVICES LIMITED 65 GRESHAM STREET, LONDON, ENGLAND, EC2V 7NQ 04359665 2017-12-31 7,031,500 -1,964,426
LEAGOLD LIMITED SOLAR HOUSE - PF 915 HIGH ROAD, NORTH FINCHLEY, LONDON, ENGLAND, N12 8QJ 01692041 2017-03-31 1,032,339 0 65120-Non-life insurance
65300-Pension funding
FRANK CORRIGAN & CO. LIMITED 5 SYCAMORE COURT BIRMINGHAM ROAD, ALLESLEY, COVENTRY, ENGLAND, CV5 9BA 02198916 2018-05-31 946,820 0 65300-Pension funding
66290-Other activities auxiliary to insurance and pension funding
MORTGAGE 65 LIMITED RED ROSE COURT RED ROSE COURT, CLAYTON LE MOORS, ACCRINGTON, ENGLAND, BB5 5JR 06732518 2017-12-31 587,235 0 65120-Non-life insurance
66190-Activities auxiliary to financial intermediation not elsewhere classified
66220-Activities of insurance agents and brokers
STIRLING GENERAL INSURANCE SERVICES LIMITED ASTON HOUSE, CORNWALL AVENUE, LONDON, ENGLAND, N3 1LF 02546908 2017-09-30 287,063 0 65120-Non-life insurance
65300-Pension funding
HALLMARK GRANGE FINANCIAL LIMITED CRAVEN HOUSE 32 LEE LANE, HORWICH, BOLTON, BL6 7BY 04598272 2018-04-30 238,949 0
JMP ACTUARIAL LIMITED 9 CHART HOUSE, 6 BURRELLS WHARF SQUARE, LONDON E14, LONDON, E14 3TN 07267506 2018-05-31 202,500 0
NATHAN LIMITED 13 CYPRESS GROVE, DUNFERMLINE, FIFE, KY11 8AF SC193725 2018-02-28 197,120 0 66290-Other activities auxiliary to insurance and pension funding
EPIC INSURANCE SERVICES LIMITED 150 MINORIES, LONDON, ENGLAND, EC3N 1LS 07014140 2018-12-31 184,261 0 65120-Non-life insurance
JOHN MOSEBY FINANCIAL SERVICES LTD 17 BRUNTS STREET, MANSFIELD, NOTTINGHAMSHIRE, NG18 1AX 04606586 2018-12-31 143,159 0
REDPATH FINANCIAL PLANNING LIMITED UNIT 562 UNIT 562 WENTA BUSINESS CENTRE, COLNE WAY, WATFORD, ENGLAND, WD24 7ND 04589826 2018-04-30 98,622 0 65120-Non-life insurance
65300-Pension funding
E T M FINANCIAL PLANNING LTD 2 CHURCH COTTAGES THE BURY, LOCKING, WESTON-SUPER-MARE, ENGLAND, BS24 8BZ 07946651 2018-02-28 90,009 0 66290-Other activities auxiliary to insurance and pension funding
NEDTOWN LIMITED 11 CLEVELAND AVENUE, DRAYCOTT, DERBYSHIRE, DE72 3NR 04668300 2019-03-31 81,969 0
ANDREWS COMPLIANCE CONSULTANCY LIMITED 14 JULIANS ROAD, STEVENAGE, HERTFORDSHIRE, SG1 3ES 04015472 2016-09-30 69,928 0
FLEXIBLE FINANCE (MIDLANDS) LIMITED 11 PARK LANE BUSINESS CENTRE, PARK LANE, NOTTINGHAM, ENGLAND, NG6 0DW 08236476 2018-10-31 63,950 0
FRIAR BEST INSURANCE SERVICES LIMITED MARKET HOUSE, 21 LENTEN STREET, ALTON, HAMPSHIRE, GU34 1HG 04737423 2019-04-30 0 0 65120-Non-life insurance
65201-Life reinsurance
65202-Non-life reinsurance
BEAZLEY GROUP LIMITED 22 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4BQ 04082477 0000-00-00 0 0 65201-Life reinsurance
LEGAL AND GENERAL ASSURANCE SOCIETY LIMITED ONE COLEMAN STREET, LONDON, EC2R 5AA 00166055 0000-00-00 0 0
LIVERPOOL VICTORIA FINANCIAL SERVICES LIMITED COUNTY GATES, BOURNEMOUTH, DORSET, BH1 2NF 12383237 0000-00-00 0 0 66290-Other activities auxiliary to insurance and pension funding
NATIONAL FARMERS UNION MUTUAL INSURANCE SOCIETY LIMITED(THE) TIDDINGTON ROAD, STRATFORD-UPON-AVON, WARWICKSHIRE, CV37 7BJ 00111982 0000-00-00 0 0 65120-Non-life insurance
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED ENTERPRISE HOUSE, BANCROFT ROAD, REIGATE, ENGLAND, RH2 7RP 05465261 0000-00-00 0 0 65300-Pension funding
STANDARD LIFE ASSURANCE LIMITED STANDARD LIFE HOUSE, 30 LOTHIAN ROAD, EDINBURGH, EH1 2DH SC286833 0000-00-00 0 0
ZURICH ASSURANCE LTD UNITY PLACE, 1 CARFAX CLOSE, SWINDON, WILTSHIRE, UNITED KINGDOM, SN1 1AP 02456671 0000-00-00 0 0

LIQUIDATION RISK (BETA)



This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:
Basis Liquidation within 3 months Liquidation within 6 months Liquidation within 12 months Prediction confidence
COVÉA LIFE LIMITED 0.7% 3.6% 7.1% Medium
Other companies Active in the same sector 0.6% 2.1% 6.0% Medium
Age 0.4% 1.4% 2.7% Medium
Company Type 0.7% 3.7% 7.4% Medium
Accounts category 0.7% 2.2% 3.8% Medium
Accounting Month 0.6% 2.4% 5.5% Medium
Sic code count 0.7% 3.5% 7.0% Medium
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