SECURE TRUST BANK PUBLIC LIMITED COMPANY

YORKE HOUSE, ARLESTON WAY, SOLIHULL, B90 4LH

Company Number: 00541132
Incorporation date: 26-Nov-1954
Status: Active
Entity type: Public Limited Company

SIC codes:
64191 Banks

SUMMARY

This company is 69.9 years old and is currently active. The company has positive equity (net assets) of GBP 254.1 million which has increased from GBP 237.1 million in the previous year. The latest reported revenue figure is GBP 165.5 millionThe company has 9 active officers (directors or partners) who are or were officers of 77 other companies, 28 (36.4%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 30-Jun-2025
Accounts Filed: GROUP (31-Dec-2023)

P&L Financials:

Year end	Currency	Revenue	Interest Received	Interest Paid	Tax	Net Profit GBP
06-May-2020	GBP	165,500,000	145,400,000	46,000,000	200,000	31,100,000
27-Mar-2019	GBP				100,000	28,300,000
22-Mar-2017	GBP
16-Mar-2016	GBP
01-Nov-2011	GBP

Balance Sheet Financials:

Year end	Currency	Current Liabilities	Share Capital	Premium Reserve	Retained Earnings	Net Assets
06-May-2020	GBP	3,300,000	74,000,000	81,200,000	164,400,000	254,100,000
27-Mar-2019	GBP		7,400,000	81,200,000	147,400,000	237,100,000
22-Mar-2017	GBP		7,400,000	81,200,000	135,500,000	221,800,000
16-Mar-2016	GBP		73,000,000	19,300,000	48,600,000	1,235,200,000
01-Nov-2011	GBP		7,400,000	81,200,000	148,000,000	237,100,000

VALUATION EVENTS (BETA)

Year end	Currency	% Equity	Sum raised	Pre-Money Valuation*	Post-Money Valuation*	Enterprise Value**
06-May-2020	GBP	90.00%	66,600,000	7,400,000	74,000,000	40,700,000
22-Mar-2017	GBP	-886.49%	-3,700,000	4,117,378	417,378	2,267,378
16-Mar-2016	GBP	89.86%	3,700,000	417,378	4,117,378	2,267,378

* Average valuation during the period
** Estimated based on average Cash and Debt levels during period

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Nationality	All apointments (active/resigned)
Active	Lisa Jane DANIELS	12 Mar 2024	06 Oct 2024		1 - 0
Resigned	Mark Philip David STEVENS	17 Jul 2019	09 Feb 2024		0 - 1
Resigned	Alan Jonathan KARTER	31 Aug 2014	17 Jul 2019	British	0 - 1
Resigned	Jeremy Robin KAYE	17 Sep 1991	31 Aug 2014	British	0 - 66
Resigned	Michael Charles MOSS		17 Sep 1991	British	0 - 2

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	James Alexander BROWN	31 Mar 2024		Director	New Zealander	4 - 5	1 (11.1%)
Active	Victoria Grant MITCHELL	01 Nov 2023		Non-Executive Director	British	2 - 32	12 (35.3%)
Active	Finlay Ferguson WILLIAMSON	30 Jun 2021		Non-Executive Director	British	2 - 32	20 (58.8%)
Active	Rachel Michelle LAWRENCE	23 Sep 2020		Chartered Accountant	British	8 - 6	0 (0.0%)
Active	David Andrew MCCREADIE	17 Dec 2019		Chief Executive Officer	British	8 - 5	3 (23.1%)
Active	Paul Christopher MYERS	28 Nov 2018		Non Executive-Director	British	2 - 1	1 (33.3%)
Resigned	Lucy Jeanne, Baroness NEVILLE-ROLFE	28 Nov 2018	21 Sep 2022	Non-Executive Director	British	0 - 1	0 (0.0%)
Active	Paul Christopher MYERS	28 Nov 2018		Non Executive-Director	British	1 - 0	0 (0.0%)
Active	Victoria Katharine STEWART	22 Nov 2016		Director	British	1 - 0	0 (0.0%)
Active	Dorothy Ann BERRESFORD	22 Nov 2016		Director	British	2 - 1	0 (0.0%)
Resigned	Michael Bruce, The Rt Hon Lord FORSYTH	01 Mar 2014	16 May 2024	Company Director/Investment Banker	British	3 - 11	4 (28.6%)
Resigned	Carol Frances SERGEANT	08 Sep 2011	31 Dec 2015	Specialist Advisor	British	0 - 13	5 (38.5%)
Resigned	Kevin Anthony HAYES	17 Jun 2011	09 Sep 2011	Banker Acib	British	3 - 2	0 (0.0%)
Resigned	Neeraj KAPUR	31 May 2011	06 Dec 2019	Chartered Accountant	British	0 - 63	41 (65.1%)
Resigned	Paul MARROW	03 Mar 2011	24 Jun 2020	Banker	British	1 - 48	23 (46.9%)
Resigned	Dean Michael PROCTOR	25 Nov 2010	16 Sep 2011	Banker	British	0 - 8	1 (12.5%)
Resigned	Paul Anthony LYNAM	13 Sep 2010	05 Jan 2021	Banker	Irish	11 - 72	41 (49.4%)
Resigned	David Robert NIELD	20 May 2010	09 Sep 2011	None	British	0 - 6	2 (33.3%)
Resigned	Atholl Denis TURRELL	25 Feb 2010	08 Sep 2011	Consultant	British	0 - 6	1 (16.7%)
Resigned	James Robert COBB	01 Nov 2008	08 Sep 2011	Chartered Accountant	British	17 - 9	4 (15.4%)
Resigned	David Gwilym ANTHONY	22 Feb 2007	22 Mar 2010	Company Director	British	0 - 11	5 (45.5%)
Resigned	Owen Pearson WOODLEY	02 Jan 2007	01 Nov 2010	Sales And Marketing Director	British	0 - 6	1 (16.7%)
Resigned	Nicholas Mark FIELDEN	02 Jan 2007	03 Jun 2011	Chartered Accountant	British	0 - 16	9 (56.3%)
Resigned	Mark Anthony FULLER	07 Dec 2006	31 Jan 2008	Chartered Accountant	British	0 - 2	1 (50.0%)
Resigned	Gary Antony JENNISON	25 Sep 2006	10 May 2010	Banker	British	0 - 45	23 (51.1%)
Resigned	Paul Nigel SHERIFF	21 Sep 2006	31 Oct 2008	Chartered Accountant	British	0 - 7	1 (14.3%)
Resigned	Andrew Alfred SALMON	08 Jul 2003	08 Aug 2018	Banker	British	15 - 5	0 (0.0%)
Resigned	Henry, Sir ANGEST	17 Feb 2003	08 Aug 2018	Banker	British	15 - 12	2 (7.4%)
Resigned	John Patrick BUTCHER	15 Nov 2000	31 Dec 2004	Company Director	British	0 - 14	6 (42.9%)
Resigned	Andrew James Victor GILES	01 Mar 1999	25 Feb 2000	Banker	British	0 - 6	2 (33.3%)
Resigned	Robert Joseph Johnstone WICKHAM	05 Jan 1998	07 Sep 2011	Banker	British	0 - 16	8 (50.0%)
Resigned	Edward PEARSON	12 Sep 1996	18 Jan 2004	Non-Executive Director	British	0 - 4	1 (25.0%)
Resigned	Ronald PASTON	16 Jun 1995	30 Jun 2002	Chartered Secretary	British	0 - 21	7 (33.3%)
Resigned	Stephen John LOCKLEY	20 Jun 1994	30 Sep 2006	Chartered Accountant	British	3 - 23	6 (23.1%)
Resigned	Thomas Anthony OMALLEY	21 Apr 1994	07 Nov 1995	Retired Company Director	British	0 - 4	0 (0.0%)
Resigned	Robert Oliver DAUNCEY	16 Sep 1993	31 Dec 2000	Solicitor	British	3 - 49	26 (50.0%)
Resigned	Patricia Gwendoline FIELDING	01 Jul 1992	06 Apr 2001	Office Manager	British	0 - 1	0 (0.0%)
Resigned	Derek PEARSON	01 Jul 1992	05 Feb 2007	Joint Managing Director	British	0 - 7	3 (42.9%)
Resigned	Keith Nicholas Francis DEAKIN	01 Jul 1992	05 Feb 2007	Joint Managing Director	British	2 - 8	3 (30.0%)
Resigned	John Waterhouse SHIPLEY	01 Jul 1992	30 Apr 2007	Chartered Accountant	British	2 - 14	8 (50.0%)
Resigned	Ronald MIDDLETON	01 Jul 1992	14 Feb 2002	Office Manager	British	0 - 3	1 (33.3%)
Resigned	Michael Charles MOSS		30 Jun 1992	Chartered Accountant	British	0 - 2	0 (0.0%)
Resigned	Ronald PASTON		30 Jun 2002	Chartered Secretary	British	0 - 21	7 (33.3%)
Resigned	Henry, Sir ANGEST		08 Aug 2018	Banker	British	15 - 12	2 (7.4%)

Number of active directors: 9
Average tenure of active directors: 4.6 years
Average tenure of resigned directors: 6.3 years
Average active director Dissolution Rate: 18.0%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	James Alexander BROWN	Victoria Grant MITCHELL	Finlay Ferguson WILLIAMSON	Rachel Michelle LAWRENCE	David Andrew MCCREADIE	Paul Christopher MYERS	Paul Christopher MYERS	Victoria Katharine STEWART	Dorothy Ann BERRESFORD
LOOKERS LIMITED (00111876) - Active		✔
LOOKERS MOTOR GROUP LIMITED (00143470) - Active		✔
SECURE TRUST BANK PUBLIC LIMITED COMPANY (00541132) - Active	✔	✔	✔	✔	✔	✔	✔	✔	✔
N BROWN GROUP PLC (00814103) - Active		✔
LOMBARD BANK (00954573) - Active			✔
BANK AND CLIENTS PLC (00980698) - Liquidation			✔
SECURE HOMES SERVICES LIMITED (01404439) - Active				✔	✔
STB LEASING LIMITED (01648384) - Active				✔	✔
CHURCHILL MANAGEMENT LIMITED (02158416) - Liquidation			✔
AIB UK LOAN MANAGEMENT LIMITED (02265458) - Active				✔
PARAGON BANKING GROUP PLC (02336032) - Active			✔
DIRECT LINE FINANCIAL SERVICES (02372702) - Dissolved			✔
CAPITAL ONE HOMEOWNER LOANS LIMITED (02545354) - Active		✔
NATWEST PENSION TRUSTEE LIMITED (02726164) - Active			✔
VIRGIN MONEY GIVING LIMITED (02733492) - Active			✔
HOWDEN GROUP HOLDINGS LIMITED (02937398) - Active									✔
VIRGIN MONEY UNIT TRUST MANAGERS LIMITED (03000482) - Active			✔
VIRGIN MONEY PERSONAL FINANCIAL SERVICE LIMITED (03072766) - Active			✔
VIRGIN MONEY MANAGEMENT SERVICES LIMITED (03072772) - Liquidation			✔
VIRGIN MONEY HOLDINGS (UK) LIMITED (03087587) - Active			✔
ALBION VENTURE CAPITAL TRUST PLC (03142609) - Active									✔
SAINSBURY'S SUPERMARKETS LTD (03261722) - Active	✔
SAINSBURY'S BANK PLC (03279730) - Active	✔
VIRGIN MONEY NOMINEES LIMITED (03346243) - Active			✔
THE ONE ACCOUNT LIMITED (03414708) - Active			✔
WORLDPAY LIMITED (03424752) - Active			✔
CHALLENGER (NORWICH) LIMITED (03427512) - Dissolved			✔
CAPITAL ONE MORTGAGES LIMITED (03671261) - Active		✔
VIRGIN CARD LIMITED (03714340) - Dissolved			✔
CAPITAL ONE HOLDINGS LIMITED (03861423) - Active - Proposal to Strike off		✔
CAPITAL ONE (EUROPE) PLC (03879023) - Active		✔
HOME RETAIL GROUP CARD SERVICES LIMITED (04007072) - Active	✔
HOME RETAIL GROUP INSURANCE SERVICES LIMITED (04109436) - Active	✔
CAPITAL ONE INVESTMENTS LIMITED (04138518) - Active - Proposal to Strike off		✔
CAPITAL ONE FUNDING LIMITED (04138561) - Dissolved		✔
SAPPHIRE CARDS LIMITED (04232392) - Liquidation			✔
ARG PERSONAL LOANS LIMITED (04271874) - Active - Proposal to Strike off	✔
V12 RETAIL FINANCE LIMITED (04585692) - Active				✔	✔
CAPITAL ONE LOANS (UK) LIMITED (04927380) - Active		✔
JUST RETIREMENT LIMITED (05017193) - Active	✔
AIB DC PENSIONS (UK) LIMITED (05194771) - Active				✔
PARAGON BANK PLC (05390593) - Active			✔
V12 PERSONAL FINANCE LIMITED (05418233) - Active				✔	✔
PARTNERSHIP LIFE ASSURANCE COMPANY LIMITED (05465261) - Active	✔
VOCALINK LIMITED (06119048) - Active		✔
JRL CARS LIMITED (06767999) - Active				✔
VIRGIN MONEY LIMITED (06952311) - Active			✔
GOSFORTH HOLDINGS LIMITED (07038148) - Dissolved			✔
GOSFORTH MORTGAGES TRUSTEE LIMITED (07038239) - Dissolved			✔
GOSFORTH FUNDING 2011-1 PLC (07061454) - Liquidation			✔
THE UK CARDS ASSOCIATION LIMITED (07066141) - Active		✔
GOSFORTH FUNDING PLC (07094380) - Dissolved			✔
GOSFORTH HOLDINGS 2011-1 LIMITED (07115627) - Liquidation			✔
GOSFORTH MORTGAGES TRUSTEE 2011-1 LIMITED (07117181) - Liquidation			✔
V12 FINANCE GROUP LIMITED (07498951) - Active				✔	✔
GOSFORTH MORTGAGES TRUSTEE 2012-1 LIMITED (07934343) - Liquidation			✔
GOSFORTH FUNDING 2012-1 PLC (07989245) - Liquidation			✔
GOSFORTH HOLDINGS 2012-1 LIMITED (08015466) - Liquidation			✔
DEBT MANAGERS (SERVICES) LIMITED (08092808) - Active				✔	✔
NORTHERN ROCK LIMITED (08120214) - Liquidation			✔
GOSFORTH MORTGAGES TRUSTEE 2012-2 LIMITED (08180140) - Liquidation			✔
GOSFORTH HOLDINGS 2012-2 LIMITED (08180154) - Liquidation			✔
GOSFORTH FUNDING 2012-2 PLC (08215880) - Liquidation			✔
JUST GROUP PLC (08568957) - Active	✔
ZIAXA CONSULTING LTD (10341854) - Active				✔
ASHMAN FINANCE LIMITED (10907522) - Active						✔
APPTOPAY LTD (11204449) - Active				✔
ACCOUNT TECHNOLOGIES HOLDINGS LIMITED (11802480) - In Administration/Administrative Receive						✔
CAPITAL ONE OVERSEAS LIMITED (FC025701) - Converted / Closed		✔
AIB GROUP (UK) P.L.C. (NI018800) - Active				✔
AIB HOLDINGS (N.I.) LIMITED (NI023139) - Active				✔
TESCO PERSONAL FINANCE GROUP PLC (SC173198) - Active					✔
TESCO PERSONAL FINANCE PLC (SC173199) - Active					✔
HAMPDEN & CO PLC (SC386922) - Active			✔
TESCO CTF NOMINEES LIMITED (SC418136) - Dissolved					✔
OPEN BANKING REPORTING LIMITED (SC627563) - Active - Proposal to Strike off					✔
JEBS PROPERTY LIMITED (SC629632) - Active - Proposal to Strike off					✔
STANTON ADVISORY LIMITED (SC634384) - Active					✔

SHAREHOLDERS (BETA)

No shareholder data available
This is a Public Limited Company therefore the list of shareholders is not publicly available.

SHAREHOLDINGS (BETA)

no shareholding data

CONTROLLED COMPANIES / CONTROLLING ENTITIES

no controlling companies

SECURE TRUST BANK PUBLIC LIMITED COMPANY

Controlled companies below

>75%:DEBT MANAGERS (SERVICES) LIMITED (08092808 - UK) active
>75%:STB LEASING LIMITED (01648384 - UK) active
>75%:SECURE HOMES SERVICES LIMITED (01404439 - UK) active
>75%:APPTOPAY LTD (11204449 - UK) active

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2024-01-01	2024-06-30	33	6%	22%	86856
2023-07-01	2023-12-31	33	6%	22%	79603
2023-01-01	2023-06-30	32	6%	24%	73802
2022-07-01	2022-12-31	33	6%	36%	67054
2022-01-01	2022-06-30	22	2%	19%	61019
2021-07-01	2021-12-31	26	1%	15%	55204
2021-01-01	2021-06-30	26	1%	15%	49040
2020-07-01	2020-12-31	21	1%	16%	42127
2020-01-01	2020-06-30	20	1%	16%	33403
2019-07-01	2019-12-31	18	1%	17%	25990
2019-01-01	2019-06-30	12	1%	20%	18812
2018-07-01	2018-12-31	15	1%	18%	12421
2018-01-01	2018-06-30	17	1%	16%	2862

COURT CASES

No Court Cases found

PATENTS

No Patents found

COMPETITORS

(Based on Sic code: 64191 Banks)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
LLOYDS BANK PLC	25 GRESHAM STREET, LONDON, EC2V 7HN	00002065	2017-12-31	17,352,000,000	4,229,000,000
HSBC BANK PLC	8 CANADA SQUARE, LONDON, E14 5HQ	00014259	2017-12-31	15,545,000,000	1,809,000,000
STANDARD CHARTERED BANK	1 BASINGHALL AVENUE, LONDON, EC2V 5DD	ZC000018	2017-12-31	11,133,076,923	1,218,461,538
J.P. MORGAN SECURITIES PLC	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	02711006	2017-12-31	7,410,214,000	2,635,459,000	82990-Other business support service activities not elsewhere classified
BANK OF SCOTLAND PLC	THE MOUND, EDINBURGH, EH1 1YZ	SC327000	2017-12-31	6,893,000,000	1,988,000,000
SANTANDER UK PLC	2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN	02294747	2018-12-31	6,066,000,000	1,104,000,000	82990-Other business support service activities not elsewhere classified
THE ROYAL BANK OF SCOTLAND PUBLIC LIMITED COMPANY	36 ST. ANDREW SQUARE, EDINBURGH, SCOTLAND, EH2 2YB	SC083026	2018-12-31	1,754,800,000	690,400,000
TSB BANK PLC	HENRY DUNCAN HOUSE, 120 GEORGE STREET, EDINBURGH, EH2 4LH	SC095237	2018-12-31	1,295,300,000	-60,100,000
CLYDESDALE BANK PLC	177 BOTHWELL STREET, GLASGOW, SCOTLAND, G2 7ER	SC001111	2018-09-30	1,011,000,000	-239,000,000
BANK OF AMERICA MERRILL LYNCH INTERNATIONAL LIMITED	2 KING EDWARD STREET, LONDON, EC1A 1HQ	01009248	2017-12-31	730,000,000	224,000,000
VANQUIS BANK LIMITED	NO. 1, GODWIN STREET, BRADFORD, WEST YORKSHIRE, BD1 2SU	02558509	2018-12-31	658,800,000	145,900,000
VIRGIN MONEY PLC	JUBILEE HOUSE, GOSFORTH, NEWCASTLE UPON TYNE, NE3 4PL	06952311	2018-12-31	652,300,000	71,000,000
ALDERMORE BANK PLC	APEX PLAZA, FORBURY ROAD, READING, RG1 1AX	00947662	2018-06-30	607,400,000	155,900,000
INVESTEC BANK PLC	30 GRESHAM STREET, LONDON, ENGLAND, EC2V 7QP	00489604	2018-03-31	598,494,000	96,157,000
RBC EUROPE LIMITED	100 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4AA	00995939	2018-10-31	581,731,000	98,684,000
J.P. MORGAN LIMITED	25 BANK STREET, CANARY WHARF, LONDON, E14 5JP	00248609	2017-12-31	525,996,000	346,256,000
BANK OF IRELAND (UK) PLC	45 GRESHAM STREET, LONDON, ENGLAND, EC2V 7EH	07022885	2018-12-31	525,000,000	151,000,000
SUMITOMO MITSUI BANKING CORPORATION EUROPE LIMITED	100 LIVERPOOL STREET, LONDON, ENGLAND, EC2M 2AT	04684034	2018-03-31	517,100,000	213,200,000
GOLDMAN SACHS ASSET MANAGEMENT INTERNATIONAL	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	02474901	2017-12-31	482,934,000	75,052,000
GOLDMAN SACHS INTERNATIONAL BANK	PLUMTREE COURT, 25 SHOE LANE, LONDON, UNITED KINGDOM, EC4A 4AU	01122503	2017-12-31	389,518,000	118,731,000
ICBC STANDARD BANK PLC	20 GRESHAM STREET, LONDON, UNITED KINGDOM, EC2V 7JE	02130447	2018-12-31	384,000,000	-14,800,000
THE CO-OPERATIVE BANK P.L.C.	1 BALLOON STREET, MANCHESTER, UNITED KINGDOM, M4 4BE	00990937	2018-12-31	350,500,000	-140,700,000
C. HOARE & CO.	37 FLEET STREET, LONDON, EC4P 4DQ	00240822	2018-03-31	343,911,000	285,617,000
METRO BANK PLC	ONE, SOUTHAMPTON ROW, LONDON, ENGLAND, WC1B 5HA	06419578	2017-12-31	293,752,000	10,789,000
CLYDESDALE FINANCIAL SERVICES LIMITED	1 CHURCHILL PLACE, LONDON, E14 5HP	02901725	2017-12-31	266,548,000	14,032,000	82990-Other business support service activities not elsewhere classified
SAINSBURY'S BANK PLC	33 HOLBORN, LONDON, EC1N 2HT	03279730	2018-03-31	261,000,000	19,000,000
ONESAVINGS BANK PLC	RELIANCE HOUSE, SUN PIER, CHATHAM, KENT, ME4 4ET	07312896	2017-12-31	238,100,000	126,900,000
MIZUHO INTERNATIONAL PLC	30 OLD BAILEY, LONDON, ENGLAND, EC4M 7AU	01203696	2018-03-31	235,000,000	25,200,000	64999-Financial intermediation not elsewhere classified
UK GREEN INVESTMENT BANK LIMITED	ATRIA ONE, 144 MORRISON STREET, EDINBURGH, EH3 8EX	SC424067	2018-03-31	26,525,000	225,647,000
PARAGON BANK PLC	51 HOMER ROAD, SOLIHULL, WEST MIDLANDS, B91 3QJ	05390593	2018-09-30	219,100,000	156,400,000
VTB CAPITAL PLC	C/O TENEO FINANCIAL ADVISORY LIMITED, THE CARTER BUILDING, LONDON, EC4V 6RN	00159752	2017-12-31	206,767,000	-20,377,000
ITAU BBA INTERNATIONAL PLC	100 LIVERPOOL STREET, LEVEL 2, LONDON, UNITED KINGDOM, EC2M 2AT	07425398	2017-12-31	191,710,769	57,766,154
CHARTER COURT FINANCIAL SERVICES LIMITED	2 CHARTER COURT, BROADLANDS, WOLVERHAMPTON, WEST MIDLANDS, WV10 6TD	06749498	2017-12-31	163,424,000	72,675,000
SECURE TRUST BANK PUBLIC LIMITED COMPANY	YORKE HOUSE, ARLESTON WAY, SOLIHULL, UNITED KINGDOM, B90 4LH	00541132	2017-12-31	141,100,000	135,700,000
HSBC PRIVATE BANK (UK) LIMITED	8 CANADA SQUARE, LONDON, E14 5HQ	00499482	2018-12-31	140,742,000	31,507,000
MORGAN STANLEY BANK INTERNATIONAL LIMITED	25 CABOT SQUARE, LONDON, E14 4QA	03722571	2017-12-31	126,711,000	49,705,000	64921-Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
CATER ALLEN LIMITED	2 TRITON SQUARE, REGENT'S PLACE, LONDON, NW1 3AN	00383032	2017-12-31	114,127,000	64,822,000
BANK OF CHINA (UK) LIMITED	1 LOTHBURY, LONDON, EC2R 7DB	06193060	2017-12-31	94,483,000	32,064,000
AHLI UNITED BANK (UK) PLC	35 PORTMAN SQUARE, LONDON, W1H 6LR	00877859	2018-12-31	80,675,000	35,185,000
UNITED TRUST BANK LIMITED	28TH FLOOR, ONE, ROPEMAKER STREET, LONDON, EC2Y 9AW	00549690	2018-12-31	80,550,000	25,170,000
BRITISH ARAB COMMERCIAL BANK PUBLIC LIMITED COMPANY	8-10 MANSION HOUSE PLACE, LONDON, EC4N 8BJ	01047302	2017-12-31	61,614,000	8,440,000
BANK LEUMI (U.K.) P.L.C.	C/O MHA MACINTYRE HUDSON, 6TH FLOOR, LONDON, EC2Y 5AU	00640370	2017-12-31	51,307,000	12,071,000
BANK OF LONDON AND THE MIDDLE EAST PLC	20 CHURCHILL PLACE, CANARY WHARF, LONDON, ENGLAND, E14 5HJ	05897786	2018-12-31	48,725,000	10,673,000
SCHRODER & CO. LIMITED	1 LONDON WALL PLACE, LONDON, ENGLAND, EC2Y 5AU	02280926	2018-12-31	13,828,000	48,234,000	64921-Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors 64999-Financial intermediation not elsewhere classified
JULIAN HODGE BANK LIMITED	ONE, CENTRAL SQUARE, CARDIFF, SOUTH GLAMORGAN, CF10 1FS	00743437	2018-10-31	46,000,000	5,500,000
CYNERGY BANK LIMITED	4TH FLOOR, ONE NEW CHANGE, LONDON, ENGLAND, EC4M 9AF	04728421	2017-12-31	40,021,000	861,000
EUROPE ARAB BANK PLC	35 PARK LANE, MAYFAIR, LONDON, UNITED KINGDOM, W1K 1RB	05575857	2017-12-31	39,078,261	5,378,261
FOSSE FUNDING (NO.1) LIMITED	1 BARTHOLOMEW LANE, LONDON, UNITED KINGDOM, EC2N 2AX	05925696	2017-12-31	37,755,000	4,760,000
BROWN SHIPLEY & CO. LIMITED	2 MOORGATE, LONDON, ENGLAND, EC2R 6AG	00398426	2017-12-31	7,045,000	3,656,000
LINK FX PLC	71 GLOUCESTER ROAD, LONDON, ENGLAND, SW7 4SS	03129173	2017-09-30	2,683,241	0
FOSSE MASTER ISSUER PLC	1 BARTHOLOMEW LANE, LONDON, UNITED KINGDOM, EC2N 2AX	05925693	2017-12-31	425,000	-3,100,000
TREONUA LIMITED	11 EAST CRAIGS RIGG, EDINBURGH, EH12 8JA	SC372336	2018-12-31	174,061	0	70229-Management consultancy activities other than financial management
HENDERSON CAPITAL MANAGEMENT LTD.	2 DARTMOUTH STREET, C/O SEVERIN FINANCE, LONDON, ENGLAND, SW1H 9BP	08966661	2018-03-31	164,707	0
AJS PROFESSIONAL SERVICES LIMITED	DEVONSHIRE HOUSE, MANOR WAY, BOREHAMWOOD, HERTFORDSHIRE, WD6 1QQ	09053292	2019-05-31	156,392	0
ANDY MCRORY CONSULTANCY LIMITED	SUITE 501, UNIT 2 94A WYCLIFFE ROAD, NORTHAMPTON, NN1 5JF	07390454	2018-09-30	147,625	0
YI-BUSINESS LIMITED	74 SOUTHOVER, LONDON, ENGLAND, N12 7HB	07148396	2018-02-28	142,891	0
BLACKHEATH FINANCIAL CONSULTING LIMITED	C/O FROST GROUP LIMITED COURT HOUSE, THE OLD POLICE STATION SOUTH STREET, ASHBY-DE-LA-ZOUCH, LEICESTERSHIRE, LE65 1BR	09281599	2018-10-31	131,970	0
ELJ CONSULTING LTD	1ST FLOOR, 2 WOODBERRY GROVE, NORTH FINCHLEY, LONDON, N12 0DR	07612006	2018-03-31	125,580	0	64192-Building societies 70221-Financial management
QUARRY PROFESSIONAL LIMITED	UNIT 1, ROWAN COURT, 56 HIGH STREET WIMBLEDON, LONDON, ENGLAND, SW19 5EE	07531059	2018-03-31	125,410	0
ABLECOVE LIMITED	32 NEW ROAD, LONDON, SE2 0QG	07292702	2018-06-30	125,252	0
MINERVE TRAINING LIMITED	6 WOULDHAM TERRACE, SAXVILLE ROAD, ORPINGTON, KENT, UNITED KINGDOM, BR5 3AT	09766761	2018-12-31	120,312	0
ATLANTIX ASSOCIATES LTD	15 DRUMALINE RIDGE, WORCESTER PARK, SURREY, KT4 7JT	07429311	2018-11-30	120,037	0
ELANS CONSULTANCY LIMITED	7 PRIORY LODGE, 64 CASTLEBAR ROAD, LONDON, UNITED KINGDOM, W5 2DE	09425056	2018-02-28	119,973	0
LAS CONSULTANCY LTD	5 FREEMANS LANE, BURBAGE, HINCKLEY, ENGLAND, LE10 2HZ	09575303	2018-05-31	116,494	0
JSJP CONSULTING LIMITED	186 RED LION ROAD, SURBITON, SURREY, KT6 7QZ	08906417	2018-03-31	112,908	0
NAVEGATE LIMITED	56 ASHLEY DRIVE, TWICKENHAM, MIDDLESEX, TW2 6HW	05297467	2018-11-30	109,233	0
LOGISYL LTD	38 WOLSELEY, LONDON, SW19 8BQ	07522724	2018-03-31	107,269	0
JAVA WILLSON CONSULTING LIMITED	LABURNUM COTTAGE BRETTON LANE, BRETTON, CHESTER, CH4 0DX	07396142	2018-10-31	100,605	0
BIDDYMUNDOO LIMITED	11 CARBIS CLOSE, THE GREEN, LONDON, ENGLAND, E4 7HW	06264142	2018-05-31	95,088	0
JUST JUST THE ONE LIMITED	FLAT 237, BLUEWATER HOUSE SMUGGLERS WAY, LONDON, SW18 1EA	08831259	2018-01-31	88,738	0	66210-Risk and damage evaluation 68100-Buying and selling of own real estate
CRYSTAL GLOBAL ADVISORS LTD	KEMP HOUSE, 152-160 CITY ROAD, LONDON, UNITED KINGDOM, EC1V 2NX	10725391	2019-04-30	79,731	0
ELSBEAR LIMITED	4A WALDENSHAW ROAD, LONDON, ENGLAND, SE23 3XP	10636362	2019-02-28	77,950	0
SCS SOLUTIONS LIMITED	26 KENDAL DRIVE, FLITWICK, BEDFORDSHIRE, MK45 1NW	07365762	2018-09-30	74,925	0	70100-Activities of head offices 82990-Other business support service activities not elsewhere classified
SIDDIQ SOLUTIONS LIMITED	26 BELFRY PLACE, SHEPSHED, NR LOUGHBOROUGH, LEICESTERSHIRE, ENGLAND, LE12 9FP	07494117	2018-03-31	73,050	0
FONGQUOC888 LIMITED	18 FIRST FLOOR FLAT, COLLESS ROAD, LONDON, N15 4NR	09357360	2018-12-31	65,240	0
BAHAGIA FINANCE LIMITED	16 WARREN HEIGHTS, CHAFFORD HUNDRED, GRAYS, ESSEX, ENGLAND, RM16 6YH	08968650	2018-03-31	54,306	0
ANDREW CAPPS CONSULTING LTD	120 BUSHEY WOOD ROAD, DORE, SHEFFIELD, SOUTH YORKSHIRE, S17 3QD	08245362	2018-10-31	47,582	0	64192-Building societies
FERDINANDO FINANCIAL SERVICES LTD.	37A SHELSLEY AVENUE, ASHLAND, MILTON KEYNES, BUCKINGHAMSHIRE, UNITED KINGDOM, MK6 4AW	09364042	2018-12-31	46,898	0
WHITFIELD CONSULTANTS LTD	ASH HOUSE BACK LANE, BIRDINGBURY, RUGBY, WARWICKSHIRE, CV23 8EN	08555663	2018-06-30	46,859	0
L4WD2 LIMITED	61 BRIDGE STREET, KINGTON, ENGLAND, HR5 3DJ	09526339	2018-12-04	44,050	0
DANIEL LAYBOURN CONTRACTOR LIMITED	50 BRAHMS ROAD, BASINGSTOKE, UNITED KINGDOM, RG22 4JH	09551208	2018-04-30	39,446	0
COLQUHOUN CONTRACTING LIMITED	68 TAMARIND DRIVE, LIVERPOOL, UNITED KINGDOM, L11 1JQ	10033740	2018-03-31	38,220	0
C JAMES BRIGGS LIMITED	40 WIGAN LOWER ROAD, STANDISH LOWER GROUND, WIGAN, ENGLAND, WN6 8LJ	08479945	2018-04-30	37,700	0
BUSINESS PRO-SOLUTION LTD	33 CHARLES WILSON AVENUE, BILSTON, MIDLOTHIAN, SCOTLAND, EH25 9AQ	SC477677	2018-03-31	36,750	0
DOUBLE J FINANCIAL SOLUTIONS LIMITED	10 CAE GARW BACH, ST. FAGANS, CARDIFF, CF5 6HH	09079193	2017-06-30	36,474	0
MICALEB LTD	18 BRAYSHAW ROAD, EAST ARDSLEY, WAKEFIELD, WEST YORKSHIRE, ENGLAND, WF3 2JJ	08478529	2018-04-30	34,720	0
ADNAN MASOOD LIMITED	53 NEWPORT STREET, OLDHAM, ENGLAND, OL8 1RE	09147007	2018-07-31	33,820	0
SAMBALO LIMITED	31 CRYSTAL DRIVE, SUGAR WAY, PETERBOROUGH, PE2 9RJ	10378134	2018-09-30	32,348	0	64205-Activities of financial services holding companies
GF NEWLANDS LIMITED	1 BROADWATER CLOSE, WOKING, ENGLAND, GU21 5TW	09366018	2018-12-31	31,200	0
H S EDWARDS LIMITED	38 RUDSTON ROAD, LIVERPOOL, UNITED KINGDOM, L16 4PH	10038743	2019-03-31	30,100	0
GRANGE CONSULTING LIMITED	23 SUMMERHILL GRANGE, LINDFIELD, HAYWARDS HEATH, WEST SUSSEX, ENGLAND, RH16 1RQ	09968009	2019-01-31	30,068	0
CONSULT TEE LIMITED	275 ROYSTONHILL, 2/2, GLASGOW, SCOTLAND, G21 2EH	SC575966	2018-09-30	26,925	0	64303-Activities of venture and development capital companies
LP FINANCIAL CONSULTANTS LIMITED	49 STANLEY ROAD, TEDDINGTON, ENGLAND, TW11 8TP	07258933	2018-05-31	24,625	0
TBBT LIMITED	CHAMPNEY FLAT 44 CHAMPNEY, ST CECILIA CLOSE, KIDDERMINSTER, WORCESTERSHIRE, ENGLAND, DY10 1LW	08459083	2018-03-31	20,325	0
SPENCER SOLUTIONS LIMITED	6 HANSON ROAD, ANDOVER, HAMPSHIRE, SP10 3HL	08822719	2018-12-31	17,580	0
MJB FINANCIAL LTD	21 BAYHALL ROAD, TUNBRIDGE WELLS, KENT, ENGLAND, TN2 4UG	08707187	2018-09-30	13,764	0
LJG CONTRACTORS LTD	37 FFORDD EYNON EVANS, CAERPHILLY, CF83 2ET	09053727	2018-05-31	9,929	0
ECMR LTD	FORD BARN, STONEYFORD, NARBERTH, DYFED, WALES, SA67 7NX	09740367	2018-08-31	9,485	0
LANGMAR FINANCIAL AND TRAINING SOLUTIONS LTD	RISING CHASE 55 NURSERY LANE, SOUTH WOOTTON, KING'S LYNN, NORFOLK, ENGLAND, PE30 3NA	03605824	2018-06-30	8,629	0	66190-Activities auxiliary to financial intermediation not elsewhere classified
DENIZ CONSULTANCY LTD	1 HORLEY ROAD, MOTTINGHAM, LONDON, ENGLAND, SE9 4LF	08981052	2018-04-30	4,372	0

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
SECURE TRUST BANK PUBLIC LIMITED COMPANY	0.9%	3.6%	7.1%	Medium
Other companies Active in the same sector	1.1%	6.4%	16.9%	Medium


Age	0.4%	1.4%	2.7%	Medium
Company Type	1.7%	4.0%	5.9%	Medium
Accounts category	0.6%	1.5%	2.5%	Medium
Accounting Month	0.6%	2.4%	5.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium

VALUATION (BETA)

Valuation ratios as at 2024-09-30

	Market Cap GBP	Enterprise Value GBP	PE	EV/Revenue	EV/EBITDA
SECURE TRUST BANK PUBLIC LIMITED COMPANY	156,770,000	6,513,300	6.4	9.7	40.5
Banks ( 14 companies)	251,892,760,000	-350,862,546,800	5.7 (median)	1.3 (median)	N/A