WESTERN PROVIDENT ASSOCIATION LIMITED

RIVERGATE HOUSE, BLACKBROOK PARK, TAUNTON, SOMERSET, TA1 2PE

Company Number: 00475557
Incorporation date: 01-Dec-1949
Status: Active
Company type: PRI/LTD BY GUAR/NSC (Private, limited by guarantee, no share capital)

SIC codes:
65120 Non-life insurance

SUMMARY

This company is 73.9 years old and is currently active. The latest reported revenue figure is GBP 112.2 million which is similar to the previous year's figure of GBP 116 million. The company has 14 active officers (directors or partners) who are or were officers of 80 other companies, 24 (30.0%) of which have since been dissolved or are proposed for strike off. The company has no public disputes filed on the Business Disputes Register. There are no court cases involving the company that we are aware of.

FINANCIALS (BETA)

Next accounts due: 30-Sep-2024
Accounts Filed: GROUP (31-Dec-2022)

P&L Financials:

Year end	Currency	Revenue	Tax	Net Profit GBP
31-Dec-2019	GBP	112,170,000	93,000	-2,122,000
31-Dec-2018	GBP	116,009,000	1,848,000	7,527,000
31-Dec-2017	GBP	111,737,000	300,000	1,715,000
31-Dec-2016	GBP	111,477,000	700,000	4,095,000
31-Dec-2015	GBP	111,682,000	2,096,000	9,074,000
31-Dec-2014	GBP	109,003,000	440,000	2,760,000
31-Dec-2013	GBP	115,261,000	2,660,000	8,886,000
31-Dec-2012	GBP	106,183,000	615,000	3,423,000
31-Dec-2011	GBP
31-Dec-2010	GBP

Balance Sheet Financials:

Year end	Currency	Cash	Premium Reserve	Retained Earnings
31-Dec-2019	GBP	1,896,000	186,935,000
31-Dec-2018	GBP	2,449,000	188,781,000
31-Dec-2017	GBP	7,030,000	183,303,000
31-Dec-2016	GBP	2,950,000	181,398,000
31-Dec-2015	GBP	3,833,000	181,444,000
31-Dec-2014	GBP	2,887,000	171,311,000
31-Dec-2013	GBP	2,279,000	172,516,000
31-Dec-2012	GBP	4,803,000		163,371,000
31-Dec-2011	GBP	2,887,000		160,275,000
31-Dec-2010	GBP	2,602,000		161,035,000

DISPUTES

No disputes filed on www.disputesregister.org

COMPANY SECRETARY

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All apointments (active/resigned)
Active	Kimberley Jayne BELL	29 Mar 2023	29 Sep 2023			1 - 0
Resigned	Nicola Anne ROYLE	01 Jul 2016	22 Mar 2023			0 - 1
Resigned	Andrew Nathan HAWORTH	23 Jun 2014	01 Jul 2016			0 - 1
Resigned	Rosalind Andrea JOHNSON	14 Mar 1996	20 Jun 2014	Solicitor	British	1 - 25
Resigned	Rosalind Andrea JOHNSON		20 Jun 2014			1 - 25

DIRECTORS

Status	Name	Appointed on	Resigned on	Occupation	Nationality	All appointments (active/resigned)	Dissolved companies (rate)
Active	Camilla Jane Buttery PIERREPONT	27 Jun 2023		Director	British	2 - 1	0 (0.0%)
Active	Andrew Donald Sutcliffe CHAPMAN	20 Apr 2022		Director	British	2 - 7	0 (0.0%)
Active	Anne OBEY	14 Oct 2020		Chartered Accountant	British	2 - 5	0 (0.0%)
Active	Rosalind Andrea JOHNSON	18 Jun 2020		Retired	British	1 - 25	1 (3.8%)
Active	Brian Ewens Michael GOODMAN	25 Mar 2020		Director	British	7 - 1	0 (0.0%)
Active	Mark John SOUTHERN	25 Mar 2020		Director	British	3 - 0	0 (0.0%)
Active	Peter Robert Charles VENABLES	25 Mar 2020		Chartered Accountant	British	12 - 0	0 (0.0%)
Active	Jasper Anthony GILL	22 Feb 2019		Consultant Surgeon	British	3 - 1	1 (25.0%)
Active	Arthur John PUGH	26 Jun 2015		Retired	British	2 - 21	3 (13.0%)
Resigned	Andrew Nathan HAWORTH	21 Oct 2014	16 Dec 2022	Solicitor	British	0 - 12	0 (0.0%)
Resigned	Rachel Jane RILEY	01 Mar 2014	23 Mar 2018	Commercial Director	British	0 - 2	0 (0.0%)
Active	Nathan Luke IRWIN	11 Apr 2013		Chartered Accountant	British	12 - 3	1 (6.7%)
Resigned	Kevin Yardley BUTLER	15 Feb 2012	03 May 2017	Consultant Economist	British	0 - 2	0 (0.0%)
Resigned	John Frederick CHESTER	28 Jun 2010	29 Mar 2023	Consultant Surgeon	British	0 - 3	1 (33.3%)
Active	Robert Edmund LEE	05 Oct 2009		Actuary	British	2 - 24	13 (50.0%)
Resigned	Mark CHAMBERS	05 Oct 2009	22 Feb 2017	Accountant	British	2 - 5	0 (0.0%)
Resigned	Martin Cedric KRAMER	07 Aug 2009	03 Dec 2020	Solicitor	British	4 - 3	1 (14.3%)
Resigned	David Philip HEATHCOAT AMORY	07 Nov 2007	05 May 2012	Chartered Accountant	British	3 - 4	1 (14.3%)
Active	Henry James KENYON	18 Oct 2006		Chartered Accountant	British	2 - 18	6 (30.0%)
Resigned	Peter Nigel Stuckey CLARK	17 May 2004	11 Jun 2006	Director	British	0 - 30	12 (40.0%)
Resigned	Arthur John PUGH	17 Mar 2004	19 Apr 2013	Chartered Accountant	British	2 - 21	3 (13.0%)
Active	Evelyn Rowland Esmond BARING	14 Jan 2004		Company Director	British	2 - 0	0 (0.0%)
Resigned	Adrian Macmahon HUMPHREYS	14 Nov 2001	31 Oct 2014	Director	British	0 - 15	3 (20.0%)
Active	Rodney Adrian BRAMSTON	14 Nov 2001		Director	Australian	3 - 3	1 (16.7%)
Resigned	Clive Frederick COATES	01 Jul 1998	01 Sep 2003	Certified Accountant	British	0 - 54	18 (33.3%)
Resigned	Rosalind Andrea JOHNSON	01 Dec 1997	20 Jun 2014	Director Lawyer	British	1 - 25	1 (3.8%)
Resigned	Patrick Barnabas Burke, The Rt Hon Lord MAYHEW	02 Sep 1997	07 Nov 2007	Peer Qc	British	0 - 2	0 (0.0%)
Resigned	Adrian John SCHULER	27 Nov 1996	31 Aug 2008	Executive	British	0 - 6	0 (0.0%)
Resigned	John Finlay Willasey, General Sir WILSEY	02 Jun 1996	30 Mar 2009	Non Executive Director	British	0 - 2	0 (0.0%)
Resigned	Nigel Stirling BLACKWELL	11 Apr 1996	12 Jan 2004	Director	British	2 - 15	8 (47.1%)
Resigned	Robert William Gerald LEWIS	01 Nov 1995	07 Nov 2007	Chartered Accountant	British	0 - 1	0 (0.0%)
Resigned	Charles Douglas COLLINS	20 Apr 1995	01 Feb 2016	Consultant Surgeon	British	0 - 1	0 (0.0%)
Resigned	John Alexander WRIGHT	15 Feb 1995	17 Mar 2004	Chartered Accountant	British	0 - 11	0 (0.0%)
Resigned	Alison Julie MACEY	03 Aug 1994	23 Sep 1998	Divisional Director	British	0 - 4	0 (0.0%)
Resigned	Graham LANGFORD	03 Aug 1994	07 Apr 1997	Company Director	British	0 - 5	2 (40.0%)
Resigned	Arthur John WILSON	03 Aug 1994	13 Oct 1994	Personal Health	Insurance	0 - 1	0 (0.0%)
Resigned	Michael James FODEN	03 Aug 1994	03 May 2017	Civil Engineer	British	2 - 35	10 (27.0%)
Resigned	Elizabeth Jane QUICK	10 Feb 1993	26 Oct 1994	Director Of Human Resources	English	0 - 2	0 (0.0%)
Resigned	Douglas Martin CLAISSE	04 Feb 1992	31 Dec 1997	Director	British	0 - 18	5 (27.8%)
Resigned	Michael Royston COLLETT	16 Apr 1991	30 Sep 1994	Finance Director	British	0 - 9	0 (0.0%)
Resigned	Richard WORSLEY		01 Jul 1996	Director	British	0 - 1	0 (0.0%)
Resigned	Christopher James ROUTLEFF-JONES		04 Dec 1992	Director	British	0 - 2	1 (50.0%)
Resigned	Julian Clifford STAINTON		30 Aug 2019	Managing Director	British	0 - 15	1 (6.7%)
Resigned	Robert Arthur POLLITT		31 Oct 1995	Director	British	0 - 5	1 (20.0%)
Resigned	Ian Severn, Dr BAILEY		11 May 1995	Consultant Physician	British	0 - 1	0 (0.0%)
Resigned	David George ASHDOWN		28 Nov 1997	Director	British	0 - 1	0 (0.0%)
Resigned	Robert David GRINDLEY		03 Apr 1992	Director	English	1 - 8	0 (0.0%)
Resigned	Maureen Michele, Lady MERRISON		18 May 1998	Director	British	0 - 13	2 (15.4%)
Resigned	Nigel Stirling BLACKWELL		12 Jan 2004	Director	British	2 - 15	8 (47.1%)
Resigned	Michael Royston COLLETT		30 Sep 1994	Finance Director	British	0 - 9	0 (0.0%)
Resigned	Simone John PACE		20 Aug 1992	Director	American	0 - 1	0 (0.0%)
Resigned	David MUTTEEN		01 Nov 1993	Commercial Director	British	0 - 4	0 (0.0%)

Number of active directors: 14
Average tenure of active directors: 8.2 years
Average tenure of resigned directors: 5.9 years
Average active director Dissolution Rate: 10.4%

DIRECTOR APPOINTMENTS IN OTHER COMPANIES

Name	Camilla Jane Buttery PIERREPONT	Andrew Donald Sutcliffe CHAPMAN	Anne OBEY	Rosalind Andrea JOHNSON	Brian Ewens Michael GOODMAN	Mark John SOUTHERN	Peter Robert Charles VENABLES	Jasper Anthony GILL	Arthur John PUGH	Nathan Luke IRWIN	Robert Edmund LEE	Henry James KENYON	Evelyn Rowland Esmond BARING	Rodney Adrian BRAMSTON
FRIENDS AELRIS LIMITED (00016807) - Active											✔
LIBERTY RETAIL LIMITED (00042342) - Active									✔
WESTERN PROVIDENT ASSOCIATION LIMITED (00475557) - Active	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔	✔
AXA UK PENSION TRUSTEES LIMITED (00477312) - Active											✔
STERLING INSURANCE COMPANY LIMITED (00498605) - Active - Proposal to Strike off												✔
THE EXETER CASH PLAN (00515058) - Active		✔
AXA FUND MANAGERS LIMITED (00539454) - Dissolved											✔
FRIENDS AELLAS LIMITED (00575435) - Active											✔
COVEA INSURANCE PLC (00613259) - Active												✔
FRIENDS LIFE ASSURANCE SOCIETY LIMITED (00776273) - Active											✔
PROVIDENT INSURANCE LTD (00877728) - Active - Proposal to Strike off												✔
COVÉA LIFE LIMITED (00911235) - Active												✔
AXA EQUITY & LAW UNIT TRUST MANAGERS LIMITED (00949016) - Dissolved											✔
CLIC SARGENT PROMOTIONS LIMITED (00957520) - Active												✔
FRIENDS SLUA LIMITED (00975601) - Active											✔
UNDERSHAFT SLPM LIMITED (01105141) - Active											✔
ELEVATE PORTFOLIO SERVICES LIMITED (01128611) - Active											✔
FRIENDS SLUS LIMITED (01390717) - Dissolved											✔
FRIENDS AEL TRUSTEES LIMITED (01497951) - Active											✔
SUN LIFE CORPORATION LIMITED (01989351) - Dissolved											✔
THE BANBURY COLLECTION LIMITED (01996566) - Dissolved									✔
LIBERTY LEASE LIMITED (02082151) - Active									✔
CENTRE FOR SUSTAINABLE ENERGY (02219673) - Active			✔
CLIC PROMOTIONS LIMITED (02272327) - Dissolved												✔
FRIENDS ALF LIMITED (02294610) - Dissolved											✔
CLIC - CANCER AND LEUKAEMIA IN CHILDHOOD (02397331) - Active												✔
COVENTRY UNIVERSITY ENTERPRISES LIMITED (02409655) - Active			✔
FRIENDS PPPLTC LIMITED (02561344) - Dissolved											✔
WPA INVESTMENTS LIMITED (02591944) - Active				✔	✔		✔		✔	✔
WPA INSURANCE SERVICES LIMITED (02593389) - Active				✔			✔		✔	✔
WPA INVESTMENTS (DEVELOPMENT) LIMITED (02593390) - Active				✔	✔		✔		✔	✔
FRIENDS SLOLAC LIMITED (02638489) - Dissolved											✔
WPA PROTOCOL PLC (02755175) - Active				✔	✔		✔		✔	✔
EXETER FRIENDLY MEMBERS CLUB LIMITED (03118221) - Active		✔
FRIENDS LIFE COMPANY LIMITED (03291349) - Active											✔
HEBBLE LAW LIMITED (03322866) - Active												✔
AVIVA ADMINISTRATION LIMITED (03424940) - Active											✔
FRIENDS ASLH LIMITED (03479251) - Dissolved											✔
HAZARD CHASE PROPERTIES LIMITED (03697450) - Dissolved				✔
GO PRIVATE LIMITED (03749532) - Active		✔
THE WPA FOUNDATION (03757440) - Active				✔					✔				✔
XS INSURANCE SERVICES LIMITED (03783854) - Active				✔			✔		✔	✔				✔
STOPLOSS INSURANCE SERVICES LIMITED (03831968) - Active				✔			✔		✔	✔
XS HEALTH LTD (03926481) - Active				✔			✔		✔	✔
SARGENT CANCER CARE FOR CHILDREN (04173873) - Active												✔
SELF-PAY LIMITED (04174987) - Active				✔			✔		✔	✔
PIONEER ADVANTAGE LIMITED (04261044) - Active		✔
WPA HEALTH TRUSTEE LIMITED (04562414) - Active					✔	✔	✔			✔				✔
PARETO PARTNERS (MARKETING) LIMITED (04591582) - Dissolved									✔
CULMHEAD BUSINESS PARK (MANAGEMENT CO.) LIMITED (04710596) - Active					✔
WPA PENSION TRUSTEES LIMITED (04710981) - Active									✔	✔
CLIC SARGENT CANCER CARE FOR CHILDREN (05273638) - Active												✔
YESINSURANCE SERVICES LIMITED (05545310) - Active												✔
BRUNEL CONSULTING (CLIFTON) LIMITED (05800538) - Active											✔
CHILD CANCER UK (05877085) - Active												✔
CHILD CANCER FOUNDATION (05880595) - Dissolved												✔
2ROOS LIMITED (06006426) - Dissolved														✔
CABOT LEARNING FEDERATION (06207590) - Active												✔
CU SERVICES LIMITED (06641089) - Active			✔
WPA HEALTHCARE PRACTICE PLC (07320330) - Active		✔		✔		✔			✔	✔		✔		✔
BRISTOL MUSIC TRUST (07531978) - Active												✔
BRISTOL MUSIC TRUST ENTERPRISES LIMITED (07574100) - Dissolved												✔
COLSTON HALL LIMITED (07575369) - Dissolved												✔
BMT ENTERPRISES LTD (07575415) - Active												✔
THE FUTURELETS LIMITED (09136328) - Active			✔
COSMETIC DATA COMPANY LIMITED (09410339) - Active - Proposal to Strike off								✔
RUTHERFORD HEALTH PLC (09420705) - Liquidation										✔
EXETER CASH PLAN HOLDINGS LIMITED (09567930) - Active		✔
ELARA HOLDINGS LIMITED (10076384) - Active								✔
JASPER GILL LIMITED (10079295) - Active								✔
DELOS IT SOLUTIONS LIMITED (10458139) - Active							✔			✔
PEOPLESFUTURE LIMITED (10998151) - Active			✔
WPA PROPERTY SERVICES LIMITED (11110094) - Active					✔		✔			✔
TAYLOR MARITIME (UK) LTD (11170866) - Active	✔
NBS VENTURES LIMITED (11584733) - Active			✔
TMI ADVISORS (UK) LIMITED (13341251) - Active	✔
SUN LIFE ASSURANCE SOCIETY PLC (NF000881) - Converted / Closed											✔
SUN LIFE UNIT ASSURANCE LIMITED (NF001806) - Converted / Closed											✔
SUN LIFE PENSIONS MANAGEMENT LIMITED (NF002325) - Converted / Closed											✔
AXA SUN LIFE SERVICES PLC (NF003634) - Converted / Closed											✔
THE NORTHERN EDUCATIONAL FOUNDATION LIMITED (SC029087) - Dissolved											✔

SHAREHOLDERS (BETA)

no shareholder data

SHAREHOLDINGS (BETA)

Company name	Share class	Shares at confimation date
Company name	Share class	2018-09-27	2016-07-20	2015-07-20	2014-07-20	2013-07-20
WESTERN PROVIDENT ASSOCIATION LIMITED	ORDINARY	50,000 100%	49,999 100%	1 100%	1 100%	1 100%

CONTROLLED COMPANIES / CONTROLLING ENTITIES

no controlling companies

WESTERN PROVIDENT ASSOCIATION LIMITED

Controlled companies below

>75%:WPA HEALTHCARE PRACTICE PLC (07320330 - UK) active
>75%:STOPLOSS INSURANCE SERVICES LIMITED (03831968 - UK) active
>75%:WPA PROTOCOL PLC (02755175 - UK) active
>75%:DELOS IT SOLUTIONS LIMITED (10458139 - UK) active
>75%:WPA INVESTMENTS LIMITED (02591944 - UK) active
- >75%:WPA INVESTMENTS (DEVELOPMENT) LIMITED (02593390 - UK) active
>75%:WPA INSURANCE SERVICES LIMITED (02593389 - UK) active
>75%:WPA PROPERTY SERVICES LIMITED (11110094 - UK) active

LATE PAYMENTS REPORT

Start date	End date	Average days to pay	% invoices paid over 60 days	% invoices not paid within agreed terms	Gov.uk report
2023-01-01	2023-06-30	23	7%	23%	74502
2022-07-01	2022-12-31	23	7%	23%	67213
2022-01-01	2022-06-30	20	5%	24%	61803
2021-07-01	2021-12-31	17	3%	16%	55109
2021-01-01	2021-06-30	18	4%	13%	48018
2020-07-01	2020-12-31	21	4%	21%	40104
2020-01-01	2020-06-30	23	8%	23%	32782
2019-07-01	2019-12-31	17	3%	14%	28862
2019-01-01	2019-06-30	18	3%	13%	18147
2018-07-01	2018-12-31	19	4%	15%	9809
2018-01-01	2018-06-30	19	4%	16%	3495

COURT CASES

No Court Cases found

PATENTS

Title	Date filed	Status	Publication number
Insurance claim assessment	2008-11-27	Terminated	GB2465766

COMPETITORS

(Based on Sic code: 65120 Non-life insurance)

Company	Registered Address	Company Number	YE Date	Revenue GBP	Net Profit GBP	Other SIC codes
CATLIN SYNDICATE LIMITED	20 GRACECHURCH STREET, LONDON, EC3V 0BG	02968384	2017-12-31	3,050,238,000	-198,376,000
LIBERTY CORPORATE CAPITAL LIMITED	20 FENCHURCH STREET, LONDON, EC3M 3AW	02993038	2017-12-31	1,537,100,000	-160,400,000	65202-Non-life reinsurance
AXA PPP HEALTHCARE LIMITED	20 GRACECHURCH STREET, LONDON, UNITED KINGDOM, EC3V 0BG	03148119	2017-12-31	1,470,100,000	62,300,000
QBE CORPORATE LIMITED	30 FENCHURCH STREET, LONDON, UNITED KINGDOM, EC3M 3BD	03115135	2017-12-31	1,418,171,000	-27,294,000
WILLIS LIMITED	51 LIME STREET, LONDON, EC3M 7DQ	00181116	2017-12-31	896,000,000	126,000,000	65202-Non-life reinsurance
TOKIO MARINE UNDERWRITING LIMITED	20 FENCHURCH STREET, LONDON, EC3M 3BY	06734010	2017-12-31	802,412,000	-93,347,000	65202-Non-life reinsurance
CHUBB EUROPEAN GROUP SE	, , 100 LEADENHALL STREET, , LONDON, , UNITED KINGDOM, EC3A 3BP	SE000116	2018-06-30	691,000,000	35,900,000
TESCO UNDERWRITING LIMITED	THE OMNIBUS BUILDING, LESBOURNE ROAD, REIGATE, SURREY, UNITED KINGDOM, RH2 7LD	06967289	2017-12-31	395,300,000	19,000,000
NORTH OF ENGLAND PROTECTING AND INDEMNITY ASSOCIATION LIMITED(THE)	100 THE QUAYSIDE, NEWCASTLE UPON TYNE, ENGLAND, NE1 3DU	00505456	2018-02-20	367,976,000	25,914,000
QBE RE (EUROPE) LIMITED	PLANTATION PLACE, 30 FENCHURCH STREET, LONDON, EC3M 3BD	01378853	2017-12-31	364,907,000	50,436,000
JLT SPECIALTY LIMITED	1 TOWER PLACE WEST, TOWER PLACE, LONDON, UNITED KINGDOM, EC3R 5BU	01536540	2017-12-31	335,409,000	65,809,000
VITALITY CORPORATE SERVICES LIMITED	3 MORE LONDON RIVERSIDE, LONDON, SE1 2AQ	05933141	2018-06-30	299,848,000	7,569,000
TOWERGATE UNDERWRITING GROUP LIMITED	2 MINSTER COURT, MINCING LANE, LONDON, UNITED KINGDOM, EC3R 7PD	04043759	2017-12-31	201,515,000	-54,246,000	65202-Non-life reinsurance 66220-Activities of insurance agents and brokers
BEAZLEY MANAGEMENT LIMITED	22 BISHOPSGATE, LONDON, UNITED KINGDOM, EC2N 4BQ	05016918	2017-12-31	192,600,000	1,300,000	65202-Non-life reinsurance
INVESCO PERPETUAL LIFE LIMITED	PERPETUAL PARK, PERPETUAL PARK DRIVE, HENLEY-ON-THAMES, OXFORDSHIRE, RG9 1HH	03507379	2017-12-31	180,852,000	20,801,000
LIFESTYLE SERVICES GROUP LIMITED	EMERALD BUILDINGS, WESTMERE DRIVE, CREWE, CHESHIRE, UNITED KINGDOM, CW1 6UN	05114385	2017-12-31	176,940,000	6,870,000
SWINTON GROUP LIMITED	EMBANKMENT WEST TOWER, 101 CATHEDRAL APPROACH, SALFORD, UNITED KINGDOM, M3 7FB	00756681	2017-12-31	168,729,000	-32,607,000
ARTHUR J. GALLAGHER (UK) LIMITED	THE WALBROOK BUILDING, 25 WALBROOK, LONDON, EC4N 8AW	01193013	2017-12-31	136,675,000	25,038,000
TRAVELERS MANAGEMENT LIMITED	ONE CREECHURCH PLACE, CREECHURCH LANE, LONDON, UNITED KINGDOM, EC3A 5AF	00972175	2017-12-31	123,102,000	6,934,000
FIDELIS UNDERWRITING LIMITED	22 BISHOPSGATE, LEVEL 42, LONDON, ENGLAND, EC2N 4BQ	09753615	2018-12-31	112,521,538	393,077	65202-Non-life reinsurance
WESTERN PROVIDENT ASSOCIATION LIMITED	RIVERGATE HOUSE, BLACKBROOK PARK, TAUNTON, SOMERSET, TA1 2PE	00475557	2017-12-31	108,830,000	1,715,000
NATIONAL HOUSE-BUILDING COUNCIL	NHBC HOUSE DAVY AVENUE, KNOWLHILL, MILTON KEYNES, BUCKS, MK5 8FP	00320784	2018-03-31	82,459,000	-16,870,000
PRICE FORBES & PARTNERS LIMITED	2 MINSTER COURT, MINCING LANE, LONDON, EC3R 7PD	05734247	2017-12-31	71,614,000	2,585,000
LPSO LIMITED	ROYAL PAVILION, WELLESLEY ROAD, ALDERSHOT, HAMPSHIRE, UNITED KINGDOM, GU11 1PZ	03897375	2018-03-31	70,583,000	20,591,000
HOWDEN UK GROUP LIMITED	ONE CREECHURCH PLACE, LONDON, UNITED KINGDOM, EC3A 5AF	00725875	2018-09-30	60,443,000	16,838,000
ARCH SYNDICATE INVESTMENTS LTD	5TH FLOOR, 60 GREAT TOWER STREET, LONDON, ENGLAND, EC3R 5AZ	06645382	2017-12-31	60,338,000	-20,229,000
LIBERTY MANAGING AGENCY LIMITED	20 FENCHURCH STREET, LONDON, EC3M 3AW	03003606	2017-12-31	58,469,000	45,845,000	65202-Non-life reinsurance
HYPERION SERVICES LIMITED	ONE CREECHURCH PLACE, LONDON, UNITED KINGDOM, EC3A 5AF	02937399	2018-09-30	52,476,147	1,390,178
AETNA GLOBAL BENEFITS (UK) LIMITED	THE HUB FOWLER AVENUE, FARNBOROUGH BUSINESS PARK, FARNBOROUGH, HAMPSHIRE, ENGLAND, GU14 7JF	03554885	2017-12-31	46,612,947	-888,355
LIBERTY SPECIALTY SERVICES LIMITED	20 FENCHURCH STREET, LONDON, EC3M 3AW	04845458	2017-12-31	44,169,000	482,000
RFIB GROUP LIMITED	71 FENCHURCH STREET, LONDON, UNITED KINGDOM, EC3M 4BS	01502259	2017-12-31	43,793,000	-1,512,000
CAR CARE PLAN LIMITED	JUBILEE HOUSE, 5 MID POINT BUSINESS PARK, THORNBURY, WEST YORKSHIRE, BD3 7AG	00850195	2017-12-31	23,900,000	1,680,000
LV CAPITAL PLC	COUNTY GATES, ., BOURNEMOUTH, BH1 2NF	07984380	2018-12-31	19,970,000	19,970,000	70100-Activities of head offices
KINGSBRIDGE RISK SOLUTIONS LIMITED	9 MILLER COURT, SEVERN DRIVE TEWKESBURY BUSINESS PARK, TEWKESBURY, GLOUCESTERSHIRE, GL20 8DN	04122238	2018-01-31	12,121,809	0
ARAG PLC	9 WHITELADIES ROAD, CLIFTON, BRISTOL, BS8 1NN	02585818	2017-12-31	12,060,100	0	66220-Activities of insurance agents and brokers
RIPE INSURANCE SERVICES LIMITED	THE ROYALS, ALTRINCHAM ROAD, MANCHESTER, M22 4BJ	04507332	2017-12-31	10,426,328	0
MSL LEGAL EXPENSES LTD	1 LAKESIDE, CHEADLE ROYAL BUSINESS PARK, CHEADLE, CHESHIRE, ENGLAND, SK8 3GW	02210857	2017-12-31	8,148,552	0
IRIS INSURANCE BROKERS LIMITED	THE BAXTER BUILDING, 80 BAXTER AVENUE, SOUTHEND-ON-SEA, ESSEX, UNITED KINGDOM, SS2 6HZ	04072404	2017-09-30	7,818,966	0	65202-Non-life reinsurance
W.E. BEDFORD INSURANCE SERVICES (WIMBLEDON) LIMITED	TRIDENT COURT, OAKCROFT ROAD, CHESSINGTON, ENGLAND, KT9 1BD	02851265	2017-12-31	6,950,359	0
BJP INSURANCE BROKERS LIMITED	ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, WEST YORKSHIRE, ENGLAND, LS20 9LT	03486694	2017-12-31	4,430,772	0
BLUEDROP SERVICES (NW) LIMITED	UNIT 4 FLANDERS ROAD, HEDGE END, SOUTHAMPTON, ENGLAND, SO30 2LG	07287668	2017-10-31	3,048,222	0
BANNERMAN RENDELL LIMITED	5-10 BURY STREET, LONDON, ENGLAND, EC3A 5AT	00609004	2017-12-31	2,627,308	0
U DRIVE COVER LIMITED	PILGRIM HOUSE, OXFORD PLACE, PLYMOUTH, PL1 5AJ	08673216	2018-03-31	1,842,229	0
HAMMOND PROFESSIONAL INDEMNITY CONSULTANTS LTD	C/O X L ASSOCIATES, 502-504 DUDLEY ROAD, WOLVERHAMPTON, ENGLAND, WV2 3AA	04799687	2018-12-31	1,297,525	0
NETHERLANDS C.I.S. LTD	LAWRENCE HOUSE 5, ST ANDREWS HILL, NORWICH, NORFOLK, NR2 1AD	06545053	2017-08-31	1,107,866	0	65202-Non-life reinsurance
LONDON TAXI INSURANCE LTD.	KINGS PARADE, LOWER COOMBE STREET, CROYDON, CR0 1AA	06532886	2018-03-31	1,089,554	0	65202-Non-life reinsurance
LUPTON DEL PRINCIPE ASSOCIATES LIMITED	FIRST FLOOR, BLOCK B LAWES HOUSE, 66 - 68 BRISTOL ROAD, PORTISHEAD, NORTH SOMERSET, UNITED KINGDOM, BS20 6QG	03151266	2017-07-31	923,675	0
RIVA INSURANCE BROKERS LTD	ONE, BELL LANE, LEWES, EAST SUSSEX, ENGLAND, BN7 1JU	07295729	2018-03-31	844,333	0	65202-Non-life reinsurance
ASHGROVE INSURANCE SERVICES LIMITED	THE WALBROOK BUILDING, 25 WALBROOK, LONDON, ENGLAND, EC4N 8AW	04196144	2018-04-30	640,837	0
ADVANCED INSURANCE CENTRES LIMITED	UNIT 4 CLEMENTS COURT, CLEMENTS LANE, ILFORD, ESSEX, IG1 2QY	04010965	2017-12-31	593,076	0
EGGAR FORRESTER INSURANCE LIMITED	CITY TOWER, 40 BASINGHALL STREET, LONDON, ENGLAND, EC2V 5DE	04908667	2018-03-31	454,547	0
ANCHOR INSURANCE SERVICES LTD.	THE TOWN HOUSE, MARKET STREET, HAILSHAM, ENGLAND, BN27 2AE	04434649	2018-04-30	428,117	0	65202-Non-life reinsurance
RISK SOLUTIONS INSURANCE SERVICES (UK) LIMITED	28 STAVANGER CLOSE, DANESHOLME, CORBY, NORTHAMPTONSHIRE, UNITED KINGDOM, NN18 9HT	06638374	2017-07-31	239,989	0
COOMBE BARTON ASSOCIATES LIMITED	BROWNS, BROWNS LANE, EFFINGHAM, SURREY, KT24 5NL	07274836	2018-06-30	214,676	0
FIRSTBORN 2010 LIMITED	STOUR THE STREET, EAST BERGHOLT, COLCHESTER, SUFFOLK, ENGLAND, CO7 6TF	07213317	2018-12-31	199,070	0
EXCESSWEATHER NO 2 LIMITED	8 CHURTON, BIRCHANGER, BISHOP'S STORTFORD, HERTS, ENGLAND, CM23 5FF	09317390	2018-12-31	170,517	0
WEALTH DEVELOPMENT LIMITED	ARTHUR G MEAD LIMITED, 4TH FLOOR FITZROVIA HOUSE, 153-157 CLEVELAND STREET, LONDON, ENGLAND, W1T 6QW	03947652	2018-03-31	153,519	0	65202-Non-life reinsurance
INSURIS LTD	DUKES HOUSE 32-38 DUKES PLACE, 5TH FLOOR, LONDON, ENGLAND, EC3A 7LP	10490800	2018-11-30	133,626	0
BLUE CREST PTY LTD	54 GLOUCESTER DRIVE, BASINGSTOKE, UNITED KINGDOM, RG22 4PH	07609286	2018-04-30	116,123	0
FINANCIAL RISK CONSULTANTS LIMITED	4 NEW FARM LANE, NORTHWOOD, MIDDLESEX, HA6 1HD	02286143	2017-09-30	64,230	0
DANIA ENTERPRISES LIMITED	COTCHFORD FARM, COTCHFORD LANE, HARTFIELD, EAST SUSSEX, TN7 4DN	06669454	2017-12-31	53,107	0
CIELO AZUL LTD	THE OLD FARMHOUSE HOMER, IPSDEN, WALLINGFORD, UNITED KINGDOM, OX10 6QS	10909774	2019-08-31	52,103	0
BELMORE WOOD LIMITED	28 BELMORE ROAD, NORWICH, NORFOLK, NR7 0PT	07196019	2018-03-31	47,323	0
CORNERSTONE INSURANCE BROKERS LIMITED	150 MINORIES, LONDON, ENGLAND, EC3N 1LS	08411560	2018-12-31	45,569	0
JOHN HALL(CONSULTANT) LTD	16 SHILLINGFORD CLOSE, APPLETON, WARRINGTON, CHESHIRE, WA4 5QB	07882994	2018-11-30	29,187	0
SPORTS & FITNESS INSURANCE SERVICES (UK) LIMITED	30 SHANNON WAY, BECKENHAM, ENGLAND, BR3 1WG	02894315	2018-03-31	11,217	0
SENNOCKE INSURANCE AGENCIES LIMITED	2-4 STONELEIGH PARK ROAD, EPSOM, ENGLAND, KT19 0QT	01261234	2017-07-31	7,034	0	65202-Non-life reinsurance
CRAIG UK, LTD	INTERNATIONAL HOUSE, 36-38 CORNHILL, LONDON, ENGLAND, EC3V 3NG	05504998	2017-12-31	6,250	0	65202-Non-life reinsurance
JMC INSURANCE CONSULTING LIMITED	HOLMWOOD, OAKEN DRIVE, CLAYGATE, ESHER, SURREY, KT10 0DL	04198473	2018-03-31	734	0
INSURE YOUR HOME LIMITED	200 LEESONS HILL, CHISLEHURST, KENT, BR7 6QH	04790658	2018-06-30	408	0
REGENCY INSURANCE BROKERS LIMITED	GRAND PIER, MARINE PARADE, WESTON-SUPER-MARE, SOMERSET, BS23 1AL	02186452	2018-03-30	334	0
CANOPIUS CAPITAL LIMITED	5TH FLOOR, 40 GRACECHURCH STREET, LONDON, ENGLAND, EC3V 0BT	04765861	2013-12-31	0	0
TREIMCO LIMITED	C/O MR N WOOD 5TH FLOOR, 40 GRACECHURCH STREET, LONDON, UNITED KINGDOM, EC3V 0BT	07061914	2017-12-31	0	0	65202-Non-life reinsurance
AMBER INSURANCE BROKERS LIMITED	UNIT 2 KILDEGAARD BUSINESS PARK EASTHORPE ROAD, EASTHORPE, COLCHESTER, ESSEX, ENGLAND, CO5 9HE	08425687	2018-12-31	0	0
AMERICOVER LIMITED	5 CHURCHWELL AVENUE, EASTHORPE, COLCHESTER, ESSEX, ENGLAND, CO5 9HN	08550086	2018-12-31	0	0
BUSINESS INSURANCE SOLUTIONS LIMITED	1ST FLOOR, 2 BISHOPS WHARF, WALNUT TREE CLOSE, GUILDFORD, ENGLAND, GU1 4UP	06837377	2018-06-30	0	0
DIRECT INSURANCE UNDERWRITING AGENCY LIMITED	4TH FLOOR, 34 LIME STREET, LONDON, UNITED KINGDOM, EC3M 7AT	05600443	2018-06-30	0	0
MEDCONSULTANCY LTD	129 MILL ROAD, BURGESS HILL, WEST SUSSEX, RH15 8AY	04571208	2018-10-31	0	0
MELA ROSSA LTD	DRAKE HOUSE, PLYMOUTH ROAD, PENARTH, VALE OF GLAMORGAN, CF64 3TP	08368001	2018-12-31	0	0
NORLAND FLEET UNITS LIMITED	35 HIGH STREET, EPWORTH, NORTH LINCOLNSHIRE, DN9 1EP	01160859	2019-03-31	0	0
PROTECT COMMERCIAL INSURANCE SOLUTIONS LIMITED	33-35 WEST BUTE STREET, CARDIFF, WALES, CF10 5LH	08365670	2018-12-31	0	0
WESTGATE FINANCIAL SERVICES LIMITED	EVERGREEN CHURCH LANE, SOUTH MUSKHAM, NEWARK, NOTTINGHAMSHIRE, NG23 6EQ	05776126	2018-03-31	0	0	65202-Non-life reinsurance
ARTHUR J. GALLAGHER HOLDINGS (UK) LIMITED	THE WALBROOK BUILDING, 25 WALBROOK, LONDON, EC4N 8AW	06578719	0000-00-00	0	0
AUTOHOME INSURANCE LIMITED	MAYLEIGH HOUSE ORCHARD HILL, LITTLE BILLING, NORTHAMPTON, ENGLAND, NN3 9AD	01178454	0000-00-00	0	0
AXA INSURANCE UK PLC	20 GRACECHURCH STREET, LONDON, UNITED KINGDOM, EC3V 0BG	00078950	0000-00-00	0	0
BD COOKE INVESTMENTS LIMITED	THE MINSTER BUILDING, 21 MINCING LANE, LONDON, ENGLAND, EC3R 7AG	04322456	0000-00-00	0	0	66290-Other activities auxiliary to insurance and pension funding
BEDFORD INSURANCE SERVICES GROUP LIMITED	TRIDENT COURT, OAKCROFT ROAD, CHESSINGTON, ENGLAND, KT9 1BD	05333235	0000-00-00	0	0
CAR CARE PLAN (HOLDINGS) LIMITED	JUBILEE HOUSE, 5 MID POINT BUSINESS PARK, THORNBURY, WEST YORKSHIRE, BD3 7AG	01337510	0000-00-00	0	0
DAVIES GROUP LIMITED	5TH FLOOR, 20 GRACECHURCH STREET, LONDON, UNITED KINGDOM, EC3V 0BG	06479822	0000-00-00	0	0	66190-Activities auxiliary to financial intermediation not elsewhere classified
DAVIES HEDGCO LIMITED	5TH FLOOR, 20 GRACECHURCH STREET, LONDON, UNITED KINGDOM, EC3V 0BG	12242839	0000-00-00	0	0	66190-Activities auxiliary to financial intermediation not elsewhere classified
ED BROKING GROUP LIMITED	2 MINSTER COURT, MINCING LANE, LONDON, ENGLAND, EC3R 7PD	07254605	0000-00-00	0	0	65202-Non-life reinsurance
ED BROKING HOLDINGS (LONDON) LIMITED	2 MINSTER COURT, MINCING LANE, LONDON, ENGLAND, EC3R 7PD	00998625	0000-00-00	0	0	65202-Non-life reinsurance
HOWDEN BROKING GROUP LIMITED	ONE CREECHURCH PLACE, LONDON, UNITED KINGDOM, EC3A 5AF	06249799	0000-00-00	0	0	70100-Activities of head offices
HYPERION INSURANCE GROUP LIMITED	ONE CREECHURCH PLACE, LONDON, UNITED KINGDOM, EC3A 5AF	02937398	0000-00-00	0	0	70100-Activities of head offices
JLT INSURANCE GROUP HOLDINGS LIMITED	1 TOWER PLACE WEST, TOWER PLACE, LONDON, UNITED KINGDOM, EC3R 5BU	03281255	0000-00-00	0	0
MICHAEL RENDELL LIMITED	5-10 BURY STREET, LONDON, ENGLAND, EC3A 5AT	05851174	0000-00-00	0	0
MS AMLIN LIMITED	THE LEADENHALL BUILDING, 122 LEADENHALL STREET, LONDON, UNITED KINGDOM, EC3V 4AG	02854310	0000-00-00	0	0	65202-Non-life reinsurance
RFIB HOLDINGS LIMITED	71 FENCHURCH STREET, LONDON, UNITED KINGDOM, EC3M 4BS	06116715	0000-00-00	0	0
W.E. BEDFORD INSURANCE SERVICES LIMITED	TRIDENT COURT, OAKCROFT ROAD, CHESSINGTON, ENGLAND, KT9 1BD	01032012	0000-00-00	0	0

LIQUIDATION RISK (BETA)

This company is Active. Statistically, Active companies have a low probability of being liquidated within a year.
Here are our probability predictions:

Basis	Liquidation within 3 months	Liquidation within 6 months	Liquidation within 12 months	Prediction confidence
WESTERN PROVIDENT ASSOCIATION LIMITED	0.3%	0.9%	5.5%	Medium
Other companies Active in the same sector	0.2%	1.1%	4.4%	Medium


Expanded sample	0.3%	0.9%	5.5%	Medium
Age	0.4%	1.4%	2.7%	Medium
Company Type	0.7%	3.7%	7.4%	Medium
Accounts category	0.6%	1.5%	2.5%	Medium
Accounting Month	0.6%	2.4%	5.5%	Medium
Sic code count	0.7%	3.5%	7.0%	Medium